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LEARN PROFESSIONAL TECHNIQUES TO REDUCE YOUR DEBT & AVOID BANKRUPTCY

The Debt Smasher System was developed to give every person the tools and secrets
that industry insiders use to save their clients, thousands and sometimes
hundreds of thousands of dollars. CREDIT CARD companies and DEBT CONSOLIDATION
companies do NOT want you to have this.

Explore More


ABOUT THE AUTHOR


J. ARNOLD

Arnold is a cum laude graduate of Georgetown University with a Bachelor of Arts
Degree in the Economics Honors Program and has a Juris Doctor Degree from the
University of Virginia School of Law.

The author has a lifetime of corporate and commercial law experience and
acquired the tools to be able to negotiate significant amounts of debt.
Partially retired from practice, he recently settled a large six-figure debt for
cents on the dollar.

He has written Debt Smasher to teach his secrets to the average person who is
drowning in debt and doesn’t see any way out.

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KNOWLEDGE IS POWER

Do you find yourself struggling with overwhelming debt? No matter what your
financial situation is or the challenges you are facing, our experienced
Attorney/Author can help you. With years of expertise in debt settlement, he can
guide you through proven techniques to reduce your debt and avoid the need for
bankruptcy. With a track record spanning several decades, he has settled
millions of dollars of debt for individuals and businesses, all while teaching
others how to do it themselves. Let us help you take control of your finances
and find a path to financial freedom.

You will learn the different types of debt and why a creditor or credit card
company would want to take a lesser amount amounting to cents on the dollar
rather than what you actually owe.

You will be guided through the process of how to reduce your debt and you will
be given specific instructions as to what to say on the telephone to your
creditors, bill collectors and collection agencies along with letters and
settlement agreements that you can send to them.

$17.95

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WHAT OUR READER`S SAY

CHRIS

“Excellent resource for folks dealing with too much debt. The author fully
understands the topic, which is part of the reason he is able to provide
practical, plain spoken, and specific advice for reducing your debt without
bankruptcy. I have never been a big fan of bankruptcy and, as a Florida lawyer,
I see the problems imbedded in the debt collection industry. For non-attorneys,
this book quickly demystifies the debt collection industry and how best to deal
with it.”

BRAD

“As a financial advisor for over 20 years, I have never read such a clearly
written and direct solutions based book on debt reduction. If you are someone
that is struggling to pay your bills, before you do anything else, I’d suggest
you read this book, it won’t take much time, but it’ll arm you with valuable
information, techniques, and tools. The author’s extensive experience and
research was eye opening, yet he gives you direct actionable solutions, you can
act upon. The book does a great job of discussing, what I believe are little
known alternatives to bankruptcy or debt consolidation services. And I can’t
stress enough, Solutions! The author tells you want to say/do, how to say/do it,
and who should say/do it. Step by step guidance for those struggling. Great
Book!”

KAY

“It is a quick read (start with the contents page.) The author explains
different situations, provides options, and shares practical experience, all in
simple terms. He distinguishes among legal, illegal, ethical, or unethical
practices by Creditors (or Debtors, so you don’t make money troubles worse!) Now
I understand why Creditors consider less than full payment.”

LARRY

“If you have ever been in debt (and which of us hasn’t), with no clear path to
solvency, then this would be the book for you. In the simplest layman’s terms,
the author gives tried and true measures that lawyers and debt resolution
experts have used to mitigate large portions of consumer debt for their clients.

The author, a lawyer himself, has been actively involved in debt resolution for
his clients for nearly 50 years. His methods work and the best part that they
cost you nothing but the price of this book to put into place. And most
important of all, they can be accomplished by you on your own without any
further assistance or cost for outside help. There is no person better equipped
to negotiate a settlement on your behalf than you yourself.

RUTH

“I am helping out a friend to get through a mountain of debt in the best way
possible. Unfortunately, my friend has gone through some rough times with
working in this crazy, inflationary economy, while having some health concerns.
However, she wanted to make a good faith effort to repay her creditors and not
simply declare bankruptcy. This book was extremely helpful in laying out the
process of debt settlement in simple terms, even going as far as giving you the
crucial wording to utilize. Thank you for this very beneficial guide!”

CHRIS

“Excellent resource for folks dealing with too much debt. The author fully
understands the topic, which is part of the reason he is able to provide
practical, plain spoken, and specific advice for reducing your debt without
bankruptcy. I have never been a big fan of bankruptcy and, as a Florida lawyer,
I see the problems imbedded in the debt collection industry. For non-attorneys,
this book quickly demystifies the debt collection industry and how best to deal
with it.”

BRAD

“As a financial advisor for over 20 years, I have never read such a clearly
written and direct solutions based book on debt reduction. If you are someone
that is struggling to pay your bills, before you do anything else, I’d suggest
you read this book, it won’t take much time, but it’ll arm you with valuable
information, techniques, and tools. The author’s extensive experience and
research was eye opening, yet he gives you direct actionable solutions, you can
act upon. The book does a great job of discussing, what I believe are little
known alternatives to bankruptcy or debt consolidation services. And I can’t
stress enough, Solutions! The author tells you want to say/do, how to say/do it,
and who should say/do it. Step by step guidance for those struggling. Great
Book!”

KAY

“It is a quick read (start with the contents page.) The author explains
different situations, provides options, and shares practical experience, all in
simple terms. He distinguishes among legal, illegal, ethical, or unethical
practices by Creditors (or Debtors, so you don’t make money troubles worse!) Now
I understand why Creditors consider less than full payment.”

LARRY

“If you have ever been in debt (and which of us hasn’t), with no clear path to
solvency, then this would be the book for you. In the simplest layman’s terms,
the author gives tried and true measures that lawyers and debt resolution
experts have used to mitigate large portions of consumer debt for their clients.

The author, a lawyer himself, has been actively involved in debt resolution for
his clients for nearly 50 years. His methods work and the best part that they
cost you nothing but the price of this book to put into place. And most
important of all, they can be accomplished by you on your own without any
further assistance or cost for outside help. There is no person better equipped
to negotiate a settlement on your behalf than you yourself.

RUTH

“I am helping out a friend to get through a mountain of debt in the best way
possible. Unfortunately, my friend has gone through some rough times with
working in this crazy, inflationary economy, while having some health concerns.
However, she wanted to make a good faith effort to repay her creditors and not
simply declare bankruptcy. This book was extremely helpful in laying out the
process of debt settlement in simple terms, even going as far as giving you the
crucial wording to utilize. Thank you for this very beneficial guide!”

CHRIS

“Excellent resource for folks dealing with too much debt. The author fully
understands the topic, which is part of the reason he is able to provide
practical, plain spoken, and specific advice for reducing your debt without
bankruptcy. I have never been a big fan of bankruptcy and, as a Florida lawyer,
I see the problems imbedded in the debt collection industry. For non-attorneys,
this book quickly demystifies the debt collection industry and how best to deal
with it.”

‹›



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