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ENTER YOUR ZIP/POSTAL CODE TO FIND YOUR LOCAL CLUB'S ACCIDENTAL DEATH INSURANCE
PLANS. TAKE FULL ADVANTAGE OF YOUR LOCAL AAA CLUB'S PRODUCTS AND SERVICES!

The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its
subsidiaries, including Hartford Life and Accident Insurance Company under the
brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford,
CT 06155. For additional details, please read The Hartford’s legal notice at
www.thehartford.com.
 * Privacy Policy |
 * Terms & Conditions |
 * Legal Notice

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WHERE TO FIND YOUR AAA MEMBER NUMBER

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PRIVACY POLICY

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CUSTOMER PRIVACY NOTICE

PRIVACY POLICY AND PRACTICES OF THE HARTFORD FINANCIAL SERVICES GROUP, INC., AND
ITS AFFILIATES* (HEREIN CALLED "WE, OUR, AND US")

THIS PRIVACY POLICY APPLIES TO OUR UNITED STATES OPERATIONS

We value your trust. We are committed to the responsible:
a) management;
b) use; and
c) protection;
of Personal Information.

This notice describes how we collect, disclose, and protect Personal
Information. We collect Personal Information to:
a) service your Transactions with us; and
b) support our business functions.

We may obtain Personal Information from:
a) You;
b) your Transactions with us; and
c) third parties such as a consumer-reporting agency.

Based on the type of product or service You apply for or get from us, Personal
Information such as:
a) your name;
b) your address;
c) your income;
d) your payment; or
e) your credit history;
may be gathered from sources such as applications, Transactions, and consumer
reports.

To serve You and service our business, we may share certain Personal
Information.

We will share Personal Information, only as allowed by law, with affiliates such
as:
a) our insurance companies;
b) our employee agents;
c) our brokerage firms; and
d) our administrators.

As allowed by law, we may share Personal Financial Information with our
affiliates to:
a) market our products; or
b) market our services;
to You without providing You with an option to prevent these disclosures.

We may also share Personal Information, only as allowed by law, with
unaffiliated third parties including:
a) independent agents;
b) brokerage firms;
c) insurance companies;
d) administrators; and
e) service providers;
who help us serve You and service our business.

When allowed by law, we may share certain Personal Financial Information with
other unaffiliated third parties who assist us by performing services or
functions such as:
a) taking surveys;
b) marketing our products or services; or
c) offering financial products or services under a joint agreement between us
and one or more financial institutions.

We, and third parties we partner with, may track some of the pages You visit
through the use of:
a) cookies;
b) pixel tagging; or
c) other technologies;
and currently do not process or comply with any web browser's "do not track"
signal or other similar mechanism that indicates a request to disable online
tracking of individual users who visit our websites or use our services.

For more information, our Online Privacy Policy, which governs information we
collect on our website and our affiliate websites, is available at
https://www.thehartford.com/online-privacy-policy.
We will not sell or share your Personal Financial Information with anyone for
purposes unrelated to our business functions without offering You the
opportunity to:
a) "opt-out;" or
b) "opt-in;"
as required by law.

We only disclose Personal Health Information with:
a) your authorization; or
b) as otherwise allowed or required by law.

Our employees have access to Personal Information in the course of doing their
jobs, such as:
a) underwriting policies;
b) paying claims;
c) developing new products; or
d) advising customers of our products and services.

We use manual and electronic security procedures to maintain:
a) the confidentiality; and
b) the integrity of;
Personal Information that we have. We use these procedures to guard against
unauthorized access.

Some techniques we use to protect Personal Information include:
a) secured files;
b) user authentication;
c) encryption;
d) firewall technology; and
e) the use of detection software.

We are responsible for and must:
a) identify information to be protected;
b) provide an adequate level of protection for that data;
c) grant access to protected data only to those people who must use it in the
performance of their job-related duties.

Employees who violate our privacy policies and procedures may be subject to
discipline, which may include termination of their employment with us.

We will continue to follow our Privacy Policy regarding Personal Information
even when a business relationship no longer exists between us.

AS USED IN THIS PRIVACY NOTICE:

Application means your request for our product or service.

Personal Financial Information means financial information such as:
a) credit history;
b) income;
c) financial benefits; or
d) policy or claim information.

Personal Financial Information may include Social Security Numbers, Driver's
license numbers, or other government-issued identification numbers, or credit,
debit card, or bank account numbers.

Personal Health Information means health information such as:
a) your medical records; or
b) information about your illness, disability or injury.

Personal Information means information that identifies You personally and is not
otherwise available to the public. It includes:
a) Personal Financial Information; and
b) Personal Health Information.

Transaction means your business dealings with us, such as:
a) your Application;
b) your request for us to pay a claim; and
c) your request for us to take an action on your account.

You means an individual who has given us Personal Information in conjunction
with:
a) asking about;
b) applying for; or
c) obtaining;
a financial product or service from us if the product or service is used mainly
for personal, family, or household purposes.

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If you have any questions or comments about this privacy notice, please feel
free to contact us at The Hartford – Consumer Rights and Privacy Compliance
Unit, One Hartford Plaza, Mail Drop: T 04.180, Hartford, CT 06155, or at
ConsumerPrivacyInquiriesMailbox@thehartford.com.

This Customer Privacy Notice is being provided on behalf of The Hartford
Financial Services Group, Inc. and its affiliates (including the following as of
February 2021), to the extent required by the Gramm-Leach-Bliley Act and
implementing regulations:

1stAGChoice, Inc.; Access CoverageCorp, Inc.; Access CoverageCorp Technologies,
Inc.; Assurances Continentales Continentale Verzekeringen N.V; Bracht, Deckers &
Mackelbert N.V.; Business Management Group, Inc.; Canal Re S.A.; Cervus Claim
Solutions, LLC; First State Insurance Company; FTC Resolution Company LLC; Hart
Re Group L.L.C.; Hartford Accident and Indemnity Company; Hartford
Administrative Services Company; Hartford Casualty General Agency, Inc.;
Hartford Casualty Insurance Company; Hartford Fire General Agency, Inc.;
Hartford Fire Insurance Company; Hartford Funds Distributors, LLC; Hartford
Funds Management Company, LLC; Hartford Funds Management Group, Inc.; Hartford
Holdings, Inc.; Hartford Insurance Company of Illinois; Hartford Insurance
Company of the Midwest; Hartford Insurance Company of the Southeast; Hartford
Insurance, Ltd.; Hartford Integrated Technologies, Inc.; Hartford Investment
Management Company; Hartford Life and Accident Insurance Company; Hartford
Lloyd’s Corporation; Hartford Lloyd’s Insurance Company; Hartford Management,
Ltd.; Hartford Productivity Services LLC; Hartford of Texas General Agency,
Inc.; Hartford Residual Market, L.C.C.; Hartford Specialty Insurance Services of
Texas, LLC; Hartford STAG Ventures LLC; Hartford Strategic Investments, LLC;
Hartford Underwriters General Agency, Inc.; Hartford Underwriters Insurance
Company; Heritage Holdings, Inc.; Heritage Reinsurance Company, Ltd.; HLA LLC;
HL Investment Advisors, LLC; Horizon Management Group, LLC; HRA Brokerage
Services, Inc.; Lattice Strategies LLC; Maxum Casualty Insurance Company; Maxum
Indemnity Company; Maxum Specialty Services Corporation; Millennium Underwriting
Limited; MPC Resolution Company LLC; Navigators (Asia) Limited; Navigators
Corporate Underwriters Limited; Navigators Holdings (Europe) N.V.; Navigators
Holdings (UK) Limited; Navigators Insurance Company; Navigators International
Insurance Company Ltd.; Navigators Management Company, Inc.; Navigators
Management (UK) Limited; Navigators N.V.; Navigators Specialty Insurance
Company; Navigators Underwriting Agency Limited; Navigators Underwriting
Limited; New BDM NV; New England Insurance Company; New England Reinsurance
Corporation; New Ocean Insurance Co., Ltd.; Nutmeg Insurance Agency, Inc.; NIC
Investments (Chile) SpA; Nutmeg Insurance Company; Pacific Insurance Company,
Limited; Property and Casualty Insurance Company of Hartford; Sentinel Insurance
Company, Ltd.; The Navigators Group, Inc.; Trumbull Flood Management, L.L.C.;
Trumbull Insurance Company; Twin City Fire Insurance Company; Y-Risk, LLC.

Revised February 2021

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TERMS & CONDITIONS

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TERMS AND CONDITIONS

IMPORTANT – PLEASE READ THIS ENTIRE AGREEMENT CAREFULLY

You must agree to this Electronic Transactions Terms of Service and Paperless
Delivery of Communications Terms and Conditions (collectively the "Agreement")
in order to enter into an electronic transaction; submit documents
electronically, including the electronic submission of a claim, on this website;
and to receive communications from The Hartford1, its affiliated companies
and/or third party service providers (collectively the "Company")
electronically. Please read this Agreement carefully.

ELECTRONIC TRANSACTIONS
TERMS OF SERVICE

The Company provides materials and services located on its websites
("Website(s)" or "Site(s)") to its users, which includes, but is not limited to,
insureds, prospective insureds, claimants, and producers ("Website Users"),
conditioned upon and subject to acceptance of this Agreement. By using and/or
accessing the Websites or their services, you, as a Website User, acknowledge
that you have read, understand, and agree to be legally bound by this Agreement.
You will be asked to confirm your acceptance of this Agreement as directed on
this Website.

1. Disclosures & Consent to Electronic Transactions / Electronic Signature
a. By entering the Websites and agreeing to be bound by this Agreement, you are
providing your affirmative consent to the use of an electronic signature to
submit a claim, application, or other document in electronic form. You
understand and agree that the Company will rely on your electronic signature to
process the document you submit.
b. Once you have given consent for an electronic transaction, you may withdraw
your consent only if the Company has not taken action in reliance on your
consent. To update your contact information or to withdraw your consent to an
electronic transaction, you may contact the Company by calling the number under
Contact Us on thehartford.com. If the electronic transaction involves the
submission of a claim, you may also contact your claim office. There is no fee
charged for such requests. However, your withdrawal of consent shall not
diminish the legal effectiveness or enforcement of any transaction agreed to
prior to your withdrawal of consent. If the electronic transaction involves the
submission of a claim and you withdraw consent after your claim has been
submitted, your electronically submitted claim will still remain in effect
unless the Company receives notice to withdraw or cancel the claim submission.

2. Additional Disclosures
a. You acknowledge that you understand that you are not obligated to enter into
transactions electronically and that you have a right to alternative methods of
submission, such as by paper or telephone. By entering the Websites and agreeing
to be bound by this Agreement, you affirmatively consent to conduct transactions
in electronic form. If you wish to use an alternative method of submission,
please contact the Company. There is no charge to you for alternative methods of
submission.
b. You agree that your electronic signature authorizes the Company:
(1)   to process the information you submitted at your request and any future
transactions that may be needed in relation to your submission. The Company will
rely on your electronic signature as authorization to process the document
submitted through the Websites.
(2)   to communicate with you by mail, telephone or electronically by sending to
you communications including, but not limited to, any and all types of
electronic communication by email, fax, mail and telephone.

3. Additional Disclosures specific to Claims Submissions
a. When you have successfully entered and submitted your claim information on
the Website confirmation page, you will be given the opportunity to print a
paper copy of your claim submission free of charge. Please print a paper copy of
the confirmation page verifying your claim information for your records. You
will not be able to access your confirmation page or the claim information you
entered on the Website after you submit it. You may, however, check the status
of your claim through the Website after you submit it.
b. You understand and agree that to access the Website to view the status of
your claim at any time you will need the following hardware and software:
Microsoft Windows or Macintosh compatible computer, Internet access, an Internet
Browser (Internet Explorer version 5.5 or higher or Netscape 7.0 or higher).
After you submit your claim through the Website, you understand and agree that
you will not have access to your electronic confirmation page or the claim
information you submitted. You may print a confirmation of your claim at the
time of submission.

4. Miscellaneous Terms and Conditions
a. The Company provides information and services on its Websites, and all
layouts, materials, designs, and images on the Websites are copyrighted or
proprietary to the Company. As a condition of your use of the Websites and their
services, you agree that you will not use the contents of the Websites in any
other website or in a network computer environment. All uses of the Websites
apart from your educational, informational and enrollment purposes are strictly
prohibited.
b. In addition, as a further condition of your use of the Websites and their
services, you agree that you will not use the Websites or services to infringe
the intellectual property rights of the Company in any way; use the Websites or
services to modify or manipulate the Websites or services or any of the
Company’s hardware or software to invade the privacy of, or obtain private
information concerning any Website User of the Company, or to erase or damage
any information contained on the computer or any user connected to the Websites
or the services, or to reveal any portion of the Websites or the services.
Furthermore, you agree that you will not use the Websites or services to
introduce viruses, worms, Trojan horses or other destructive or harmful codes,
and you agree that you will take every precaution not to introduce these harmful
codes into the Websites and services.
c. You agree that the materials and services on the Websites are provided "as
is" and for informational purposes only. You understand that the Company makes
no representations or warranties that the materials are suitable for your needs,
are complete, timely, reliable, or are free from errors, inaccuracies or
typographical mistakes. The information contained on the Websites was believed
to be accurate at the time it was placed on the Websites. The Company
periodically updates the information on the Websites, but disclaims any
responsibility to do so. Therefore, you understand and agree that the Company
takes no responsibility for the timeliness, accuracy or applicability of the
information at the time it may be accessed and that the Company disclaims all
warranties, express or implied, including, but not limited to, implied
warranties of merchantability of fitness for a particular purpose or
non-infringement of other’s rights.
d. You understand and agree that the Company is not engaged in rendering legal,
tax, insurance benefits or any other advice through the Websites or services.
Your insurance needs are highly individual, and the Company does not represent
itself as giving financial advice or advice on your insurance needs through the
Websites and services. You understand and agree that you should consult your own
attorney and financial advisor(s) for advice in these areas.
e. You understand and agree that the information on the Company’s insurance
products as described in the Websites is not complete and does not change or
affect the insurance policies as actually issued. You understand that only the
insurance policy issued to the policyholder can fully describe all of the
provisions, terms, conditions, limitations and exclusions of your coverage. In
the event of any difference between the information on the Websites and
services, the benefit highlights, and the insurance policy, the terms of the
insurance policy apply. For insurance, complete coverage information is found in
the Certificate of Insurance.
f. If the electronic transaction involves the submission of a claim, you
understand and agree that your claim for benefits will not be valid if you are
not eligible for benefits in accordance with the terms of the policy.
g. If the electronic transaction involves the submission of a claim and you
choose not to accept the terms of this Agreement, your claim will not be
submitted and will not be valid. You may return to the Website to submit a claim
at any time within the applicable time frames for submitting a claim as outlined
in the policy.
h. You acknowledge that you have received and read The Hartford’s Privacy Policy
and Legal Notice.
1The Hartford® is The Hartford Financial Services Group, Inc. and its
subsidiaries.

PAPERLESS DELIVERY OF COMMUNICATIONS
TERMS AND CONDITIONS

1. By consenting to receive communications from the Company electronically, you
are agreeing that documents and official notices that we are required to send to
you may be sent only in electronic form and no longer be sent in paper form. You
agree these paperless communications are the legal equivalent of officially
required communications relating to your policy or claim which you would
otherwise receive in paper form. You agree to receive such mailings and
communications electronically. These communications may include policy
declarations or claim documents and related forms, cancellation or nonrenewal
notices, insurance ID cards, legally required notices, and other official
correspondence as these communications become available for electronic delivery.
You agree that your consent to receive mailings and communications
electronically remains in effect after a policy modification or renewal. Not all
documents are currently available for electronic delivery. Those that are not
available will continue to be sent to you by U.S. mail. As new documents become
available for electronic delivery, the Company may send them electronically
based on your consent preference choices.

2. You may at any time, request that we resume communications through the
delivery of paper documents. You will not be charged a fee for this request. You
may make such request by contacting our Call Center or by visiting Contact Us to
obtain the correct contact information.  Upon receipt of your request to receive
communications in a paper form, the change is typically effective during the
policy term, within 10 business days.

3. You agree to provide us with your current email address so we can send you
notices via email and notify you that documents are available for your review.
You also agree to update your account and notify us of any change in your email
address. You can make such a change by visiting our website and changing the
preferences on your account or by contacting our Call Center via phone at the
number listed in the Contact Us link of thehartford.com. You agree to be
responsible for the consequences of your failure to provide us with your current
email address, such as late fees or as otherwise provided by law. In the event
of your failure to maintain a valid email address and any resulting inability to
deliver official communications to you via email, we will presume that you have
withdrawn consent to receive communications by electronic means and will begin
to send these communications to you in paper form during the policy term until
we obtain a corrected email address.

4. You may request a paper copy of an official notice sent to you, or of your
policy documents. There is no fee to request such copies. You may make such
request by contacting our Call Center via phone at the number listed in the
Contact Us link on thehartford.com.

5. SYSTEM REQUIREMENTS: You acknowledge and agree that you have sufficient
access to a privately owned computer and email system (as opposed to one with
limited access, such as those housed in public libraries) that will: Permit you
to access, view, and print the communications we will send; permit you to
receive emails that contain hyperlinks to websites; and permit you to access
websites. The following system requirements are necessary for you to receive and
view these communications: You must have one of the two most recent versions of
Adobe Reader. Download the current version of Adobe Reader by either clicking
the Get Adobe Reader graphic on the Viewing Test screen within the enrollment
process or download it from the Adobe website at www.adobe.com. Online documents
are supported on the two most recent versions of Microsoft Internet Explorer,
Mozilla Firefox, and Google Chrome.

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LEGAL NOTICES

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Please read the following legal notices carefully. Your use of this web site
constitutes your agreement with the terms and conditions set forth below. These
terms and conditions may be changed or updated at any time. You are responsible
for reviewing them periodically for current information. Additional legal
notices regarding specific products, services, as well as conditions,
restrictions or disclosures may be described on additional websites of The
Hartford Financial Services Group, Inc.

The Hartford Financial Services Group, Inc.
The Hartford Financial Services Group, Inc. ("The Hartford") is a financial
holding company for a group of insurance and non-insurance subsidiaries
(collectively referred to as "subsidiaries") that provide property and casualty,
group benefits and investment products to both individual and business customers
in the United States and continues to administer life and annuity products
previously sold.

Trademarks/Copyrights
The Hartford,® the Stag logo, and combinations of the foregoing and all other
trademarks, service marks, trade names, logos and icons, registered or not, are
the property of Hartford Fire Insurance Company and certain subsidiaries of The
Hartford, or third parties which may be indicated. Other materials, including
video, sound recordings, and images, on this web site are a copyright of or
proprietary to The Hartford or are used with the consent of the owner.

The contents of this site are protected by copyright, trademark or other
intellectual property laws of the U.S. or, in some instances, foreign laws.
Unauthorized use may violate copyright, trademark and other laws.

You may copy or print materials of The Hartford from this site limited solely
for your noncommercial, personal use unless otherwise indicated. You must retain
any and all proprietary or copyright notices. You may not copy, transmit,
distribute, modify, publicly perform, reuse, sell, or display any of the
contents of this web site for any public or commercial purpose except with the
prior written consent of The Hartford or the owners of the materials. You may
not use the contents in any other web site or in a network computer environment.

Links
Links from this site to an external site, unaffiliated with The Hartford, may be
provided for users' convenience only. The Hartford does not control or review
these sites nor does the provision of any link imply an endorsement or
association of such non-Hartford sites. The Hartford is not responsible for and
makes no representation or warranty regarding the contents, completeness or
accuracy or security of any materials on such sites. If you decide to access
such non-Hartford sites, you do so at your own risk.

Disclaimer
The materials and services on this web site are provided "as is" and for
information purposes only. The Hartford and its licensors make no
representations or warranties that the materials are suitable for your needs,
are complete, timely, reliable, or are free from errors, inaccuracies or
typographical mistakes.

The Hartford and its licensors disclaim all warranties, express or implied,
including, but not limited to, implied warranties of merchantability or fitness
for a particular purpose or noninfringement of other's rights. The Hartford does
not warrant that the web site will operate error free or is free from viruses,
worms, Trojan horses, or other destructive or harmful code. The Hartford makes
no representation or warranty that all products and services are available in
all locations.

Limitation of Liability
In no event shall The Hartford or its licensors be liable to you for damages of
any kind whatsoever including, but not limited to, direct, indirect,
consequential, special, incidental, including without limitation, lost profits
or damages resulting from lost data or business interruption, or punitive
damages of any kind whatsoever that may result from your use of or inability to
use this web site or the materials or services provided on this web site or the
products or services received from this web site. Exemptions of implied
warranties may not be allowed in all jurisdictions.

Governing Laws/Severability of Provisions
This web site and the agreement shall be governed by the laws of the State of
Connecticut without giving effect to any principles of conflict of laws. If any
provision or provisions of this agreement shall be held to be invalid, illegal
or unenforceable, the validity, legality or enforceability of the remaining
provisions shall not in any way be affected or be impaired thereby. You agree
that any dispute between you and The Hartford arising from your use of this web
site shall be brought exclusively in the state or federal courts of competent
jurisdiction in Connecticut.

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