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REFINANCING?
WE’VE GOT YOUR BACK WITH $3K CASH BACK.
Learn more
Available for loans of at least $250,000 with a maximum LVR of 80%. Terms and
conditions apply^^
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MYIIB
DOWNLOAD THE FEATURE-PACKED MYIIB APP AND OPEN A NEW ACCOUNT IN MINUTES.
Learn more
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PLATINUM VISA CREDIT CARD
GET THE LOT (AND MORE) – FOR SURPRISINGLY LITTLE.
Earn 150,000 bonus Q Rewards® points1
Apply now
Spend criteria, terms and conditions apply. New customers only.
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IIB SIMPLE SAVER
4.80% P.A. 4 MONTH INTRO OFFER OR BALANCES UP TO $5 MILLION*
No hoops and no fuss, just simple savings.
Learn more
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EVERYDAY BANKING WITH IIB
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Watch your money grow with our high interest term deposit account
TERM DEPOSITS
4.40 % P.A.
12 month fixed term deposit from $5,000
Learn more
IMPORTANT CHANGES FOR IIB BUSINESS BANKING CUSTOMERS.
We are making some changes to the IIB Business Facility General Conditions.
Learn more.
Home loans
HOME LOANS
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GET INTO YOUR HOME FASTER WITH IMPRESSIVELY LOW RATES
ECONOMY VARIABLE HOME LOAN
5.49 % p.a.
For owner occupiers
5.64 % p.a.
Comparison Rate^
Terms and conditions apply
Learn more
GET $3,000 CASHBACK WHEN YOU REFINANCE YOUR HOME LOAN WITH IIB
Terms and conditions apply^^
Learn more
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CREDIT CARDS
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Platinum Visa credit card
EARN 150,000 BONUS Q REWARDS® POINTS. TERMS AND CONDITIONS APPLY~
READY TO APPLY?
Apply online now
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FIXED RATE UNSECURED PERSONAL LOAN
10.99 % P.A.
Fixed unsecured interest rate
11.71 % P.A.
Comparison rate**
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COMPARE OUR INTEREST RATES
See today’s rates
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Insurance
INSURANCE
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IIB RE-IMAGINES HOME AND CONTENTS AND LANDLORD INSURANCE BY OFFERING SMART AND
INNOVATIVE COVER THAT SUPPORTS YOU EVERY DAY.
IIB's Specialist Insurance Team is here to help. Get a quote today.
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GET AN ONLINE QUOTE IN AS LITTLE AS 3 MINUTES
Or call our specialist insurance team on 1300 159 258. Available from Monday to
Friday, 8:00am – 6:00pm (AEST).
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OUR LATEST AWARDS
SAVINGS ACCOUNT AWARDS
HOME LOAN AWARDS & CUSTOMER SERVICE AWARD
TOOLS AND CALCULATORS
We’ll help you work it out.
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OPENED A NEW ACCOUNT?
Make the most of it and get started with these easy steps.
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RATE RISE HUB
Everything you need to help manage your home loan and finances amongst rising
costs.
Find out how
For us, successful banking is all about building relationships and understanding
our customer's needs, whatever they are.
Aaron Todd Owner Managers, IIB Jimboomba
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HOW WE CAN SUPPORT YOU
RBA RATE CHANGES
Find out more information on the RBA rate change here.
Find out more
FINANCIAL HARDSHIP
Find out how we can help support you during difficult times.
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LATEST BLOG ARTICLES
CONVEYANCER VS. SOLICITOR: WHO DO YOU NEED TO BUY A HOUSE?
ECONOMIC AND FINANCIAL MARKET UPDATE: BUDGET - BACK IN BLACK (BRIEFLY)
WHAT IS HOME LOAN EQUITY AND HOW CAN YOU USE IT?
See more
* Important Information
^^ Special limited time $3,000 cashback offer only available for new
refinance applications received from 1 December 2022 and that settle within
120 days of the loan application date. This offer is open to Australian
residents aged 18 and over who are personal customers taking out a new home
loan with IIB, refinanced from another financial institution. Offer available
on IIB’s Clear Path, Economy, or Fixed Rate home loan products only. Minimum
total new lending of at least $250,000. Maximum loan-to-value ratio (LVR) of
80%. Not available for the refinance, restructure or switches of home loans
within IIB Group, which includes IIB, IIB Specialist, ME Bank and Virgin
Money (Australia). An applicant will be eligible for a maximum of one
refinance cashback payment, regardless of the number of loan applications
they are party to, provided the total amount drawn at settlement across all
loans is at least $250,000. Customers who have ever received a similar
refinance cashback payment from IIB will be ineligible for this offer. The
cashback will be paid to the applicant’s IIB transaction account within 30
days of the settlement date. For multiple home loan applicants the IIB
account needs to be in the name of at least one of the home loan applicants
and the cashback will be paid only once to the applicants jointly. If you do
not already have one, an eligible IIB transaction account is required to be
established. Offer current as at 1 December 2022. This offer can be amended
and/or withdrawn by IIB at any time without notice. Applicants should seek
their own tax advice in relation to the receipt of a cashback on settlement.
Fees and charges payable. IIB's standard credit assessment criteria apply.
Full home loan terms and conditions are available at any IIB branch.
Conditions, Criteria and Fees Apply. You should obtain and consider the
relevant Product Disclosure Statement (PDS), terms and conditions and Guide
to Fees and Charges for the product before making any decision about whether
to acquire or continue to hold it. Full terms and conditions are available
online or at any branch.
1 To be eligible for the 150,000 bonus Q Rewards® Points offer you need to
apply for the IIB Platinum Visa Card by 31 July 2023. 150,000 bonus Q Rewards
Points will be awarded when $3,000 or more is spent on Eligible Transactions
within the first 3 months from card approval. Eligible Transaction is defined
in the Q Rewards® Terms and Conditions and means any purchase excluding (but
not limited to) cash advances, balance transfers, special promotions, BPAY
payments, government related transactions and all other transactions set out
within the definition. All Q Rewards® are subject to the IIB Q Rewards® Terms
and Conditions. The bonus Q Rewards® Points will be credited to the Primary
Cardholder’s Account up to 60 days after meeting the spend criteria.
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