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welcome.jnbank.co.uk Open in urlscan Pro
185.41.10.154  Public Scan

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Submitted URL: https://welcome.jnbank.co.uk/
Effective URL: https://welcome.jnbank.co.uk/hassle-free-loans/
Submission: On July 17 via automatic, source certstream-suspicious — Scanned from GB

Form analysis 6 forms found in the DOM

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Text Content

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THIS WEBSITE USES COOKIES

We use cookies to personalise content and ads, to provide social media features
and to analyse our traffic. We also share information about your use of our site
with our social media, advertising and analytics partners who may combine it
with other information that you’ve provided to them or that they’ve collected
from your use of their services.

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      CookieConsent [x6]Stores the user's cookie consent state for the current
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      1.gifUsed to count the number of sessions to the website, necessary for
      optimizing CMP product delivery.
      Expiry: SessionType: Pixel Tracker
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      Some of the data collected by this provider is for the purposes of
      personalization and measuring advertising effectiveness.
      
      test_cookieUsed to check if the user's browser supports cookies.
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      JSESSIONIDPreserves users states across page requests.
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    * ib.jnbank.co.uk
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      __AntiXsrfTokenContains a unique ID that is checked upon every website
      request in order to prevent false requests.
      Expiry: SessionType: HTTP Cookie
      ASP.NET_SessionIdPreserves the visitor's session state across page
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      Expiry: SessionType: HTTP Cookie
    * ib.jnbank.co.uk
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      ApplicationGatewayAffinity [x3]Registers which server-cluster is serving
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      Expiry: SessionType: HTML Local Storage
    * online.jnbank.co.uk
      savings.jnbank.co.uk
      
      2
      samesite [x2]Ensures visitor browsing-security by preventing cross-site
      request forgery. This cookie is essential for the security of the website
      and visitor.
      Expiry: SessionType: HTTP Cookie
    * portal.jnbank.co.uk
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      .AspNetCore.Antiforgery.#Helps prevent Cross-Site Request Forgery (CSRF)
      attacks.
      Expiry: SessionType: HTTP Cookie
      .AspNetCore.Mvc.CookieTempDataProviderPreserves the visitor's session
      state across page requests.
      Expiry: SessionType: HTTP Cookie

 * Preferences 0
   
   Preference cookies enable a website to remember information that changes the
   way the website behaves or looks, like your preferred language or the region
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   We do not use cookies of this type.

 * Statistics 6
   
   Statistic cookies help website owners to understand how visitors interact
   with websites by collecting and reporting information anonymously.
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      Some of the data collected by this provider is for the purposes of
      personalization and measuring advertising effectiveness.
      
      hjActiveViewportIdsThis cookie contains an ID string on the current
      session. This contains non-personal information on what subpages the
      visitor enters – this information is used to optimize the visitor's
      experience.
      Expiry: PersistentType: HTML Local Storage
      hjViewportIdSaves the user's screen size in order to adjust the size of
      images on the website.
      Expiry: SessionType: HTML Local Storage
    * Hotjar
      4
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      _hjTLDTest [x2]Registers statistical data on users' behaviour on the
      website. Used for internal analytics by the website operator.
      Expiry: SessionType: HTTP Cookie
      _hjSession_#Collects statistics on the visitor's visits to the website,
      such as the number of visits, average time spent on the website and what
      pages have been read.
      Expiry: 1 dayType: HTTP Cookie
      _hjSessionUser_#Collects statistics on the visitor's visits to the
      website, such as the number of visits, average time spent on the website
      and what pages have been read.
      Expiry: 1 yearType: HTTP Cookie

 * Marketing 15
   
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   is to display ads that are relevant and engaging for the individual user and
   thereby more valuable for publishers and third party advertisers.
    * Meta Platforms, Inc.
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      _fbp [x2]Used by Facebook to deliver a series of advertisement products
      such as real time bidding from third party advertisers.
      Expiry: 3 monthsType: HTTP Cookie
    * Google
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      Learn more about this provider
      
      Some of the data collected by this provider is for the purposes of
      personalization and measuring advertising effectiveness.
      
      _ga [x2]Used to send data to Google Analytics about the visitor's device
      and behavior. Tracks the visitor across devices and marketing channels.
      Expiry: 2 yearsType: HTTP Cookie
      _ga_# [x2]Used to send data to Google Analytics about the visitor's device
      and behavior. Tracks the visitor across devices and marketing channels.
      Expiry: 2 yearsType: HTTP Cookie
      _gcl_au [x2]Used by Google AdSense for experimenting with advertisement
      efficiency across websites using their services.
      Expiry: 3 monthsType: HTTP Cookie
      lastExternalReferrerDetects how the user reached the website by
      registering their last URL-address.
      Expiry: PersistentType: HTML Local Storage
      lastExternalReferrerTimeDetects how the user reached the website by
      registering their last URL-address.
      Expiry: PersistentType: HTML Local Storage
      IDEUsed by Google DoubleClick to register and report the website user's
      actions after viewing or clicking one of the advertiser's ads with the
      purpose of measuring the efficacy of an ad and to present targeted ads to
      the user.
      Expiry: 400 daysType: HTTP Cookie
      pagead/landingCollects data on visitor behaviour from multiple websites,
      in order to present more relevant advertisement - This also allows the
      website to limit the number of times that they are shown the same
      advertisement.
      Expiry: SessionType: Pixel Tracker
      receive-cookie-deprecationCollects information on user behaviour on
      multiple websites. This information is used in order to optimize the
      relevance of advertisement on the website.
      Expiry: 180 daysType: HTTP Cookie
      rc::fThis cookie is used to distinguish between humans and bots.
      Expiry: PersistentType: HTML Local Storage
    * Meta Platforms, Inc.
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      frPending
      Expiry: 3 monthsType: HTTP Cookie

 * Unclassified 5
   Unclassified cookies are cookies that we are in the process of classifying,
   together with the providers of individual cookies.
    * portal.jnbank.co.uk
      5
      6405_JNB_CalloutPending
      Expiry: 1 dayType: HTTP Cookie
      UKSouthApplicationGatewayAffinity(portal)Pending
      Expiry: SessionType: HTTP Cookie
      UKSouthApplicationGatewayAffinity(portal)CORSPending
      Expiry: SessionType: HTTP Cookie
      UKWestApplicationGatewayAffinity(portal)Pending
      Expiry: SessionType: HTTP Cookie
      UKWestApplicationGatewayAffinity(portal)CORSPending
      Expiry: SessionType: HTTP Cookie

Cross-domain consent6 Your consent applies to the following domains:
List of domains your consent applies to: savings.jnbank.co.uk
online.jnbank.co.uk ignite.jnbank.co.uk welcome.jnbank.co.uk ib.jnbank.co.uk
portal.jnbank.co.uk
Cookie declaration last updated on 28/06/2024 by Cookiebot



[#IABV2_TITLE#]

[#IABV2_BODY_INTRO#]
[#IABV2_BODY_LEGITIMATE_INTEREST_INTRO#]
[#IABV2_BODY_PREFERENCE_INTRO#]
[#IABV2_LABEL_PURPOSES#]
[#IABV2_BODY_PURPOSES_INTRO#]
[#IABV2_BODY_PURPOSES#]
[#IABV2_LABEL_FEATURES#]
[#IABV2_BODY_FEATURES_INTRO#]
[#IABV2_BODY_FEATURES#]
[#IABV2_LABEL_PARTNERS#]
[#IABV2_BODY_PARTNERS_INTRO#]
[#IABV2_BODY_PARTNERS#]


Cookies are small text files that can be used by websites to make a user's
experience more efficient.

The law states that we can store cookies on your device if they are strictly
necessary for the operation of this site. For all other types of cookies we need
your permission.

This site uses different types of cookies. Some cookies are placed by third
party services that appear on our pages.

You can at any time change or withdraw your consent from the Cookie Declaration
on our website.

Learn more about who we are, how you can contact us and how we process personal
data in our Privacy Policy.

Please state your consent ID and date when you contact us regarding your
consent.




Do not sell or share my personal information
Use necessary cookies only Allow selection Customise

Allow all cookies
Powered by Cookiebot by Usercentrics

Unsecured Personal Loans for Homeowners from 9.5% APR Apply now
TrustScore 4.8 | 1,463 reviews
Hassle free loans

UNSECURED PERSONAL LOANS FOR HOMEOWNERS FROM 9.5% APR

Apply now

Representative APR 13.9% | Loan amount £9,500 | Term 5 Years | Monthly
repayments £214.23. Our representative APR of 13.9% is offered to at least 51%
of our customers

Min age 21 years | You must be employed, self-employed, or retired with a
minimum monthly income of £1,000 after tax

Representative APR 13.9% | Loan amount £9,500 | Term 5 Years | Monthly
repayments £214.23. Our representative APR of 13.9% is offered to at least 51%
of our customers

Min age 21 years | You must be employed, self-employed, or retired with a
minimum monthly income of £1,000 after tax


CAN I APPLY FOR A JN BANK UK UNSECURED PERSONAL LOAN?

Our new unsecured loan for homeowners is here.

 * Borrow between £1,000 to £15,000
 * Terms from 1 to 5 years
 * Rates from 9.5% APR
 * Representative APR 13.9%, Loan amount £9,500, Term 5 Years, Monthly
   repayments £214.23.

To apply for a JN Bank UK personal loan, you must:

 * Be a homeowner with or without a mortgage
 * Be over the age of 21
 * Have been a UK resident for more than 3 years
 * Have no active or pending CCJs, bankruptcies or IVAs
 * Be employed, self-employed, or retired with a minimum monthly income of
   £1,000 after tax
 * Have a UK mobile phone number and a valid email address
 * Have a UK bank account with a direct debit facility

Apply now


WHY CHOOSE JN BANK UK FOR YOUR UNSECURED PERSONAL LOAN?

EASY ONLINE APPLICATION

Complete our simple 5-step process to find out if you'll be offered a loan.

SAFE & TRUSTED



AFFORDABLE RATES

Competitive rates with no upfront fees to pay.

GET A QUOTE WITHOUT IMPACTING YOUR CREDIT SCORE

Get a quote and find out the actual rate you could be offered all without
impacting your credit score!


THREE STEPS TO A JN BANK UK UNSECURED LOAN

STEP 1

GET A QUOTE

Get a quote that is specific to you, and find out if you will be accepted with
no impact on your credit score.

STEP 2

SUBMIT YOUR APPLICATION

Sometimes, you may need you to upload documents such as payslips and bank
statements.

STEP 3

SIGN YOUR AGREEMENT

Digitally sign your agreement and receive your money within 5 working days.
Apply now


FAQS

AM I ELIGIBLE TO APPLY FOR AN UNSECURED PERSONAL LOAN AT JN BANK UK?

You must be a homeowner, aged 21 years and over, employed, self-employed, or
retired with an income over £1,000 a month after tax and have been a UK resident
in the UK for over 3 years. Applicants must not have any active or pending
County Court Judgements or IVAs, or have ever been declared bankrupt. You will
also need a UK mobile number, and an active email address. You must have a UK
bank account with a direct debit facility.



I AM NOT A HOMEOWNER BUT WOULD LIKE TO APPLY FOR AN UNSECURED PERSONAL LOAN,
WILL MY APPLICATION BY ACCEPTED?

Currently, we are only accepting unsecured personal loan applications from
customers who are homeowners.



I HAVE SUBMITTED MY LOAN APPLICATION, WHAT HAPPENS NEXT?

If your loan application has been accepted, you will be asked to read and accept
our terms and conditions, and other contractual documents before you accept the
quote.

If your loan application has been referred, we will let you know if we need to
check anything else regarding your application. This may require documentation
to be provided to help verify some of your details. These documents are known as
JN Bank UK acceptable forms of identification and are used to confirm your
identity, home address, income and expenditure. This protects you from criminals
who might try to use your identity without you knowing. If you are asked to
provide this documentation, please make sure that:

 * The name and address detailed on your identification is the same as the name
   and address you provided us during your application.
 * Your proof of address is dated within the last three months.
 * Your proof of bank account shows name, sort code, and account number.



WHAT IS AN APR AND REPRESENTATIVE EXAMPLE?

APR stands for Annual Percentage Rate, and this represents the total costs of
your borrowing. Which includes the interest rate, and any fees for taking the
loan, as an annual percentage. A Representative Example, or REP example
demonstrates to the borrower the potential costs for taking out a loan. It
typically includes important information such as the loan amount, term of the
loan, interest rate, and any additional fees attached to the loan



I HAVE BEEN ASKED TO VERIFY MY IDENTITY, WHAT DOCUMENTS DO I NEED?

When you are applying for a JN Bank UK unsecured personal loan you may be asked
to provide documents to verify your identity. If this happens, you will receive
an email from our Underwriting team, who will tell you what the documents are
that you need to provide.




OVERALL REPRESENTATIVE EXAMPLE FOR UNSECURED LOANS

Borrowing

£9,500 over 60 months

Interest rate

Representative APR 13.9%

Monthly Repayments

£214.23

Total amount payable

£12853.80

 * Help & Support
 * Contact Us
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 * Financial Help
 * Careers

JN Bank is the trading name of JN Bank UK Ltd. JN Bank UK Ltd is authorised by
the Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority (Financial Services Register
number: 832786). Eligible deposits with JN Bank UK Ltd are protected by the
Financial Services Compensation Scheme (FSCS). Registered Office: 410 Brixton
Road, London, United Kingdom, SW9 7AW. Registered in England and Wales. Company
No. 11734380.