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 * Home
 * About Us
   * Corporate Profile
   * Pioneering Roles
   * Our History
   * Our Vision & Mission
   * Our Core Values
   * Board of Directors
     * Herbert Wigwe, FCA -Chairman
     * Victor Etuokwu (Alternate Chairman)
     * Agada B. Apochi -Managing Director/CEO
       
     * Kennedy Uzoka, Director
     * Nneka Onyeali-Ikpe - Director
     * Dr. Adesola Kazeem Adeduntan, FCA –Director
     * Innocent Ike - Director
     * Shehu Abubakar - Independent Director
   * Management
     * Agada B. Apochi – Managing Director/Chief Executive Officer
       
       
     * Titilayo Olubiyi – Director, Financial Institutions
     * Ochanya Dan-Ugo – Director /Group Chief Risk Officer
     * Emmanuel Ejembi – Director/Group Chief Technology Officer
     * Felix Aiguosatile Edionwe – Group Head, Corporate Services
     * Vivian Uchenna Okolo – Group Head, Financial Institutions
 * Our Services
   * Processing Services
   * Merchant Services
   * Payattitude®
   * Payarena
   * Agency Network
     * UP Agency Network
     * UP Agent
     * UP Agent Manager
     * UP Super Agent
     * Training Materials
     * FAQs
   * Switching Services
   * Value Added Services
 * Customer Services
   * Call Centre
   * Frequently Asked Questions
   * Partner Banks
 * Support
 * Careers
 * Contact Us
   * Contact Us
   * Support

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LEADERSHIP AND INNOVATIONS

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SECURE AND FAST PAYMENT

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UP® otherwise known as Unified Payments or Unified Payment Services Limited is a
group of companies with services including Financial Technology, Banking,
Payment Scheme, Digital Commerce, Value Added Service, Payment Solutions,
Software Solutions, etc. The UP® Group comprises (i) UP® which is Nigeria's
premier financial technology service provider (ii) Hope PSBank which is
Nigeria's premier payment service bank (iii) Payattitude® which is a
digital-first payment scheme (iv) UP Digital which is a telecom value added
service provider; and (v) TM30 which is software solutions provider.

UP is owned by a consortium of leading Nigerian banks. Incorporated as SmartCard
Nigeria Plc, the Company was later known as ValuCard Nigeria Plc. Following the
decommissioning of our domestic card scheme and the diversification and
transformation into a scheme-neutral and financial and technology services group
of companies, the name of the company became Unified Payment Services Limited
otherwise known as UP® or Unified Payments®. The trademarks and brands of the UP
Group include UP®, Payattitude, Payarena, Payarena Mall, Payarena Verification,
Payarena VAS, Hope PSBank, UP Digital and TM30.

At UP®, we PRIDE ourselves in our mission statement of Professionalism, Respect,
Innovation, Dependability, and Execution. In demonstration of our
cross-enterprise alliances and capabilities, companies in the UP® group provide
diverse services to different businesses that offer similar or the same services
as our company and her subsidiaries or associates.

PROCESSING SERVICES

Whether your need is to implement a Debit, Prepaid or Credit Card Issuing
programme or you want to acquire these card products at your ATMs or through
Points of Sale devices

MERCHANT SERVICES

UP is an all-in-one or one-stop shop for bespoke and standard merchant services
enabling merchants, retailers and other businesses to grow and also delight
their customers.

PAYATTITUDE

Payattitude digital is a smart, trendy and convenient payments & financial
technology that enables subscribers to use just their phone number for
transactions at ATM, Web and POS...

PAYARENA

Payarena� is a value added services platform that offers customers access to
services which include purchase of Airtime (Virtual Top Up, Prepaid PINs etc)
for all Telcos in Nigeria...

SWITCHING SERVICES

Given our network of links with banks in Nigeria, UP is also able to provide
switching services between issuers, acquirers, schemes and other operators...

UP AGENCY NETWORK

UP Agency Network is the new frontier for Financial Inclusion in Nigeria. This
will not only bring financial services to the under-banked...

VIEW OUR COMMERCIAL AS SEEN ON TV

Press Releases:
   
 * UP bagged Visa digital badge for compliance
 * UP Pioneers Processing of National eID Cards
 * BoICT Awards
 * UP launches Payarena
 * UP becomes Global Payment Card Service Provider
 * Felix Edionwe, Group Head,
   Corporate Services receives Award
 * UP Goes Live on MasterCard Processing
 * Beacon of ICT Awards organized by Nigeria Communications
   Week Media
 * Businessday 2013 Banking Conference and Awards in Lagos
 * PayAttitude and UP deliver innovative solutions for
   retail payments

 * About Us
 * Directors
 * Management
 * Services

 * Processing Services
 * Merchant Services
 * Payattitude®
 * Payarena®

 * Customer Services
 * Contact Us
 * FAQs
 * Partner Banks

 * UP Privacy Policy
   

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Copyright UP.