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This website stores cookies on your computer. These cookies are used to collect
information about how you interact with our website and allow us to remember
you. We use this information in order to improve and customize your browsing
experience and for analytics and metrics about our visitors both on this website
and other media. To find out more about the cookies we use, see our Privacy
Policy.

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1 (833) JOIN-CHM
Member Access
 * How it Works
   * Health Cost Sharing
   * CHM Perks
   * Scenarios
   * About this Ministry
 * Programs
   * Individuals & Families
   * Groups & Organizations
   * Find Your Program Quiz
   * Add-Ons
 * Resources
   * Compare Healthcare Options
   * Health & Wellness
   * Member Stories
   * Calculate Monthly Costs
 * Join Now


 * How it Works
   * Health Cost Sharing
   * CHM Perks
   * Scenarios
   * About this Ministry
 * Programs
   * Individuals & Families
   * Groups & Organizations
   * Find Your Program Quiz
   * Add-Ons
 * Resources
   * Compare Healthcare Options
   * Health & Wellness
   * Member Stories
   * Calculate Monthly Costs
 * Join Now

Search for:

AN AFFORDABLE OPTION


A FAITH-BASED ALTERNATIVE TO HEALTH INSURANCE.

see your savingS


Anytime enrollment

No network restrictions

Values-based solutions

We’re not insurance

We’re the longest-serving biblical solution to satisfying your medical costs.


“CARRY EACH OTHER’S BURDENS, AND IN THIS WAY, YOU WILL FULFILL THE LAW OF
CHRIST.” [GALATIANS 6:2, NIV]

Founded in 1981, Christian Healthcare Ministries (CHM) is the nation’s original
health cost sharing ministry. We’re a ministry made for people like
you—Christians who expect more from their healthcare.

Our biblical community of members in all 50 states and around the world works
together to share (voluntarily pay) the burden of medical expenses as we put
Galatians 6:2 in action.

CHM shares 100% of eligible medical bills and overall has satisfied over $11
billion in members’ healthcare costs. With us, you can save on your healthcare
without giving up your freedom.


PROGRAMS FOR
EVERY STAGE OF LIFE

With average health insurance costs on the rise, it’s important to evaluate what
matters most. However, traditional insurance or healthcare plans aren’t your
only option. As an alternative to insurance, CHM has four different flexible
programs, each designed with you in mind.

Find your healthcare fit with options for every age or stage of life! Click to
compare insurance (or other healthcare options) to CHM’s programs and see how
the savings can start stacking up.

explore your options
“Being CHM members is a God-honoring way to steward our resources and is a
trusted way to provide medical care for our families while also helping other
believers.”
– Stephen Kendrick, Co-producer of award-winning Christian films


YOU DESERVE MORE FROM HEALTHCARE.

Average Monthly Cost (Individual)
$287

CHM Gold
$535

Average Health Insurance
Average Monthly Cost (Family)
$861

CHM Gold
$1079

Average Health Insurance

This Comparison Assumes Gold with CHM Plus

* Average Health Insurance (non-government subsidized).
* Average insurance information provided is for educational purposes only and is
based on estimates for premiums.
* Source: Heathcare.gov, USAToday.com, kff.org.

Transparent Pricing
Monthly costs range from $98 to $255, depending on which program you choose.
Experience
40+ years of compassionate service.
No Fees
No application or annual membership fees required.
Independently Accredited
CHM is an independently accredited and federally certified healthcare cost
option.
APPLY NOW

Connecting Christians like you with the right program to stay well.



HOW IT WORKS


COST SHARING MADE EASY

Healthcare cost sharing is a biblically based solution to satisfy your
healthcare costs while helping fellow members of the CHM family. Members
voluntarily send a monthly contribution to take care of their medical costs
while helping fellow believers.

There are no membership restrictions based on age, geographic location, or
health history. No member is ever removed from membership, nor is their monthly
contribution increased because of an expensive health condition.

DOWNLOAD INFO PACK
 1. 1
    Choose a healthcare provider
    
    The freedom to choose quality care—no network needed!

 2. 2
    Submit eligible bills
    
    Answer a few simple questions and upload medical bills within minutes.

 3. 3
    Receive funds
    
    Your CHM family takes care of your eligible medical bills. It’s that easy!

1-800-791-6225
127 Hazelwood Avenue
Barberton, OH 44203
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© 2024 Christian Healthcare Ministries. All rights reserved.
Also of Interest
 * Seven Ways to Be a good neighbor
 * Gain freedom over your healthcare options.
 * Christian leadership styles



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