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FOLLOW YOUR FINANCIAL DREAMS WITH CONFIDENCE.

Enjoy the freedom of EZChoice personal checking and get the essentials you need
with no monthly maintenance fee.1Disclosure number, please reference additional
details in the Disclosures section at the bottom of this page.

 There is no monthly maintenance charge, but other transaction and service fees,
including overdraft fees, may apply to this account.
Explore Checking


MORE CHOICES. MORE POSSIBILITIES.

Explore products and services designed to help you reach your goals.Disclosure
number, please reference additional details in the Disclosures section at the
bottom of this page.
Unless otherwise specified, all advertised offers and terms and conditions of
accounts and services are subject to change at any time without notice. After an
account is opened or service begins, it is subject to its features, conditions
and terms, which are subject to change at any time in accordance with applicable
laws and agreements. Please contact an M&T representative for details.
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THE SPOTLIGHT SHOP

Our Spotlight Shop highlights businesses from the communities M&T serves,
featuring everything from restaurants to retail. Check out which ones are
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BANKING WITH M&T

"Small business is the heartbeat of a community. M&T Bank is definitely
committed to independent businesses. They really worked with us from the
beginning. They are just as committed to our business as we are."Disclosure
number, please reference additional details in the Disclosures section at the
bottom of this page.Disclosure number, please reference additional details in
the Disclosures section at the bottom of this page.

Based on Greenwich Associates 2021 Small Business Banking Excellence Awards.
According to statistics released by the U.S. Small Business Administration (SBA)
for total approved loans through the SBA's 7(a) lending program during the
federal fiscal year ending 9/30/2022.
Laura and David Alima
Owners of the Charmery

M&T MOBILE BANKING


SIMPLE, ENCRYPTED AND ALWAYS IN YOUR POCKET.


SEND & RECEIVE MONEY


DEPOSIT CHECKS ON THE GO


AVAILABLE ON ANDROID AND IOS


MONITOR YOUR SPENDING HABITS

Mobile Banking

Multicultural Banking


REFLECTING OUR COMMUNITIES.

M&T is investing in the growth and sustainability of the businesses and
communities we serve, attracting and retaining diverse clients and colleagues
across our organization so we can truly reflect our multicultural communities.

Learn More
Partnering for Change in the Communities We Serve
$34.9 million
IN LOCAL GRANTS
$1.6 billion
IN COMMUNITY LOANS
> 50,000
EMPLOYEE VOLUNTEER HOURS

Volunteering


TIME IS OUR MOST VALUABLE ASSET.

When it comes to giving back, we prefer sharing our time with the people in our
community. Our employees receive 40 hours of volunteer time to share with the
organization that speaks to them.

Learn More


MORTGAGE ASSISTANCE PROGRAMS >



WE’RE HERE TO HELP. LEARN ABOUT THE PROGRAMS WE OFFER TO HELP YOU THROUGH YOUR
MORTGAGE AND HOME EQUITY LOAN HARDSHIP.




WHY BANK WITH M&T?

We understand what’s important. That’s why we’ve built a banking experience with
you in mind.

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DISCLOSURES:

 * Unless otherwise specified, all advertised offers and terms and conditions of
   accounts and services are subject to change at any time without notice. After
   an account is opened or service begins, it is subject to its features,
   conditions and terms, which are subject to change at any time in accordance
   with applicable laws and agreements. Please contact an M&T representative for
   details.
 * Based on Greenwich Associates 2021 Small Business Banking Excellence Awards.
 * According to statistics released by the U.S. Small Business Administration
   (SBA) for total approved loans through the SBA's 7(a) lending program during
   the federal fiscal year ending 9/30/2022.

 1.  There is no monthly maintenance charge, but other transaction and service
    fees, including overdraft fees, may apply to this account.




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Please note that:

 * The Third-Party Website is governed by a different set of terms and
   conditions and privacy policy than the M&T website and you should review
   those terms, conditions and privacy policy prior to reviewing the content of
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 * M&T is providing a link to the Third-Party Website as a convenience and does
   not necessarily control the content of, or endorse, the Third-Party Website,
   its owner/operator or any information, products or services that are made
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 * M&T makes no representations or warranties regarding the information,
   products or services provided through the Third-Party Website

Such Third-Party Website's owner/operator may be regulated by governmental
entities and laws that are different than those that regulate M&T.

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