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Form analysis
1 forms found in the DOM

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        <option value="Tamilnadu">Tamilnadu</option>
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        <option value="Chhattisgarh">Chhattisgarh</option>
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        <option value="Arunachal Pradesh">Arunachal Pradesh</option>
        <option value="Assam">Assam</option>
        <option value="Manipur">Manipur</option>
        <option value="Meghalaya">Meghalaya</option>
        <option value="Mizoram">Mizoram</option>
        <option value="Nagaland">Nagaland</option>
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Text Content

Login Enquire global presence We are Hiring

 * close menu
 * About us
   * About us
   * Our Story
   * Boardroom
 * Solutions
   * Solutions
   * Consumer Lending
     * Consumer Lending
     * Income Analysis
       * Income Analysis
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   * SME Lending
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     * Income Analysis
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   * Wealth Management
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 * Blogs
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×
First Name*
Last Name*
EMAIL ID*
MOBILE NO.
Country *

Please enter your country
State Select State --None--Haryana Himachal Pradesh Jammu and Kashmir Punjab
Rajasthan Uttar Pradesh Uttarakhand Goa Gujarat Maharashtra Andhra Pradesh
Karnataka Kerala Tamilnadu Telangana Bihar Jharkhand Orissa West Bengal
Chhattisgarh Madhya Pradesh Arunachal Pradesh Assam Manipur Meghalaya Mizoram
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Region --None--
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For any non-product related queries, please write to info@perfios.com.


PRIVACY

 
 
 
 
 

DATE LAST REVISED: SEPTEMBER 29, 2023

PRIVACY POLICY

1. INTRODUCTION

This privacy policy (“Policy”) sets out the manner in which Perfios Software
Solutions Private Limited, a private company having its registered office at
111, 1st Floor, A-Wing, Boomerang, Chandivali Road, Yadav Nagar, Chandivali,
Powai, Mumbai, Maharashtra, India - 400072 (“Company", “we”, “our”, “us”)
collects, uses, maintains and shares information about You (“User” or “You” or
“Your”) through online interfaces (e.g. - mobile applications, website) owned
and controlled by us (collectively referred to herein as the “Company Systems”).

In the course of Your use or access of the Company Systems, the Company may
collect distinct categories of information from You. This Policy endeavours to
inform You of the types of information that may be collected, and the manner in
which such information is collected, used, processed, disclosed and maintained.
This Policy must be read in conjunction with the other agreements You enter into
with the Company and the Terms of Use as published by the Company on the
Company’s website.

Please read and understand the Policy carefully. Your use or access of the
Company Systems shall constitute Your agreement to this Policy. If You do not
agree with our policies and our practices as described in this Policy, Your
choice is to not use the Company Systems.

By accepting the Policy, You expressly consent to the Company’s use and
disclosure of your personal information and sensitive personal information in
accordance with this Policy.

2. APPLICABILITY OF THE POLICY

2.1) This Policy shall apply to all information the Company collects through the
Company Systems and/or in the course of Your use of the Company Systems.

2.2) This Policy does not apply to, nor does the Company take any responsibility
for, any information that is collected by any third party either using Company
Systems or through any links on the Company Systems or through any of the
advertisements or through BOTS.

3. INFORMATION WE COLLECT

The following types of information shall be collected by the Company:

3.1) INFORMATION YOU SHARE

(a) We will only collect information which You share with us. You can choose
what information you want to share with us. We will collect Your information
only if you choose to share it through the Company Systems.

(b) We will collect the following information about You or related to Your use
of the Company’s Systems:

(i) any personal information or sensitive personal information (as defined by
applicable laws of India) that You may submit or may be required to submit for
registration and continued use of the Company Systems or to evaluate any of the
Company Systems;

(ii) any personal information or sensitive personal information of any other
individual that You provide in the course of using the Company Systems; and

(iii) any other information You may choose to further provide us, without
limitation, any information to update your account and profile, if required, to
fill out any forms, provide your feedback to surveys, or to use any features of
Company Systems.

3.1.1) Please do not include any personal information, or sensitive personal
information unless specifically requested by the Company as part of the
registration or other applicable processes. If the Company determines that any
information You have provided or uploaded violates the terms of this Policy, the
Company has the right, in its absolute discretion, to delete or destroy such
information without incurring any liability to You.

3.1.2) We may collect information volunteered by users (such as optional
survey/poll information and/or site registration). These surveys may ask You for
contact information and demographic information and other information specified
in Section 3 herein.

3.1.3) You have the right to (i) choose what personal information or sensitive
personal information You provide to the Company and (ii) restrict the disclosure
of Your personal information to third parties; however, please note that this
may affect Your seamless access to the Company Systems. Further, You acknowledge
that if You choose not to provide all of the mandatory information and data that
is requested of You, the Company may not be able to provide access to the
Company Systems to You.

3.2) DEFAULT COLLECTION OF INFORMATION

(a) The Company shall collect the information that are provided by You as direct
user input in the course of Your use of the Company Systems.

(b) The Company shall also collect information through automatic tracking of
Your use of the Company Systems, irrespective of whether You have created an
account with us or not. Such information may include, without limitation, Your
interactions with the Company Systems, such as the viewed pages, nature of
search, experience on use of the Company Systems, IP addresses, details of Your
computer system, device id, browser, location, connections, or any information
that the Company may collect through the use of cookies and other tracking
technologies. The collection of data may in most cases be automatic.

(c) "Cookies" are files that would be placed in Your Computer System’s or
device’s hard drive and browser and are intended to improve Your experience of
use of the Company Systems, by enabling us to track Your usage of the Company
Systems and preference, a history of the pages You view, time and date,
advertisements and links that You visit and other user information. You may
decline these cookies by changing Your settings, if permitted. However, do note
that doing so may impact certain features of the Company Systems. A persistent
cookie remains after You close Your browser and may be used by Your browser on
subsequent visits to the Company’s Systems. Persistent cookies can be removed
using tools available in some browsers. Please review Your web browser “Help”
file to learn the best way to modify Your cookie settings. You can however,
opt-out of such collection and use of information for reasons like that of ad
targeting.

3.3) INFORMATION FROM OTHER SOURCES

(a) We may also periodically use Your information received from third-party
sources and combine it with Your account information. For example: if You access
or login to our Company Systems via a third-party source like the portal of a
bank or any other financial institution, we may receive Your registration
information, and combine that with information we collect through our Company
Systems or add it to Your account information on our Company Systems.

4. USE OF YOUR INFORMATION

4.1) The information that we collect through the Company Systems, including Your
personal information and sensitive personal information, as applicable, will be
used for these following purposes of:

(a) operating the Company Systems;

(b) facilitating Your Use of the Company Systems by, including without
limitation, enabling You to access the Company Systems;

(c) providing You with promotional mails/posts, advertising, and other
information of interest to You based on your communication preferences;

(d) using such information for improving, optimizing, developing and
administering the Company Systems results and experience;

(e) enabling the functionalities of the Company Systems;

(f) analysis of the usage pattern of the Company Systems, by way of conducting
such market research and surveys

(g) resolving disputes, troubleshooting any other problems,

(h) risk assessment and conducting investigations;

(i) prevention of any kind of abuse such as fraud, spam, security breach, and
for detection and prevention of any proscribed or illegal activities; and

(j) any other reasons in connection with the provision of the Company Systems to
You, enforce our Terms and Conditions, payment terms, compliance with legal
requirements and other policies.

4.2) You agree that the Company may use Your personal information to contact You
and deliver information, to render use of the Company Systems sought by You from
the Company and to deliver administrative notices and any other communication
relevant to Your use of the Company Systems.

5. DISCLOSURE OF YOUR INFORMATION

5.1) GENERAL

The information You provide on the Company Systems may be disclosed by the
Company to its employees, agents, representatives, consultants, subsidiaries,
affiliates and third-party providers, including without limitation, third
parties who require the information for the purposes of operating and
maintaining the Company Systems.

5.2) DISCLOSURE UPON YOUR CONSENT

Except as otherwise provided herein, no personal information or sensitive
personal information will be disclosed or shared with any third-party without
Your express consent.

The Company will not publish, sell or rent Your personal information to third
parties for their marketing purposes without Your explicit consent.

5.3) DISCLOSURE UNDER APPLICABLE LAWS

The Company will comply with requests and directions of all governmental, law
enforcement or regulatory authorities, which it believes in good faith to be in
accordance with any applicable law. Such compliance may include disclosing to
the governmental, law enforcement or regulatory authorities’ information
submitted by You or collected in relation to Your use of the Company Systems
including any personally information and/or sensitive personal information. By
using the Company Systems, You consent to the Company’s disclosure of
information as set out in this Section 4 herein above, to governmental, law
enforcement or regulatory authorities.

5.4) DISCLOSURE TO AFFILIATES

The Company may, as required and for the purposes of providing access to the
Company Systems, share Your information within our affiliates, subsidiaries or
other group companies. You hereby, authorize us to share, store, transfer, and
process Your information in India and other countries as necessary and hence by
using of the Company Systems, You provide explicit consent for such transfer of
Your information to these countries.

5.5) EVENTS OF REORGANIZATION

In any given instance, if the Company undergoes any events of reorganization,
merger, acquisition, insolvency, or bankruptcy, the Company may sell, transfer
or share some or all of our assets, including your information, subject to
notification to You pertaining to transfer of Your information.

5.6) ANONYMIZED INFORMATION

The Company shall have the right to use Your information that is derived from
the operations and use of the Company Systems, in an aggregated, anonymized, and
statistical manner ("Anonymized Aggregated Data"). Nothing herein shall be
construed as prohibiting the Company from utilising the Anonymized Aggregated
Data for the purposes of improving or developing the Company Systems. However,
the Company shall not share with any third party, any information that reveals
Your identity.

5.7) RIGHT TO BE FORGOTTEN

You may ask the Company to delete Your information but please note this deletion
will affect Your use of the Company Systems.

6. CONNECTION WITH THIRD PARTY SOCIAL NETWORKS

6.1) In the event You visit the Company Systems from any websites or portals of
third parties such as banks or financial institutions on iOS or Android (as the
case may be), You will have an option to return to such websites or portals by
pressing the system back button or such other back button.

6.2) Certain features or parts of Company Systems may use location search
engines like Google Maps services that are subject to respective terms of use
and the privacy policy of such location search engines.

7. DATA SECURITY

7.1) The information that You provide, subject to disclosure in accordance with
this Policy, shall be maintained in a safe and secure manner. Your information
shall be protected, to a commercially reasonable extent, against unauthorized
access, use, or disclosure. The Company’s databases and information are stored
on secure servers with appropriate firewalls.

7.2) As a user of the Company Systems, You have the responsibility to ensure
data security. You must not disclose to any person the authentication parameters
that are assigned to You including Your username or password for Your use of the
Company Systems. You acknowledge that You will be solely responsible for all
acts committed by use of Your username /other authentication parameters.

7.3) Given the nature of internet transactions, the Company does not take any
responsibility for the transmission of information collected from You or are
generated by Your use of the Company Systems. Any transmission of such
information over the internet is done at Your sole risk. The Company does not
take any responsibility for You or any third party circumventing the privacy
settings or security measures contained on the Company Systems.

7.4) Notwithstanding anything to the contrary, while the Company will use all
reasonable efforts to ensure that any information collected from You or are
generated by Your use of the Company Systems is safe and secure, it offers no
representation, warranties or other assurances that the security measures are
adequate, safe, fool proof or impenetrable.

8. INTEGRATION WITH THIRD PARTY WEBSITE

8.1) Links to external, or third-party websites, may be provided solely for Your
convenience. Such links from us to an external website does not imply or mean
that the Company endorses or accepts any responsibility for the content or the
use of such website. The Company does not give any representation regarding the
quality, safety, suitability, or reliability of any external websites or any of
the content or materials contained in them. It is important for You to take
necessary precautions, especially to ensure appropriate safety from viruses,
worms, Trojan horses and other potentially destructive items.

8.2) When visiting external websites, users should review those websites'
privacy policies and other terms of use to learn more about, what, why and how
they collect and use any personally identifiable information.

8.3) Hyperlinks and hypertext links are provided on the Company Systems to
promote easy access to the variety of information provided. We accept no
liability, whatsoever, arising out of the use of such links.

9. ACCESSING AND UPDATING YOUR INFORMATION

9.1) You can change, alter or otherwise modify or update the information
submitted by You at any time by accessing the Company Systems and authenticating
Yourself by using Your registered username or accessing Your user account, as
applicable.

9.2) You may also change and/or delete any of the information You have
submitted. The Company reserves the rights to retain any information regarding
Your usage of the Company Systems and You are not entitled to require the
Company to delete the same.

9.3) The Company at its sole discretion may permit or deny the change of any
information if it reasonably believes that the same is required to observe its
obligations under applicable laws.

10. AGE RESTRICTIONS

The Company Systems are only intended for users who are of 18 years of age or
older, unless represented by a parent or legal guardian. If You are not of the
requisite age You must not provide any information to the Company wither
directly or by way of usage of the Company Systems. If the Company determines
that it is in possession of any information belonging to an individual below 18
years of age which is submitted, collected or generated in breach of the terms
of this Policy, it will delete the same without any notice to the individual to
whom such information belongs to.

11. AMENDMENTS TO THE PRIVACY POLICY

We may update this Policy at our sole discretion and any changes to the Policy
shall be effective on the date of updating this revised Policy to the Company
Systems. We recommend that you periodically visit our Company Systems to review
any changes to this Policy.

12. GRIEVANCE REDRESSAL

If You have any issue or grievance with respect to our Policy or with the manner
in which we collect or store Your information, or in any respect related to Your
personal information provided to us, please contact the Grievance Redressal
Officer, Mr. Mohit Srivastava at grievances@perfios.com. We will do everything
we reasonably can to ensure that Your grievance is attended to and addressed
within a period of 15 days from the date of receipt of Your grievance.

13. CONTACT

If You have any questions about our Policy or related dealings with us or would
like further information about the Company Systems and related practices, you
can reach out to info@perfios.com




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