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 * About ▾
   * NRL Cares
   * Leadership
 * Find A Loan
 * Careers
 * Resources ▾
   * Mortgage Calculators
   * Our Process
   * Find A Branch
   * FAQs
   * Online Payment
   * Blog
 * Contact
   Log In


OUR PROMISE IS SIMPLE:

 * We Bring
 * Reliability Home

Apply Now


WHY CHOOSE NRL?

What we do is important, but what defines us is how we do it. We strive to earn
your business for life by doing things right and doing them well.


SPEED

We never miss a beat. We tackle complexities with expertise, making quick and
accurate decisions that help you get to closing and into your new home faster.
We provide proactive communication and support that keeps the process moving by
being accessible 24 hours a day, 7 days a week.


SELECTION

Love where you live with a loan that fits your life. Your NRL loan originator
takes the time to understand your needs, status and long-term goals to find the
loan that makes the most sense for you and your family. We offer a multitude of
loan programs and innovative lending solutions to make home ownership accessible
to more families.


SERVICE

We are a mortgage company made up of homeowners. Most of us at NRL have been
where you are right now, and we want to help you feel confident in navigating
the mortgage process. Simply put, we treat you the way we would want to be
treated. Every NRL associate involved in your mortgage process takes ownership
in providing enthusiastic, reliable service every step of the way.



Our Company


WE ARE NRL.

"Even though we’re a mortgage company, our loan programs aren’t our product. Our
true product is the experience we create for our borrowers. We differentiate
ourselves with the level of care and consideration we put into every
relationship. We never let ourselves forget that at the heart of every
transaction is a home, a family, and a life decision. We see every loan we close
as an opportunity to make a positive impact.”

– Ron Zach, President & Chairman of the Board


TESTIMONIALS

What did you like about our services?


APRIL 12, 2021

 * Michael C.
 * Communication Communication Communication from the entire team every step of
   the way. In addition to Communication, I felt each NRL employee who was
   working for me had my best interest in mind.
 * 


MARCH 31, 2021

 * Justin L.

 * Everything from the first contact to the last transaction was done with
   professionalism and courtesy. Thank you for making this process seamless.


FEBRUARY 20, 2021

 * Anna S.
 * Trustworthy, reliable and friendly.




LOAN TYPES

 * Conventional
 * FHA
 * VA
 * USDA
 * Jumbo
 * Other


CONVENTIONAL


3%

Down Payment Minimum


CONVENTIONAL LOANS

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional
programs come in a variety of options.

Learn More


FHA


3.5%

Down Payment Minimum


FHA LOANS

For flexible lending standards

The FHA's role is to financially back home loans to mitigate much of the risk of
non-payment and foreclosure from private lenders.

Learn More


VA


0%

Down Payment Minimum


VA LOANS

For our heroes in uniform

This program has been instrumental in assisting millions of American Veterans
and their families qualify for a home l

Learn More


USDA


0%

Down Payment Minimum


USDA RURAL LOANS

An alternative to city living

The USDA Rural Housing Guaranteed Loan Program provides financing to
low-to-moderate income families living in designated rural areas.

Learn More


JUMBO


3%

Down Payment Minimum


JUMBO LOANS

For big dreamers

A jumbo loan is one where the amount borrowed is greater than the loan limits
set by the Federal Housing Finance Agency (FHFA).

Learn More


OTHER


10%

Down Payment Minimums Vary


OTHER LOAN TYPES

For those with unique needs

We offer creative lending solutions with specialized and flexible guidelines to
fit varying needs and make more families eligible.

Learn More


BUYING WITH CERTAINTY GUIDE

The process of buying a home may seem daunting, but it doesn’t have to be.

We designed our guide to provide you with reliability and certainty during
unsure times to help you understand the lending process and exactly what to
expect.




NRL MORTGAGE

 * 1-800-675-6423
 * Mon-Fri 8am-5pm CST

 * 
 * 
 * 


ABOUT US

 * About NRL Mortgage
 * Leadership
 * NRL Cares


FIND A LOAN

 * Loan Programs


CAREERS

 * Join NRL
 * Operations
 * Loan Originators
 * Branches


RESOURCES

 * Our Process
 * Find A Branch
 * Mortgage Calculators
 * FAQs
 * Online Payment





 * Licensing
 * Terms of Use
 * Privacy Policy
 * NMLS Consumer Access
 * Texas Recovery Fund Notice
 * Feedback
   

1220 Augusta Drive, Suite 600, Houston, TX 77057 | NRL Mortgage | Equal Housing
Opportunity | Nations Reliable Lending, LLC © 2022. All Rights Reserved. 713
275-1300 | NMLS ID 181407.




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