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MARTHA ECHOLS

Reverse Mortgage Advisor
President's Club

NMLS# 471830

1-925-914-9326

1800 Tice Valley Blvd. Suite A
Walnut Creek, CA 94595


GET YOUR FREE REVERSE MORTGAGE GUIDE NOW!

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ABOUT ME



Areas of Expertise
 * Reverse Mortgages
 * JUMBO Reverse Mortgages
 * Reverse Mortgage for Purchase
 * JUMBO for Purchase
 * Reverse Mortgage Refinances
 * Proprietary Reverse Mortgages
 * The HECM Program
 * The HECM for Purchase Program
 * HECM to HECM Refinances

Martha is a well-known local expert and speaker on Reverse Mortgages. Her
no-pressure, educational approach helps homeowners (62+) enjoy financial
security and peace of mind by providing suitable and superior retirement income
solutions through various reverse mortgage programs.

Martha has specialized in the HECM for Purchase program since it became
available in 2009. Over the years, she’s helped many families finance a home
they can comfortably afford.

Martha’s goal is to help her clients create the retirement they imagined! Using
education and not sales, her clients are able to make a well-informed and
empowered decision as to if a reverse mortgage is the most sensible tool to help
them achieve their future goals.

Martha’s success is due in large part to her partnerships with Real Estate
professionals, Financial Planners, Attorneys. Her ethics, professionalism and
commitment to the client, makes it easy for professionals to refer their loyal
clients to Martha. She’s qualified to provide training to Realtors and Financial
Planners for C. E. Credit.

Martha’s financial services career began over 30 years ago with Citibank. In
2004, Martha’s passion for working with seniors led her to change careers when
she became a Reverse Mortgage Consultant.


OUR EXPERIENCE.COM REVIEWS



The expert and informative information we received from beginning to end. star
rating




OTIS DANIEL S.

FRESNO, CA

The expert and informative information we received from beginning to end.

February 28, 2023

Martha was very calm and knowledgeable. Really good at explaining things and
helping corral documents. star rating




PAUL V. H.

Walnut Creek, CA

Martha was very calm and knowledgeable. Really good at explaining things and
helping corral documents.

February 22, 2023

Martha is a consummate professional! She takes full responsibility for the
entire process. star rating




THOMAS R. B.

RANCHO MIRAGE, CA

Martha is a consummate professional! She takes full responsibility for the
entire process.

January 8, 2023

Martha gave my complicated situation all the attention it required, resolved
each issue as it came up and exhibited the patience to answer every one of my
questions no matter how simple or complex. star rating




KEVIN ELLIS M.

CONCORD, CA

Martha gave my complicated situation all the attention it required, resolved
each issue as it came up and exhibited the patience to answer every one of my
questions no matter how simple or complex.

December 24, 2022

Martha was very easy to deal with star rating




SHERON A. M.

Brentwood, CA

Martha was very easy to deal with

November 28, 2022

Martha always answered the many questions I had. She was very kind and she was
very professional . star rating




LINDA M. B.

SONOMA, CA

Martha always answered the many questions I had. She was very kind and she was
very professional .

November 5, 2022

Martha is very knowledgeable and extremely professional all while being very
personable and warm. star rating




CAROL A. G.

WALNUT CREEK, CA

Martha is very knowledgeable and extremely professional all while being very
personable and warm.

October 18, 2022

Martha is the best. Good luck. star rating




MARY SEMBRAT



Martha is the best. Good luck.

October 15, 2022

Martha was a superb "Wagon Master". She helped us through the gauntlet of hoops
we needed to surmount and made it comfortable. She is a gem, and I will always
think of her with great admiration and respect. star rating




TERRY S.

EL CERRITO, CA

Martha was a superb "Wagon Master". She helped us through the gauntlet of hoops
we needed to surmount and made it comfortable. She is a gem, and I will always
think of her with great admiration and respect.

September 17, 2022

Clear answers star rating




NEIL H. D.

El Cerrito, CA

Clear answers

September 13, 2022

Martha Echols made my experience great! I met her in 2021 when I was Cindy
moving and had heard about Rev Mortgage for Purchase. She explained it clearly
and concisely with no sales push. I decided against moving, and a year later,
began to think of a reverse mortgage. Calling Martha was my first step! I got
other proposals but the numbers were pretty much the same and the agents weren't
Martha. She answered all my questions thoroughly, returned calls promptly (even
in the evening), and once came by my house at the end of her work day to get my
signature on a document. She is calm, kind, and easy to talk to. Her assistants
are equally helpful, especially Therése, who helped me with the final numbers
and closing docs when Martha was on vacation. It took me eight months -- from
January to August -- to make decisions so patience is another of Martha's
strengths. She is a gem -- I will recommend her highly to my friends an
acquaintances! star rating




LINDSAY A G.

Pleasant Hill, CA

Martha Echols made my experience great! I met her in 2021 when I was Cindy
moving and had heard about Rev Mortgage for Purchase. She explained it clearly
and concisely with no sales push. I decided against moving, and a year later,
began to think of a reverse mortgage. Calling Martha was my first step! I got
other proposals but the numbers were pretty much the same and the agents weren't
Martha. She answered all my questions thoroughly, returned calls promptly (even
in the evening), and once came by my house at the end of her work day to get my
signature on a document. She is calm, kind, and easy to talk to. Her assistants
are equally helpful, especially Therése, who helped me with the final numbers
and closing docs when Martha was on vacation. It took me eight months -- from
January to August -- to make decisions so patience is another of Martha's
strengths. She is a gem -- I will recommend her highly to my friends an
acquaintances!

August 27, 2022

Martha listens well and pays attention to detail.She sells you the product you
chose but explains it so even I can understand it .I have and will continue to
recommend her. star rating




CHARLES A.

ALAMO, CA

Martha listens well and pays attention to detail.She sells you the product you
chose but explains it so even I can understand it .I have and will continue to
recommend her.

August 10, 2022


COMMON EXAMPLES OF WHAT A HECM CAN HELP YOU DO

 * Purchase a new home to fit your lifestyle needs
 * Reduce monthly expenses by paying off existing mortgage
 * Enhance your cash flow
 * Create an emergency fund
 * Fund for home repairs or upgrades
 * Fund the expense for caregivers, live-in nurses, or other in-home care
 * Protect your retirement portfolio
 * Reduce monthly expenses by paying debt
 * Incorporate housing wealth into your retirement plan
 * Increase cash to help ensure monthly bills are paid
 * Reduce the burden of out-of-pocket healthcare costs
 * Have the cash for a large expense, such as a vacation or vehicle


ARTICLES

THE COMPLETE GUIDE TO REVERSE MORTGAGES

Read More about The Complete Guide to Reverse Mortgages

HOW TO APPLY FOR A REVERSE MORTGAGE

Read More about How to Apply for a Reverse Mortgage

RECORD INFLATION IS TAKING AIM AT RETIREMENT PLANS AS RETIREES EXPLORE OPTIONS

Read More about Record Inflation is Taking Aim at Retirement Plans as Retirees
Explore Options
Get Your Free Reverse Mortgage Guide Here!

Download the Guide

Wondering how many of your neighbors have a HECM or HECM for Purchase loan?

Find Out

View data on map

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