www.insuranks.com Open in urlscan Pro
172.66.42.226  Public Scan

Form analysis
1 forms found in the DOM

GET

<form class="form-container" method="get">
  <input id="leadid_token_1" name="universal_leadid" type="hidden" value="">
  <div>
    <input type="hidden" name="insurance_type" value="auto">
    <a href="/quotes?universal_leadid=&amp;insurance_type=auto&amp;auto%5Bzipcode%5D=&amp;home%5Bzipcode%5D=">
<button type="button" class="btn btn-get-quotes "> Get Quotes <img width="42" height="23" src="https://www.insuranks.com/wp-content/uploads/icons/button-icon.svg" alt="icon"></button>
</a>
  </div>
</form>

Text Content

 * Life Insurance
 * Health Insurance
 * Home Insurance
 * Business Insurance
 * Travel Insurance
 * Pet Insurance
 * Medicare Insurance
 * Auto Insurance
 * RV Insurance

 * Business insurance: +1-866-929-3479
 * Auto insurance: +1-855-210-4442
 * Health insurance: +1-855-982-1671
 * Home insurance: +1-855-503-6466
 * Life insurance: +1-855-631-2065
 * Medicare: +1-855-971-0843




CHEAP CAR INSURANCE QUOTES: COMPARE ONLINE

Your ultimate cheap auto insurance quotes comparison and shopping guide, online
and offline.

Get Quotes

Table of contents
1 What is a Car Insurance Quote?
1.1 Top 4 Factors That Affect Car Insurance Quotes
1.2 Age
1.2.1 Driving Record
1.2.2 Type of Vehicle
1.2.3 City/State You Live In
2 List of States with The Cheapest Car Insurance in 2022
2.1 Cost of Minimum Liability Car Insurance Quotes by State
3 Car Insurance Rates Based on The Driver’s Birth Year
4 Full Coverage Car Insurance Quotes by State and Driver Age
4.1 Full Coverage Car Insurance Quotes by Age and Gender
5 Cost of Car Insurance By Brand and Model
6 Car Insurance Quotes By Gender: Experienced Drivers
6.1 Help others make better decisions
7 Cheapest Car Insurance Quotes: Very Cheap Car Insurance, No Deposit or Low
Deposit
8 How Long Does It Take to Get a Car Insurance Quote?
9 Do Car Insurance Quotes Affect Your Credit Score?
10 Does Your Credit Score Affect Your Car Insurance?
11 Car Insurance Quotes: The Ultimate Shopping Guide
11.1 Car Insurance Quotes via Car Insurance Comparison Sites: 4.2/5
11.2 Worst and Best Car Insurance Comparison Sites Online Review
11.2.1 CoverWallet: 5/5
11.2.2 Gabi Car Insurance Quotes Review: 5/5
11.2.3 CoverHound Car Insurance Quotes: 4.8/5
11.2.4 PolicyGenius Car Insurance Quotes Review: 4.6/5
11.2.5 Compare.com Car Insurance Quotes: 4.6/5
11.2.6 Insurify Car Insurance Quotes: 4.4/5
11.2.7 Insuranks.com Car Insurance Quotes: 4/5
11.2.8 Esurance Car Insurance Quotes: 3.6/5
11.2.9 The Zebra Car Insurance Quotes: 3.2/5
11.2.10 NetQuote Car Insurance Quotes: 2.6/5
11.2.11 CarInsurance.com Review: 2/5
11.2.12 QuoteWizard Car Insurance Quotes: 2/5
11.2.13 Quote.com Car Insurance Quotes: 2/5
11.2.14 Insure.com Review: 0.8/5
11.2.15 EverQuote Auto Insurance Quotes: 0.6/5
11.3 Auto Insurance Quotes via Agents and Brokers: 3.9/5
11.4 Direct Car Insurance Quotes via Insurers: 3.7/5
11.5 Direct Car Insurance Companies Comparison
11.5.1 NEXT Auto Insurance Quotes
11.5.2 Hiscox Auto Insurance Quotes: 4.9/5
11.5.3 Progressive Car Insurance Quotes: 4.8/5
11.5.4 USAA Car Insurance Quotes: 4.75/5
11.5.5 AAA Auto Insurance Quotes: 4/5
11.5.6 GEICO Car Insurance Quotes: 4.5/5
11.5.7 Travelers Car Insurance Quotes: 4.5/5
11.5.8 Amica Auto Insurance Quotes: 4.5/5
11.5.9 State Farm Car Insurance Quotes: 4.5/5
11.5.10 MetLife Car Insurance Quotes: 4.4/5
11.5.11 Nationwide Car Insurance Quotes: 4.3/5
11.5.12 Allstate Auto Insurance Quotes: 4.3/5
11.5.13 Mercury Car Insurance Quotes: 3.9/5
11.5.14 ClearCover Car Insurance Quotes: 3.8/5
11.5.15 American Family/Costco Ameriprise Car Insurance Quotes: 3.7/5
11.5.16 Farmers Car Insurance Quotes: 3.7/5
11.5.17 Freeway Car Insurance Quotes: 3.7/5
11.5.18 Liberty Mutual Car Insurance Quotes: 3.5/5
11.5.19 Safe Auto Insurance Quotes: 3.5/5
11.5.20 Root Car Insurance Quotes: 3/5
11.6 Car Insurance Quotes Comparison Guide: Wrapping It Up
12 The Perks of Comparing Auto Insurance Quotes
12.1 Car Insurance Quotes Comparison Tips
12.2 How To Get The Cheapest Car Insurance Quotes?
13 What is Car Insurance?
14 What Does Car Insurance Cover?
14.1 Basic Auto Liability Policy
14.1.1 Bodily Injury Liability Coverage
14.1.2 Property Damage Liability Coverage
14.2 Full Coverage Policy
14.2.1 Personal Injury Protection
14.2.2 Medical Payments Coverage
14.2.3 Liability coverage
14.2.4 Physical Damage Coverage
14.2.5 Uninsured/Underinsured Driver Coverage
14.2.6 GAP Insurance
14.2.7 Rental Coverage
15 Do I Need Car Insurance?
16 Is It Safe to Buy Car Insurance Online?
17 What\’s Next?
18 Safe Driving Resources

Home › Cheap Car Insurance Quotes: Compare Online

The thing with car insurance is that companies don’t have the same rate. A
carrier will be more expensive or cheaper than the others. Also, its offers
might be worse or better than competitors. That said, a smart policyholder will
always compare the car insurance quote of many carriers before getting covered. 

This is a comprehensive guide that will take you through the nook and crannies
of car insurance quotes. We’ll provide figures, review the best companies, and
provide insightful tips. At the end of the discussion, we’ll also discuss what
car insurance is. 






--------------------------------------------------------------------------------


WHAT IS A CAR INSURANCE QUOTE?

An insurance quote is a document or an electronic media that shows how much
you’ll pay for your car insurance. If provided as a print document, your car
insurance quote will be made and given to you by an insurance agent or the
carrier personally or through mail. When it is provided as an electronic media,
your car insurance quote will be a page in a website or a PDF sent via email. 

The cost of premiums reflected in your car insurance quote doesn’t come from
nowhere. It’s estimated by taking the following factors into account:

 * Driving history

 * Background

 * Credit score

 * Age

 * Gender

 * Location

 * The vehicle you drive 

 * Vehicle usage

 * Coverage type and amount

 * Marital status: married people are proven to be involved in fewer auto
   accidents than singles, divorced, and widows

 * Homeownership: homeowners pay dramatically less for their car insurance than
   renters similar coverage, thanks to auto and home insurance bundle discounts

 * Any other relevant information for assessing the policyholder\’s carried
   risk 




TOP 4 FACTORS THAT AFFECT CAR INSURANCE QUOTES

Remember that in America, insurance companies are businesses. This means that
they have a bottom line to maintain and must generate profit no matter how many
payouts they have to give out. This is part of the reason why policies are so
complicated to understand. Every insurer has to make sure they don’t lose money
because of covering you. That said, here are the top  factors that affect car
insurance rates. 





AGE

The younger you are, the more you\’ll usually pay. Teen drivers and drivers
between 20 and 24 are the most expensive to insure, while older drivers tend to
get a more affordable rate. Here is the cheapest car insurance for teens and
young drivers and the cheapest cars to insure for teenage drivers.




DRIVING RECORD

The cleaner your driving record is (no accidents, traffic tickets, tax liens),
the better of a deal you\’ll get. The worse your record is, the more you\’ll
pay. SR-22 insurance  is the most expensive and is given to those who\’ve had
reckless driving charges or were previously charged with a DUI.




TYPE OF VEHICLE

The more expensive your vehicle is, the higher your insurance will be. Sports
cars also tend to be more costly to insure since they\’re more likely to cause a
car accident. That said, a Lamborghini is more expensive to insure than a Honda
Civic, BMW, Mustang, Tesla, and Dodge Charger,




CITY/STATE YOU LIVE IN

If you live in a state where accidents aren\’t very common, you\’ll  save  on
your auto insurance. However, if you live in a state where accidents are more
prevalent, you\’ll  pay more  for car insurance. Here are the states with the
cheapest car insurance rates.



Get all the best quotes from leading providers in a click of a button!

Get Quotes

--------------------------------------------------------------------------------


LIST OF STATES WITH THE CHEAPEST CAR INSURANCE IN 2022

Location is one of the most significant factors that affect the cost of a car
insurance quote. By location, we mean the state where you\’re permanently or
temporarily residing. The table below shows the states which have the cheapest
quotes for car insurance:

Monthly Premiums Lowest Range Monthly Premiums Highest Range Average Indiana
$140 $171 $156 Ohio $154 $189 $172 West Virginia $163 $200 $182 Illinois $169
$206 $188 Alabama $171 $209 $190 Tennessee $172 $211 $192 New Hampshire $174
$214 $194 Vermont $175 $216 $196 Wyoming $171 $209 $190 Maine $172 $210 $191
Idaho $173 $212 $193 Oregon $174 $213 $194 Iowa $176 $218 $197 Pennsylvania $179
$221 $200 Arizona $177 $218 $198 Montana $181 $223 $202 South Dakota $183 $226
$205 Kentucky $185 $230 $208 North Dakota $187 $235 $211 Arkansas $189 $289 $239
North Carolina $190 $295 $243 Virginia $191 $234 $213 Oklahoma $192 $236 $214
Massachusetts $195 $239 $217 Utah $196 $240 $218 Kansas $203 $248 $226 Colorado
$210 $260 $235 Rhode Island $215 $263 $239 California $217 $265 $241 Minnesota
$228 $279 $254 New Mexico $238 $292 $265 Connecticut $239 $292 $266 Texas $265
$325 $295 Jew Jersey $271 $332 $302 Missouri $274 $335 $305 Washington $275 $336
$306 Delaware $283 $346 $315 Georgia $320 $391 $356 New York $324 $397 $361
South Carolina $370 $452 $411 Maryland $388 $474 $431 Florida $412 $503 $458
Louisiana $416 $509 $463 Nevada $488 $597 $543 Michigan $565 $691 $628 Alaska
$752 $919 $836 Nebraska $760 $930 $845 Wisconsin $763 $932 $848 Hawaiii $765
$935 $850

Note: The table above shows car insurance rates by considering all factors. 





COST OF MINIMUM LIABILITY CAR INSURANCE QUOTES BY STATE

You only need the minimum liability insurance to drive a car legally aside from
having a license. Here\’s a table showing the cheapest and most expensive states
for minimum liability car insurance.

State State Minimum Liability Insurance Quote Per Year 50/100/50 Liability
Insurance Quote Per Year 100/300/100 Liability Insurance Quote Per Year Alabama
$783 $900 $1,490 Alaska $676 $692 $1,138 Arizona $740 $969 $1,500 Arkansas $520
$940 $1,662 California $997 $1,268 $2,090 Colorado $920 $983 $2,281 Connecticut
$1,118 $1,194 $1,805 District of Columbia $833 $950 $1,148 Delaware $885 $1,045
$1,473 Florida $1,215 $1,672 $2,153 Georgia $1,134 $1,529 $1,780 Hawaii $707
$870 $1,450 Idaho $492 $443 $692 Illinois $734 $838 $1,474 Indiana $514 $560
$938 Iowa $440 $530 $899 Kansas $399 $582 $1,220 Kentucky $1,049 $1,120 $1,694
Louisiana $1,442 $2,135 $2,900 Maine $438 $405 $731 Maryland $1,373 $1,504
$1,772 Massachusetts $1,083 $1,165 $1,830 Michigan $1,610 $1,680 $2,761
Minnesota $890 $892 $1,388 Mississippi $608 $701 $1,287 Missouri $648 $643
$1,119 Montana $649 $760 $1,330 Nebraska $628 $665 $1,230 Nevada $1,008 $1,303
$1,099 New Hampshire $380 $543 $1,048 New Jersey $1,035 $1,263 $1,847 New Mexico
$722 $862 $1,410 New York $1,546 $1,658 $2,374 North Carolina $524 $576 $1,041
North Dakota $430 $458 $897 Ohio $575 $627 $1,023 Oklahoma $705 $786 $1,615
Oregon $874 $990 $1,280 Pennsylvania $1,095 $1,490 $2,200 Rhode Island $1,230
$1,389 $2,300 South Carolina $735 $858 $1,360 South Dakota $390 $442 $970
Tennessee $650 $718 $1,174 Texas $600 $1,075 $1,840 Utah $790 $865 $1,765
Vermont $437 $483 $1,085 Virginia $601 $660 $1,095 Washington $1,060 $1,133
$1,868 West Virginia $661 $719 $1,315 Wisconsin $682 $700 $1,130 Wyoming $365
$375 $930




CAR INSURANCE RATES BASED ON THE DRIVER’S BIRTH YEAR


The year you were born is another factor that helps to determine the premiums of
your car insurance quotes. Here’s a table showing the cost of car insurance
based on this. 

Date Born Cost of Car Insurance per Month Cost of Car Insurance per Year 1949 –
1970 $214 $2,568 1980 $225 $2,700 1981 – 1982 $230 $2,760 1983 – 1984 $245
$2,940 1985 $250 $3,000 1986 $255 $3,060 1987 $259 $3,108 1988 $262 $3,144 1989
$268 $3,216 1990 $272 $3,258 1991 – 1992 $274 $3,282 1993 $283 $3,396 1994 $285
$3,414 1995 $296 $3,546 1996 $303 $3,636 1997 $308 $3,690 1998 $331 $3,972 1999
$341 $4,092 2000 $369 $4,422 2001 $409 $4,908 2002 $488 $5,850 2003 $578 $6,930
2004 $712 $8,544 2005 $721 $8,646 2006 – 2010 $723 $8,676




Car insurance becomes expensive for younger individuals. This is due to the
conception that young drivers are reckless.

On the other hand, car insurance becomes cheaper as one age.  Nonetheless, this
only applies if the policyholder has no records of committing traffic violations
or causing traffic accidents.  

The price of a car insurance quote will vary significantly for drivers with a
poor driving history. Here’s another table showing the insurance premiums based
on the driver’s age and accompanying violations:




Monthly Cost of Car Insurance Premiums for A 19-20-Year-Old Diver with Recorded
Traffic Violations

Lowest Median Highest DUI $1,469 $2,059 $2,720 Overspeeding $1,003 $1,348 $1,838
Accident $1,603 $2,421 $3,240




Monthly Cost of Car Insurance Premiums for A 21-22-Year-Old Driver with Recorded
Traffic Violations

Lowest Median Highest DUI $1,058 $1,484 $1,960 Overspeeding $724 $973 $1,326
Accident $1,153 $1,744 $2,334




Monthly Cost of Car Insurance Premiums for A 23-25-Year-Old Driver with Recorded
Traffic Violations

Lowest Median Highest DUI $807 $1,131 $1,493 Overspeeding $552 $741 $1,009
Accident $878 $1,329 $1,775




Monthly Cost of Car Insurance Premiums for A 26-29-Year-Old Driver with Recorded
Traffic Violations

Lowest Median Highest DUI $708 $992 $1,309 Overspeeding $484 $650 $885 Accident
$770 $1,164 $1,557




Monthly Cost of Car Insurance Premiums for A 30-65-Year-Old Driver with Recorded
Traffic Violations

Lowest Median Highest DUI $623 $873 $1,152 Overspeeding $424 $570 $777 Accident
$677 $1,024 $1,370




Monthly Cost of Car Insurance Premiums for A 65+-Year-Old Driver with Recorded
Traffic Violations

Lowest Median Highest DUI $671 $1,028 $1,192 Overspeeding $545 $858 $1,318
Accident $676 $1,234 $1,792




FULL COVERAGE CAR INSURANCE QUOTES BY STATE AND DRIVER AGE 

The tables below show the average auto insurance quotes for full coverage car
insurance in every state in the USA for drivers of different ages. 




Full Coverage Insurance Rates for Drivers 19-20 Years Old 

State Full Coverage per month Full Coverage per year North Carolina $91 $1,092
Hawaii $94 $1,129 Idaho $104 $1,242 Maine $116 $1,397 Iowa $123 $1,477 Indiana
$129 $1,546 South Dakota $140 $1,678 Wyoming $142 $1,708 North Dakota $146
$1,749 Alaska $149 $1,792 New Hampshire $159 $1,910 Ohio $160 $1,921 Missouri
$163 $1,955 Utah $163 $1,955 Arizona $164 $1,973 Colorado $165 $1,976 Virginia
$166 $1,990 Mississippi $168 $2,017 New Mexico $169 $2,033 Vermont $170 $2,036
Oklahoma $175 $2,101 South Carolina $175 $2,102 Nebraska $177 $2,120 Tennessee
$178 $2,133 Kansas $178 $2,139 Wisconsin $180 $2,163 Nevada $185 $2,222 Alabama
$188 $2,259 Oregon $191 $2,286 Delaware $191 $2,296 Florida $196 $2,356
Minnesota $204 $2,445 West Virginia $219 $2,631 District of Columbia $220 $2,644
Illinois $220 $2,645 Montana $222 $2,664 California $223 $2,678 Texas $233
$2,793 Washington $237 $2,839 Georgia $237 $2,848 Kentucky $243 $2,914 New
Jersey $247 $2,968 Arkansas $248 $2,979 Louisiana $251 $3,011 Pennsylvania $265
$3,174 Connecticut $266 $3,193 Massachusetts $277 $3,322 Rhode Island $334
$4,009 New York $352 $4,225 Michigan $398 $4,772 Maryland $482 $5,781




Full Coverage Insurance Cost for Drivers 21-22

State Full Coverage per month Full Coverage per Year Alabama $135 $1,624 Alaska
$107 $1,288 Arizona $115 $1,378 Arkansas $165 $1,980 California $164 $1,969
Colorado $115 $1,381 Connecticut $186 $2,236 District of Columbia $154 $1,844
Delaware $132 $1,580 Florida $144 $1,730 Georgia $154 $1,850 Hawaii $93 $1,115
Idaho $71 $851 Illinois $150 $1,797 Indiana $95 $1,136 Iowa $90 $1,082 Kansas
$124 $1,487 Kentucky $164 $1,966 Louisiana $175 $2,094 Maine $81 $972 Maryland
$164 $1,972 Massachusetts $212 $2,542 Michigan $273 $3,278 Minnesota $151 $1,815
Mississippi $116 $1,388 Missouri $119 $1,426 Montana $139 $1,668 Nebraska $130
$1,560 Nevada $136 $1,633 New Hampshire $111 $1,330 New Jersey $181 $2,170 New
Mexico $125 $1,502 New York $252 $3,021 North Carolina $79 $945 North Dakota
$106 $1,272 Ohio $160 $1,921 Oklahoma $126 $1,517 Oregon $132 $1,585
Pennsylvania $190 $2,280 Rhode Island $231 $2,775 South Carolina $123 $1,479
South Dakota $104 $1,250 Tennessee $116 $1,397 Texas $159 $1,908 Utah $111
$1,334 Vermont $112 $1,349 Virginia $116 $1,396 Washington $170 $2,038 West
Virginia $133 $1,601 Wisconsin $120 $1,434 Wyoming $104 $1,249




Full Coverage Insurance Cost for Drivers 23-25

State Full Coverage per month Full Coverage per year Alabama $107 $1,284 Alaska
$82 $981 Arizona $91 $1,093 Arkansas $129 $1,545 California $141 $1,692 Colorado
$93 $1,114 Connecticut $138 $1,658 District of Columbia $120 $1,435 Delaware
$166 $1,997 Florida $114 $1,370 Georgia $122 $1,460 Hawaii $92 $1,101 Idaho $53
$636 Illinois $119 $1,431 Indiana $71 $851 Iowa $70 $843 Kansas $97 $1,166
Kentucky $125 $1,501 Louisiana $142 $1,701 Maine $62 $743 Maryland $120 $1,444
Massachusetts $133 $1,594 Michigan $221 $2,647 Minnesota $116 $1,390 Mississippi
$88 $1,060 Missouri $93 $1,112 Montana $99 $1,189 Nebraska $102 $1,223 Nevada
$105 $1,263 New Hampshire $89 $1,066 New Jersey $139 $1,672 New Mexico $92
$1,104 New York $194 $2,332 North Carolina $74 $882 North Dakota $82 $978 Ohio
$83 $990 Oklahoma $99 $1,187 Oregon $100 $1,202 Pennsylvania $151 $1,810 Rhode
Island $174 $2,086 South Carolina $97 $1,158 South Dakota $104 $1,250 Tennessee
$88 $1,053 Texas $132 $1,579 Utah $83 $996 Vermont $90 $1,074 Virginia $91
$1,093 Washington $129 $1,542 West Virginia $103 $1,233 Wisconsin $94 $1,131
Wyoming $84 $1,006



Full Coverage Insurance Cost for Drivers 26-29

State Full Coverage per month Full Coverage per year Alabama $95 $1,136 Alaska
$110 $1,319 Arizona $82 $986 Arkansas $110 $1,319 California $124 $1,485
Colorado $86 $1,026 Connecticut $125 $1,496 District of Columbia $108 $1,296
Delaware $94 $1,131 Florida $104 $1,249 Georgia $107 $1,286 Hawaii $91 $1,087
Idaho $47 $567 Illinois $105 $1,256 Indiana $64 $772 Iowa $63 $760 Kansas $86
$1,029 Kentucky $113 $1,357 Louisiana $128 $1,537 Maine $54 $645 Maryland $112
$1,345 Massachusetts $123 $1,479 Michigan $204 $2,451 Minnesota $104 $1,243
Mississippi $79 $942 Missouri $87 $1,041 Montana $89 $1,073 Nebraska $90 $1,085
Nevada $98 $1,175 New Hampshire $77 $924 New Jersey $124 $1,493 New Mexico $82
$986 New York $170 $2,038 North Carolina $71 $850 North Dakota $72 $860 Ohio $71
$857 Oklahoma $92 $1,101 Oregon $91 $1,096 Pennsylvania $137 $1,645 Rhode Island
$156 $1,873 South Carolina $84 $1,009 South Dakota $69 $833 Tennessee $78 $935
Texas $115 $1,377 Utah $76 $906 Vermont $79 $948 Virginia $79 $947 Washington
$114 $1,371 West Virginia $93 $1,111 Wisconsin $82 $985 Wyoming $72 $862




Full Coverage Insurance Cost for Drivers 30-65

State Full Coverage per month Full Coverage per year Alabama $82 $988 Alaska $64
$764 Arizona $73 $876 Arkansas $93 $1,110 California $106 $1,276 Colorado $78
$935 Connecticut $111 $1,334 District of Columbia $96 $1,156 Delaware $89 $1,064
Florida $96 $1,153 Georgia $90 $1,075 Hawaii $89 $1,071 Idaho $41 $490 Illinois
$90 $1,080 Indiana $58 $693 Iowa $56 $675 Kansas $74 $890 Kentucky $98 $1,179
Louisiana $114 $1,372 Maine $45 $545 Maryland $110 $1,325 Massachusetts $115
$1,379 Michigan $188 $2,254 Minnesota $93 $1,110 Mississippi $68 $810 Missouri
$82 $984 Montana $80 $957 Nebraska $79 $947 Nevada $92 $1,109 New Hampshire $65
$780 New Jersey $109 $1,310 New Mexico $75 $897 New York $305 $3,660 North
Carolina $67 $805 North Dakota $63 $750 Ohio $61 $730 Oklahoma $86 $1,030 Oregon
$83 $990 Pennsylvania $957 $11,480 Rhode Island $138 $1,659 South Carolina $72
$860 South Dakota $60 $715 Tennessee $67 $800 Texas $96 $1,150 Utah $69 $825
Vermont $68 $820 Virginia $66 $790 Washington $103 $1,230 West Virginia $81 $970
Wisconsin $71 $850 Wyoming $59 $710




Full Coverage Insurance Cost for Drivers 65+

State Full Coverage per month Full Coverage per year Alabama $89 $1,063 Alaska
$65 $785 Arizona $71 $848 Arkansas $84 $1,010 California $119 $1,430 Colorado
$95 $1,140 Connecticut $126 $1,507 District of Columbia $87 $1,040 Delaware $90
$1,080 Florida $110 $1,314 Georgia $107 $1,280 Hawaii $89 $1,070 Idaho $57 $687
Illinois $96 $1,148 Indiana $58 $690 Iowa $56 $671 Kansas $69 $825 Kentucky $115
$1,375 Louisiana $134 $1,610 Maine $50 $595 Maryland $121 $1,450 Massachusetts
$104 $1,245 Michigan $199 $2,390 Minnesota $104 $1,250 Mississippi $72 $869
Missouri $83 $990 Montana $82 $984 Nebraska $80 $960 Nevada $106 $1,274 New
Hampshire $72 $863 New Jersey $103 $1,231 New Mexico $74 $882 New York $383
$4,599 North Carolina $65 $780 North Dakota $60 $725 Ohio $66 $790 Oklahoma $85
$1,020 Oregon $93 $1,112 Pennsylvania $117 $1,401 Rhode Island $137 $1,645 South
Carolina $79 $950 South Dakota $64 $773 Tennessee $70 $840 Texas $64 $764 Utah
$82 $986 Vermont $63 $760 Virginia $71 $855 Washington $105 $1,260 West Virginia
$84 $1,005 Wisconsin $77 $920 Wyoming $65 $774




FULL COVERAGE CAR INSURANCE QUOTES BY AGE AND GENDER

Another main factor determining your full coverage auto insurance quotes is your
age and gender. Studies show that young drivers are more reckless on the
wheels.  Females usually pay less for car insurance than males on average since
males are considered a higher risk due to overconfidence, which often leads to
accidents. Below is average full coverage car insurance quotes per year by age
and gender. Of course, the rates may vary by many other factors, including your
state and vehicle type.

Age Male Female 16 $ 6,900 $6 ,400 17 $ 6,850 $ 6,400 18 $ 6,500 $ 6,750 19 $
6,000 $ 5,400 20 $5,300 $4,800 21 $4,500 $4,000 22 $4,150 $3,950 23 $3,900
$3,700 24 $3,700 $3,500 25 $3,250 $3,150




COST OF CAR INSURANCE BY BRAND AND MODEL 

Insurance companies look at the make and model of your car when determining
premiums. Take a look at this table that shows the estimated rates of car
insurance quotes for the most popular car brands in the USA:

Brand and Model Cost per Month Cost per Year Volkswagen Jetta $120 $1,438 Toyota
Camry $128 $1,532 Nissan Sentra $197 $2,361 Nissan Altima $130 $1,560 Hyundai
Elantra $360 $4,316 Honda Accord $125 $1,500 Ford Focus $143 $1,716 Toyota
Corolla $123 $1,473 Lamborghini Aventador $567 $6,800 Lamborghini Huracan $433
$5,200 Lamborghini Murcielago $350 $4,200 Lamborghini Gallardo $350 $4,200
Lamborghini Urus $500 $6,000 Tesla 3 $153 $1,832 Tesla S $246 $2,946 Tesla X
$207 $2,481 Tesla Y $230 $2,756 Tesla Roadster $150 $1,800






CAR INSURANCE QUOTES BY GENDER: EXPERIENCED DRIVERS

Experienced drivers pay less for auto insurance. Insurers provide them with
lower quotes thanks to a lower risk due to experience. Of course, many other
factors can affect these prices. If you are an experienced driver with a
terrible driving record, you are less likely to enjoy lower car insurance
quotes. Please find some typical car insurance quotes by gender for professional
drivers per year across the USA.

Gender Average car insurance quote per year Male $1,548 Female $1,468




Aside from gender, it’s also worth knowing the average annual auto insurance
quotes based on credit score and marital status. 

Driver Credit Score/Marital Status Average Annual Quote Good credit $951 Poor
Credit $1,671 Married couple $2,032 A married couple with a teenager $2,904



Rank and Review Insurance Companies


HELP OTHERS MAKE BETTER DECISIONS


Elephant Auto Insurance 9.4 / 10
Young Alfred Insurance 9.2 / 10
Amica Mutual Insurance 9 / 10
Show more

--------------------------------------------------------------------------------


CHEAPEST CAR INSURANCE QUOTES: VERY CHEAP CAR INSURANCE, NO DEPOSIT OR LOW
DEPOSIT

Trusted companies do not offer any no-deposit or no-down-payment car insurance.
You still have to pay at least the first month\’s premium in advance rather than
the annual lump sum at once, which makes it a reasonably affordable deal. While
paying your premiums all at once can save some money on your car insurance, it
is less convenient for some. Therefore you can simply get very cheap car
insurance with a low deposit or down-payment.

Below you can find a list of very cheap car insurance with low
deposit/down-payment providers that offer the best car insurance rates with an
average car insurance cost per month of $100 or less and our rating of each auto
insurance provider. It should help you find the best, cheapest car insurance
deposit possible without compromising on the quality of your provider.

Here are the cheapest car insurance companies with relatively low down payments:

Company Insuranks Rating Average Monthly Quote Best For USAA 4.75/5 $34 Military
families GEICO 4.5/5 $40 Cheapest car insurance quotes if you\’re not in the
army State Farm 4.5/5 $52 Peace of mind ClearCover 3.8/5 $55 Technology-centric
car insurance Gabi 4/5 $60 Online auto insurance comparison Progressive 4.8/5
$63 Coverage standards and high-risk drivers Root 3/5 $65 Low rates; Tech-savvy
drivers looking to get rewarded for improving their driving through the app
Mercury 3.9/5 $70 Cheapest rates for a basic coverage NJM 4.5/5 $79 Best car
insurance for DUI in NJ, PA, CT, and OH Costco Ameriprise 3.7/5 $86 Discounts
Erie 4.1/5 $87 New Drivers Amica 4.5/5 $100 Customer satisfaction Travelers
4.5/5 $100 Tailored car insurance policies at affordable rates Freeway 3.7/5
$100 High-risk drivers, Spanish speakers & drivers in need of SR22

As you can see from the comparison table, the cheapest car insurance company is
USAA, with an average car insurance cost of $35 per month. But you have to be in
the military or be related to someone in the military to get covered.

As said earlier, auto insurance companies determine your rates based on many
factors, like age, gender, state of residence and location, vehicle type,
driving record, driving habits, credit score, and coverage type. Although the
prices vary due to these factors, premium quotes can be predicted for the
average car insurance company. Take a look at the national average full coverage
and minimum coverage car insurance quotes for some of the most popular car
insurance companies in 2022.

Company Full coverage quote per year Full coverage quote per month Minimum
coverage quote per year Minimum coverage quote per month Allstate $1,850 $154
$785 $65 GEICO $1,175 $98 $480 $40 Progressive $1,390 $116 $750 $63 State Farm
$1,250 $104 $625 $52 USAA $885 $74 $405 $34




HOW LONG DOES IT TAKE TO GET A CAR INSURANCE QUOTE?

Generally, getting car insurance quotes online can take around 10-15 minutes.

While getting one car insurance quote shouldn\’t take more than 1-2 minutes,
sometimes it depends on the specifications of the application.




Our Two Cents: Go through as many options and get car insurance quotes from many
companies, collect quotes and have all options on your table, and only then
choose the best coverage for your specific auto insurance needs at the best rate
from the best rated companies.





DO CAR INSURANCE QUOTES AFFECT YOUR CREDIT SCORE?

Car Insurance quotes do not affect, nor hurt, your credit score.

However, every time car insurance companies run your credit report so they can
give you their free quotes, an inquiry is being added to your credit report.

These inquiries have no effect on your credit score. It doesn\’t hurt your
credit in any way and you can find them on your personal credit reports.


DOES YOUR CREDIT SCORE AFFECT YOUR CAR INSURANCE?

92% of insurers now take credit into account when determining auto insurance
quotes. 

Why? Taking your credit into account helps them predict their losses and the
risk they are carrying by covering you.

If you have an excellent credit score, you will receive cheaper car insurance
quotes compared to the quotes a driver with a bad credit score would get.

Also read: States with Cheapest Car Insurance Rates




CAR INSURANCE QUOTES: THE ULTIMATE SHOPPING GUIDE

When it comes to getting the best deal on your car insurance rates, there are
several paths you can follow in how to compare car insurance quotes. You can use
car insurance comparison sites, contact a broker or agency, or simply go
directly to the insurance agent to get cheap auto insurance online. Each
approach has its advantages and disadvantages, but it can be hard to work out
which one works best for you, given the vast choice of options.

That\’s why we\’ve put together “The ultimate shopping guide for auto insurance
quotes.” We\’ve looked at 12 key parameters that you need to consider when
you\’re looking for low-cost auto insurance, namely:

 * Time: How much time and effort is needed to source the car insurance quotes?

 * Online: Can you search for auto insurance quotes online and buy car insurance
   online?

 * Phone: Can you use your phone to call and get car insurance quotes?

 * Face to face: Can you source affordable car insurance via a face-to-face
   meeting?

 * Rates: Can you get cheap car insurance rates using this method?

 * Coverage: How good is the policy offered? How much does it fits your needs
   rather than providing you with insufficient coverage or coverage that is
   beyond what you need?

 * Choice: Can you compare car insurance rates from a range of companies?

 * Speed: How fast is it to get car insurance quotes? How long does it take to
   implement a new policy once you get the quotes?

 * Saving: Are there cheap car insurance quotes that offer worthwhile discounts
   and savings?

 * All States: Do these free car insurance quotes can be applied in all states?

 * High Risk: Is cheap insurance for young drivers, learners, and other
   high-risk drivers available?

 * Ease: How easy is the process when you compare car insurance quotes?

We\’ll consider the main pros and cons of each approach to sourcing auto
insurance quotes. Then we\’ll use the same metrics to compare auto insurance
from specific companies, brokers, and car insurance comparison sites. We\’ve
used 1 to 5 scale ratings on our review:

 * 5: Excellent

 * 4: Good

 * 3: Fair

 * 2: Bad

 * 1: Very bad




CAR INSURANCE QUOTES VIA CAR INSURANCE COMPARISON SITES: 4.2/5

For convenience, speed, and ease of use, it\’s hard to beat auto insurance
quotes comparison sites that offer free and instant car insurance quotes online.
By simply providing information, clicking a button, and hey presto – you have a
fast car insurance quotes comparison of what\’s on offer, making it easy to
compare and contrast rates from a range of different companies and coverage
options. What\’s not to like?

Well, there are several potential downsides to using an online comparison site.
First, it may be giving undue prominence to sponsored deals which aren\’t
necessarily the best solution for you. Second, the market coverage may be
limited, meaning you could be missing out on specific deals that are only
available directly. And probably most important of all, it may not be comparing
like with like. Those cheap auto insurance quotes might look good on paper, but
they may be hiding conditions like high deductibles or no accidental damage.

Having pointed out some of the shortcomings of online comparison sites, it\’s
important to stress that, for the most part, they\’re a handy and welcome tool.
These sites make it easy to compare auto insurance quotes, and if your time is
limited, they\’re a great choice. You could spend a week phoning around all the
different insurance companies, but if you end up saving yourself $25, was it
worth it? Plus, the other side of the equation is that some great online deals
can save you serious amounts of cash.

PROS

 * Just so quick and easy to use

 * Rates from a range of companies

 * Instant coverage is available

CONS

 * You may be missing out on certain deals, plus some companies may not be
   listed online on certain sites

Parameter Rating Time 5 Online 5 Phone 3 Face to face 1 Rates 5 Coverage 4
Choice 5 Speed 5 Savings 5 All States 4 High Risk 3 Ease 5




WORST AND BEST CAR INSURANCE COMPARISON SITES ONLINE REVIEW

With so many car insurance quotes comparison sites to choose from, we sometimes
wonder whether there\’s a need for a comparison site for all the online
comparison sites out there!

That said, going online is the best option for auto insurance quote comparisons,
and if you want to buy cheap auto insurance online, they\’re the way to go. You
want to find the site that is most relevant to your online auto insurance needs.

Comparison sites fall into three categories: 

 * Actual insurance companies or agencies

 * Websites that genuinely compare rate

 * Lead generator sites that collect your details then send them to their
   partners – typically insurance companies or agents, in this instance.

In our experience, the leading sites are generally similar in terms of results
and the services they offer. The most important thing you should check is how
many insurance companies the website covers. Some sites are better than others
in this respect, and many select their network of agents more carefully than
others.

For comparison purposes, we\’ve considered the following:

 * Type: Insurance company or agency (ICA), comparison site (CS), and lead
   generator (LG)

 * Online quotes: Direct availability of car insurance quotes

 * Scope: The number of companies being compared to (e.g., excellent, good,
   fair, poor)

 * Accuracy: Comparison of initial auto insurance quote to the final auto
   insurance premium payment

 * Speed: Time it takes to process auto insurance quoting

 * Ease: User-friendliness of the website

We\’ve then given an overall score, plus our assessment of the pros and cons of
each site. So here\’s our rating of the worst and best car insurance comparison
sites:

Website Insuranks Score CoverWallet 5/5 Gabi 5/5 CoverHound 4.8/5 Compare.com
4.6/5 PolicyGenius 4.6/5 Insurify 4.4/5 Insuranks.com 4/5 Esurance 3.6/5 The
Zebra 3.2/5 NetQuote 2.6/5 CarInsurance.com 2/5 QuoteWizard 2/5 Quote.com 2/5
Insure.com 0.8/5 EverQuote 0.6/5



COVERWALLET: 5/5

CoverWallet is an insurance broker and an online quotes comparison platform that
will allow you to compare car insurance quotes of trusted carriers such as
Chubb, Hiscox, The Hartford, etc. All you need to do is provide some basic
information. 

PROS

 * Buy car insurance immediately – no need to contact the carrier providing the
   coverage

 * Online policy management

 * Free certificate of insurance

CONS

 * A partner of reputable insurance companies

BEST FOR: Commercial car insurance quotes comparison and purchase online 

Parameter Rating Type Comparison Site Online quotes Mostly no Scope Excellent
Accuracy Excellent Speed Excellent Ease Excellent

GABI CAR INSURANCE QUOTES REVIEW: 5/5

Thanks to its ease of use and low-cost quotes, Gabi is one of the best car
insurance quotes comparison sites and the highest-ranked one. Gabi is a free
auto insurance comparison engine that helps you compare quotes online for your
precise coverage requirements and find the best options fast from over 40 top
insurance companies they\’ve partnered with. It is a fully licensed insurance
broker in all states, where its average car insurance cost is $60 per month.

PROS

 * Excellent rates; Claims it saves $961 per year on average

 * Ease of use

 * Over 40 insurance companies

 * Fast online car insurance quotes comparison

 * Offers even lower rates for home and auto insurance bundles

CONS

 * Requires a sign-up

 * Shows the cheapest rates first by default (not always the best thing)

BEST FOR: Cheap auto insurance quotes through an online comparison engine

Parameter Rating Type Comparison Site Online quotes Yes Scope Excellent Accuracy
Excellent Speed Excellent Ease Excellent

COVERHOUND CAR INSURANCE QUOTES: 4.8/5

CoverHound.com has some of the best comparison technologies in the market. It
also works in partnership with several other sites.

PROS

 * Excellent user experience

 * Technologically advanced

 * Provides many different coverage options from multiple companies

 * Allows you to edit your required coverage details, customize them and add
   coverage as you wish to receive quotes for your exact auto insurance needs

 * Automatically calculate discounts

 * Accurate final rates due to a direct relationship with 26 auto insurance
   carriers

CONS

 * Not available in Alaska, Hawaii, and Massachusetts

 * Some of the best car insurance providers are not included in their comparison

BEST FOR: User experience and quote accuracy.

Parameter Rating Type Insurance Agency Online quotes Yes Scope Good Accuracy
Excellent Speed Excellent Ease Excellent




POLICYGENIUS CAR INSURANCE QUOTES REVIEW: 4.6/5

PolicyGenius.com is one of the fastest-growing, independent comparison sites and
works in partnership with CoverHound. It brings an innovative, user-friendly
approach to online car insurance quote shopping and comparison.

PROS

 * A fresh, innovative approach

 * Easy to use

CONS

 * Not auto insurance-focused, offering all types of insurance

BEST FOR: Bundle discounts

Parameter Rating Type Comparison Site & Insurance Agency Online quotes Yes Scope
Good Accuracy Good Speed Excellent Ease Excellent




COMPARE.COM CAR INSURANCE QUOTES: 4.6/5

Compare.com is a car insurance comparison shopping website and licensed agency.
It is a sister company of Confused.com, a UK car insurance comparison pioneer
owned by Admiral, an international insurance group. Compare.com\’s average car
insurance cost is $79 per month.

PROS

 * Compares auto insurance rates from over 50 companies

 * Auto insurance-focused

 * Trusted brand

CONS

 * Other websites offer a greater choice of customizable options.

BEST FOR: Multiple payment options

Parameter Rating Type Insurance Agency Online quotes Yes Scope Excellent
Accuracy Excellent Speed Good Ease Good




INSURIFY CAR INSURANCE QUOTES: 4.4/5

Insurify.com is a highly innovative insurance start-up and comparison site.

PROS

 * Fills in your vehicle information based on a photo of your license plate!

 * Provides an intelligent chatbot throughout the quoting process and customer
   support

 * Utilizes its great technology to match you based on your individual risk
   profile to carriers its AI thinks is best for you

 * Has direct partnerships with leading insurers (provided results from over ten
   insurers)

 * Claims to save $489 per year on average

CONS

 * Less comprehensive when it comes to post quoting, aka the purchase process

BEST FOR: Comparing auto insurance quotes from large, leading car insurance
companies

Parameter Rating Type Insurance Agency Online quotes Yes Scope Good Accuracy
Good Speed Excellent Ease Good

INSURANKS.COM CAR INSURANCE QUOTES: 4/5

Insuranks.com is the insurance comparison website you are currently visiting. It
is an educational resource for insurance consumers that gives them higher
awareness. Insuranks.com partners and ranks insurers, agencies, and even
comparison sites based on customer ratings, reviews, and experiences. Its
comparison tool connects you with the broadest variety of companies while
educating you about them through content and customer reviews. Insuranks.com
provides the best car insurance quotes you can find online.

To compare car insurance quotes through Insuranks.com, simply hop over to the
top of this page and enter your ZIP code.

PROS

 * Superb coverage and choice of companies

 * Wonderfully simple

 * User-friendly interface

 * Very customer-centric and educational

 * Providing a large overview by partnering with everyone, insurance companies,
   agencies, brokers, aggregators, and other comparison sites

 * Customer reviews and ratings are available.

CONS

 * It doesn\’t list quotes

 * Only connects you to places where you can get them

BEST FOR: Education, ease of use, largest selection of insurance companies,
deals you cannot find on other comparison sites

Parameter Rating Type Comparison Site Online quotes Mostly no Scope Excellent
Accuracy Excellent Speed Excellent Ease Excellent




ESURANCE CAR INSURANCE QUOTES: 3.6/5

Esurance.com is a direct insurance company that is a wholly-owned subsidiary of
Allstate, targeted at customers who prefer to buy insurance online or on the
phone.

PROS

 * Trusted brand

 * Great interface, handy online tools, and powerful apps

CONS

 * Only provides suggestions for few other insurers, without providing real-time
   quotes, its sole purpose is to sell its policies rather than those of other
   insurers

 * Only available in 42 states at the moment, but constantly expanding

BEST FOR: Time-poor, tech-savvy users

Parameter Rating Type Insurance Company Online quotes Yes Scope Fair Accuracy
Poor Speed Excellent Ease Excellent




THE ZEBRA CAR INSURANCE QUOTES: 3.2/5

Zebra insurance quotes promise insurance in black and white, hence the name!

In real life, their user experience is excellent for collecting the information
and required coverage details. However, receiving only one actual priced quote
was disappointing, with four other options practically ads within their top 5
quotes.

After scrolling down to look at other results, five other actual-priced quotes
weren\’t cheap at all.

When clicking on one of the results, we were transferred to the partner
company\’s website with the information pre-filled, yet our real-life quote at
the partner website was almost double the zebra car insurance quotes.

The average car insurance cost we got through The Zebra was $120 per month.

PROS

 * Simple to use, friendly interface

CONS

 * It doesn\’t always show actual quotes, and when it does, it wasn\’t accurate

BEST FOR: User-friendliness

Parameter Rating Type Comparison Site / Agency Online quotes Inconsistent Scope
Good Accuracy Poor Speed Good Ease Excellent




NETQUOTE CAR INSURANCE QUOTES: 2.6/5

NetQuote.com is one of the longest established lead-generation type comparison
sites.

Their lead form consists of 5 stages: vehicle, drivers, coverage, incidents, and
contact information. Very user-friendly and to the point. After filling up the
information, we received online ads. No accurate quotes. They also sell your
lead information to their company and agent partners, who then get in touch with
you to give you offers based on this information.

PROS

 * It covers other insurance types

 * Complete one user-friendly form for multiple quotes

CONS

 * Be ready to receive LOTS of calls as such sites sell your lead information to
   whoever pays for them

BEST FOR: Those who want to receive direct calls about car insurance rather than
get it done online

Parameter Rating Type Lead Generation Online quotes No Scope Fair Accuracy Poor
Speed Excellent Ease Excellent




CARINSURANCE.COM REVIEW: 2/5

CarInsurance.com is a lead generator owned by QuinStreet Inc, an online digital
marketplace pioneer. It doesn\’t provide online quotes, and after you fill in
your details, itsimply connects you with minimal 1 to 5 auto insurance options,
which you can click on to get your quotes from, but you will have to fill in
your details all over again.

PROS

 * Easy to use interface

CONS

 * It doesn\’t provide quotes. It only sells your leads and connects you to
   third-party partner sites where you will have to re-enter your details all
   over again.

 * A very limited number of results (1 to 5)

BEST FOR: Drivers in a rush to get coverage who don\’t mind the poor selection
and experience

Parameter Rating Type Lead Generator Online quotes No Scope Poor Accuracy Poor
Speed Excellent Ease Excellent




QUOTEWIZARD CAR INSURANCE QUOTES: 2/5

QuoteWizard.com claims to compare carrier and agent rates nationally and
locally. Lending Tree owns it. Its review is identical to that of Quote.com as
it provides the exact experience.

PROS

 * Friendly interface

CONS

 * Matched us with one result without an online quote

BEST FOR: Friendly interface for form filling

Parameter Rating Type Lead Generation Online quotes No Scope Poor Accuracy Poor
Speed Excellent Ease Excellent




QUOTE.COM CAR INSURANCE QUOTES: 2/5

Quote.com claims to provide insurance quotes from leading carriers. However, a
lead generation website collects your information and matches you with its
partners in real life.

After filling out their online form several times with different information, we
only received two matches online of the same two leading carriers with no
accurate quotes, claiming that 15 others were “below rate threshold “. Upon
clicking through, we were referred to their websites with the entered
information pre-filled on their website, so we just had to fill out a bit more
required information to get an actual quote.

PROS

 * Intuitive and easy to use the form

CONS

 * Only matched us with two carriers online with no accurate quotes

BEST FOR: Form ease of use

Parameter Rating Type Lead Generation Online quotes No Scope Poor Accuracy Poor
Speed Excellent Ease Excellent




INSURE.COM REVIEW: 0.8/5

Similar to CarInsurance.com, Insure.com is another comparison site owned by
leading online digital company QuinStreet Inc.

PROS

 * User-friendly interface

CONS

 * Much like its sister company, CarInsurance.com, Insure.com doesn\’t provide
   rates but gives back car insurance ads after filling in their detailed form,
   which is then sold as a lead to their partners, which will contact you

BEST FOR: Same as Everquote.

Parameter Rating Type Lead Generation Online quotes No Scope Poor Accuracy Poor
Speed Poor Ease Good




EVERQUOTE AUTO INSURANCE QUOTES: 0.6/5

EverQuote.com is one of the biggest lead generators in the insurance space.

PROS

 * Unavailable

CONS

 * It doesn\’t provide any quotes or added value, just car insurance ads, even
   very few ad options

 * Long and exhausting form filling that doesn\’t end up with any quotes, only
   with ads, they then sell your information as a lead to anyone that buys it
   from them, beware

BEST FOR: Drivers who want their lead information sold to auto insurance
carriers and agents through EverQuote.

Parameter Rating Type Lead Generation Online quotes No Scope Poor Accuracy Poor
Speed Poor Ease Fair




AUTO INSURANCE QUOTES VIA AGENTS AND BROKERS: 3.9/5

One of the greatest disadvantages of the Internet is that it\’s made us forget
the value, pleasure, and security of doing business face to face. You can use
your computer to get cheap car insurance quotes online or make a call on your
phone. But, sometimes, nothing beats the experience of a good old-fashioned
personal business relationship.

Using a broker or an agency to get free car insurance quotes sometimes offers
many advantages over buying car insurance online. Yes, the process usually takes
a little longer, particularly initially, but over time, you may find that using
a broker or agent will save you time.

Before going any further, it\’s essential to explain the difference between an
insurance broker and an insurance agent. A broker is fully independent and can
recommend solutions from any insurance company that allows brokers to sell their
policies. In that respect, the broker is working for you, the buyer. They make
their money through commissions or fees on the products they sell.

An agent, on the other hand, is an extension of the insurer. A captive agent
typically represents one or two companies, whereas an independent agent works on
behalf of multiple insurers. Some captive agents are salaried, but for the most
part, agents also make their money through commissions or fees on the products
they sell. By the way, both brokers and agents should provide you with details
of their commission structures on any products they sell.

But regardless of commissions and fees, both brokers and agencies are insurance
experts. It\’s their business to know about all the policy options, latest
offers, and new product developments. They know the auto insurance market inside
out, and you can benefit directly from their experience. They\’ll take the time
to talk to you so they fully understand your exact needs and can then recommend
affordable auto insurance that suits you down to the ground.

There\’s more. The advice they offer is impartial, and because of their wide
knowledge and experience, they\’ll often recommend companies or deals that you
didn\’t even know existed. Brokers and agents also offer proactive advice and
are on hand to provide expert assistance in the event of a claim. If you\’re a
people person who wants a quality auto quote, an agent or broker is the way to
go.

Having listed all the advantages of using an agent or broker, are there any
downsides? The answer is a coded yes. The most obvious drawback is that using a
broker typically takes up more of your time.

By going online, on the other hand, you can compare cheap auto insurance quotes
online at the click of a mouse. Using an agent or broker is a more drawn-out
process, although that\’s not necessarily a problem for many people.

But there\’s also another potential issue. When choosing an agent or broker, you
want to make sure that you get a good one! As with any line of work, there are
highly professional insurance brokers and agents out there, but some are not so
good. You can make your judgments, but in our experience, the best idea is to
ask people you know for a personal recommendation.

PROS

 * You can benefit directly from their expertise and market knowledge

 * Choice of coverage from many different companies

 * The personal touch

CONS

 * It takes time, plus the risk of choosing a dud broker or agent

Parameter Rating Time 1 Online 2 Phone 5 Face to face 5 Rates 5 Coverage 5
Choice 5 Speed 3 Savings 5 All States 3 High Risk 5 Ease 3




DIRECT CAR INSURANCE QUOTES VIA INSURERS: 3.7/5

When looking for free auto insurance quotes, one of the best ideas is to contact
insurance providers directly. Although you could use one of the price comparison
sites to look for cheap car insurance online, there are some disadvantages.
Firstly, some insurers don\’t feature on such sites, and secondly, specific
deals are only available if you go direct.

Of course, the biggest downside to contacting companies directly is that it
takes a lot of time and effort on your part. The attraction of finding a great
deal by going direct rather loses its appeal when you have to repeat all your
details for the 15th time!

That said, you can be smart and short circuit the process. How so? By asking
your friends, family, and colleagues who they use for their auto insurance.
Their advice will be based on real-life experience and is guaranteed to be
impartial. Armed with their recommendations, it\’s much easier to draw up a more
focused target list of companies to contact.

PROS

 * Often, you can get the best deals by going direct

 * You\’re not paying commission to a broker or online site

 * Greater choice and flexibility on policy options

CONS

 * It takes a lot of effort on your part to contact every single company

Parameter Rating Time 1 Online 5 Phone 5 Face to face 3 Rates 5 Coverage 3
Choice 1 Speed 5 Savings 5 All States 5 High Risk 5 Ease 1


DIRECT CAR INSURANCE COMPANIES COMPARISON

We\’ve selected some of the best car insurance companies and providers in
America and compared them on our range of metrics. Here\’s our review of getting
direct car insurance quotes from the best, cheap auto insurance companies.

Direct Car Insurance Quotes Comparison: Companies & Rates Table

Company Insuranks Score Average Monthly Quote Best For NEXT 5/5 $62.5 
Commercial auto insurance for independent professionals  Hiscox 4.9/5 $64
Commercial auto insurance with worldwide coverage Progressive 4.8/5 $63 Coverage
standards and high risk drivers USAA 4.75/5 $35 Military people and their
families GEICO 4.5/5 $50 Cheap car insurance rates State Farm 4.5/5 $52 Peace of
mind Amica 4.5/5 $100 Customer satisfaction Travelers 4.5/5 $100 Tailored car
insurance policies at affordable rates MetLife 4.4/5 $130 New car owners
Nationwide 4.3/5 $120 Poor credit Allstate 4.3/5 $110 Customer service &
coverage options Erie 4.1/5 $87 New drivers Root 3/5 $65 Low rates; Millennials
looking to get rewarded for improving as drivers Mercury 3.9/5 $70 Basic
coverage rates ClearCover 3.8/5 $55 Technology-centric car insurance Farmers
3.7/5 $125 Teenagers and young drivers Freeway 3.7/5 $100 High-risk drivers,
Spanish speakers & SR22 Costco Ameriprise 3.7/5 $86 Discounts Safe Auto 3.5/5
$110 High-risk drivers




NEXT AUTO INSURANCE QUOTES

NEXT only sells commercial auto insurance. This company provides fast online
quotes within minutes. Also, discounts apply if you choose to buy other business
insurance policies from this company. 

Average car insurance cost per month : $62.5

PROS

 * Responsive agents

 * Fast quotes

 * Policy cancellation with no charges

CONS

 * Has a lot of customer complaints in BBB

BEST FOR:Commercial auto insurance for independent professionals

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 3
Choice 4 Speed 5 Savings 5 All States 3 High Risk 5 Ease 5





HISCOX AUTO INSURANCE QUOTES: 4.9/5

Hiscox is another insurance company that only offers commercial auto insurance.
This company provides worldwide coverage for commercial vehicles.

Average car insurance cost per month: $64

PROS

 * Worldwide coverage

 * Accurate quotes

 * No hidden charges 

CONS

 * Poor third party reviews

BEST FOR: Commercial auto insurance with worldwide coverage

Parameter Rating Time 4 Online 3 Phone 5 Face to face 5 Rates 4 Coverage 3
Choice 4 Speed 3 Savings 5 All States 3 High Risk 5 Ease 5




PROGRESSIVE CAR INSURANCE QUOTES: 4.8/5

Progressive is the 3rd largest car insurance provider in America. To get your
Progressive auto insurance quote, visit Progressive.

Average car insurance cost per month : $63

PROS

 * Excellent coverage as standard

 * Unbelievable choice of options

 * Brilliant range of online resources, including the quote tool

CONS

 * Not the best for high-risk drivers

BEST FOR: Setting fantastic standards for any coverage.

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 5
Choice 5 Speed 5 Savings 5 All States 5 High Risk 3 Ease 5

Read more: How much is Progressive car insurance cost.




USAA CAR INSURANCE QUOTES: 4.75/5

USAA is the leading provider of insurance to military members, veterans, and
their families, known for its excellent rates and reliability. To apply for your
USAA auto insurance quote, visit USAA.

Average car insurance cost per month: $35

PROS

 * Great deals for military personnel and their families

 * Excellent reputation for customer service

 * Useful additional benefits

 * Among the cheapest car insurance quotes

CONS

 * Not open to non-military customers

BEST FOR: Military members, veterans, and their families.

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 5
Choice 3 Speed 5 Savings 5 All States 5 High Risk 4 Ease 5

Read more: How much is USAA car insurance cost



AAA AUTO INSURANCE QUOTES: 4/5

AAA (American Automobile Assurance) doesn\’t provide insurance but offers some
great auto insurance policies via its partners. To read reviews and apply for
AAA auto insurance quotes, visit AAA Insurance.

Average car insurance cost per month : $100

PROS

 * Great personal service

 * Some useful additional benefits

 * Very competitive rates for AAA members

CONS

 * Insurance is provided via a third party

Parameter Rating Time 3 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 3
Choice 3 Speed 5 Savings 5 All States 3 High Risk 3 Ease 3




GEICO CAR INSURANCE QUOTES: 4.5/5

GEICO is the 2nd largest provider of auto insurance in America. To apply for
your GEICO auto insurance quote, visit GEICO.

Average car insurance cost per month: $50

PROS

 * Trusted brand

 * Excellent customer service

 * User-friendly website and app

 * Great rates

CONS

 * Only available direct

BEST FOR: Cheap car insurance rates

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 5
Choice 1 Speed 5 Savings 5 All States 5 High Risk 3 Ease 5

Read more: How much is GEICO car insurance cost



TRAVELERS CAR INSURANCE QUOTES: 4.5/5

Travelers is a long-established, top 10 company in car insurance. To get your
Travelers auto insurance quote, visit Travelers.

Average car insurance cost per month : $100

PROS

 * Excellent multi-policy discounts

 * Easy to tailor your policy

 * Trusted brand

CONS

 * Certain features not available in some states

BEST FOR: Drivers who require an affordable car insurance policy that\’s
tailored to their specific needs from a trusted company.

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 5
Choice 1 Speed 5 Savings 5 All States 3 High Risk 5 Ease 5




AMICA AUTO INSURANCE QUOTES: 4.5/5

Amica is America\’s longest-established mutual insurer of automobiles. To apply
for your Amica auto insurance quote, visit Amica.

Average car insurance cost per month: $100

PROS

 * Fantastic customer service

 * Excellent choice of auto insurance policies and coverage options

 * Still a mutual

CONS

 * Not available in all states

Parameter Rating Time 3 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 5
Choice 5 Speed 5 Savings 5 All States 3 High Risk 5 Ease 4




STATE FARM CAR INSURANCE QUOTES: 4.5/5

State Farm is the number one provider of car insurance in America. To get your
State Farm auto insurance quote, visit State Farm.

Average car insurance cost per month: $52

PROS

 * Top brand

 * Personalized service

 * Great coverage

 * Cheap rates

 * Mutual

CONS

 * Not enough choice of coverages

 * Not the ideal company for high-risk drivers

BEST FOR: Drivers who want to be on the safe side and seek the peace of mind
that there is a reliable company behind them, that they are well covered and get
good service

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 5
Choice 1 Speed 5 Savings 5 All States 5 High Risk 3 Ease 5

Read more: How much is State Farm car insurance cost



METLIFE CAR INSURANCE QUOTES: 4.4/5

MetLife has been providing insurance services to customers since 1863. To apply
for your MetLife auto insurance quote, visit MetLife Insurance.

Average car insurance cost per month : $130

PROS

 * Reasonable rates via workplace affiliations

 * Great range of policies and options

 * Trusted brand

CONS

 * Customer service can be patchy at times

BEST FOR: New auto owners.

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5 Rates 3 Coverage 5
Choice 1 Speed 5 Savings 5 All States 5 High Risk 3 Ease 5




NATIONWIDE CAR INSURANCE QUOTES: 4.3/5

Nationwide is one of the top 10 car insurance companies in America. To apply for
your Nationwide auto insurance quote, visit Nationwide.

Average car insurance cost per month: $120

PROS

 * The online quote tool is really good

 * Some nice add-ons, perks, and additional resources

 * Easy to do business with

CONS

 * Some policies lack flexibility

BEST FOR: Drivers with poor credit.

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5 Rates 2 Coverage 3
Choice 1 Speed 5 Savings 5 All States 5 High Risk 5 Ease 5




ALLSTATE AUTO INSURANCE QUOTES: 4.3/5

Allstate is one of the top 4 auto insurance companies in America. To apply for
your Allstate auto insurance quote, visit Allstate.

Average car insurance cost per month: $110

PROS

 * Super local service via agents

 * Great range of auto insurance policies

 * It covers all your insurance needs

CONS

 * Quality comes at a price

BEST FOR: Customer service & coverage options

Parameter Rating Time 3 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 5
Choice 2 Speed 5 Savings 3 All States 5 High Risk 3 Ease 5

Read more: How much does Allstate car insurance cost?



MERCURY CAR INSURANCE QUOTES: 3.9/5

Mercury is one of the best providers of low-cost car insurance. To apply for
your Mercury auto insurance quote, visit Mercury.

Average car insurance cost per month: $70

PROS

 * Affordable rates

 * Good for military families

 * Wide range of discounts

CONS

 * Coverage is fairly basic compared to some competitors

 * Only available in a limited number of states

BEST FOR: Low-maintenance drivers who seek cheap car insurance rates on very
basic coverage.

Parameter Rating Time 4 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 3
Choice 1 Speed 5 Savings 5 All States 1 High Risk 3 Ease 5




CLEARCOVER CAR INSURANCE QUOTES: 3.8/5

ClearCover is one of the newer players on the market and has a great technology
focus. To apply for your ClearCover auto insurance quote, visit ClearCover.

Average car insurance cost per month : $55

PROS

 * Great for techies!

 * Competitive car insurance rates

 * Innovative approach

CONS

 * Not available in all states

BEST FOR: Technology-centric car insurance

Parameter Rating Time 5 Online 5 Phone 5 Face to face 1 Rates 5 Coverage 3
Choice 1 Speed 5 Savings 5 All States 3 High Risk 3 Ease 5




AMERICAN FAMILY/COSTCO AMERIPRISE CAR INSURANCE QUOTES: 3.7/5

American Family Insurance provides Costco Ameriprise for Costco members. To
apply for a Costco Ameriprise auto insurance quote, visit Costco.

Average car insurance cost per month: $86

PROS

 * Excellent rates and savings

 * Standard coverage is generous

 * Additional benefits for members

CONS

 * Online experience on both website and app could be better

BEST FOR: Discounts

Parameter Rating Time 3 Online 3 Phone 5 Face to face 1 Rates 5 Coverage 5
Choice 1 Speed 5 Savings 5 All States 5 High Risk 3 Ease 3




FARMERS CAR INSURANCE QUOTES: 3.7/5

Farmers is one of the top ten providers of car insurance in America. To apply
for your Farmers auto insurance quote, visit Farmers.

Average car insurance cost per month : $125

PROS

 * Wide range of customizable products

 * Excellent local presence

 * Good one-stop-shop

CONS

 * The quality of customer service can depend on how good your agent is

BEST FOR: Teenagers and young drivers

Parameter Rating Time 3 Online 5 Phone 5 Face to face 5 Rates 3 Coverage 5
Choice 1 Speed 5 Savings 5 All States 5 High Risk 3 Ease 4




FREEWAY CAR INSURANCE QUOTES: 3.7/5

Freeway Insurance is America\’s largest privately-owned insurance distribution
company. To apply for your Freeway Insurance auto insurance quote, visit Freeway
Insurance.

Average car insurance cost per month: $100

PROS

 * Wonderfully easy-to-use website

 * Low rates

 * Good for high-risk drivers

CONS

 * Charge a fee for their services, plus the coverage is via a third party

BEST FOR: High-risk drivers, Spanish speakers, and SR22

Parameter Rating Time 5 Online 5 Phone 5 Face to face 3 Rates 5 Coverage 3
Choice 5 Speed 5 Savings 5 All States 3 High Risk 5 Ease 5



LIBERTY MUTUAL CAR INSURANCE QUOTES: 3.5/5

Liberty Mutual is one of the biggest and longest-established auto insurance
companies. To apply for your Liberty Mutual auto insurance quote, visit Liberty
Mutual.

Average car insurance cost per month: $150

PROS

 * Outstanding online experience via website and apps

 * Will consider high-risk drivers

CONS

 * Not the best rates we found

 * Only available direct

 * Denies too many claims

 * Customers complain about bad customer service

BEST FOR: Teen drivers

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5 Rates 1 Coverage 3
Choice 1 Speed 3 Savings 1 All States 5 High Risk 4 Ease 5




SAFE AUTO INSURANCE QUOTES: 3.5/5

SafeAuto specializes in providing car insurance to customers who may not source
it elsewhere, such as high-risk drivers. To get a Safe Auto car insurance quote,
visit Safe Auto.

Average car insurance cost per month: $110

PROS

 * Flexible coverage is available

 * Good for high-risk drivers

CONS

 * Customer service is not always the best

BEST FOR: High-risk drivers

Parameter Rating Time 4 Online 3 Phone 3 Face to face 3 Rates 3 Coverage 4
Choice 2 Speed 5 Savings 5 All States 3 High Risk 5 Ease 3

ROOT CAR INSURANCE QUOTES: 3/5

Root is a new and innovative player in the car insurance market that bases its
rates on driver behavior and rewards good drivers through an AI-based app that
tracks your driving. To download the app and apply for your Root auto insurance
quote, visit Root Car Insurance.

Average car insurance cost per month: $65

PROS

 * Low rates

 * Rewards safe drivers

 * Some excellent benefits included roadside assistance

CONS

 * Quote process is slow and requires a test drive for several weeks where the
   Root app\’s AI measures your driving habits initially

 * Doesn\’t accept bad or high-risk drivers to maintain a high quality

 * Not available in all states

BEST FOR: Cheap car insurance rates and millennial drivers looking to become
better drivers and get rewarded for it with even better rates!

Parameter Rating Time 1 Online 5 Phone 3 Face to face 1 Rates 5 Coverage 3
Choice 3 Speed 3 Savings 5 All States 1 High Risk 1 Ease 5




Check out our review of the  best and cheapest car insurance companies of 2022




CAR INSURANCE QUOTES COMPARISON GUIDE: WRAPPING IT UP

Whether you buy your car insurance directly, online, or broker, each approach
has advantages and disadvantages. Which route works best for you depends on your
specific needs, technical skills, time constraints, and whether you value
service and personal touch over cheap car insurance rates and discounts. We hope
the insights here help you make the best choice for yourself regarding comparing
auto insurance quotes to get you on the road fast, protect you well and fit your
budget. You are, of course, invited to use our car insurance quotes comparison
tool.

Car Insurance Quotes Comparison Method Insuranks Score Comparison Sites 4.2/5
Agents & Brokers 3.9/5 Direct  3.7/5



Get all the best quotes from leading providers in a click of a button!

Get Quotes

--------------------------------------------------------------------------------


THE PERKS OF COMPARING AUTO INSURANCE QUOTES

Comparing auto insurance quotes will give you a more comprehensive view of your
options. Well, a wide variety of choices will easily overwhelm you at first.
Your decision-making may get clouded, but you have to decide on an insurance
product and company that fits you. 

Some insurance companies would bombard you with attractive options, even
discounts or freebies. However, you must dismiss that “halo effect” and decide
what car insurance coverage matches your actual needs, budget and profile. 

Rates would also differ because it depends mainly on certain factors such as
credit history, age, gender, car type and value, driving record, location or ZIP
code, number of miles per year, state, and a whole lot of other factors. 

With that in mind, it would be impossible to compare the quotes of a 20-year-old
male from Hawaii with the auto insurance prices a 60-year-old female driver from
Michigan would receive. Many variables would be counted in to determine the auto
insurance rates for a specific client or individual. 

When comparing rates, after making sure you have all your needs covered, check
the company\’s average score, as well as car insurance promos or discounts that
you may qualify for. Once you have shortlisted some of the best car insurance
companies with the right auto insurance coverage, products, rates, and ratings,
you should do a background check and read some reviews and ratings that other
customers have left on their company page.

This will help you gain a more refined or realistic perspective of what the
company can offer and treat its clients and policyholders. While the advertising
mumbo jumbo can reel you into a company\’s offers, feedback from real users
would give you a fresh and real-time perspective on the credibility,
performance, service, coverage, and trustworthiness of an auto insurance
company. 

When shopping for car insurance, you are most likely to choose a titan in the
industry or a reputable, large, well-known auto insurer. Well, this makes sense.
After all, you would want to invest in a company that has earned its stripes in
the industry. A company\’s staying power has a lot to say about its resilience,
financial strength, and relevance in the market. It is assumed that large-scale
auto insurance companies are sometimes more resilient and more likely to afford
to pay your claims. But this is not always true, and this is why you should
check a company\’s online reputation and reviews by their customers ahead of
choosing it.

On the other hand, some perks follow through by signing up with a smaller car
insurance company. These startups can offer a fresh, modern, digital, and
customized service to their clients because the young blood in the industry
tends to bring innovation and personalization first in their roster of services,
along with other things.

 


CAR INSURANCE QUOTES COMPARISON TIPS

 * Dig up more information on this website about car insurance companies and
   understand their online reputation. Read customer reviews, ratings, and
   testimonials online and observe how their customers have experienced them.
   This reveals a lot about the company\’s overall experience and reliability. 

 * Check on your  state\’s insurance department  to determine the car insurance
   type mandated by law. In general, most states would require  liability
   insurance and minimum coverage for property damage and  bodily injury.

 * Ask for recommendations and referrals from family and friends regarding auto
   insurance companies and agents. Word-of-mouth remains a powerful determining
   factor when deciding on what car insurance company to trust.

 * Get maximum auto insurance quotes from as many different companies as
   possible: Request product brochures and quotes from different insurance
   companies through this website or a local agent/agency and then compare them
   one by one. You want all of the options on your table before making such an
   important decision. What\’s the rate? What does it cover? How reputed is the
   company? Pay more attention to the little details such as payment options,
   deductibles, exclusions, discounts, and hidden fees. 

 * Make a shortlist of your preferred car insurance providers, quotes, and
   offers and then verify their legitimacy and licensure with your state\’s
   insurance department.

 * Take note of some questions you might have about the car insurance coverage
   and other details. Ask car insurance company representatives and/or agents if
   your credit history would affect rates in different companies, if the
   coverage would cover rental cars when traveling, or if speeding
   ticket/driving history would affect the premium.

 * Prioritize paying your premiums on time. Non-payment of premiums could result
   in a lapse in your vehicle insurance coverage. There are auto insurance
   carriers who would offer direct withdrawal from your checking account to
   prevent lost coverage.




HOW TO GET THE CHEAPEST CAR INSURANCE QUOTES?

Some factors that are out of your control determine your car insurance quotes,
like your gender and age. However, you have total control of a couple of
factors, like your credit score, driving record,  mileage, type or brand of car,
and the amount of car insurance coverage. 

Basically, your  car insurance cost  would depend on the risk factors auto
insurance providers take into account. So, they would want to weigh in on the
probability that you\’ll be filing claims on your car insurance. 

To get the cheapest car insurance quotes, you must research and compare quotes
from different car insurance companies. At the beginning of this guide, we
provided a list of inexpensive car insurance companies with an average car
insurance cost of $100 per month or less and their rating. This list should help
you look into the car insurance providers that combine that good match of
affordability with excellent customer service. 

You also have to check on your credit report and driving record to ensure it\’s
clean and in good standing. A car insurance company would assess your likelihood
of getting into an accident and filing claims. So, if you have citations for
DUI, incurred accidents, or other driving violations, you will be considered a
high-risk client and would have higher insurance rates than someone who has a
clean driving record and high credit score. 

If you\’re a safe driver, several car insurance companies would give you
discounts for that, plus also get lower rates over time. An app is used to
monitor and assess your driving behavior, which will be the basis for discounts.

Also, if you happen to have a costly  car repair and mechanical breakdown  car,
then your car insurance rates would also increase. However, with older cars,
your car insurance company could give you discounts or a reduction in prices. 

Choosing the lowest amount of auto insurance coverage also helps you save on
your car insurance fees. You may also opt to choose a higher deductible, which
translates to less risk for your auto insurance company and minimal costs for
you.

Another option to get cheap auto insurance quotes is to take advantage of your
company\’s auto insurance discounts. Discounts such as paperless billing, good
student discounts, multi-policy discounts, and multi-car discounts will give you
more savings on your auto insurance fees.




WHAT IS CAR INSURANCE? 

Car insurance is a contract between you and an auto insurance company. In
exchange for a premium, the company covers the potential cost of possible
damages and financial loss resulting from driving and vehicle ownership. 

We\’ve all been there; accidentally bumping into a car while trying to back into
a parking spot, stopping short, and getting rear-ended – the list of car
accident possibilities is seemingly endless. But one thing is for sure, getting
the damage fixed can be incredibly costly if you are not covered! 

But that\’s where auto insurance comes into play. There are many different types
of auto policies ( such as bodily injury and property damage, the two main
facets that auto insurance policies cover). Some typical cover accidents. Others
consider vehicle theft, weather risks, bumping into animals, and depreciating
car values.

If you\’re reading this right now, then the chances are that you\’ve been
wondering how to choose car insurance, or you\’re wondering exactly what does
car insurance covers. Here, we\’ll give you a quick crash course in car
insurance. Below, we\’ll discuss the following:

 * What does car insurance cover?

 * The difference between basic liability and full coverage insurance. 




WHAT DOES CAR INSURANCE COVER?

The law requires all drivers to maintain an auto insurance policy while driving
a vehicle on public roadways. While this may seem a bit unfair, you also have to
consider that we\’re living in America where two truths are evident:

 * Medical and hospital costs are incredibly high. 

 * Cars and automobiles are costly. 

Without insurance, a small two-driver car crash with no fatalities can easily
cost the two drivers upwards of $15,000 or more after paying for medical bills
and vehicle repairs! The average cost for an ambulance ride alone can be upwards
of  $300 per mile.  Repairing the front end on a car can easily cost $2,000 to
$3,000, not including anything else that may have been damaged. 

Car insurance ensures that drivers only have to pay a small amount out of pocket
in the event of an accident. This is known as your deductible. For example, if
you have a $1,000 deductible and sustain $8,000 worth of damages to your car,
then you\’ll pay $1,000, and your insurer will pay the remaining $7,000 (if
you\’re at fault, that is). 

Car insurance also ensures that the other driver is covered as well. For
example, if you\’re found at fault and crash into somebody else, your insurance
will pay for their medical bills so that you don\’t have to face a lawsuit and
pay for their medical bills out of pocket. 

We suggest you take a minute to think about your risk as a driver to the car
insurance company. 

 * Are you a new driver? 

 * Living in a place with lots of potholes? 

 * Driving an old car? 

 * Or maybe just a bad driver? 



All of this impacts your auto premiums. This shouldn\’t deter you, however. The
cost of a car accident is still much higher!

Car accidents cost the United States about $231  billion every year. Yes, you
read that right. And accidents usually cost in the thousands. That\’s why being
covered is so important and mandatory in most states. 

Your policy will have liability coverage limits. In auto insurance, this limit
is usually broken down into three components:

 * The maximum amount of money the insurance company will spend on your injuries

 * The maximum amount of money the insurance company will spend on people you
   injure

 * The maximum amount of money the insurance company will spend on property
   damage

Be sure to know what the liability limits are on your auto insurance plan.

While there are different levels of auto insurance, they are typically broken
down into:

 * Basic liability coverage

 * Full coverage  

What does car insurance covers will depend if you bought it as a basic liability
coverage or full coverage. Let’s discuss how these two work.





BASIC AUTO LIABILITY POLICY

The purpose of a basic liability policy is to cover expenses if ever you caused
a vehicular accident and are responsible for the losses or damages sustained by
third parties. 

When owning a car, it’s a requirement to be covered for the state-mandated
insurance minimums. Each state has laws that regulate how much coverage each
driver must be insured for,  which you can view here. You\’ll generally pay more
for coverage in states that have a high percentage of automotive accidents and
less in states with a lower percentage of accidents. 

Basic liability insurance typically doesn\’t cover your personal costs. It only
helps you pay for the losses of damages of third parties.

By the way, a basic auto liability insurance policy for your car can be
categorized as bodily injury liability coverage or property damage liability
coverage. 




BODILY INJURY LIABILITY COVERAGE

Pays for the other driver\’s medical bills and compensation (if you\’re at
fault).




PROPERTY DAMAGE LIABILITY COVERAGE

Pays to repair the other driver\’s vehicle (if you\’re at fault).





FULL COVERAGE POLICY

Full coverage policies don’t only cover your liability for vehicular accidents.
It offers a plethora of coverages for your vehicle such as:

 * Personal injury protection

 * Medical payments coverage

 * Liability coverage

 * Physical damage coverage

 * Gap insurance

 * Rental coverage

 * Uninsured/underinsured motorist coverage

While these are usually double or triple the cost of a basic liability policy,
full coverage policies are worth it because they’re designed to be an
all-inclusive protection that covers almost everything that could happen to your
vehicle. Below is a quick explanation of the different full coverage auto
insurance types and coverage options




PERSONAL INJURY PROTECTION

There are currently  twelve “no-fault states”  where drivers must pay for their
medical bills. In these states, drivers must have personal injury protection
(PIP) coverage added to their basic liability policy to cover the costs of any
injuries sustained in an accident.  




MEDICAL PAYMENTS COVERAGE

If you\’re in a non “no-fault” state, then medical payments coverage is what you
need to get instead of personal injury protection. Medical payments coverage
works the same way as personal injury protection but has a more limited scope. 




LIABILITY COVERAGE

Full coverage includes all of the basic liability coverages listed above that
cover the other driver\’s vehicle and medical bills.




PHYSICAL DAMAGE COVERAGE

Physical damage coverage covers expenses if your car gets damaged. This can be
categorized as collision and comprehensive coverage:

 * Collision physical damage coverage covers expenses if your vehicle incurred
   damage after colliding with another vehicle or an object. Read more
   about collision insurance coverage. 

 * Comprehensive physical damage coverage covers expenses if the damage to the
   vehicle is due to non-collision accidents such as theft, windstorm,
   vandalism, hail, fire, and other covered perils 



UNINSURED/UNDERINSURED DRIVER COVERAGE

It covers your repairs and medical bills if you\’re hit by somebody who doesn\’t
have insurance or who doesn\’t have enough insurance to cover your costs. Read
more about  uninsured/underinsured driver clause coverage.




GAP INSURANCE

If you financed your vehicle and it\’s declared a” total loss” by the insurance
company, GAP insurance pays off the remainder of your auto loan. 




RENTAL COVERAGE

It covers the cost of renting a vehicle if your car is getting repaired or
declared a total loss.





DO I NEED CAR INSURANCE?

Yes, you do. A valid car insurance policy is required by law.

The only state where car insurance is not required by law is New Hampshire.
Still, you must be able to prove that you can afford to cover the damages in
case an at-fault accident occurs, which can cost thousands upon thousands of
dollars, to meet  New Hampshire motor vehicle financial responsibility
requirements 





IS IT SAFE TO BUY CAR INSURANCE ONLINE?

Generally yes, you can safely buy car insurance online and it is recommended by
the National Association of Insurance Commissioners in order to get lower rates
through good car insurance quotes comparison. 

However, as you are sharing important information when buying car insurance
online such as your social security number, which insurers need to check your
driving record, it is recommended to follow these safety tips to reassure your
online safety when buying car insurance:

 * Make sure you buy on a secure website with a high level of encryption

 * Make sure you are using a browser with a high level of encryption – normally
   the latest versions of Google Chrome, Safari, Firefox, and Explorer will do

 * Carefully check their reviews

 * Avoid spam sites

 * Use a credit card or a secondary debit card since it offers identity theft
   protection – just make sure that there are no fraudulent charges on the card

 *  Check the insurance company\’s security and privacy pages




WHAT\’S NEXT?

 * Make a list of your needs. What are you looking for? What is not important to
   you? Which of the auto insurance plan types best suits your needs?

 * Determine your risk based on the factors we discussed. 

 * Compare a maximum number of quotes, companies, and plans, to ensure that you
   have all of the options on your table and that you only find the best, most
   affordable, and reliable car insurance near you that is the most suitable for
   you and your needs.

 * Don\’t hesitate to reread this page and go through other car
   insurance-related resources that are linked below. Education is key when it
   comes to auto insurance!

To sum up, driving and vehicle ownership can be fun and exciting. For many, a
vehicle can reduce the time spent commuting to work or allow individuals to
travel more flexibly around a town, city, state, and even a country. 

Vehicle ownership is liberating – let\’s keep it this way by driving safely,
avoiding car accidents, and having the best coverage for unexpected financial
expenses.

And now that you\’re well aware of the bigger picture, it\’s time for you to
purchase the best car insurance online by comparing quotes!



References
 * Average car insurance cost

 * GAP insurance

 * The cheapest car to insure

 * Even more insurance resources

 * https://en.wikipedia.org/wiki/Personal_injury_protection

 * https://en.wikipedia.org/wiki/Vehicle_insurance_in_the_United_States#Collision

 * https://www.iii.org/article/what-gap-insurance

 * https://www.iii.org/article/what-covered-basic-auto-insurance-policy

 * https://en.wikipedia.org/wiki/Uninsured_motorist_clause

 * https://www.iii.org/article/what-auto-insurance

 * http:
   //www.rmiia.org/auto/steering_through_your_auto_policy/Auto_Insurance_Basics.asp

 * https://content.naic.org/consumer/auto-insurance.htm
 * https://en.wikipedia.org/wiki/Total_loss
 * https://www.usatoday.com/story/news/health/2020/09/11/ambulance-bills-drive-up-cost-patients-experts-push-protection/3458035001/
 * https://www.iii.org/article/background-on-no-fault-auto-insurance#: ~:
   text=Twelve%20states%20and%20Puerto%20Rico,choice%22%20no%2Dfault%20law


SAFE DRIVING RESOURCES

 * https://www.nsc.org/road-safety/tools-resources/safe-driving-toolkit
 * https://www.nhtsa.gov/road-safety
 * https://www.codot.gov/programs/cone-zone/safe-driving-tips.html
 * https://www.safercar.gov
 * https://youth.gov/youth-topics/ways-promote-safe-driving-youth
 * https://medlineplus.gov/ency/article/001930.htm
 * https://www.osha.gov/Publications/Safe_Driving_Practices.pdf
 * https://www.beesafedriving.org
 * https://healthblog.uofmhealth.org/childrens-health/safe-driving-5-ways-kids-can-help
 * https://www.drivesafeonline.org
 * https://www.lhsfna.org/index.cfm/lifelines/may-2016/protect-your-workers-promote-safe-driving/
 * https://www.healthychildren.org/English/ages-stages/teen/safety/Pages/Behind-the-Wheel-Helping-Teens-Become-Safe-Drivers.aspx
 * https://en.wikipedia.org/wiki/Road_traffic_safety
 * https://www.nwh.org/rehabilitation-services/occupational-therapy/drive-safe-program/drive-safe-program
 * https://safe2save.org
 * https://www.enddd.org/simple-steps-we-can-take-for-safer-driving/
 * https://putonthebrakes.org
 * https://www.aarpdriversafety.org
 * http: //safetycenter.org/teen-safety/teen-safe-driving-campaign/
 * https://www.naic.org/documents/consumer_alert_drive_safe.htm
 * https://kidshealth.org/en/teens/driving-safety.html


RECENT REVIEWS

Emily Harry Insuranker

Policy Type: Auto Insurance

Company name: Allstate Insurance

Average ranking:   0 / 10

Today I called an Allstate agent to cancel my homeowners insurance policy, and
that’s after I already cancelled my car insurance with them too. I was welcomed
by a rude treatment by the hands of the agent. At some point I even asked the
lady why she is being so hostile. Almost like she was taking this personally. I
had to cancel after I found another company that had the exact same coverage
that Allstate gave me, but for HALF THE PRICE! After my personal experience with
this... Read More

Emily Harry Insuranker

Policy Type: Auto Insurance

Company name: ANICO American National Insurance

Average ranking:   10 / 10

ANICO has very professional customer service and their agents are always free to
reply to all of your requests. The coverage they gave us is extremely
competitive which is a major plus as well.

Hannah John Insuranker

Policy Type: Auto Insurance

Company name: The General Car Insurance

Average ranking:   0 / 10

I bought an auto insurance policy with the general last week before reading any
of the reviews. What a mistake. They took something from me and did not return
it yet so I'm going to take legal actions to get it back. The coverage won't
include accidents. My experience is horrible. Not recommended.

Charley Insuranker

Policy Type: Auto Insurance

Company name: Liberty Mutual Insurance

Average ranking:   0 / 10

Do not use Liberty Mutual for your motorcycle insurance!!! I ride a ’96 Goldwing
and they had me paying $568 a year.. Terrible rates!!! I tried Geico and their
quote Wass for $189.69 - 67% LESS THAN LIBERTY!!!! I called them to cancel my
policy and now they want to charge me $126 for canceling early… DO NOT USE
LIBERTY MUTUAL FOR MOTORCYCLE INSURANCE!!!

Rich Insuranker

Policy Type: Auto Insurance

Company name: AIG Insurance

Average ranking:   10 / 10

In 2007, my 2004 Honda Civic, went through a massive flood. I was paid the full
coverage amount plus a new car and even some extra cash. Payment was very fast -
I warmly recommend them!!

Vladislav Karpachev Insuranker

Policy Type: Auto Insurance

Company name: GEICO Insurance

Average ranking:   0 / 10

NEVER GO WITH GEICO!!! They have the worst service ever! I had a 6 months old,
7000 miles new car and one night I hit a deer on the road. GEICO refused to pay
for OEM replacement parts and offered a reconditioned, pre-used parts instead!
The difference in value was $186.. After making a few phone calls they said it
states in my policy that they have the right to do so. I was never told this
fact at any point of purchasing the policy with GEICO. I called 2 other
companies who told... Read More

Merde Moudasanti Insuranker

Policy Type: Auto Insurance

Company name: Dairyland Auto Insurance

Average ranking:   0 / 10

I don't know why you waist your money on that company. Before you spend your
money . You need to get information from other customers. Worst insurance. Bad
service . Involved in an accident Cal them they will not going to help. They
just make money with us , look like they you work and bring money for them. And
that company is more expensive than others bigs company you know. You don't
deserve 1 ???? I give you 0/100

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: Allstate Insurance

Average ranking:   10 / 10

Absolutely excellent!

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: American Family Insurance

Average ranking:   6 / 10

Okay experience. Rates are good, customer service is not always good. They
didn't pay my claim fully, just some of it. I would generally recommend them,
but if you have a better option go with it.

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: American Fidelity Insurance

Average ranking:   0 / 10

Just avoid this company.

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: Amica Mutual Insurance

Average ranking:   10 / 10

Amica Mutual Insurance is a great auto insurance choice!!

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: ANICO American National Insurance

Average ranking:   8.7 / 10

Thank you ANICO for treating us so well when we most needed you.

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: Auto-Owners Insurance

Average ranking:   0.8 / 10

Auto owners insurance is affordable and has cheap rates which is a good thing,
but anything else is not good about them. Customer service was slow and not
professional, claims? they will do anything to deny it. coverage? what coverage?

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: Chubb Insurance

Average ranking:   9 / 10

Chubb auto insurance worked great for us. Customer service was very professional
and supportive despite a stressful situation.

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: Chubb Insurance

Average ranking:   10 / 10

Chubb auto insurance was absolutely excellent. All in all, couldn't be happier
with them. Professional customer service, straightforward following a car claim.
Chubb handled it very well, approved the claim and paid it very fast. It
couldn't be a better experience. I'd recommend them to everyone I care about!

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: Cigna Life & Health Insurance

Average ranking:   0 / 10

Had Cigna health insurance through my employer for over a year - worst
experience ever. Avoid.

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: Clearcover Car Insurance

Average ranking:   8 / 10

Clearcover car insurance is great. cheap rates for 2 cars and quality coverage.

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: Dairyland Auto Insurance

Average ranking:   0.5 / 10

Don't waste your time and money. Bad experience for the 2nd year was enough for
me.

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: Elephant Auto Insurance

Average ranking:   8.9 / 10

Elephant auto insurance delivers a great experience. It has great customer
service, cheapest rates and excellent value for money! Good choice!

Anonymous Insuranker

Policy Type: Auto Insurance

Company name: Elephant Auto Insurance

Average ranking:   10 / 10

Had to file an auto claim with Elephant car insurance, the claim experience was
very fast and easy. Didn't have to do nothing but file the claim. Was a good
call to switch to them from Geico.

Insuranker

Policy Type: Auto Insurance

Company name: AXA Insurance

Average ranking:   0 / 10

Disgraceful customer service. Filed a claim in June and it was only paid out in
the last day of October! Didn’t pay out almost nothing for a lost passport and
flight tickets+car rental that I had to get. Absolute disgrace!

Insuranker

Policy Type: Auto Insurance

Company name: AIG Insurance

Average ranking:   10 / 10

I have had AIG Private Client Group Auto Insurance for over a year now. I had my
BMW insured with them, I have filed 2 claims in the past year and they have been
more than helpful in not just the claim part but personally as well by whatever
was going on around my personal life adjusted accordingly. They are the most
flexible when it comes to car rental, regardless of whatever your case is
whether someone else hit you and you are going to file through the other's
insurance, I got a rental... Read More

Insuranker

Policy Type: Auto Insurance

Company name: AIG Insurance

Average ranking:   10 / 10

In 2007, my 2004 Honda Civic, went through a massive flood. I was paid the full
coverage amount plus a new car and even some extra cash. Payment was very fast -
I warmly recommend them!!

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   9.6 / 10

Root delivers car insurance in very affordable rates which is major plus -
moving to them from Geico, that took $1300 for a 6-month full coverage auto
insurance for both our vehicles. We have a clean driving record and haven’t
filed claims in 15 years yet our previous company continuously increased our
premium rate. with Root we are paying 50% less for our car insurance and it is
based on our excellent driving score. Great choice so far! Also, when I needed
them to send paperwork to my... Read More

Insuranker

Policy Type: Auto Insurance

Company name: AAA Insurance

Average ranking:   10 / 10

My experience with Triple A was excellent. Claim filing and processing is very
smooth and customer service is great. The claim was settled very fast and I
could easily buy a new vehicle several weeks later. Another advantage of AAA is
their effort to to match premiums rates, plans and discounts with your budget!

Insuranker

Policy Type: Auto Insurance

Company name: AAA Insurance

Average ranking:   10 / 10

AAA insurance is more affordable than their competitors. I had auto insurance
with Liberty Mutual for 11 years and they raised they premium every year without
any claims filed on my end. Prior to that I had Allstate auto insurance for more
than 31 years. AAA's Auto Insurance customer service is simply incredible.

Insuranker

Policy Type: Auto Insurance

Company name: AAA Insurance

Average ranking:   10 / 10

It was a nice surprise to realize that AAA now provides auto insurance on top of
road assistance. Their car insurance rates are much cheaper than the
competition. Was also given road service and auto insurance bundle discount.

Insuranker

Policy Type: Auto Insurance

Company name: AAA Insurance

Average ranking:   10 / 10

I was involved in a car accident in Pittsburgh, PA, after someone ran over me
and made me run in to a bridge post and caused harm to my car. AAA's customer
service went above and beyond for me! I am forever grateful to be an AAA
customer and member. Cannot recommend them enough!

Insuranker

Policy Type: Auto Insurance

Company name: AAA Insurance

Average ranking:   10 / 10

Before using AAA I was working with State Farm and Progressive thanks to similar
policies. The quote I received from them was annual, much cheaper and haven't
changed. Now, using AAA with the exact same car, no accidents, claims or traffic
violations. Receiving member discounts and very happy about it!

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   5.3 / 10

5 renewals, 5 price increases. They said the reason was having bad drivers in my
location, which is kind of the opposite of how they sell themselves! Not
recommending.

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   6.6 / 10

Was dropped by Root after a very simple claim. You'll have to pay hundreds
additionally to maintain your coverage.

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   5.5 / 10

I have a clean driving record, excellent credit score, 4 vehicles worths over
200k in total and eventually I was rejected for coverage. Bad experience. Never
had any violations, got 4 vehicles and a net worth of over 2M, yet they don't
cover me! Take your business somewhere else....

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   6.9 / 10

Root could have got a 10. A driving-based car insurance rather than auto
insurance that is based on credit score and other irrelevant factors is an
excellent idea. As per their system, I had a great score. After that I matched
the policy settings to my current policy with State Farm. Their rates were over
$35/month more than State Farm's! A couple of days later I started getting ads
for other insurance companies. I am pretty sure that I didn't ask for that from
anyone, nor did I give away... Read More

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   10 / 10

Root insurance is awesome in every way! Was given the best auto insurance rates
I could find!

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   10 / 10

EXCELLENT PRICES!!! Root is a brilliant car insurance company, loved their
dedicated customer service as well as their high attention to details. Most
companies only care about the money, I felt like Root care about me first!

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   10 / 10

Root insurance is great!! I saved over $75 monthly! And the good news is that
the price I am paying will get even further reduction after my test drive! Happy
customer!

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   9.9 / 10

Prices are GREAT and the app is very user friendly. The only problem I faced is
with the payment method settings that you're given a debit card with a similar
number to the old one, just new expiration date and CVC, and it is not that easy
to update.

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   10 / 10

Root car insurance is super easy! Saved over $300! Go Root!

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   10 / 10

Downloaded the app only to try it out, it is now saving us over $120 each month
and gives us an upgraded coverage despite my spouse's awful driving habits!!!
Highly recommended to everyone!!

Insuranker

Policy Type: Auto Insurance

Company name: Root Car Insurance

Average ranking:   10 / 10

Simply awesome





RECENT POSTS


Auto Insurance
• What Insurance Do You Need for Hot Shot Trucking?
• Does Getting Your Car Towed Affect Your Insurance
• My Car Caught on Fire – Will My Insurance Cover It?
• What Happens If a Tree Falls on Your Car During a Storm?
• What Happens When You Crash a Leased Car?




ADDITIONAL AUTO INSURANCE POSTS

• What Insurance Do You Need for Hot Shot Trucking?

• Does Getting Your Car Towed Affect Your Insurance

• My Car Caught on Fire – Will My Insurance Cover It?

• What Happens If a Tree Falls on Your Car During a Storm?

• What Happens When You Crash a Leased Car?


• How Long Does Underwriting Take for Car Insurance

• What Happens When You Don’t Change the Address on Car Insurance?

• What to Do if a Repair Shop Damages Your Car?

• Does Renters Insurance Cover Broken Car Window?

• Should You Expect Insurance Company to Paint the Whole Car?


• Does Car Insurance Cover Lightning Strikes?

• Learn if You Have to Carry Insurance on a Repossessed Car

• How to Know if You Have Gap Insurance at CarMax?

• Find Out if You Have to Pay Deductible for Windshield Replacement

• What Happens if Your Car Gets Stolen from a Dealership?


• What Happens if You Hit an Amish Buggy and How Insurance Works

• Does Driving for DoorDash Affect Your Car Insurance?

• Does Insurance Cover Ceramic Coating?

• Is BMW Wheel and Tire Insurance Worth It in 2024?

• The Best Subaru WRX Insurance for an 18-Year-Old


• Is Sureint Insurance Legit?

• How Much Is Scat Pack Insurance?

• A Deep Dive: Elephant Auto Insurance and Its Unique Benefits

• Volkswagen Jetta Car Insurance Cost & Cheap Quotes (2023)

• Toyota Camry Car Insurance Cost & Cheap Quotes (2023)


• Nissan Sentra Car Insurance Cost & Cheap Quotes (2023)

• Nissan Altima Car Insurance Cost & Cheap Quotes (2023)

• Hyundai Elantra Insurance Cost & Cheap Quotes (2023)

• Ferrari Insurance: Cost & Quotes 2023

• Honda Accord Insurance Cost & Cheap Quotes (2023)


• Ford Focus Car Insurance: Cost & Cheap Quotes

• Chevy Cruze Insurance Cost & Cheap Quotes

• Toyota Corolla Insurance Cost & Cheap Quotes (2023)

• Multi-Policy Insurance Companies: Discount & Quotes

• Is Elephant a Good Car Insurance Company?


• Is Amica Mutual a Good Insurance Company?

• States With Cheapest Car Insurance Rates

• Cheap Lamborghini Insurance: Cost & Quotes 2023

• How Much is Tesla Insurance? Cost & Cheap Quotes

• SR22 Insurance: Cost & Cheap SR-22 Insurance Quotes – 101


• Cheap Car Insurance in California

• Car Repair Insurance: Mechanical Breakdown Insurance Coverage 101

• How Much is Allstate Car Insurance: Cost, Rates & Quotes

• How Much is GEICO Car Insurance: Cost, Rates & Quote

• How Much is Progressive Car Insurance: Cost & Rates


• State Farm Car Insurance 2023

• How Much is USAA Car Insurance? Rates & Quote

• Dodge Charger Insurance Cost & Cheap Quotes (2023)

• Ford Mustang Car Insurance Cost & Cheap Quotes (2023)

• BMW Car Insurance Cost & Cheap Quotes (2023)


• Honda Civic Car Insurance Cost & Cheap Quotes (2023)

• Uninsured Motorist Coverage: Everything You Should Know

• Cheapest Cars to Insure (2023)

• GAP Insurance: Providers, Stand Alone & Cost Comparison

• How Much is Car Insurance per Month? Average Cost


• Cheap Car Insurance Quotes: Compare Online






COMPANY

 * About
 * Careers
 * Contact
 * Newsroom
 * Partner with us
 * Sitemap


LEGAL

 * Insurankers terms
 * Privacy Policy


JOIN US ON

 * 
 * 
 * 
 * 
 * 




Not all those who wander are lost.



Disclosure: Insuranks.com is an independent educational comparison service and
an advertising-supported publisher. Some of the companies/offers that appear on
the website are from our partners which we may receive compensation from. This
may influence which companies/offers we write about and where and how it appears
on the site. However, this does not impact our assessments. We solely highlight
companies, products, and offers that can help you make smarter insurance
decisions.