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educratsweb.com * Home * Contents * Pincode * IFSC * Bhakti Sagar * Video * Contact * Practice Set * Sign Up * Login EDUCRATSWEB.COM >> TIPS TO PROTECT SENIOR ADULTS FROM FINANCIAL SCAMS AND ABUSE × search Web Image Sort by: Relevance Relevance Date Powered by Google Übersetzer TIPS TO PROTECT SENIOR ADULTS FROM FINANCIAL SCAMS AND ABUSE Posted By ruso on Tuesday November 22 2022 198 Technology » Misc Tips to protect senior adults from financial scams and abuse You must have already known stories of people who, as they became elderly, had to face some situations of financial violence and extortion. These cases can happen within families or in financial institutions. And they are more common than we think. According to government´s data, financial violence against the elderly is the third most common type of violence against this segment. The first is psychological and the second is neglect. In a way, these types of violence may be interconnected. But how to identify what is an act of financial violence against the elderly? To begin with, any practice aimed at the illicit appropriation of the property of an elderly person is considered a crime. Therefore, financial violence includes actions such as forcing the elderly to sign a document or a power of attorney without his consent or without him knowing what it is about. Other examples are forcing the elderly person to change a will or contract, oblige the elderly to make a donation or coerce them to take out payroll loans and make loans and credit card debts. It is very common for the elderly to delegate the administration of their income to third parties without taking due care and without being aware of the rights imposed by law. Often, they even transfer assets at the request of family members. Anyone who commits financial violence against the elderly, appropriating goods or values, for example, can receive a penalty from 1 to 4 years, in addition to a fine, according to the Elderly Statute. Whoever retains a bank account´s card from an elderly person can face between 6 months and 2 years of detention and fine. Most cases of financial violence against the elderly are committed by their own family members. There is no specific profile of who is a victim or who commits. Experts have come across people who earn a minimum wage and suffer financial abuse from family members, and also people with a lot of resources who end up being duped. According to some experts, something essential for change is that new generations begin to realize the importance of greater planning for old age in every sense. People need to know that they are going to get old, that they will demand greater care and resources. There has to be planning in that sense, something people don’t do. A way to reduce financial abuse (view), psychological violence and neglect against the elderly would be to try to help them better understand their rights and promote more autonomy for them. Today there is a kind of infantilization of the elderly who, often, because of technology, has difficult access to information about his rights. In this sense, we need to promote and facilitate this access in this new context. When the elderly person has cognitive limitations, for example, there are legal resources that can be used. Before curatorship, which is a legal protection measure, we have another legal resource, which is supported decision-making. In this case, there are two people acting as supporters, helping the elderly in decision making. They are trusted by the elderly. If she sees that she starts to have certain difficulties, she can ask for these supporters. Financial violence against the elderly can involve a series of issues, and there is no single way forward. Family members need to think about prevention and protection measures to help. They need, within the family, to seek ways to protect the elderly. It is also important to seek help from consumer protection agencies if financial violence happened through banks and other credit institutions. In this sense, it is important to be aware that the financial system is a highly competent system in indebting people. That's why a consumer association or association of indebted and borrowers is really important. In this sense, pressure may be the way to solve it. Offering credit is easy and fast. But from the moment you default, it's aggressive harassment. In general, banks outsource to offices that start calling you daily with veiled threats. In this sense, some people who have suffered this kind of abuse from financial institutions affirm that you have to have support of all kinds because the threats are heavy. #Before #Elderly #Experts #Family #People #Statute. #That' #Therefore #Whoever #about. #abuseYou #access #according #account´ #across #acting #actions #addition #administration #adults #affirm #against #agencies #aggressive #already #another #appropriating #appropriation #assets #association #attorney #autonomy #became #because #better #between #borrowers #calling #certain #change #coerce #cognitive #commits #commits. #committed #common #competent #consent #considered #consumer #context. When #contract #credit #crime. #curatorship #debts. It #decision #decision-making. #default #delegate #demand #detention #difficult #difficulties #do. A #document #don&rsquo #donation #duped. According #elderly #elderly. #elderly. 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According #threats #threats. #through #transfer #trusted #understand #values #veiled #victim #violence #within #without Recommended for you NEWS, EDUCATIONAL N... educratsweb.com (HOSPITAL www.educratsweb.com ECOURTS SERVICES educratsweb.com 34 AMAZING FACTS ABOUT IN... educratsweb.com SATTA KING ONLINE RESULT B... educratsweb.com Dashboard - [login.php] educratsweb.com PAHILE PAHIL CHHATHI MAIYA... educratsweb.com SUBH SUKRAWAR (FRIDAY) : IMAGE... educratsweb.com AddThis * You May Like This * Misc News * SUBMIT GUEST POST ON OUR WEBSITE Requirement of Browser & Java Version for EPF Unified Portal Is Kubernetes Certification Worth It? What do software testing companies do? Services provided by Hattrick KHUSHI COMPUTER CENTER HARSORE Nearshore software development: what is it and what are its main benefits ? 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