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privacy policy


TERMS & CONDITIONS

Updated at 2021-12-22


GENERAL TERMS

By accessing and placing an order with lifenavigatoraid.org, you confirm that
you are in agreement with and bound by the terms of service contained in the
Terms & Conditions outlined below. These terms apply to the entire website and
any email or other type of communication between you and lifenavigatoraid.org.

Under no circumstances shall lifenavigatoraid.org team be liable for any direct,
indirect, special, incidental or consequential damages, including, but not
limited to, loss of data or profit, arising out of the use, or the inability to
use, the materials on this site, even if lifenavigatoraid.org team or an
authorized representative has been advised of the possibility of such damages.
If your use of materials from this site results in the need for servicing,
repair or correction of equipment or data, you assume any costs thereof.

lifenavigatoraid.org will not be responsible for any outcome that may occur
during the course of usage of our resources. We reserve the rights to change
prices and revise the resources usage policy in any moment.


LICENSE

lifenavigatoraid.org grants you a revocable, non-exclusive, non-transferable,
limited license to download, install and use the website strictly in accordance
with the terms of this Agreement.

These Terms & Conditions are a contract between you and lifenavigatoraid.org
(referred to in these Terms & Conditions as "lifenavigatoraid.org", "us", "we"
or "our"), the provider of the lifenavigatoraid.org website and the services
accessible from the lifenavigatoraid.org website (which are collectively
referred to in these Terms & Conditions as the "lifenavigatoraid.org Service").

You are agreeing to be bound by these Terms & Conditions. If you do not agree to
these Terms & Conditions, please do not use the lifenavigatoraid.org Service. In
these Terms & Conditions, "you" refers both to you as an individual and to the
entity you represent. If you violate any of these Terms & Conditions, we reserve
the right to cancel your account or block access to your account without notice.


MEANINGS


FOR THIS TERMS & CONDITIONS:

 * Cookie: small amount of data generated by a website and saved by your web
   browser. It is used to identify your browser, provide analytics, remember
   information about you such as your language preference or login information.
 * Company: when this policy mentions “Company,” “we,” “us,” or “our,” it refers
   to lifenavigatoraid.org, that is responsible for your information under this
   Terms & Conditions.
 * Country: where lifenavigatoraid.org or the owners/founders of
   lifenavigatoraid.org are based, in this case is United States Device: any
   internet connected device such as a phone, tablet, computer or any other
   device that can be used to visit lifenavigatoraid.org and use the services.
 * Service: refers to the service provided by lifenavigatoraid.org as described
   in the relative terms (if available) and on this platform.
 * Third-party service: refers to advertisers, contest sponsors, promotional and
   marketing partners, and others who provide our content or whose products or
   services we think may interest you.
 * Website: lifenavigatoraid.org."’s" site, which can be accessed via this URL:
   freemedicarepackage.com
 * You: a person or entity that is registered with lifenavigatoraid.org to use
   the Services.


RESTRICTIONS

You agree not to, and you will not permit others to:

 * License, sell, rent, lease, assign, distribute, transmit, host, outsource,
   disclose or otherwise commercially exploit the website or make the platform
   available to any third party.
 * Modify, make derivative works of, disassemble, decrypt, reverse compile or
   reverse engineer any part of the website.
 * Remove, alter or obscure any proprietary notice (including any notice of
   copyright or trademark) of lifenavigatoraid.org or its affiliates, partners,
   suppliers or the licensors of the website.


RETURN AND REFUND POLICY

Thanks for shopping at lifenavigatoraid.org. We appreciate the fact that you
like to buy the stuff we build. We also want to make sure you have a rewarding
experience while you’re exploring, evaluating, and purchasing our products.

As with any shopping experience, there are terms and conditions that apply to
transactions at lifenavigatoraid.org. We’ll be as brief as our attorneys will
allow. The main thing to remember is that by placing an order or making a
purchase at lifenavigatoraid.org, you agree to the terms along with
lifenavigatoraid.org."’s" Privacy Policy.

If, for any reason, You are not completely satisfied with any good or service
that we provide, don't hesitate to contact us and we will discuss any of the
issues you are going through with our product.


YOUR SUGGESTIONS

Any feedback, comments, ideas, improvements or suggestions (collectively,
"Suggestions") provided by you to lifenavigatoraid.org with respect to the
website shall remain the sole and exclusive property of lifenavigatoraid.org.

lifenavigatoraid.org shall be free to use, copy, modify, publish, or
redistribute the Suggestions for any purpose and in any way without any credit
or any compensation to you.


YOUR CONSENT

We've updated our Terms & Conditions to provide you with complete transparency
into what is being set when you visit our site and how it's being used. By using
our website, registering an account, or making a purchase, you hereby consent to
our Terms & Conditions.


LINKS TO OTHER WEBSITES

This Terms & Conditions applies only to the Services. The Services may contain
links to other websites not operated or controlled by lifenavigatoraid.org. We
are not responsible for the content, accuracy or opinions expressed in such
websites, and such websites are not investigated, monitored or checked for
accuracy or completeness by us. Please remember that when you use a link to go
from the Services to another website, our Terms & Conditions are no longer in
effect. Your browsing and interaction on any other website, including those that
have a link on our platform, is subject to that website’s own rules and
policies. Such third parties may use their own cookies or other methods to
collect information about you.


COOKIES

lifenavigatoraid.org uses "Cookies" to identify the areas of our website that
you have visited. A Cookie is a small piece of data stored on your computer or
mobile device by your web browser. We use Cookies to enhance the performance and
functionality of our website but are non-essential to their use. However,
without these cookies, certain functionality like videos may become unavailable
or you would be required to enter your login details every time you visit the
website as we would not be able to remember that you had logged in previously.
Most web browsers can be set to disable the use of Cookies. However, if you
disable Cookies, you may not be able to access functionality on our website
correctly or at all. We never place Personally Identifiable Information in
Cookies.


CHANGES TO OUR TERMS & CONDITIONS

You acknowledge and agree that lifenavigatoraid.org may stop (permanently or
temporarily) providing the Service (or any features within the Service) to you
or to users generally at lifenavigatoraid.org’s sole discretion, without prior
notice to you. You may stop using the Service at any time. You do not need to
specifically inform lifenavigatoraid.org when you stop using the Service. You
acknowledge and agree that if lifenavigatoraid.org disables access to your
account, you may be prevented from accessing the Service, your account details
or any files or other materials which is contained in your account.

If we decide to change our Terms & Conditions, we will post those changes on
this page, and/or update the Terms & Conditions modification date below.


MODIFICATIONS TO OUR WEBSITE

lifenavigatoraid.org reserves the right to modify, suspend or discontinue,
temporarily or permanently, the website or any service to which it connects,
with or without notice and without liability to you.


UPDATES TO OUR WEBSITE

lifenavigatoraid.org may from time to time provide enhancements or improvements
to the features/ functionality of the website, which may include patches, bug
fixes, updates, upgrades and other modifications ("Updates").

Updates may modify or delete certain features and/or functionalities of the
website. You agree that lifenavigatoraid.org has no obligation to (i) provide
any Updates, or (ii) continue to provide or enable any particular features
and/or functionalities of the website to you.

You further agree that all Updates will be (i) deemed to constitute an integral
part of the website, and (ii) subject to the terms and conditions of this
Agreement.


THIRD-PARTY SERVICES

We may display, include or make available third-party content (including data,
information, applications and other products services) or provide links to
third-party websites or services ("Third- Party Services").

You acknowledge and agree that lifenavigatoraid.org shall not be responsible for
any Third-Party Services, including their accuracy, completeness, timeliness,
validity, copyright compliance, legality, decency, quality or any other aspect
thereof. lifenavigatoraid.org does not assume and shall not have any liability
or responsibility to you or any other person or entity for any Third-Party
Services.

Third-Party Services and links thereto are provided solely as a convenience to
you and you access and use them entirely at your own risk and subject to such
third parties' terms and conditions.


TERM AND TERMINATION

This Agreement shall remain in effect until terminated by you or
lifenavigatoraid.org.

lifenavigatoraid.org may, in its sole discretion, at any time and for any or no
reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from
lifenavigatoraid.org, in the event that you fail to comply with any provision of
this Agreement. You may also terminate this Agreement by deleting the website
and all copies thereof from your computer.

Upon termination of this Agreement, you shall cease all use of the website and
delete all copies of the website from your computer.
Termination of this Agreement will not limit any of lifenavigatoraid.org's
rights or remedies at law or in equity in case of breach by you (during the term
of this Agreement) of any of your obligations under the present Agreement.


COPYRIGHT INFRINGEMENT NOTICE

If you are a copyright owner or such owner’s agent and believe any material on
our website constitutes an infringement on your copyright, please contact us
setting forth the following information: (a) a physical or electronic signature
of the copyright owner or a person authorized to act on his behalf; (b)
identification of the material that is claimed to be infringing; (c) your
contact information, including your address, telephone number, and an email; (d)
a statement by you that you have a good faith belief that use of the material is
not authorized by the copyright owners; and (e) the a statement that the
information in the notification is accurate, and, under penalty of perjury you
are authorized to act on behalf of the owner.


INDEMNIFICATION

You agree to indemnify and hold lifenavigatoraid.org and its parents,
subsidiaries, affiliates, officers, employees, agents, partners and licensors
(if any) harmless from any claim or demand, including reasonable attorneys'
fees, due to or arising out of your: (a) use of the website; (b) violation of
this Agreement or any law or regulation; or (c) violation of any right of a
third party.


NO WARRANTIES

The website is provided to you "AS IS" and "AS AVAILABLE" and with all faults
and defects without warranty of any kind. To the maximum extent permitted under
applicable law, lifenavigatoraid.org, on its own behalf and on behalf of its
affiliates and its and their respective licensors and service providers,
expressly disclaims all warranties, whether express, implied, statutory or
otherwise, with respect to the website, including all implied warranties of
merchantability, fitness for a particular purpose, title and non-infringement,
and warranties that may arise out of course of dealing, course of performance,
usage or trade practice. Without limitation to the foregoing,
lifenavigatoraid.org provides no warranty or undertaking, and makes no
representation of any kind that the website will meet your requirements, achieve
any intended results, be compatible or work with any other software, , systems
or services, operate without interruption, meet any performance or reliability
standards or be error free or that any errors or defects can or will be
corrected.

Without limiting the foregoing, neither lifenavigatoraid.org nor any
lifenavigatoraid.org's provider makes any representation or warranty of any
kind, express or implied: (i) as to the operation or availability of the
website, or the information, content, and materials or products included
thereon; (ii) that the website will be uninterrupted or error-free; (iii) as to
the accuracy, reliability, or currency of any information or content provided
through the website; or (iv) that the website, its servers, the content, or
e-mails sent from or on behalf of lifenavigatoraid.org are free of viruses,
scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of or limitations on implied
warranties or the limitations on the applicable statutory rights of a consumer,
so some or all of the above exclusions and limitations may not apply to you.


LIMITATION OF LIABILITY

Notwithstanding any damages that you might incur, the entire liability of
lifenavigatoraid.org and any of its suppliers under any provision of this
Agreement and your exclusive remedy for all of the foregoing shall be limited to
the amount actually paid by you for the website.

To the maximum extent permitted by applicable law, in no event shall
lifenavigatoraid.org or its suppliers be liable for any special, incidental,
indirect, or consequential damages whatsoever (including, but not limited to,
damages for loss of profits, for loss of data or other information, for business
interruption, for personal injury, for loss of privacy arising out of or in any
way related to the use of or inability to use the website, third-party software
and/or third-party hardware used with the website, or otherwise in connection
with any provision of this Agreement), even if lifenavigatoraid.org or any
supplier has been advised of the possibility of such damages and even if the
remedy fails of its essential purpose.

Some states/jurisdictions do not allow the exclusion or limitation of incidental
or consequential damages, so the above limitation or exclusion may not apply to
you.


SEVERABILITY

If any provision of this Agreement is held to be unenforceable or invalid, such
provision will be changed and interpreted to accomplish the objectives of such
provision to the greatest extent possible under applicable law and the remaining
provisions will continue in full force and effect.

This Agreement, together with the Privacy Policy and any other legal notices
published by lifenavigatoraid.org on the Services, shall constitute the entire
agreement between you and lifenavigatoraid.org concerning the Services. If any
provision of this Agreement is deemed invalid by a court of competent
jurisdiction, the invalidity of such provision shall not affect the validity of
the remaining provisions of this Agreement, which shall remain in full force and
effect. No waiver of any term of this Agreement shall be deemed a further or
continuing waiver of such term or any other term, and lifenavigatoraid.org."’s"
failure to assert any right or provision under this Agreement shall not
constitute a waiver of such right or provision. YOU AND lifenavigatoraid.org
AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SERVICES MUST
COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH
CAUSE OF ACTION IS PERMANENTLY BARRED.


WAIVER

Except as provided herein, the failure to exercise a right or to require
performance of an obligation under this Agreement shall not effect a party's
ability to exercise such right or require such performance at any time
thereafter nor shall be the waiver of a breach constitute waiver of any
subsequent breach.

No failure to exercise, and no delay in exercising, on the part of either party,
any right or any power under this Agreement shall operate as a waiver of that
right or power. Nor shall any single or partial exercise of any right or power
under this Agreement preclude further exercise of that or any other right
granted herein. In the event of a conflict between this Agreement and any
applicable purchase or other terms, the terms of this Agreement shall govern.


AMENDMENTS TO THIS AGREEMENT

lifenavigatoraid.org reserves the right, at its sole discretion, to modify or
replace this Agreement at any time. If a revision is material we will provide at
least 30 days' notice prior to any new terms taking effect. What constitutes a
material change will be determined at our sole discretion.
By continuing to access or use our website after any revisions become effective,
you agree to be bound by the revised terms. If you do not agree to the new
terms, you are no longer authorized to use lifenavigatoraid.org.


ENTIRE AGREEMENT

The Agreement constitutes the entire agreement between you and
lifenavigatoraid.org regarding your use of the website and supersedes all prior
and contemporaneous written or oral agreements between you and
lifenavigatoraid.org.
You may be subject to additional terms and conditions that apply when you use or
purchase other lifenavigatoraid.org's services, which lifenavigatoraid.org will
provide to you at the time of such use or purchase.


UPDATES TO OUR TERMS

We may change our Service and policies, and we may need to make changes to these
Terms so that they accurately reflect our Service and policies. Unless otherwise
required by law, we will notify you (for example, through our Service) before we
make changes to these Terms and give you an opportunity to review them before
they go into effect. Then, if you continue to use the Service, you will be bound
by the updated Terms. If you do not want to agree to these or any updated Terms,
you can delete your account.


INTELLECTUAL PROPERTY

The website and its entire contents, features and functionality (including but
not limited to all information, software, text, displays, images, video and
audio, and the design, selection and arrangement thereof), are owned by
lifenavigatoraid.org, its licensors or other providers of such material and are
protected by United States and international copyright, trademark, patent, trade
secret and other intellectual property or proprietary rights laws. The material
may not be copied, modified, reproduced, downloaded or distributed in any way,
in whole or in part, without the express prior written permission of
lifenavigatoraid.org, unless and except as is expressly provided in these Terms
& Conditions. Any unauthorized use of the material is prohibited.


AGREEMENT TO ARBITRATE

This section applies to any dispute EXCEPT IT DOESN’T INCLUDE A DISPUTE RELATING
TO CLAIMS FOR INJUNCTIVE OR EQUITABLE RELIEF REGARDING THE ENFORCEMENT OR
VALIDITY OF YOUR OR lifenavigatoraid.org."’s" INTELLECTUAL PROPERTY RIGHTS. The
term “dispute” means any dispute, action, or other controversy between you and
lifenavigatoraid.org concerning the Services or this agreement, whether in
contract, warranty, tort, statute, regulation, ordinance, or any other legal or
equitable basis. “Dispute” will be given the broadest possible meaning allowable
under law.


NOTICE OF DISPUTE

In the event of a dispute, you or lifenavigatoraid.org must give the other a
Notice of Dispute, which is a written statement that sets forth the name,
address, and contact information of the party giving it, the facts giving rise
to the dispute, and the relief requested. You must send any Notice of Dispute
via email to: . lifenavigatoraid.org will send any Notice of Dispute to you by
mail to your address if we have it, or otherwise to your email address. You and
lifenavigatoraid.org will attempt to resolve any dispute through informal
negotiation within sixty (60) days from the date the Notice of Dispute is sent.
After sixty (60) days, you or lifenavigatoraid.org may commence arbitration.


BINDING ARBITRATION

If you and lifenavigatoraid.org don’t resolve any dispute by informal
negotiation, any other effort to resolve the dispute will be conducted
exclusively by binding arbitration as described in this section. You are giving
up the right to litigate (or participate in as a party or class member) all
disputes in court before a judge or jury. The dispute shall be settled by
binding arbitration in accordance with the commercial arbitration rules of the
American Arbitration Association. Either party may seek any interim or
preliminary injunctive relief from any court of competent jurisdiction, as
necessary to protect the party’s rights or property pending the completion of
arbitration. Any and all legal, accounting, and other costs, fees, and expenses
incurred by the prevailing party shall be borne by the non-prevailing party.


SUBMISSIONS AND PRIVACY

In the event that you submit or post any ideas, creative suggestions, designs,
photographs, information, advertisements, data or proposals, including ideas for
new or improved products, services, features, technologies or promotions, you
expressly agree that such submissions will automatically be treated as
non-confidential and non-proprietary and will become the sole property of
lifenavigatoraid.org without any compensation or credit to you whatsoever.
lifenavigatoraid.org and its affiliates shall have no obligations with respect
to such submissions or posts and may use the ideas contained in such submissions
or posts for any purposes in any medium in perpetuity, including, but not
limited to, developing, manufacturing, and marketing products and services using
such ideas.


PROMOTIONS

lifenavigatoraid.org may, from time to time, include contests, promotions,
sweepstakes, or other activities (“Promotions”) that require you to submit
material or information concerning yourself. Please note that all Promotions may
be governed by separate rules that may contain certain eligibility requirements,
such as restrictions as to age and geographic location. You are responsible to
read all Promotions rules to determine whether or not you are eligible to
participate. If you enter any Promotion, you agree to abide by and to comply
with all Promotions Rules.

Additional terms and conditions may apply to purchases of goods or services on
or through the Services, which terms and conditions are made a part of this
Agreement by this reference.


TYPOGRAPHICAL ERRORS

In the event a product and/or service is listed at an incorrect price or with
incorrect information due to typographical error, we shall have the right to
refuse or cancel any orders placed for the product and/or service listed at the
incorrect price. We shall have the right to refuse or cancel any such order
whether or not the order has been confirmed and your credit card charged. If
your credit card has already been charged for the purchase and your order is
canceled, we shall immediately issue a credit to your credit card account or
other payment account in the amount of the charge.


MISCELLANEOUS

If for any reason a court of competent jurisdiction finds any provision or
portion of these Terms & Conditions to be unenforceable, the remainder of these
Terms & Conditions will continue in full force and effect. Any waiver of any
provision of these Terms & Conditions will be effective only if in writing and
signed by an authorized representative of lifenavigatoraid.org.
lifenavigatoraid.org will be entitled to injunctive or other equitable relief
(without the obligations of posting any bond or surety) in the event of any
breach or anticipatory breach by you. lifenavigatoraid.org operates and controls
the lifenavigatoraid.org Service from its offices in United States. The Service
is not intended for distribution to or use by any person or entity in any
jurisdiction or country where such distribution or use would be contrary to law
or regulation. Accordingly, those persons who choose to access the
lifenavigatoraid.org Service from other locations do so on their own initiative
and are solely responsible for compliance with local laws, if and to the extent
local laws are applicable. These Terms & Conditions (which include and
incorporate the lifenavigatoraid.org Privacy Policy) contains the entire
understanding, and supersedes all prior understandings, between you and
lifenavigatoraid.org concerning its subject matter, and cannot be changed or
modified by you. The section headings used in this Agreement are for convenience
only and will not be given any legal import.


DISCLAIMER

lifenavigatoraid.org is not responsible for any content, code or any other
imprecision.

lifenavigatoraid.org does not provide warranties or guarantees.

In no event shall lifenavigatoraid.org be liable for any special, direct,
indirect, consequential, or incidental damages or any damages whatsoever,
whether in an action of contract, negligence or other tort, arising out of or in
connection with the use of the Service or the contents of the Service.
lifenavigatoraid.org reserves the right to make additions, deletions, or
modifications to the contents on the Service at any time without prior notice.

The lifenavigatoraid.org Service and its contents are provided "as is" and "as
available" without any warranty or representations of any kind, whether express
or implied. lifenavigatoraid.org is a distributor and not a publisher of the
content

supplied by third parties; as such, lifenavigatoraid.org exercises no editorial
control over such content and makes no warranty or representation as to the
accuracy, reliability or currency of any information, content, service or
merchandise provided through or accessible via the lifenavigatoraid.org Service.
Without limiting the foregoing, lifenavigatoraid.org specifically disclaims all
warranties and representations in any content transmitted on or in connection
with the lifenavigatoraid.org Service or on sites that may appear as links on
the lifenavigatoraid.org Service, or in the products provided as a part of, or
otherwise in connection with, the lifenavigatoraid.org Service, including
without limitation any warranties of merchantability, fitness for a particular
purpose or non-infringement of third party rights. No oral advice or written
information given by lifenavigatoraid.org or any of its affiliates, employees,
officers, directors, agents, or the like will create a warranty. Price and
availability information is subject to change without notice. Without limiting
the foregoing, lifenavigatoraid.org does not warrant that the
lifenavigatoraid.org Service will be uninterrupted, uncorrupted, timely, or
error-free.


CONTACT US

Don't hesitate to contact us if you have any questions.

-Via Email: