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Submitted URL: https://lifesettlementsportfolio.com/
Effective URL: https://ashargroup.com/
Submission: On July 08 via api from US — Scanned from DE
Effective URL: https://ashargroup.com/
Submission: On July 08 via api from US — Scanned from DE
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</form>Text Content
def: (ash-er) “do what is right and you will be blessed”
Who We Serve
Financial Professionals & Fiduciaries
Clients Have Questions. We Have Answers.
We provide answers to the questions your clients are asking – “What are my
options if I no longer need or want to pay for my policy? What is my policy
worth?” Our life insurance valuation options arm you with the information needed
to deliver comprehensive planning solutions. If a life settlement is the best
path for your client, we will guide you through the process so you can focus on
what you do best.
Exchange existing life insurance for cash today.
Learn More
Decisions made easy.
Find out if a life settlement is the right path for your clients.
Get Started
Policy OwnerS
Should You Keep or Sell Your Life Insurance Policy?
Did you know you can sell a life insurance policy for cash? A life settlement
offers a significantly higher value than simply letting an unneeded, unwanted or
unaffordable policy lapse. Whether you are a policy owner or a loved one looking
for options, the first step is to determine its value. Our sole responsibility
is to you – the policy owner. We ensure you get the unbiased information you
need to determine the right path and deliver the best possible outcome.
Your life insurance policy is an asset and should be valued.
Learn More
Decisions made easy.
Find out if a life settlement is the right path for you.
Get Started
National Partners
Relationships Matter.
You’ve likely spent decades building relationships on a foundation of trust.
Ashar deliberately partners with organizations that share similar values of
serving clients’ best interests and a dedication to compliance and transparency.
This includes honoring the relationships companies have built with their clients
and ensuring our actions help protect those relationships.
As a life settlement fiduciary, we represent the policy owner and sit on the
same side of the table as financial professionals and the clients you serve.
Learn More
Education Made Easy.
Learn more through our library of blogs, articles, and videos.
Learn More
Who We Serve
Planning ProfessionalsPolicy OwnersNational Partners
What We Do
Our Process
About Us
How We're DifferentOur ValuesWe Are Ashar
Success Stories
Knowledge Center
NEWSRESOURCESGeneral FAQs
ContactKeep or Sell
* Home
* Who We Serve
* Planning Professionals
* Policy Owners
* National Partners
* What We Do
* Our Process
* About Us
* How We're Different
* Our Values
* We Are Ashar
* Success Stories
* Knowledge Center
* Resources
* FAQs
* Contact
* Keep or Sell?
Close
def: (ash-er) “do what is right and you will be blessed”
Who We Serve
Financial Professionals & Fiduciaries
Clients Have Questions. We Have Answers.
We provide answers to the questions your clients are asking – “What are my
options if I no longer need or want to pay for my policy? What is my policy
worth?” Our policy valuation options arm you with the information needed to
deliver comprehensive planning solutions. If a life settlement is the best path
for your client, we will guide you through the process so you can focus on what
you do best.
Exchange existing life insurance for cash today.
Learn More
Decisions made easy.
Find out if a life settlement is the right path for your clients.
Get Started
Policy OwnerS
Should You Keep or Sell Your Life Insurance Policy?
Did you know you can sell a life insurance policy for cash? A life settlement
offers a significantly higher value than simply letting an unneeded, unwanted or
unaffordable policy lapse. Whether you are a policy owner or a loved one looking
for options, the first step is to determine its value. Our sole responsibility
is to you – the policy owner. We ensure you get the unbiased information you
need to determine the right path and deliver the best possible outcome.
Your life insurance policy is an asset and should be valued.
Learn More
Decisions made easy.
Find out if a life settlement is the right path for you.
Get Started
National Partners
Relationships Matter.
You’ve likely spent decades building relationships on a foundation of trust.
Ashar deliberately partners with organizations that share similar values of
serving clients’ best interests and a dedication to compliance and transparency.
This includes honoring the relationships companies have built with their clients
and ensuring our actions help protect those relationships.
As a life settlement fiduciary, we represent the policy owner and sit on the
same side of the table as financial professionals and the clients you serve.
Learn More
Education Made Easy.
Learn more through our library of blogs, articles, and videos.
Learn More
Who We Serve
Planning ProfessionalsPolicy OwnersNational Partners
What We Do
Our Process
About Us
How We're DifferentOur ValuesWe Are Ashar
Success Stories
Knowledge Center
NEWSRESOURCESGeneral FAQs
ContactKeep or Sell
* Home
* Who We Serve
* Planning Professionals
* Policy Owners
* National Partners
* What We Do
* Our Process
* About Us
* How We're Different
* Our Values
* We Are Ashar
* Success Stories
* Knowledge Center
* Resources
* FAQs
* Contact
* Keep or Sell?
Close
HIGHEST BID BID 1 BID 2 BID 3 BID 4
LIFE SETTLEMENTS AND Life Insurance Valuation
YOUR BEST INTEREST IS OUR ONLY INTEREST.
Forcing Competition. Maximizing Value. Stellar Results.
We’re a family-owned business helping financial professionals and their clients
navigate the life settlement path and chart the course for a stable financial
future. Our proprietary auction platform forces competition among the world’s
largest institutional funds, ensuring life insurance policy owners receive the
highest value.
How We're Different
KEEP OR SELL?
Like real estate or fine art, a life insurance policy is an asset. Before making
a recommendation or a decision about any asset, it's important to first know its
value. Ashar's process uncovers the value of existing life insurance policies to
arm financial professionals, fiduciaries, and policy owners with the information
needed to make challenging and complex decisions.
Meet Frank.
Policy: $1,000,000
Current Annual Premium: $36,000
Cash Value: $27,000
Life Settlement Value: $213,000
Policy owners should explore all non-forfeiture options to make an informed
decision about whether a life settlement is the best option for them.
Does your policy qualify?
FIND OUT NOW
Our Results
SUCCESS STORIES
Insured
Meet James, 72
Business was sold, and the policy was no longer needed
Business owner was able to receive additional value above and beyond the sale of
the company.
Type of Policy:
Term Conversion
Policy Face Value:
$5,000,000
Cash Surrender Value:
$0
Life Settlement Value:
$750,000
Learn More
Insured
Meet Maria, 80
Client outlived all planning and premiums were due
The adult children no longer needed to fund the caregiving needs.
Type of Policy:
Guaranteed UL
Policy Face Value:
$500,000
Cash Surrender Value:
$6,000
Life Settlement Value:
$197,000
Learn More
Insured
Meet Mike, 78 & Sharon, 77
Surrendering policy and interested in receiving more money
Adult children unable to pay premiums to maintain the policy.
Type of Policy:
Survivorship UL
Policy Face Value:
$2,500,000
Cash Surrender Value:
$26,000
Life Settlement Value:
$612,000
Learn More
More Success Stories
Policy Auction Platform
DISCOVER THE BEST PATHWAY.
We've developed a price discovery process that is grounded in a data-driven and
compliance-centric approach. By focusing on best practices, we identify all the
information a policy owner needs to make an informed decision and choose the
right path – keep, surrender, or sell.
Our Process
WE'RE FEATURED IN:
WE ARE ASHAR.
A family-owned business with a national platform.
MEET US
Contact
REQUEST A CONSULTATION AND EDUCATION
"*" indicates required fields
TELL US ABOUT YOURSELF
Name*
First Last
Email*
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Best Time To Call
Please select a
time8:00AM-10:00AM10:00AM-1:00PM1:00PM-4:00PM4:00PM-6:00PM6:00PM-10:00PM
CUSTOMIZE YOUR EDUCATION EXPERIENCE
Practice Area
Choose OneAttorneyCPAFamily OfficeFinancial AdvisorInsurance AdvisorLong-Term
Care AdvisorPlanned Giving OfficerRetirement PlanningRIATrust OfficerBGAWealth
AdvisorOther
Do you have any clients over the age of 70?
Choose OneYesNo
If so, how many?
Choose One1-56-1010+
Average net worth of your clients?
Choose One$0-$3M$3m-$10M$10M+
Have you ever done a life settlement before?*
Yes
No
Percentage of annual revenues related to insurance sales?
Please enter a number from 0 to 100.
I’d like to learn more about: (check all that apply)
Educating my clients
Training my centers of influences
How to determine what a policy is worth
How life expectancy impacts planning
Ideal life settlement candidate
Webinars and training for my team
Select All
Message
Phone
This field is for validation purposes and should be left unchanged.
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def: (ash-er) “do what is right and you will be blessed”
©2024 Ashar Group. All Rights Reserved.
TEXAS DISCLAIMER - This website is not intended for owners of a life insurance
policy or a certificate holder
under a group policy in the State of Texas. For more information about
compliance, please click here.
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