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Effective URL: https://www.tdecu.org/
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Text Content

Skip to main content Skip to footer
 * ABA Routing #313185515


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 * Personal
   * Banking
      * Checking
      * Savings
      * Money Market
      * Certificate of Deposit (CD)
      * Retirement Savings
      * Savings Calculators
     
     Open an Account
   * Credit Cards
      * TDECU Credit Cards
      * Transfer Your Credit Card Balance
      * Credit Card Calculators
     
     Apply NowPay Your Card
   * Loans
      * Auto Loans
      * Recreational Vehicle Loans
      * Personal Loans
      * Personal Line of Credit
      * Student Loans & Refinance
      * Loan Calculators
     
     Apply NowPay Your Loan
   * Mortgage
      * Mortgage & Refinance Options
      * Specialty Loans
      * First Time Homebuyers
      * Help with your TDECU Mortgage
      * Mortgage Calculators
      * Talk to a Mortgage Advisor
     
     Apply NowPay Your Mortgage
   * Investments
      * Wealth Advisors
      * Why Choose Us
      * Who We Are
      * Talk with an Advisor
      * Online Investing
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     Access Your Account
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      * Life and Health Insurance
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GUARANTEED GROWTH.


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HIGH-YIELD CHECKING
EARN UP TO 17X THE NATIONAL AVERAGE5


WITH RATES UP TO 2.50% APY1

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CERTIFICATES OF DEPOSIT (CDS)


CERTIFICATES OF DEPOSIT

APY1 up to

5.25%
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BALANCE TRANSFERS

Introductory APR6 of

0%
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CREDIT CARDS

Introductory APR2 of

0%
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CHECKING ACCOUNTS

APY1 up to

2.50%
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Last year our Members saved $53.1 million in lower rates and fees.
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GET PAID UP TO TWO DAYS EARLY WITH DIRECT DEPOSIT!4

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 * No monthly minimums
 * Earn up to 17x the national average5 on your account balances

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BUC-EE’S PLATINUM MASTERCARD®
SAVE AT THE PUMP

As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits,
including:

 * 5% discount in-store and at the pump at Buc‑ee’s3
 * 0% introductory APR 2
 * No annual fees

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SCORE BIG WITH TEXANS CHECKING
TEAM UP WITH TDECU AND THE TEXANS

With a TDECU checking account, you can enjoy:

 * Surcharge-free ATMs4
 * No monthly minimums
 * Earn up to 17x the national average5 on your account balances

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BUC-EE’S PLATINUM MASTERCARD®
SAVE AT THE PUMP

As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits,
including:

 * 5% discount in-store and at the pump at Buc‑ee’s3
 * 0% introductory APR 2
 * No annual fees

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ADVICE CENTER

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TDECU EMPLOYEES HONORED WITH PRESIDENT’S SERVICE AWARD: A TESTAMENT TO COMMUNITY
COMMITMENT →

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HOW TO STAY SAFE DURING FREEZING WEATHER CONDITIONS →

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TIPS FOR A SAFE HOLIDAY SHOPPING SEASON | TDECU →


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1 APY = Annual Percentage Yield

2 Introductory rate good until the first day of the billing cycle that includes
the six-month anniversary date of the opening of your account.

3 Buc-ee’s fuel and in-store discount offer is subject to end without notice,
and is not valid with other discounts. Other restrictions may apply.

4 Subject to ATM owner. Charges may apply.

5Must be at least 18 years of age to open a High-Yield Checking (HYC) account
with a limit of one account per Member. Requirements to earn the highest APY
include enrollment in eDocuments, recurring direct deposit with an aggregated
total of $500 or more per month that posts to your HYC account, and a minimum of
10 debit card point-of-sale withdrawal transactions of $1 or more per month. The
highest APY includes 2.50% on HYC balance up through $20,000 and 0.25% on any
HYC balance over $20,000; 1.00% APY on primary savings balance up through
$50,000 and 0.25% APY on primary savings balance over $50,000. If requirements
are unmet, accounts will earn an APY of 0.02% on HYC balances and 0.10% on
primary savings balances. Account holders will receive a maximum rebate of $30
monthly on non-TDECU ATM fees. The 17x the national average earning rate is as
of 10/11/23. Other terms/conditions apply. Contact TDECU for complete details.
Insured by NCUA.

1 APY = Annual Percentage Yield

2 Introductory rate good until the first day of the billing cycle that includes
the six-month anniversary date of the opening of your account.

3 Buc-ee’s fuel and in-store discount offer is available at participating
locations, subject to end without notice, and is not valid with other discounts.
Other restrictions may apply.

4 Subject to ATM owner. Charges may apply.

5Must be at least 18 years of age to open a High-Yield Checking (HYC) account
with a limit of one account per Member. Requirements to earn the highest APY
include enrollment in eDocuments, recurring direct deposit with an aggregated
total of $500 or more per month that posts to your HYC account, and a minimum of
10 debit card point-of-sale withdrawal transactions of $1 or more per month. The
highest APY includes 2.50% on HYC balance up through $20,000 and 0.25% on any
HYC balance over $20,000; 1.00% APY on primary savings balance up through
$50,000 and 0.25% APY on primary savings balance over $50,000. If requirements
are unmet, accounts will earn an APY of 0.02% on HYC balances and 0.10% on
primary savings balances. Account holders will receive a maximum rebate of $30
monthly on non-TDECU ATM fees. The 17x the national average earning rate is as
of 10/11/23. Other terms/conditions apply. Contact TDECU for complete details.
Insured by NCUA.

Routing Number: 313185515
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session number (increments for each subsequent session).hubspotutkhttps1 year 24
daysThis cookie is used by HubSpot to keep track of the visitors to the website.
This cookie is passed to Hubspot on form submission and used when deduplicating
contacts._hjTLDTesthttpssessionTo determine the most generic cookie path that
has to be used instead of the page hostname, Hotjar sets the _hjTLDTest cookie
to store different URL substring alternatives until it fails.CONSENThttps16
years 3 months 9 days 5 hoursYouTube sets this cookie via embedded
youtube-videos and registers anonymous statistical data.vuidhttps2 yearsVimeo
installs this cookie to collect tracking information by setting a unique ID to
embed videos to the website. _ga_73V86QZK0Rhttps2 yearsThis cookie is installed
by Google Analytics.

Performance


Performance cookies are used to understand and analyze the key performance
indexes of the website which helps in delivering a better user experience for
the visitors.

CookieTypeDurationDescriptionAWSALBhttps7 daysAWSALB is an application load
balancer cookie set by Amazon Web Services to map the session to the
target._gathttps1 minuteThis cookie is installed by Google Universal Analytics
to restrain request rate and thus limit the collection of data on high traffic
sites.

Advertisement


Advertisement cookies are used to deliver visitors with customized
advertisements based on the pages they visited before and analyze the
effectiveness of the ad campaign.

CookieTypeDurationDescriptionIDEhttps1 year 24 daysGoogle DoubleClick IDE
cookies are used to store information about how the user uses the website to
present them with relevant ads and according to the user profile._fbphttps3
monthsThis cookie is set by Facebook to display advertisements when either on
Facebook or on a digital platform powered by Facebook advertising, after
visiting the website.bscookiehttps2 yearsThis cookie is a browser ID cookie set
by Linked share Buttons and ad tags. frhttps3 monthsFacebook sets this cookie to
show relevant advertisements to users by tracking user behaviour across the web,
on sites that have Facebook pixel or Facebook social plugin.TDIDhttps1 yearTDID
cookie is set by Cloudflare service to store a unique ID that identifies a
returning user's device which is then used for targeted advertising.TDCPMhttps1
yearTDCPM cookie is set by Cloudflare service to store a unique ID that
identifies a returning user's device which is then used for targeted
advertising.rlas3https1 yearRLCDN sets this cookie to provide users with
relevant advertisements and limit the number of ads displayed.pxrchttps2
monthsThis cookie is set by pippio to provide users with relevant advertisements
and limit the number of ads displayed.test_cookiehttps15 minutesThe test_cookie
is set by doubleclick.net and is used to determine if the user's browser
supports cookies.bkuhttps6 monthsBluekai uses this cookie to build an anonymous
user profile with data like the user's online behaviour and interests.bkpahttps6
monthsSet by Bluekai, this cookie stores anonymized data about the users' web
usage in an aggregate form to build a profile for targeted
advertising.MUIDhttps1 year 24 daysBing sets this cookie to recognize unique web
browsers visiting Microsoft sites. This cookie is used for advertising, site
analytics, and other operations.personalization_idhttps2 yearsTwitter sets this
cookie to integrate and share features for social media and also store
information about how the user uses the website, for tracking and
targeting.uuidhttps1 year 27 daysTo optimize ad relevance by collecting visitor
data from multiple websites such as what pages have been
loaded.yt-remote-device-idhttpsneverYouTube sets this cookie to store the video
preferences of the user using embedded YouTube
video.yt.innertube::requestshttpsneverThis cookie, set by YouTube, registers a
unique ID to store data on what videos from YouTube the user has
seen.yt.innertube::nextIdhttpsneverThis cookie, set by YouTube, registers a
unique ID to store data on what videos from YouTube the user has
seen.yt-remote-connected-deviceshttpsneverYouTube sets this cookie to store the
video preferences of the user using embedded YouTube video.YSChttpssessionYSC
cookie is set by Youtube and is used to track the views of embedded videos on
Youtube pages.VISITOR_INFO1_LIVEhttps5 months 27 daysA cookie set by YouTube to
measure bandwidth that determines whether the user gets the new or old player
interface.

Others


Other uncategorized cookies are those that are being analyzed and have not been
classified into a category as yet.

CookieTypeDurationDescription430c5618c1580af5a46b447242bb1ac0httpssessionNo
descriptionsessionCounthttps6 years 8 monthsNo description
available._documentReferrerSethttps30 minutesNo description
available.sessionIsLivehttp30 minutesNo descriptionlocalHourhttp30 minutesNo
description_dc_gtm_UA-6069095-1http1 minuteNo descriptionUserMatchHistoryhttps1
monthLinkedin - Used to track visitors on multiple websites, in order to present
relevant advertisement based on the visitor's
preferences.AnalyticsSyncHistoryhttp1 monthNo descriptionli_gchttp2 yearsNo
description_ipReturnedhttp30 minutesNo descriptionchzdpsynchttps1 monthNo
description available.JsbWL0j2httpsessionNo descriptionfhttpsneverNo description
available._uetvidhttps1 year 24 daysNo description available.muc_adshttp2
yearsNo description_hjSessionUser_888734http1 yearNo
description_hjSession_888734http30 minutesNo descriptionjguidhttppastNo
description