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Skip to main navigation Skip to main content Skip to footer For Medicare: For
Medicare For Medicare Shop for Plans Member Resources Eligibility & Enrollment
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CIGNA MEDICARE PLANS

We help make it easy to find Medicare coverage that’s right for you, with
guidance from start to finish, flexible coverage options, and more.

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SHOP MEDICARE




NEED TO UNDERSTAND THE BASICS OF MEDICARE?

Learn more about MedicareLearn more about Medicare




REASONS TO CHOOSE CIGNA FOR YOUR MEDICARE COVERAGE




POPULAR COVERAGE OPTIONS

Shop Medicare Advantage, Part D, and Medicare Supplement Insurance
options—there’s a wide range to meet all lifestyle needs.


GUIDANCE FROM START TO FINISH

We make it easy to understand how Medicare works, and help you choose a coverage
option that’s right for you.


NO ADDITIONAL COST PROGRAMS AND SERVICES1

Our plans come bundled with no-cost perks that help you get more from your
Medicare coverage.


ACCESS YOUR BENEFITS ANYTIME, ANYWHERE

Manage your Medicare plan with the myCigna® website—access your claims,
coverage, ID cards, and more.


EXPERIENCE YOU TRUST

Cigna is trusted by over 165 million customers, and has been for over 225
years.2


Looking for information on customer programs and services? Go to Member
Resources and ServicesGo to Member Resources and Services





HOW CAN WE HELP?

NEW TO MEDICARE

Learn the basics of Medicare and how it all works—before you shop.

Medicare 101Medicare 101

HEALTHY AGING

Explore health and wellness topics focused on older adults.

Explore Senior Health‡Explore Senior Health‡

ACCESS BENEFITS

Already a Cigna customer? Access your Medicare benefits and services.

View Member ResourcesView Member Resources

ENROLLING IN A PLAN

Find out when and how you can enroll in a Cigna Medicare plan.

Go to Eligibility and EnrollmentGo to Eligibility and Enrollment




‡ Selecting these links will take you away from Cigna Medicare plans.

* Insured by Cigna Health and Life Insurance Company, American Retirement Life
Insurance Company, Loyal American Life Insurance Company or Cigna National
Health Insurance Company. In North Carolina, these plans are insured by Cigna
National Health Insurance Company. In Kansas, insured by Cigna National Life
Insurance Company, Cigna Health and Life Insurance Company and Loyal American
Life Insurance Company. American Retirement Life Insurance Company is not
available to residents of Kansas. In Pennsylvania, Maryland North Carolina and
Utah, insured by Cigna National Health Insurance Company domiciled in Ohio. In
New Mexico, Idaho and Ohio, insured by Cigna Health and Life Insurance Company.

1 These programs are NOT insurance and do not provide reimbursement for
financial losses. Some restrictions may apply. Programs and services may be
added or discontinued at any time. Customers are required to pay the entire
discounted charge for any discounted products or services available through
these programs. The Healthy Rewards program is provided by Cigna Health and Life
Insurance Company. Programs are provided through third party vendors who are
solely responsible for their products and services. Program availability may
vary by location, and are not available where prohibited by law.

2  Across all lines of business. Cigna’s 2021 Annual Report [PDF] Cigna’s 2021
Annual Report [PDF] 

View Kansas disclosures, exclusions, and limitationsView Kansas disclosures,
exclusions, and limitations

Notice for persons eligible for Medicare because of disability:

In the following states, all Medicare Supplement plans are available to persons
eligible for Medicare because of disability: California, Colorado, Delaware,
Florida, Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine,
Minnesota, Mississippi, Missouri, Montana, New Hampshire, Oregon, Pennsylvania,
South Dakota, Tennessee, Vermont, and Wisconsin.

Tennessee Medicare Supplement Policy Forms

Plan A: CNHIC-MS-AA-A-TN; Plan F: CNHIC-MS-AA-F-TN; Plan G: CNHIC-MS-AA-G-TN;
Plan N: CNHIC-MS-AA-N-TN.

MS-SITE-AllHome2022


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CUSTOMER PLAN LINKS


OTHER CIGNA WEBSITES


AUDIENCES


SOLUTIONS FOR


MEDICARE LINKS

 Cigna. All rights reserved.



Medicare Advantage and Medicare Part D Policy Disclaimers

All Cigna products and services are provided exclusively by or through operating
subsidiaries of Cigna Corporation. The Cigna name, logos, and other Cigna marks
are owned by Cigna Intellectual Property, Inc. Cigna contracts with Medicare to
offer Medicare Advantage HMO and PPO plans and Part D Prescription Drug Plans
(PDP) in select states, and with select State Medicaid programs. Enrollment in
Cigna depends on contract renewal.

Medicare Supplement Policy Disclaimers

Medicare Supplement website content not approved for use in: Oregon and Texas.

AN OUTLINE OF COVERAGE IS AVAILABLE UPON REQUEST. We'll provide an outline of
coverage to all persons at the time the application is presented.

Our company and agents are not connected with or endorsed by the U.S. Government
or the federal Medicare program. This is a solicitation for insurance. An
insurance agent may contact you. Premium and benefits vary by plan selected.
Plan availability varies by state. Medicare Supplement policies are underwritten
by Cigna National Health Insurance Company, Cigna Health and Life Insurance
Company, American Retirement Life Insurance Company or Loyal American Life
Insurance Company. Each insurer has sole responsibility for its own products.

The following Medicare Supplement Plans are available to persons eligible for
Medicare due to disability: Plan A in Arkansas, Connecticut, Indiana, Maryland,
Oklahoma, Texas, and Virginia; Plans A, F, and G in North Carolina; and Plans C
and D in New Jersey for individuals aged 50-64. Medicare Supplement policies
contain exclusions, limitations, and terms under which the policies may be
continued in force or discontinued. For costs and complete details of coverage,
contact the company.

This website is designed as a marketing aid and is not to be construed as a
contract for insurance. It provides a brief description of the important
features of the policy. Please refer to the policy for the full terms and
conditions of coverage.

American Retirement Life Insurance Company, Cigna National Health Insurance
Company and Loyal American Life Insurance Company do not issue policies in New
Mexico.

Kansas Disclosures, Exclusions and Limitations

Medicare Supplement Policy Forms: Plan A: CNHIC-MS-AA-A-KS, CNHIC-MS-AO-A-KS;
Plan F: CNHIC-MS-AA-F-KS, CNHIC-MS-AO-F-KS; Plan G: CNHIC-MS-AA-G-KS,
CNHIC-MS-AO-G-KS; Plan N: CNHIC-MS-AA-N-KS, CNHIC-MS-AO-N-KS

Exclusions and Limitations:

The benefits of this policy will not duplicate any benefits paid by Medicare.
The combined benefits of this policy and the benefits paid by Medicare may not
exceed one-hundred percent (100%) of the Medicare Eligible Expenses incurred.
This policy will not pay benefits for the following:

(1) the Medicare Part B Deductible;

(2) any expense which You are not legally obligated to pay; or services for
which no charge is normally made in the absence of insurance;

(3) any services that are not medically necessary as determined by Medicare;

(4) any portion of any expense for which payment is made by Medicare or other
government programs (except Medicaid); or for which payment would have been made
by Medicare if You were enrolled in Parts A and B of Medicare;

(5) any type of expense not a Medicare Eligible Expense except as provided
previously in this policy;

(6) any deductible, Coinsurance or Co-payment not covered by Medicare, unless
such coverage is listed as a benefit in this policy; or

(7) Preexisting Conditions: We will not pay for any expenses incurred for care
or treatment of a Preexisting Condition for the first six (6) months from the
effective date of coverage. This exclusion does not apply if You applied for and
were issued this policy under guaranteed issue status; if on the date of
application for this policy You had at least six (6) months of prior Creditable
Coverage; or, if this policy is replacing another Medicare Supplement policy and
a six (6) month waiting period has already been satisfied. Evidence of prior
coverage or replacement must have been disclosed on the application for this
policy. If You had less than six (6) months prior Creditable Coverage, the
Preexisting Conditions limitation will be reduced by the aggregate amount of
Creditable Coverage. If this policy is replacing another Medicare Supplement
policy, credit will be given for any portion of the waiting period that has been
satisfied.

Selecting these links will take you away from Cigna.com to another website,
which may be a non-Cigna website.

Y0036_23_788405_M | Page last updated 10/01/2022.




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