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By continuing to browse, you agree to our use of cookies. * Menu * Search * * BenefitsPRO An ALM Exclusive Brand * Sign In Register * Home * Benefits Broker Benefits Broker Core and Group Health Voluntary Benefits Consumer Driven Health Care Health Care Reform Benefits Sales Strategies Broker Innovation Lab Broker Regulation Enrollment Practice Management Leads * Benefits Manager Benefits Manager Employer-Paid Employee-Paid Compliance HR Regulation HR Technology Cost-Containment Employee Participation Wellness C-Suite Retirement * Retirement Advisor Retirement Advisor Defined Contribution Advisor Sales Strategies Retirement Regulation Advisor Technology Retirement Trends Defined Benefits Investment Instruments Legal Leads * COVID-19 * BenefitsPro Magazine * FreeERISA * BenefitsPRO Broker Expo * Instant Insights * Events * Editorial Calendar * Resource Center * Broker Innovation Lab * Newsletters * Webcasts * Podcast Center * About Us * Contact Us * Site Map * Advertise With Us * Terms of Service * Privacy Policy * Follow BenefitsPRO * * * Copyright © 2022 ALM Media Properties, LLC. 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Sign In REGISTER * Benefits Broker * Core and Group Health * Voluntary Benefits * Consumer Driven Health Care * Health Care Reform * Benefits Sales Strategies * Broker Innovation Lab * Broker Regulation * Enrollment * Practice Management * Leads * Benefits Manager * Employer-Paid * Employee-Paid * Compliance * HR Regulation * HR Technology * Cost-Containment * Employee Participation * Wellness * C-Suite * Retirement * Retirement Advisor * Defined Contribution * Advisor Sales Strategies * Retirement Regulation * Advisor Technology * Retirement Trends * Defined Benefits * Investment Instruments * Legal * leads * COVID-19 * COVID-19 * Magazine * Previous Issues * FreeERISA * BROKER EXPO * LEads * Benefits Leads * 401(k) Leads * More * Special Reports * FreeERISA * BROKER EXPO * Instant Insights * Expert Perspectives * Events * Editorial Calendar * Resource Center * Newsletters * Webcasts * Podcast Center ABOUT US BenefitsPRO.com is the #1 online destination for every benefits professional. The site is designed to quickly provide benefits brokers/consultants, benefits managers and retirement advisors with the news, resources, and tools they need. Illuminating the complex and ever-changing benefits market, it is the roadmap to thriving in a disrupted environment. The site combines established resources and news reporting capabilities with proprietary market data and relevant content aggregated from across the web to create one distinct and vital information source. We celebrate those who are adapting and succeeding in new ways, translate the impact of regulations and technology into digestible, shareable information, and arm benefits professionals with the sales and prospecting tools and strategies needed to differentiate and grow their practices. Connect with BenefitsPRO.com on Twitter, Facebook, and LinkedIn. BenefitsPRO.com is powered by these industry-leading brands: Launched in 2003, BenefitsPRO magazine is the authority for brokers and agents selling core, voluntary and retirement products. Its goal is to provide the most practical sale-focused information for benefits brokers and agents to boost their business, act as an invaluable resource for their clients and help shape the entire marketplace. BenefitsPRO magazine continues to be the leading resource for brokers, agents and consultants in the benefits market by delivering exclusive real world sales tactics, news and information and by bringing brokers together with other market players at BenefitsPRO Broker Expo. Subscribe Now >> The premier employee benefits and retirement resource on the web, FreeERISA provides free access to all form 5500s filed with the Department of Labor over the past two years, which include data on retirement, health, life, and other benefits plans from more than 1 million U.S. companies. Since its launch in 1999, users have come to FreeERISA for critical information about existing employee benefits plans to identify prospective clients and opportunities. Our 1.1 million registered users represent a range of markets, including financial planning, insurance, legal, and business consulting. ABOUT ALM ALM, an information and intelligence company, provides customers with critical news, data, analysis, marketing solutions and events to successfully manage the business of business. Customers use ALM solutions to discover new ideas and approaches for solving business challenges, connect to the right professionals and peers to create relationships that move business forward, and compete to win through access to data, analytics and insight. ALM serves a community of over 6 million business professionals seeking to discover, connect and compete in highly complex industries. Please visit www.alm.com for more information, and visit www.alm.com/events/ to learn about our upcoming events. CONTACT US Customer Service Representatives can help you with your account, plan, and bill questions during business hours. Hours of operation: 8:00 am – 8:00 pm Monday – Friday Phone: 877-256-2472 Email: customercare@alm.com Page ends here TRENDING STORIES * 'Why in the world would courts decide this question?' Justices split over vaccine mandates * 5 rules for claiming Social Security benefits as an ex-spouse * Insurers will be required to cover at-home COVID tests beginning Saturday * Walgreens vs. CVS: Currently "room at the top" for both, analyst says * 2022 outlook for life and health insurance sector RESOURCES TOP 10 WAYS TO USE AN HSA From HealthEquity Help clients’ employees discover simple strategies to get more from their HSAs. Download Resource › GUIDE: ASSESSING THE IMPACT OF YOUR FINANCIAL WELLNESS PROGRAM From Morgan Stanley at Work Learn the 5 essential metrics to use when assessing the success of your employee financial wellness program. Download Resource › WIN THE TALENT WAR: THE RECRUITING-RETENTION-BENEFITS CONNECTION From ArmadaCare Competing successfully in today’s labor market means moving away from reactive recruitment practices that are overly reliant on compensation. Instead, take a more strategic approach with innovative add-on health benefits that complement core benefits and can be tailored to the needs and wants of a diverse workforce. Download this guide to learn how. Download Resource › HEALTHCARE ADVOCACY: THE PATH TO BETTER HEALTH OUTCOMES, LOWER COSTS AND HEALTHIER EMPLOYEES From ConsumerMedical, an Alight company Recent surveys show that 98% of HR leaders and C-suite decision makers said they plan to offer new and expanded benefits to support their workers in 2022. This eBook offers a proven approach to benefits that will decrease your costs and increase employee engagement, productivity and satisfaction. Download Resource › HOW TO SAVE YOUR CLIENTS FROM THE GHOST OF BENEFITS FUTURE From ArmadaCare 'Tis the season for changes to primary medical plans. Download this infographic and learn 4 actionable solutions to help save your clients from the gloom of a new primary plan reality before it's too late. Download Resource › 10 KEY PHRASES FOR 2021 From Transamerica Employee Benefits The language you use is important, so make sure you use compelling phrases with your clients to help connect employee benefits and financial wellness. Download Resource › DO FINANCIAL WELLNESS PROGRAMS TAKE A KEY ELEMENT FOR GRANTED? From Tend Your clients want to have a quality financial wellness program in place, but you must help them ensure no one is left out. Download Resource › 21ST CENTURY CARE BENEFITS FOR WHEN LIFE GETS COMPLICATED From Resolution Reinsurance Intermediaries, LLC 61% of employers surveyed consider caregiving benefits to be a top priority for their business and employees, yet 22% consider themselves as below average in developing caregiving benefits. Download this info sheet to help your clients remain competitive by offering a care benefit package. Download Resource › FIVE TIPS FOR GRANTING EMPLOYEE EQUITY AROUND THE WORLD From Morgan Stanley at Work Learn how your organization can build a flexible global equity plan that grows alongside your business as you expand. Download Resource › OPTIMIZE DECISION SUPPORT PROGRAMS RESULTS THROUGH SHARED RESPONSIBILITY From ConsumerMedical, an Alight company Requiring participation in surgery decision support programs can save your company money and employee satisfaction remains high! Download Resource › TELEHEALTH BUYER'S GUIDE FOR BROKERS From MeMD, a part of the Walmart Health family Get tips on how to pick the right telehealth partner for your clients and their employees. Download Resource › USE DATA TO DRIVE SUSTAINABLE ORGANIZATIONAL GOALS AND BUILD A BETTER EMPLOYEE EXPERIENCE From Gallagher The 2021 Q4 Gallagher Better Works Insights Report: Building a Better Employee Experience explores strategies to address paid time off, mental health resources and hybrid work environments, as well as trending approaches for more immediate challenges like vaccination mandates and incentives. Download Resource › WHY CLIENTS SHOULD RETHINK HEALTH BENEFITS WITH FIRST-DOLLAR COVERAGE From Nonstop Administration and Insurance Services, Inc. Financial barriers can make proper healthcare difficult to get. Help clients remove barriers for their employees. Download Resource › STATE OF WELL-BEING IN THE WORKPLACE: 6 INSIGHTS From Optum The changes brought about by the pandemic are here to stay. Find out how to commit to stronger, better health and wellness (H&W) benefits. Download Resource › HOW DIGITAL HEALTH CAN HELP YOUR CLIENTS TACKLE HIGH BLOOD PRESSURE AND HEART DISEASE From Hello Heart Discover how your clients can help their workforce take control of their heart health and blood pressure. Download Resource › HOW DIGITAL HEALTH CAN HELP YOUR EMPLOYEES TACKLE HIGH BLOOD PRESSURE AND HEART DISEASE From Hello Heart Discover how you can help your employees take control of their heart health and blood pressure. Download Resource › 3 BENEFIT TRAPS TO AVOID: A HOW-TO GUIDE FOR BROKERS From ArmadaCare As your clients deal with new and old challenges, they need your help to ensure they don’t get stuck in benefits traps. Download Resource › FIND THE BENEFIT SWEET SPOT FOR YOUR ORGANIZATION From ArmadaCare The sweet spot is when all factors combine to give you the best results. It’s tough to find when it comes to your healthcare benefits, but with many employees looking for new jobs, it’s essential. Download Resource › EXPANDING HORIZONS: THE BENEFITS OF SUPPLEMENTAL INSURANCE From FormFire Help clients discover how to keep the daunting cost of health care from negatively impacting their employees. Download Resource › CAPITALIZING ON THE GREAT RESIGNATION From HealthEquity New research reveals five ways to enhance your clients’ benefits lineup and win the war for talent. Download Resource › BOOST THE USE OF VOLUNTARY BENEFITS From Transamerica Employee Benefits Download this flowchart to help your employer clients & their employees make the most of their voluntary benefits packages. Download Resource › BUILDING EQUITY INTO HEALTH PLAN DESIGN: A QUICKSTART GUIDE FOR BROKERS From Nonstop Administration and Insurance Services, Inc. Download this guide to teach your employer clients how to build equity into their health plans with MERPs, which allow employers to pay for their employees’ qualified medical expenses on a pre-tax basis, and provide cost certainty for employers and reduce or eliminate upfront medical expenses for employees and their families. Download Resource › FINDING THE BENEFIT SWEET SPOT From ArmadaCare The sweet spot is when all factors involved combine to give you the best results. It’s tough to find when it comes to healthcare benefits, but with many employees looking for new jobs, it’s more essential than ever. Download Resource › PEOPLE & ORGANIZATIONAL WELLBEING STRATEGY From Gallagher Change and social uncertainties create challenges which make employee wellbeing an employer’s greatest asset. Download Resource › THE BROKER'S GUIDE TO BETTER BENEFITS: HOW TO LEVERAGE MODERN TECHNOLOGY TO DELIVER MORE VALUE FOR YOUR SMALL BUSINESS CLIENTS From Unum Are you overwhelmed with your clients’ benefit enrollments? Download this new guide for tips on how to streamline enrollment processes and get your time back. Download Resource › THE EVOLVING ROLE OF TELEHEALTH BENEFITS IN A POST-COVID WORLD From MeMD Help your clients meet expectations of today’s workforces while controlling costs and improving productivity. Download Resource › FLEXIBILITY IS THE FUTURE From HealthEquity Excluding healthcare, “flexible work schedules” ranks #1 in importance among benefit options. Download Resource › YOUR CONVERSATION STARTER GUIDE FOR BETTER BENEFITS From ArmadaCare When talking with clients about their business challenges, use these questions to open up communication. Download Resource › 10 HSA MYTHS, DEBUNKED From HealthEquity Make sure clients and their employees don’t have misconceptions about HSAs during open enrollment that might hinder adoption. Download Resource › BROKER'S PLAYBOOK: 4 PLAYS TO EXCEED CLIENT EXPECTATIONS From ArmadaCare Get smart plays and broker-tested tips to ensure you give clients what they want before they want it. Download Resource › A BROKER'S GUIDE TO 2021 OPEN ENROLLMENT FOR SMALL GROUPS From FormFire Discover everything you need to know to prepare for open enrollment this year. Download Resource › 4 POST-PANDEMIC PAIN POINTS AND HOW TO SOLVE THEM From ArmadaCare Download this essential guide so you can help solve the top four pain points your clients are facing today. Download Resource › FIVE STRATEGIES TO HELP PEOPLE SAVE MORE AND TAKE CONTROL OF THEIR BENEFITS From HealthEquity Discover proven strategies to make Annual Enrollment 2021 a success. Download Resource › TIPS FOR A SUCCESSFUL OPEN ENROLLMENT PROCESS From FormFire Learn how you can make open enrollment easier for your clients and their employees. Download Resource › 6 STRATEGIES TO REDUCE BENEFITS COSTS IN 2022 From HealthEquity Benefits costs continue to rise, but there are proven strategies to help clients take control. Download Resource › BENEFIT CHANGES ARE HARD. COMPLEMENTING BENEFITS IS EASY. From ArmadaCare Help your clients solve today's workforce problems using complementary benefits. Download Resource › BENEFITS AT SCALE: HELPING ADVISORS CREATE VALUE From HealthEquity Explore the role of automation technology in benefits management and how efficiencies can provide greater value. Download Resource › IT'S STILL POSSIBLE TO ACCOMPLISH YESTERDAY'S 100% MEDICAL PLAN From ArmadaCare Use this infographic to show clients how to layer on the right coverage for routine and unexpected medical expenses. Download Resource › THE SMALL BUSINESS DIGITAL BENEFITS HANDBOOK From Unum Help your clients solve common HR challenges, deliver a better employee experience, and make benefits feel easy. Download Resource › RETURN TO WORK 2021: FOUR STRATEGIES TO EMPOWER A POST-PANDEMIC HYBRID WORKPLACE From HealthEquity As employers consider their path back to the office, flexibility will be key. Discover how to help employees adapt to a new normal with ease. Download Resource › HOW TO REIMAGINE THE POST-PANDEMIC COMMUTE From HealthEquity Learn from the success of one major organization to help transform commuting for your employees. Download Resource › BUILDING YOUR BENEFITS STACK From ArmadaCare As you help clients build a better benefits strategy, flexibility is key. Download Resource › SHOW CLIENTS THE ADVANTAGES OF A NOVEL SOLUTION OVER A TRADITIONAL HRA From Nonstop Administration and Insurance Services, Inc. Offer a unique option for clients unhappy with traditional high deductible health plan options and looking for better ways to cut costs. Download Resource › HSA FOR THE LONG TERM From HealthEquity Discover the latest HSA trends and what employers need to do to boost usage and staying power. Download Resource › BENEFIT STRATEGY SAVERS: A BROKER'S GUIDE TO COMPLEMENTARY BENEFITS From ArmadaCare In a post-pandemic world, workplace needs are being redefined. How can you help clients adapt? Download Resource › BROKER TOOL: SMALL BUSINESS HR COMPLIANCE GUIDE From Unum Use this tool to show clients how to comply with changes in regulations and employment law. Download Resource › THE ENGAGEMENT IMPERATIVE: THINKING BEYOND EMPLOYEE EDUCATION TO MAXIMIZE HSA PROGRAM SUCCESS From HealthEquity When it comes to HSA program success, employee engagement matters more than ever. Discover what it takes to execute like a pro. Download Resource › DEFINE YOURSELF: WHAT TYPE OF BROKER ARE YOU? From ArmadaCare By understanding your personal consulting style, you can better relate with and serve your clients. Download Resource › HOW CLIENTS CAN SAVE ON HEALTH INSURANCE & BRING BACK FURLOUGHED EMPLOYEES From Nonstop Administration and Insurance Services, Inc. Show your clients how they could reduce health insurance premiums by a third and improve benefits -- despite the pandemic. Download Resource › BUILD A WINNING HSA: THE EFFECT OF EMPLOYER CONTRIBUTION MATCHING From HealthEquity Why employer matching can help boost HSA participation and reduce overall cost. Download Resource › CLIENT TOOL: HEALTH INSURANCE TERMINOLOGY 101 From FormFire It’s easy for clients and their employees to become confused by the language of health insurance. Use this resource as a powerful educational tool. Download Resource › HEALTHCARE SPENDING AND SAVING DURING COVID-19 From HealthEquity New survey of 1,155 Americans shows people are struggling to manage healthcare, but there are signs of hope. Download Resource › A COMPLIANCE CHECKLIST: UNDERSTANDING EXECUTIVE MEDICAL REIMBURSEMENT From ArmadaCare Don’t let risks of noncompliance hurt your clients. Get the information you need to avoid serious consequences. Download Resource › THE REMOTE BROKER'S GUIDE TO NAVIGATING THE NEW NORMAL From FormFire As remote work becomes more permanent, don’t just wait for things to go back to the way they used to be -- master the way things are now. Download Resource › BOOST BENEFITS ROI: FIVE STRATEGIES TO MAKE A DIFFERENCE FOR YOUR CLIENTS' BOTTOM LINE From HealthEquity Rising costs are putting enormous pressure on benefits professionals. But simple strategies can help you achieve more with less. Download Resource › 5 WAYS TO HELP EMPLOYEES FEEL MORE IN CONTROL OF THEIR HEALTHCARE DECISIONS From HealthEquity Discover key insights to share with your clients - including why increased adoption of HSAs and FSAs by employees isn’t enough. Download Resource › EMERGING TRENDS IN EMPLOYEE BENEFITS From ArmadaCare Discover how to make benefits packages better in 2021 by addressing what clients and their employees find most important. Download Resource › BENEFIT COMPARISON: ONE CLEAR WINNER From ArmadaCare There are a wide range of supplemental benefit options available. Show clients what choice makes the most sense. Download Resource › A PATH TOWARDS PROTECTION AND GROWTH From MassMutual Explore these resources from MassMutual to help your clients charter a path towards long-term financial security. Download Resource › REDUCING THE STRESS OF A CHRONIC ILLNESS From MassMutual Offer employees an additional wellness benefit at no cost to the employer. Download Resource › prev next Browse More Resources → BENEFITSPRO DON’T MISS CRUCIAL NEWS AND INSIGHTS YOU NEED TO NAVIGATE THE SHIFTING EMPLOYEE BENEFITS INDUSTRY. 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