fluid.co.uk
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Submitted URL: http://fluid.co.uk/
Effective URL: https://fluid.co.uk/
Submission: On May 31 via manual from IL — Scanned from GB
Effective URL: https://fluid.co.uk/
Submission: On May 31 via manual from IL — Scanned from GB
Form analysis 1 forms found in the DOM
<form class="savings-calculator__inputs" id="savingsCalculatorInputs">
<div class="slider">
<div class="slider__container">
<label for="balanceSlider" class="slider--label" aria-live="assertive">How much do you want to transfer?</label>
<span id="balanceSliderValue" class="slider--value"> £2025 </span>
</div>
<div class="slider__input">
<input type="range" id="balanceSlider" class="slider__input--range" name="balanceSlider" min="0" max="2250" value="2025" aria-valuemax="2250" aria-valuemin="0" step="10" role="slider" aria-valuetext="2030 pounds">
<span class="slider__input--buttons">
<button class="slider__input--button" type="button" id="balanceButtonLeft" aria-label="decrease-balance-slider-value" role="button">‹</button>
<button class="slider__input--button" type="button" id="balanceButtonRight" aria-label="increase-balance-slider-value" role="button">›</button>
</span>
</div>
<div class="slider__container">
<span class="slider--min"> £0 </span>
<span class="slider--max"> £2250 </span>
</div>
<p class="slider--text"> When transferring a balance to Fluid, the maximum balance you can transfer cannot exceed 90% of your credit limit (including the balance transfer fee). </p>
</div>
<div class="slider">
<div class="slider__container">
<label for="interestSlider" class="slider--label" aria-live="assertive">What is your current interest rate?</label>
<span id="interestSliderValue" class="slider--value"> 34.9% </span>
</div>
<div class="slider__input">
<input type="range" id="interestSlider" class="slider__input--range" name="interestSlider" min="3" max="99.99" value="34.9" aria-valuemax="99.99" aria-valuemin="3" step="0.5" role="slider" aria-valuetext="35%">
<span class="slider__input--buttons">
<button class="slider__input--button" type="button" id="interestButtonLeft" aria-label="decrease-interest-slider-value" role="button">‹</button>
<button class="slider__input--button" type="button" id="interestButtonRight" aria-label="increase-interest-slider-value" role="button">›</button>
</span>
</div>
<div class="slider__container">
<span class="slider--min"> 3% </span>
<span class="slider--max"> 99.99% </span>
</div>
</div>
<div class="slider">
<div class="slider__container">
<label for="repaymentsSlider" class="slider--label" aria-live="assertive">How much can you repay each month?</label>
<span id="repaymentsSliderValue" class="slider--value">£91</span>
</div>
<div class="slider__input">
<input type="range" id="repaymentsSlider" class="slider__input--range" name="repaymentsSlider" min="71" max="2030" in="" full="" value="125" aria-valuemax="2030" aria-valuemin="71" step="10" role="slider" aria-valuetext="95 pounds">
<span class="slider__input--buttons">
<button class="slider__input--button" type="button" id="repaymentsButtonLeft" aria-label="decrease-repayments-slider-value" role="button">‹</button>
<button class="slider__input--button" type="button" id="repaymentsButtonRight" aria-label="increase-repayments-slider-value" role="button">›</button>
</span>
</div>
<div class="slider__container">
<span class="slider--min"> Min </span>
<span class="slider--max"> Balance in Full </span>
</div>
</div>
</form>Text Content
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WE RESPECT YOUR PRIVACY
Cookies are small pieces of data that websites store on your browser when you
visit them. We use necessary cookies to ensure our website and services are able
to function properly.
Analytics and marketing cookies are optional, they help us to improve your
experience and support our marketing. Set preference by managing the cookies
settings or accept both by selecting 'Accept all cookies' below.
Accept all cookies Manage cookies settings
MANAGE COOKIES SETTINGS
Cookies are useful because they allow a website to recognise your visit and
collect information about how you use that website.
Accept all cookies
STRICTLY NECESSARY COOKIES
Strictly necessary cookies ensure that our website is able to function properly,
and include cookies that help you log in, that provide core services and
features, that help keep our website secure and that help us detect fraud or
crime.
OPTIONAL COOKIES
We'd also like to use cookies to provide optional features, improve our website
and support our marketing. Where relevant, our trusted partners will help us
make use of these optional cookies.
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Analytics cookies
We use digital tools to study how you interact with our website and to improve
it accordingly – this is known as website analytics.
These cookies help us understand how many visitors we have to the website, how
many times they visit and how many times they viewed specific webpages within
our site. Although these cookies allow us to gather specific information about
the pages that you visit and whether you visited this website multiple times, we
cannot use them to acquire details such as your name or address.
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Marketing cookies
We and our partners use these cookies to understand what you're interested in on
our website and on social media. This is so we or our partners can personalise
our marketing to you.
Confirm current selection Accept all cookies
* Home
* Balance transfers
* Help & FAQs
* Guides
* Contact Us
* Login
* Menu ▼
* Home
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* Balance transfers
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* Help & FAQs
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* Guides
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* Contact Us
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* Register to
manage your
account online.
Register
* Register
HELP YOUR FINANCES FLOW WITH FLUID
Transfer your credit card balance today.
Check Eligibility
FLUID CREDIT CARD
Cut the cost of your monthly credit card bill with a balance transfer.
* FastCheck your eligibility with no impact on your credit rating by clicking
Check Eligibility.
* 0% interest on balance transfers for 9 months from account opening (4% fee),
after which your standard rate will apply. Any introductory balance transfer
offer must be made within the first 60 days of account opening for new
customers. Terms apply.
* Initial credit limit of £250-£2,500.
Representative Example
Interest rate for purchases
34.94% P.A.
(variable)
With a representative
34.9% APR
(variable)
Assumed credit limit
£1,200
The APR and credit limit applicable to your account will depend on our
assessment of your application. Credit only available to 18s and over resident
in the UK and subject to status. Terms and conditions apply.
Check Eligibility Summary Box
DON'T FORGET
Use your card sensibly — if you don’t make repayments on time or stay within
your credit limit you will pay extra charges, forfeit the 0% offer and getting
credit in the future may be harder and more expensive.
HOW MUCH COULD YOU SAVE?
How much do you want to transfer? £2025
‹ ›
£0 £2250
When transferring a balance to Fluid, the maximum balance you can transfer
cannot exceed 90% of your credit limit (including the balance transfer fee).
What is your current interest rate? 34.9%
‹ ›
3% 99.99%
How much can you repay each month? £91
‹ ›
Min Balance in Full
If you transfer £2,030 to a Fluid card
and repay £91 each month
you could save up to £588 in interest charges.
34.9% APR Representative (variable)
This calculator is for illustrative purposes only. It gives an example of how
much you could save if you transfer a balance from a card you're paying interest
on to a Fluid card and take advantage of our 0% offer. The saving depends on how
you manage your account.
See how we calculate this for more information.
LESS IS MORE
Less of your monthly repayments are taken up by interest charges on balances
transfered to Fluid in the first nine months.
Which means less worry about the future.
So you have more time to make the most of today.
Check Eligibility
SEE WHAT OUR CUSTOMERS ARE SAYING
USE WITH YOUR DIGITAL WALLET
You can make fast and secure purchases online, through apps or in-store. Add
your Fluid card to your Digital Wallet to start making purchases instantly with
your devices. For detailed set up and instructions visit, How to set up Apple
Pay or How to set up Google Pay
IS FLUID RIGHT FOR YOU?
ARE YOU LOOKING FOR A LITTLE MORE TIME TO CLEAR YOUR BALANCE?
Your first nine months are interest free, on any balances that are transferred
to Fluid. So, more of your monthly repayments will go to clearing your balance
and getting you back on track again.
SEE IF YOU'LL BE ACCEPTED BEFORE YOU APPLY
Check your eligibility with FastCheck
* Quick and easy to fill in your details.
* Get a response in 60 seconds.
* No impact on your credit rating.
SAVE TIME. CHECK BEFORE YOU APPLY.
You need to
* be over 18;
* have a permanent UK address;
* have a current UK bank or building society account;
* have no bankruptcy proceedings against you;
You are not eligible for a Fluid card if you
* have been declared bankrupt in the past 18 months;
* have received a CCJ in the past 12 months;
* already have a Fluid card;
* have taken out a marbles, opus or aqua card in the past 12 months;
It’s important that the information you give us is accurate. For an overview of
the product fees and charges, take a look at the Summary Box below.
Check Eligibility Summary Box
LIFE IS BETTER SPENT WITH FLUID
It’s easy to run up a balance on your credit card. And when all your repayments
are going towards interest charges and your balance never seems to get any
smaller, it can feel like you’re stuck in a rut.
Transfer your balance to Fluid and take a nine-month break from interest on the
amount you transfer (fees apply). That'll give you more money to put towards
clearing your credit card debt.
Fluid can help you find your feet, get on track and look to the future again.
Representative Example
Interest rate for purchases
34.94%
P.A.
(variable)
With a representative
34.9%
APR
(variable)
Assumed credit limit
£1,200
The APR applicable to your account will depend on our assessment of your
application. Credit only available to 18s and over resident in the UK and
subject to status. Terms and conditions apply.
Check Eligibility
SOME COMMON QUESTIONS PEOPLE ASK US
What is Fluid?
Fluid credit card was created to give you greater control of your credit card
balances by keeping everything in one place through Fluid balance transfers –
Our Fluid balance transfer offer gives you the time to plan and manage your
payments.
How does a Fluid balance transfer work?
Each transfer must be a minimum of £100. Each time you make a balance transfer
you'll be charged a fee. The fee you pay for each balance transfer is a
percentage of the amount you transfer. We'll add the amount you transfer and the
fee to your card balance and the balance transfer interest rate will be charged
from the date the balance is transferred to your Fluid account.
You can transfer more than one balance but only up to 90% of your available
Fluid credit card limit. All balance transfers and transfer fees must be within
the 90% available credit limit. If the amount you want to transfer exceeds the
limit, we may allow you to transfer part of the balance.
For more details on balance transfers, click here.
How can I make a balance transfer?
Once you've activated your card, call us on 0333 414 1098* and tell us you'd
like to make a balance transfer.
Give us the details (16 digit card number) of the card/s you want to transfer
the balance/s from, and transfer anything from £100 up to 90% of your available
Fluid credit card limit (including fees).
It normally takes three hours for a Balance Transfer to be completed, depending
on the processing times and type of payment process employed by your bank.
Outside of working days or after 3pm on working days, and on Bank Holidays and
weekends, your Balance Transfer will be processed on the next working day.
For more details on balance transfers, click here.
* Calls to 0333 numbers are charged at a standard national rate. Call costs from
mobile companies and operators may vary so please check before calling.
FIND THE FLEXIBILITY YOU NEED
It’s easy keep track of your Fluid account online, whenever you want, wherever
you are. Register for the Online Account Manager and you can:
* access your statement securely - 24/7;
* change your statement preferences;
* manage your free text alerts;
* make payments;
* set up and manage Direct Debits;
* view your balance and transactions;
* update your personal details;
* access your online credit health tools;
* contact us if you have queries regarding your account;
About Terms & Conditions Privacy Policy Security Cookies Notice Contact Us
Complaints
Available to use with Apple Pay
Credit is available, subject to status, only to UK residents aged 18 or over.
NewDay Ltd provides our credit here at Fluid. TM Connect Limited promotes the
Fluid card exclusively with NewDay Ltd and acts solely as a credit broker. Fluid
is a registered trade mark of TM Connect Limited, which is used under licence by
NewDay Ltd.
NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales
with registered numbers 7297722 and 4134880 respectively. They form part of the
NewDay group of companies. The registered office for these companies is 7
Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are
authorised and regulated by the Financial Conduct Authority (FCA) with numbers
690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under
the Payment Services Regulations 2017 (ref no: 555318) for the provision of
payment services.
TM Connect Limited is registered in England and Wales (Company Registration
Number 06967012) and authorised and regulated by the Financial Conduct Authority
in respect of consumer credit related activities (FCA FRN: 511936). Trading
Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ.
TM Connect Limited is a credit broker and not a lender.