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Submitted URL: https://data.digital.costco.ca/ee/v1/click?params=v1.L499YT2UXtJr_bFtDfh_K7XXxxKUjTN6PMFrqOs1UvvVvpBXdGGp56PFAZBJefG8FXkLQ02neH...
Effective URL: https://www.cibc.com/en/personal-banking/credit-cards/all-credit-cards/costco-mastercard.html?utrc=A180:3&&correlatio...
Submission: On August 09 via api from CA — Scanned from CA
Effective URL: https://www.cibc.com/en/personal-banking/credit-cards/all-credit-cards/costco-mastercard.html?utrc=A180:3&&correlatio...
Submission: On August 09 via api from CA — Scanned from CA
Form analysis 5 forms found in the DOM
Name: basicSearch — GET /en/search-results.html
<form class="clearfix search-wrapper" name="basicSearch" novalidate="" role="search" method="GET" accept-charset="utf-8" onsubmit="return(submitSearch(this));" action="/en/search-results.html">
<div class="id-search-suggestions sr-only search-suggestions hidden" aria-live="polite"></div>
<label for="search-input" id="search-label" class="hidden">Search</label>
<input class="search-input" type="search" name="qt" autocomplete="off" aria-autocomplete="list" aria-controls="searchInputPick" aria-activedescendant="" aria-label="" role="combobox" aria-owns="searchInputPick" aria-haspopup="listbox"
aria-expanded="false" required="" placeholder="Search">
<button class="close-icon" type="reset" aria-label="Reset">
<span class="show-for-print">Reset</span></button>
<button name="go" type="submit" class="search-button " title="Search"><span class="icon icon-search"></span>
<span class="hidden open" data-label="Search">
<span class="dropdown-label">Search</span>
</span>
</button>
<span class="hidden js-coveo-env" aria-hidden="true">prod</span>
</form>POST https://www.cibconline.cibc.com
<form class="sign-on-form" autocomplete="off" method="post" action="https://www.cibconline.cibc.com">
<div class="card-number">
<label for="card-number-a6bba6cd">Card number</label>
<input id="card-number-a6bba6cd" name="card-number-a6bba6cd" type="text" autocomplete="off" maxlength="19">
</div>
<div class="saved-cards" style="display: none;">
<label for="saved-card-a6bba6cd">Card number</label>
<select id="saved-card-a6bba6cd"></select>
</div>
<div class="remember-card">
<input id="remember-card-a6bba6cd" type="checkbox">
<label for="remember-card-a6bba6cd">Remember my card</label>
</div>
<div class="link delete-saved-card" style="display: none;">
<a href="#" data-utc="C1:2167">
Delete this card
<span class="show-for-sr">as my saved card number</span>
</a>
</div>
<div class="link use-saved-card" style="display: none;">
<a href="#" data-utc="C1:2170">
Use saved card
<span class="show-for-sr"> to CIBC Online Banking. Opens in a dialog.</span>
</a>
</div>
<div class="link use-new-card" style="display: none;">
<a href="#" data-utc="C1:2168">
Sign on with a different card number
<span class="show-for-sr">to CIBC online banking.</span>
</a>
</div>
<div class="password">
<label for="password-a6bba6cd">Password</label>
<input id="password-a6bba6cd" type="password" autocomplete="off" maxlength="32">
</div>
<div class="show-password">
<input id="show-password-a6bba6cd" type="checkbox">
<label for="show-password-a6bba6cd">Show password</label>
</div>
<div class="link forgot-password">
<span class="hyperlink">
<a href="#">
Reset my password
<span class="show-for-sr"> for CIBC online banking.</span>
</a>
</span>
</div>
<div class="buttons">
<div class="button-container">
<div class="button-padding">
<a id="C1-2173" href="#" class="button secondary ">
<span class="primary-label">Register</span>
<span class="show-for-sr"> for CIBC Online Banking.</span>
</a>
</div>
</div>
<div class="button-container">
<div class="button-padding">
<button type="submit" id="button-1517415483758" class="button primary ">
<span class="primary-label"><b>Sign on</b></span>
<span class="show-for-sr"> to CIBC Online Banking. Opens in a dialog.</span>
</button>
<div class="spinner"></div>
</div>
</div>
</div>
</form>POST https://www.cibconline.cibc.com
<form class="sign-on-form" autocomplete="off" method="post" action="https://www.cibconline.cibc.com">
<div class="card-number">
<label for="card-number-c5d816ca">Card Number</label>
<input id="card-number-c5d816ca" name="card-number-c5d816ca" type="text" autocomplete="off" maxlength="19">
</div>
<div class="saved-cards" style="display: none;">
<label for="saved-card-c5d816ca">Card Number</label>
<select id="saved-card-c5d816ca"></select>
</div>
<div class="remember-card">
<input id="remember-card-c5d816ca" type="checkbox">
<label for="remember-card-c5d816ca">Remember my card number</label>
</div>
<div class="link delete-saved-card" style="display: none;">
<a href="#" data-utc="C1:2448">
Delete this card
<span class="show-for-sr">as my saved number</span>
</a>
</div>
<div class="link use-saved-card" style="display: none;">
<a href="#" data-utc="C1:2451">
Use saved card
<span class="show-for-sr">to sign on to C I B C Online Banking</span>
</a>
</div>
<div class="link use-new-card" style="display: none;">
<a href="#" data-utc="C1:2449">
Sign on with a different card number
<span class="show-for-sr">to C I B C online banking</span>
</a>
</div>
<div class="password">
<label for="password-c5d816ca">Password</label>
<input id="password-c5d816ca" type="password" autocomplete="off" maxlength="32">
</div>
<div class="show-password">
<input id="show-password-c5d816ca" type="checkbox">
<label for="show-password-c5d816ca">Show password</label>
</div>
<div class="link forgot-password">
<span class="hyperlink">
<a href="#">
Reset my password
<span class="show-for-sr">for C I B C online banking</span>
</a>
</span>
</div>
<div class="buttons">
<div class="button-container">
<div class="button-padding">
<a id="C1-2454" href="#" class="button secondary ">
<span class="primary-label">Register</span>
<span class="show-for-sr">for C I B C online banking</span>
</a>
</div>
</div>
<div class="button-container">
<div class="button-padding">
<button type="submit" id="button-1520360370720" class="button primary ">
<span class="primary-label"><b>Sign On</b></span>
<span class="show-for-sr">to C I B C online banking</span>
</button>
<div class="spinner"></div>
</div>
</div>
</div>
</form>Name: basicSearch — GET /en/search-results.html
<form class="clearfix search-wrapper" name="basicSearch" novalidate="" role="search" method="GET" accept-charset="utf-8" onsubmit="return(submitSearch(this));" action="/en/search-results.html">
<div class="id-search-suggestions sr-only search-suggestions hidden" aria-live="polite"></div>
<label for="search-input" id="search-label" class="hidden">Search</label>
<input class="search-input" type="search" name="qt" autocomplete="off" aria-autocomplete="list" aria-controls="searchInputPick" aria-activedescendant="" aria-label="" role="combobox" aria-owns="searchInputPick" aria-haspopup="listbox"
aria-expanded="false" required="" placeholder="Search" tabindex="-1">
<button class="close-icon" type="reset">
</button>
<button name="go" type="submit" class="search-button " aria-label="the CIBC website" tabindex="-1"><span class="icon icon-search"></span>
<span class="hidden open">
<span class="dropdown-label"></span>
</span>
</button>
<span class="hidden js-coveo-env" aria-hidden="true">prod</span>
</form>GET https://locations.cibc.com/search
<form method="get" action="https://locations.cibc.com/search" target="_blank" class="footer-find-branch-form">
<label aria-label="Find a branch or ATM" class="search-postal-code-label subheading-medium" for="findBranch">
<span class="icon icon-location"></span>Find a branch or ATM </label>
<input name="locale" value="en_CA" type="hidden">
<input class="search-input left" id="findBranch" maxlength="230" name="q" placeholder="Enter address or postal code" type="text">
<button id="button-1520296421000" class="search-button right button primary" title="Search">
<span class="show-for-sr">for a CIBC banking centre or ATM. Opens a new window in your browser.</span>
<span class="icon-search textInputRight"></span>
</button>
</form>Text Content
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CIBC Costco Mastercard
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COSTCO CARDs
CIBC COSTCO®† MASTERCARD®
Costco members exclusive
The CIBC Costco®† Mastercard® exclusively for Costco members.1
Earn up to 3% cash back on eligible purchases2 everywhere Mastercard is
accepted.
Not a Costco member?1 Sign up here Opens in a new window.
Annual fee
$0
--------------------------------------------------------------------------------
Additional cardholders
$0
up to 3
Purchase interest rate3
20.75%
--------------------------------------------------------------------------------
Cash interest rate3, 4
22.49%
(21.99% for Quebec residents)
--------------------------------------------------------------------------------
Apply now for the CIBC Costco Mastercard. Opens in a new window.
Minimum annual income of $15,000 is required to qualify for the CIBC Costco
Mastercard. Minimum $50,000 individual annual income or $80,000 household annual
income is required to qualify for the CIBC Costco®† World Mastercard®.
EARN CASH BACK EVERYWHERE YOU SHOP2
There's no limit to the total cash back you can earn, plus have access to
valuable insurances5, flexible installment payment options† and more.
3%
cash back at restaurants and at Costco gas.2
Restaurants
Costco Gas
--------------------------------------------------------------------------------
2%
cash back at other gas stations and at Costco.ca.2
Other Gas
Costco.ca
--------------------------------------------------------------------------------
1%
cash back on all other purchases including at Costco.
Purchases
Costco
Get special rates with CIBC Pace It™,† Installment Plans on Costco purchases
Pay for those larger purchases with CIBC Pace It low-rate Installment Plans,
spreading payments over a fixed term.
With your new CIBC Costco Mastercard you can take advantage of special
Installment Plan interest rates with no installment fees on eligible Costco
purchases in Canada and at Costco.ca Opens in a new window.:
5.99%
for 6 months
6.99%
for 12 months
7.99%
for 24 months
Learn more about CIBC Pace It and installment plan interest rates for all other
eligible purchases.
Apply now for the CIBC Costco Mastercard. Opens in a new window.
GET MORE COSTCO SAVINGS WITH YOUR CASH BACK GIFT CERTIFICATE
Easily redeem your annual Costco cash back gift certificate digitally in
Canadian Costco warehouses using the CIBC Mobile Banking® App or print your gift
certificate through CIBC Online Banking®.6 You'll also receive your gift
certificate in your January statement. Track your cash back total earned from
January to December each year through your statement, CIBC Mobile Banking App or
CIBC Online Banking.6
Learn more about CIBC Costco Mastercard Gift Certificates.
MORE TO LOVE ABOUT THIS CARD
CARRY FEWER CARDS
Your credit card is also your Costco membership card with all membership details
on the back.7
EVEN MORE OFFERS
You may qualify for the CIBC Costco World Mastercard, which has the same fees
and rates, but also includes experiences available only to World Mastercard
cardholders Opens in a new window..
SEND MONEY ABROAD
Send money abroad to over 120 countries with a $0 transfer fee. Cash advance
fees don’t apply and there’s no interest if you pay your balance by the payment
due date.8 ,9 ,10
ACCESS HELPFUL DIGITAL TOOLS WITH CIBC DIGITAL BANKING
GO PAPERLESS BY REGISTERING FOR ESTATEMENTS
Easily view your credit card statements on your mobile device or anywhere
online.
Learn how to sign up for eStatements
PAY ANYWHERE, ANYTIME WITH YOUR PHONE
Make quick and secure purchases using Apple Pay®, Google Pay™ and Samsung
Pay® when you add your new card to your mobile wallet.
Find a way to pay that suits you
CALCULATE YOUR CASH BACK POTENTIAL6
Use the sliders to estimate your monthly credit card spending.11
Restaurants: Move the slider to the value. The minimum amount is $0 and the
maximum amount is $10,000. You can move the slider to increase or decrease the
value. You can also use the up and down arrows to increase or decrease the value
by $667.
$0
$0
$10,000
Costco gas: Move the slider to the value. The minimum amount is $0 and the
maximum amount is $5,000. You can move the slider to increase or decrease the
value. You can also use the up and down arrows to increase or decrease the value
by $333.
$0
$0
$5,000
Other gas stations: Move the slider to the value. The minimum amount is $0 and
the maximum amount is $5,000. You can move the slider to increase or decrease
the value. You can also use the up and down arrows to increase or decrease the
value by $333.
$0
$0
$5,000
Costco.ca: Move the slider to the value. The minimum amount is $0 and the
maximum amount is $10,000. You can move the slider to increase or decrease the
value. You can also use the up and down arrows to increase or decrease the value
by $667.
$0
$0
$10,000
All other purchases including at Costco: Move the slider to the value. The
minimum amount is $0 and the maximum amount is $10,000. You can move the slider
to increase or decrease the value. You can also use the up and down arrows to
increase or decrease the value by $667.
$0
$0
$10,000
$0
$0
$10,000
$0
$0
$10,000
$0
$0
$10,000
$0
$0
$10,000
$0
$0
$20,000
$0
$0
$20,000
Potential amount you could earn in a year on your cash back gift certificate $0
$0 Potential amount you could earn in a year on your cash back gift certificate
$0 Potential amount you could earn in a year on your cash back gift certificate
$0
PROTECTING YOUR CARD
MASTERCARD’S ZERO LIABILITY PROTECTION POLICY
If your card, card number or other card details are stolen, you will not be held
responsible for fraudulent purchases processed through the Mastercard network as
long as you meet your obligations and use reasonable care to safeguard your card
and PIN.
CIBC is committed to upholding the Mastercard Zero Liability Protection policy,
which sets the standard for what you can expect when you do business with us. To
learn more, visit Mastercard: Zero Liability Protection Opens in a new window..
FRAUD ALERTS
We monitor fraud trends and debit and credit card activity. When we detect
various factors that indicate a transaction may be fraudulent, we’ll notify you
by text, email or phone to authenticate the transaction. To learn more, visit
Fraud alerts.
DIGITAL DISPUTES PLATFORM
Have a transaction you don’t recognize? Contact us about it immediately by
submitting a digital dispute. Simply sign on to your online or mobile banking,
select the transaction you don’t recognize, select “Report an issue” and follow
the instructions to submit your dispute.
GET MORE WITH YOUR CARD
Insurance benefits
Security features
VALUABLE INSURANCE INCLUDED WITH YOUR CARD
Mobile Device Insurance5
Get up to $1,000 of repair or replacement coverage when you fully charge or
finance the purchase price of an eligible mobile device to your card.
Purchase Security & Extended Warranty Insurance5
When you charge eligible purchases to your card, you can enjoy Purchase Security
Insurance. Plus, with Extended Warranty Insurance, extend the period of the
original manufacturer’s warranty up to one additional year on most purchases
charged to your card.
Insurance certificates for the Costco Mastercard and Costco World Mastercard
(PDF, 670 KB) Opens in a new window.
For Quebec residents: Product Summary and Fact Sheet (PDF, 970 KB). Opens in a
new window.
--------------------------------------------------------------------------------
OPTIONAL INSURANCE FOR YOUR CARD
CIBC Payment Protector™ Insurance for Credit Cards
Help keep your finances on track by reducing the burden of your credit card
payments if you’re unable to work due to disability, job loss, critical illness
or in the event you pass away.12
Learn more about CIBC Payment Protector Insurance for Credit Cards.
Manage your card online
Easily activate a new or replacement card, lock a missing card, or report a lost
or stolen card with just one click through the CIBC Mobile Banking App and CIBC
Online Banking.
Spend alerts
Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking.
Choose to be notified by phone, email or online message when you've exceeded
your customized budget or are nearing your credit limit.13
Fraud alerts
Set up alerts and choose to be notified as soon as possible about potential
unauthorized use of your credit card through alerts by email or online message.
Credit report alerts
Stay up to date on key changes to your personal credit report so you're aware of
any unusual activity.14 You can also schedule other alerts and reminders so that
you are notified when your payment is due, when your eStatement is ready and
much more.
Return to top
DOCUMENTS
Benefits Guide (PDF, 1.2 MB) Opens in a new window.
World Mastercard Benefits Opens in a new window.
Cardholder Agreement (PDF, 140 KB) Opens in a new window.
CIBC Credit Card Summary of Annual Interest Rates and Fees for CIBC Costco
Mastercard and CIBC Costco World Mastercard (PDF, 105 KB) Opens in a new window.
Credit Card Privacy Disclosures, Terms and Conditions for CIBC Costco®†
Mastercard® and CIBC Costco®† World Mastercard® (PDF, 105 KB) Opens in a new
window.
Additional Clauses applicable to CIBC Costco Mastercards (PDF, 45 KB) Opens
in a new window.
CIBC Costco Mastercard
READY TO EARN CASH BACK ON YOUR PURCHASES?
Applying takes about 5 minutes, and you'll get a response in as little as 60
seconds.15
Apply now for the CIBC Costco Mastercard. Opens in a new window.
GET STARTED
Apply online for the CIBC Costco Mastercard. Opens in a new window.
popupresult
Questions?
Top credit card questions Opens in a pop up window
Terms and conditions
Terms and conditions _s1
CIBC Pace It™ Installment Plans allow eligible cardholders to convert eligible
Card Transaction(s) to monthly installment payments (including interest) over a
fixed period of time. When you create an installment plan you will have the
ability to choose the payment term (in months) with a corresponding annual
interest rate. Once you accept the Installment Plan Terms and Conditions and the
installment plan is created, you can cancel it at any time but you cannot change
it. CIBC Pace It™ Installment Plans are only available: (a) on Accounts in good
standing; and (b) for certain eligible Account types and eligible Transactions.
For complete Terms and Conditions, visit CIBC Pace It Skip to terms and
conditions for CIBC Pace It. Opens in a new window..
†
Terms and conditions 1
To apply for a CIBC Costco Mastercard you must be a Costco member with a valid
Costco membership. This applies to the Primary Cardholder and any Authorized
Users. Authorized Users must have a valid Costco membership prior to being added
to the account.
1
Terms and conditions 2
Earn 3% on purchases (less returns) at merchants classified in the credit card
network as Costco gas stations within Canada and 2% on purchases (less returns)
at merchants classified in the credit card network as gas merchants on the first
$5,000 net annual card purchases in this category on your account. After that,
net card purchases at all gas merchants, including Costco, will earn 1% in Cash
Back Rewards. Earn 2% on purchases (less returns) classified in the credit card
network as Costco.ca Opens in a new window. purchases on the first $8,000 net
annual card purchases in this category on your account. After that, net card
purchases at Costco.ca Opens in a new window. will earn 1% in Cash Back Rewards.
Purchases at merchants classified in the credit card network as restaurants will
earn 3% and all other qualifying purchases will earn 1% in Cash Back Rewards.
The $5,000 and $8,000 limit will reset to zero annually on January 1. Cash Back
Rewards will be provided in the form of a Cash Back Gift Certificate issued in
Canadian dollars to an eligible Primary Cardholder once per calendar year in
January for the cash back earned in the prior calendar year. The Cash Back Gift
Certificate can only be redeemed at any Canadian Costco Wholesale warehouse
location. Authorized Users on the Account are not issued and cannot redeem Cash
Back Gift Certificates. For the full Rewards Program terms and conditions,
please see the Benefits Guide (PDF, 1.2 MB) Opens in a new window..
2
Terms and conditions 3
Interest rates will change from time to time on at least 30 days prior notice to
the Primary Cardholder. “Purchase” means card purchases less returns and does
not include: cash advances, interest, fees, balance transfers, payments, or CIBC
Convenience Cheques. “Cash” means cash advances, balance transfers and CIBC
Convenience Cheques.
3
Terms and conditions 4
Cash advances do not earn cash back. Cash advances bear interest from the date
they are taken from your credit card account and are subject to available credit
and available cash.
4
Terms and conditions 5
Insurance coverage(s) included with CIBC credit cards is underwritten by Royal
and Sun Alliance Insurance Company of Canada. You may contact the insurer
at 1-866-363-3338 Opens your phone app. in Canada and the U.S. or collect from
elsewhere at 905-403-3338 Opens your phone app. or visit CIBC Cards Insurance
Benefits Opens in a new window.. Different cards will have different
coverage(s). To learn about which coverage(s) are included with a specific card,
and important information regarding coverage eligibility requirements, benefits,
limitations and exclusions, review the insurance certificate(s) in your card
package or visit CIBC Agreements and Insurance. Some insurance coverage(s)
require purchase(s), common carrier fares and other trip costs to be charged to
the card to activate coverage. Other conditions may also apply. Certain
coverages are "excess insurance" (all other sources of insurance and recovery
must be exhausted before coverage is available).
5
Terms and conditions 6
Your CIBC Costco credit card account must be in Good Standing on Dec. 31 and the
Primary Cardholder’s Costco membership must also be active on Dec. 31 to be
eligible to receive a Cash Back Gift Certificate for rewards earned in that
year. For the full Rewards Program terms and conditions, please see the Benefits
Guide (PDF, 1.2 MB) Opens in a new window..
6
Terms and conditions 7
The card is provided and administered by CIBC and also serves as your Costco
membership card. When you have a card, you have a relationship with both Costco
and CIBC.
7
Terms and conditions 8
CIBC foreign exchange rates apply. A CIBC Global Money Transfer and a Foreign
Exchange transaction counts towards your allowable transaction limit, bank
account transaction fees may apply. The recipient bank may charge the recipient
a transfer fee. Must have a CIBC chequing, savings, personal line of credit or
eligible credit card account to send a CIBC Global Money Transfer. Most
transfers are completed by the next business day. However, there are times when
a transfer requires 2 to 3 business days to be completed. Only primary credit
cardholders can use their eligible credit card account to pay for the CIBC
Global Money Transfer service.
Read the CIBC Global Money Transfer Agreement (PDF, 135 KB) Opens in a new
window..
8
Terms and conditions 9
CIBC does not charge interest on a CIBC Global Money Transfer appearing on your
statement if we receive full payment of the Amount Due (or for a CIBC Global
Money Transfer that has been converted to an Installment Plan during that
statement period, if we receive payment in full of the Balance) by the payment
due date for that statement. Capitalized terms in this footnote have the
meanings set out in the CIBC Cardholder Agreement.
9
Terms and conditions 10
If you pay for a GMT using your credit card, you can send up to $15,000 CA per
transaction or up to your credit limit if it's under $15,000 in a 24 hour
period. Also, when paying with your credit card, the weekly limit is $40,000 CA
and the monthly limit is $80,000 CA. Transfer limits are current as of August
31, 2023, depend on many factors and are subject to change at any time without
notice. Most transfers are completed within 1 to 3 business days. Only primary
credit card cardholders can use their eligible credit card account to pay for
the CIBC Global Money Transfer service. CIBC doesn’t charge money transfer fees,
but the receiving institution might. Daily transfer limits are subject to change
at any time. Read details about CIBC’s Global Money Transfer service..
10
Terms and conditions 11
The rewards calculator tool is only for general illustration purposes; your
actual results may differ. Cash Back Rewards are earned on Card purchases less
returns, and not on cash advances, fees, interest, balance transfers, CIBC
Global Money Transfers™, payments, CIBC Convenience Cheques or purchases made
with the Gift Certificate. 3% on purchases (less returns) at merchants
classified in the credit card network as Costco gas stations within Canada and
2% on purchases (less returns) at merchants classified in the credit card
network as gas merchants is only available on the first $5,000 net annual card
purchases in this category on your account. After that, net card purchases at
all gas merchants, including Costco, will earn 1% in Cash Back Rewards. 2% on
purchases (less returns) classified in the credit card network
as Costco.ca purchases is only available on the first $8,000 net annual card
purchases in this category on your account. After that, net card purchases
at Costco.ca will earn 1% in Cash Back Rewards. Purchases at merchants
classified in the credit card network as restaurants will earn 3% and all other
qualifying purchases will earn 1% in Cash Back Rewards. The $5,000 and $8,000
limit will reset to zero annually on January 1. Cash Back Rewards will be
provided in the form of a Cash Back Gift Certificate issued in Canadian dollars
to an eligible Primary Cardholder once per calendar year in January for the cash
back earned in the prior calendar year. The Cash Back Gift Certificate can only
be redeemed for purchases at any Canadian Costco Wholesale warehouse location.
Authorized Users on the Account are not issued and cannot redeem Cash Back Gift
Certificates. Terms, conditions and eligible merchant categories may change
without notice. For more details review the Benefits Guide on CIBC Agreements
and Insurance Opens in a new window.. All information is valid at the time of
publication and is subject to change without notice.
11
Terms and conditions 12
CIBC Payment Protector™ Insurance for Credit Cards is optional creditor’s group
insurance underwritten by Canadian Premier Life Insurance Company (Canadian
Premier) and administered by Canadian Premier and CIBC (for more information
about Canadian Premier, you may call their customer service office
at 1-800-893-2862 Opens your phone app. [English] or 1-800-939-0169 Opens your
phone app. [French] or visit Canadian Premier Opens in a new window.). This
insurance is subject to eligibility conditions, limitations and exclusions
(which are circumstances when benefits are limited or not paid), including a
pre-existing medical condition exclusion for the Critical Illness coverage (the
illnesses covered are life threatening cancers, heart attacks and strokes). This
content is provided for informational purposes only and is not complete in
detail. For more details about CIBC Payment Protector™ Insurance, please click
here.
12
Terms and conditions 13
Transactions must first be posted to your account before they can trigger a
spend alert. It may then take up to 24 hours after a triggering transaction is
posted for an alert to be sent.
13
Terms and conditions 14
This service is provided by Equifax Canada, a leading credit bureau in Canada.
14
Terms and conditions 15
We may withdraw approval if we become aware of any unfavourable information
regarding your financial position or account status, or if you are unable to
provide any additional information reasonably requested by CIBC. The application
response time may take longer than 60 seconds in the event of technology issues.
If you supply your email address, an application status email will be sent as
soon as the technology issues are resolved. Otherwise, you will receive a
response to your credit card application within 7 to 10 business days.
15
Capital One is a registered trademark of Capital One Financial Corporation, used
under license.
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