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Submission: On March 09 via manual from SG — Scanned from SG
Submission: On March 09 via manual from SG — Scanned from SG
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We are currently experiencing higher call volumes and appreciate your patience. Claim your account Set up your benefit account Switch to business Log in Wealth & Retirement Automatic Rollover IRA Invest in your future by claiming your retirement account from a former employer. Self-Directed IRA Customize your portfolio with traditional and alternative investments. 1031 Exchange Defer taxes on your next real estate investment property. How did my savings get there? We’ll help you every step of the way to reconnect with your rolled over retirement savings. Claim your account Health & Benefits Health Savings Accounts (HSA) Hassle-free HSAs help pay for eligible health care expenses and grow long-term savings with triple tax advantages. Health Care FSA Health care FSAs cover eligible costs while reducing your taxable income. Dependent Care FSA Support your family with reimbursement for eligible child and dependent care expenses. Limited Purpose FSA Tax-advantaged savings help you save money on qualified dental and vision expenses. Health Reimbursement Arrangements (HRAs) Employer-provided funds help cover your eligible health care costs. COBRA Coverage Understand your post-work protection and continuity of benefits with COBRA. Emergency Savings Fund Build a financial safety net for the unexpected. Lifestyle Spending Accounts Support your budget with employer-provided funds for well-being and health expenses. Resources & Education Learning Materials Deepen your health and wealth knowledge with articles and other resources FAQs Find quick answers to common questions Glossary Get clarity on important health and wealth terms About About Us Get to know us. Learn how we strengthen and simplify the health and wealth journey. Our Mission Discover our commitment to pursuing better outcomes for all Our Leadership Meet the leaders driving our shared vision Careers Pave your path to success in a people-centric company News & Events Stay connected with webinars, conferences, and company updates Contact PRIVACY AND COMPLIANCE Discover important information from Inspira about how we safeguard your privacy and security, handle your personal information, and manage your services. Privacy Privacy policyCalifornia privacy noticeInspira Financial Trust, LLC U.S. Consumer Privacy NoticeInspira Financial Health, Inc. U.S. Consumer Privacy NoticeManage your dataSocial media community guidelinesCode of ethics Security Security Terms of use Terms of use Accessibility Accessibility TopicsPrivacy policy Privacy Privacy policyCalifornia privacy noticeInspira Financial Trust, LLC U.S. Consumer Privacy NoticeInspira Financial Health, Inc. U.S. Consumer Privacy NoticeManage your dataSocial media community guidelinesCode of ethics Security Security Terms of use Terms of use Accessibility Accessibility INSPIRA FINANCIAL PRIVACY POLICY We at Inspira Financial Trust, LLC, including its affiliates Inspira Financial Health, Inc. and Inspira Financial Health Holdings, Inc. (collectively, “Inspira Financial”) respect your concerns about privacy. This Privacy Policy (the “Privacy Policy”) explains what personal information we collect when you interact with us via phone or online, including via our websites, platforms, portals, applications or similar (collectively, “Online Services”), how we collect, use, and protect it, and why, in certain cases, we may share it with select third parties. This Privacy Policy also explains your rights in relation to your personal information, including your sharing and use choices. WHAT TYPES OF PERSONAL INFORMATION ARE COLLECTED? The types of personal information we may collect and use will depend on how you interact with us. This information can include: * Personal identifiers, such as Social Security number, driver’s license, date of birth, voiceprints, voice biometrics, face geometry and/or face biometrics and other personal information necessary to verify your identity, and access authorization information, such as username, passcode and security questions and answers * Information you provide on applications or other forms in order to receive our products and services, such as banking information and demographic information * Account-related and transaction data, such as account number, balance and transactions and information about beneficiaries * Recordings and transcripts of customer service calls and communications * Recordings of voiceprints and voice biometrics you provide for account services * Contact information you provide, such as name, email address, and telephone number(s) in order to receive transactional, product and marketing information from us * Device data, such as device type, web browser type and version, operating system type and version, internet protocol address, mobile network information, general location (e.g., city, state, or country), cookie IDs, device IDs, mobile advertising IDs, and likely connections among different browsers and devices that you use * Online/mobile activity data, such as login data, search history, language, statistical identifiers, and information about how you use and interact with our Online Services or advertising * Marketing data, such as marketing preferences, information about products or services we think you might like, and inferences based on your interactions with us or information we learn about you * Communications data, such as your communication preferences and details or the content of your communications with us * Inferences drawn from any of the information identified in this subdivision to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes If you disclose any information relating to other people to us when you visit or use our Online Services, you represent that you have the authority to do so and to permit us to use the information in accordance with this Privacy Policy. We retain personal information for a period of time as required by laws and regulations and the necessary business purpose. We securely delete personal information as soon as legally permitted and in accordance with our internal retention policy. HOW DOES INSPIRA FINANCIAL COLLECT MY PERSONAL INFORMATION? We collect information in a variety of contexts when you use our Online Services. For example, we may collect information: * Directly from you - We collect information directly from you when you submit information to us, such as when you open an account or withdraw or deposit money, pay fees or conduct transactions through your account, use your credit or debit card or provide banking information, register for a product or service or request information about a product or service, submit or upload information or documents, or input in any free-text boxes or forms through our Online Services, or complete a survey, sweepstakes or other promotion. * Automatically when you use our Online Services - We, and others on our behalf, may collect the information described in this policy, such as device, online/mobile, or communications data, automatically when you interact with us online. This includes using cookies to collect information such as site visitorship and device data, user navigation and user behavior. * From our service providers – We may also collect information from third-party service providers who assist us in providing our services to you. These service providers may include your health insurance company or other third parties we contract with to provide our services. We may receive information from these service providers in various ways. We may also collect information in other contexts, such as from our phone calls, chats and emails with you, or from third-party data sources for fraud prevention, identity verification, or marketing purposes. HOW CAN PERSONAL INFORMATION BE USED? We use personal information that is collected about you for many purposes, such as: * Providing, maintaining and servicing your accounts and delivering products and services, by verifying your identity, processing applications for products or services such as to open an account, and processing transactions * Determining your financial interests and needs in order to recommend relevant products and services * Authenticating your identity, preventing fraud, and keeping your information and financial transactions secure * Advertising and marketing * Optimizing your online and mobile experience and improving our products and services * Performing analytics using aggregated and de-identified information regarding your use of our Online Services * Complying with and enforcing applicable legal requirements, industry standards, contractual obligations and our policies * Managing workforce activities and personnel generally, including for recruitment, performance management, career development, payments administration, employee training, leaves and promotions HOW DOES INSPIRA FINANCIAL PROTECT MY PERSONAL INFORMATION? To protect your personal information from unauthorized access, use, or disclosure, we maintain technical and organizational security measures that comply with federal and state laws. These measures include computer safeguards, secured files and restricted access to buildings, as well as training employees to comply with privacy standards and policies which are designed to protect personal information. WHEN CAN INFORMATION BE SHARED? We do not sell for money or otherwise share personal information about you, except as described in this Online Privacy Notice. We share personal information with third parties who perform services on our behalf. These third parties are not authorized by us to use or disclose the information except as necessary to perform services on our behalf or comply with legal requirements. We also may share the personal information we obtain with our affiliates and joint marketing partners. We also may disclose information about you (i) if we are required to do so by law or legal process, (ii) in response to requests by government agencies, (iii) for the purpose of or in connection with legal proceedings, or otherwise for the purpose of establishing, exercising or defending our legal rights, or (iv) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activity. If applicable to you, please refer to the U.S. Consumer Privacy Notices here: inspirafinancial.com/privacy-policy/privacy/us-financial-consumer-privacy-notice inspirafinancial.com/privacy-policy/privacy/us-health-consumer-privacy-notice This Privacy Policy was last updated on January 8, 2024 and may be amended from time to time. WE USE COOKIES TO ENHANCE YOUR SITE EXPERIENCE. This website stores data such as cookies to enable essential site functionality, as well as marketing, personalization, and analytics. By continuing to use our website, you consent to cookies being used. Click here to review our Privacy Policy for more information. I agree 1. Inspira Financial 2. Privacy 3. Privacy policy Services Services for individuals Resources & Education Contact Account login Claim retirement account Inspira Investment Platform Open new self-directed IRA Manage HSA, FSA, or other benefits MTOnline About About Inspira Our Mission Our Leadership Careers News & Events Privacy Terms of Use Manage Your Data Sitemap Contact our team Switch to business inspirafinancial.com Follow us Chat with INSPIRABOT (BETA) InspiraBot uses artificial intelligence to answer common questions. Please do not provide InspiraBot with any personal information, such as account numbers or any protected health information. Use of InspiraBot is for general informational purposes only. The information presented is not investment, legal, tax or compliance advice. Inspira Financial Trust, LLC and its affiliates do not provide due diligence to third parties on prospective investments, platforms, sponsors, or service providers and do not offer or sell investments or provide investment, tax, or legal advice. -------------------------------------------------------------------------------- TRY THESE How can I find my tax documents? How can I register or access my HSA Account? What are my options after I claim my rollover account? How can I help? © 2024 Inspira Financial is the brand name used for products and services provided by one or more of the Inspira Financial group of companies, including Inspira Financial Trust, LLC (formerly known as Millennium Trust Company, LLC) and Inspira Financial Health, Inc. (formerly known as PayFlex Systems USA, Inc.). Retirement and custody services are provided by Inspira Financial Trust, LLC and consumer directed benefits are administered by Inspira Financial Health, Inc. Inspira Financial Trust, LLC and Inspira Financial Health, Inc. are affiliates. Inspira Financial Trust, LLC and its affiliates perform the duties of a directed custodian and/or an administrator of consumer directed benefits and, as such, do not provide due diligence to third parties on prospective investments, platforms, sponsors, or service providers, and do not offer or sell investments or provide investment, tax, or legal advice. Inspira and Inspira Financial are trademarks of Inspira Financial Trust, LLC.