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AVETRANI FINANCIAL


PERCY J AVETRANI


FINANCIAL ADVISOR

305-351-3389

201 Alhambra Cir Ste 703, Coral Gables, FL 33134


HomeWho We ArePlanningProducts & ServicesResources


WELCOME TO AVETRANI FINANCIAL


YOUR PARTNER FOR FINANCIAL SUCCESS.

If you’re like most of our clients, you’re already on pretty good financial
footing. You’re not positive about what a financial advisor would actually be
able to do for you. But you also have questions like…

 * I have more money coming in than I actually need to live off of. Shouldn’t I
   systematically be setting some of it aside somewhere?
   
   
 * I love my lifestyle today. I don’t want to slow it down, but how do I
   preserve it for the long haul?
   
   
 * I’ll contact an advisor when I need some insurance or to manage a stock
   portfolio. But who do I turn to if I need help figuring out how all this
   works together?


AS A TRUE PARTNER IN YOUR FINANCIAL PLAN,
OUR MISSION IS TO HELP YOU:

First, clarify your goals and dreams. Life is often so busy that we may have a
few ideas of what we are building or what we’d like the future to look like, but
we’ve never given ourselves permission to slow down and clarify what I’m most
passionate about.

Second, we will review your existing assets, investments, savings strategies and
insurance planning. Comparing your current planning against your dreams and
goals will help us identify where you stand - where you’re already on track,
where you’re behind and what changes we need to make to reorient your plan for
success.

On an ongoing basis, our team will review updates to your lifestyle, business,
career and financial position, ensuring we stay out ahead of any changes that
need to be made. As our industry changes, your situation changes or you’re
presented with new opportunities, you can feel confident that your team
at Avetrani Financial is ready to help.



If you’re a current client of our firm, know that we are so grateful for our
relationship with you. If you are considering hiring a financial advisor and
would like to learn more about who we are and what we do, please do not hesitate
to reach out.

Please contact Mimi Germain to learn more and schedule some time to meet with
our team.

Mimi Germain
Client Coordinator
miderve.germain@nm.com
305.351.3389




THE NORTHWESTERN MUTUAL DIFFERENCE




NO. 1 BEST LIFE INSURANCE COMPANY, 2021<SUP>1</SUP>

Best Life Insurance Company, 20211


TOP 10 WE'RE ONE OF THE TOP U.S. INDEPENDENT INVESTMENT
BROKER-DEALERS.<SUP>2</SUP>

We're one of the Top U.S. Independent Investment Broker-Dealers.2


$6.8B IN DIVIDENDS EXPECTED TO BE PAID TO POLICYOWNERS IN 2023.<SUP>3</SUP>

In dividends expected to be paid to policyowners in 2023.3


A++ AAA, AAA, AND AA+ - WE'VE EARNED THE HIGHEST FINANCIAL STRENGTH RATINGS
AWARDED TO LIFE INSURERS FROM ALL FOUR MAJOR RATING AGENCIES.<SUP>4</SUP>

AAA, Aaa, and AA+ - we've earned the highest financial strength ratings awarded
to life insurers from all four major rating agencies.4

1 ©2017-2021 and TM, NerdWallet, Inc. All Rights Reserved.

2 Ranking for Northwestern Mutual Investment Services, LLC. Measured by 2020
revenue. Sources: Financial Advisor and InvestmentNews, April 2021, Financial
Planning, August 2021.

3 Dividends are reviewed annually and are not guaranteed. Some policies may not
receive dividends in a particular year or years even while other policies
receive dividends. For universal life products, in lieu of dividends, experience
is reflected through changes to nonguaranteed charges and credits.

4 Northwestern Mutual continues to have the highest financial strength ratings
awarded to any U.S. life insurer by all four of the major rating agencies: A.M.
Best Company, A++ (highest), May 2021; Fitch Ratings, AAA (highest), December
2021; Moody's Investors Service, Aaa (highest), December 2021; S&P Global
Ratings, AA+ (second highest), July 2021. Third-party ratings are subject to
change. Ratings are for The Northwestern Mutual Life Insurance Company and
Northwestern Long Term Care Insurance Company.


BOOST YOUR FINANCIAL KNOWLEDGE.

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AMERICANS MAKE SUBSTANTIAL PROGRESS PAYING DOWN DEBT

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WHAT IS FINAL EXPENSE INSURANCE?

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HOW TO CHOOSE A WEALTH MANAGER

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FIND WHAT YOU'RE LOOKING FOR AT NORTHWESTERN MUTUAL


READY TO WORK TOGETHER?

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PERCY J AVETRANI


FINANCIAL ADVISOR

Let's connect

 * HOME

 * WHO WE ARE

 * PLANNING

 * PRODUCTS & SERVICES

 * RESOURCES

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305-351-3389

201 Alhambra Cir Ste 703, Coral Gables, FL 33134



To learn more about our products and services, visit NorthwesternMutual.com.

To learn more about Northwestern Mutual Investment Services, LLC and its
financial representatives, visit FINRA BrokerCheck.

Visit our Client Relationship Summaries (Form CRS) which provide brief
information about our firms that provide brokerage services and advisory
services.

Legal Notice|Online Privacy Statement|Customer Privacy Notice|Third Party
Links|Do Not Sell or Share My Personal InformationSecurities and Mutual Fund
orders can only be placed by phone or in person. We will not process orders sent
electronically, including but not limited to, communications sent via the
Internet, mobile and cellular technologies, and electronic mail. Also,
communications transmitted by you electronically represents your consent to
two-way communication by electronic means. If you receive communications in
error, please contact the senders and delete the material from any electronic
means on which it exists.

© 2023 The Northwestern Mutual Life Insurance Company. All rights reserved. 720
East Wisconsin Avenue, Milwaukee, Wisconsin 53202-4797 - (414) 271-1444.

Northwestern Mutual is the marketing name for The Northwestern Mutual Life
Insurance Company (NM) (life and disability Insurance, annuities, and life
insurance with long-term care benefits) and its subsidiaries, including
Northwestern Long Term Care Insurance Company (NLTC) (long-term care insurance),
Northwestern Mutual Investment Services, LLC (NMIS) (investment brokerage
services), a registered investment adviser, broker-dealer, and member of FINRA
and SIPC, and Northwestern Mutual Wealth Management Company® (NMWMC) (investment
advisory and trust services), a federal savings bank. NM and its subsidiaries
are in Milwaukee, WI.

Percy Joseph Avetrani uses Avetrani Financial as a marketing name for doing
business as a representative of Northwestern Mutual. Avetrani Financial is not a
registered investment adviser, broker-dealer, insurance agency or federal
savings bank. Percy Joseph Avetrani is an Insurance Agent of NM and NLTC.
Investment brokerage services provided as a Registered Representative of NMIS.
Investment advisory services provided as an Advisor of NMWMC.

The products and services referenced are offered and sold only by appropriately
appointed and licensed entities and financial advisors and representatives.
Financial advisors and representatives and their staff might not represent all
entities shown or provide all the products or services discussed on this
website. Not all products and services are available in all states. Not all
Northwestern Mutual representatives are advisors. Only those representatives
with "Advisor" in their title or who otherwise disclose their status as an
advisor of NMWMC are credentialed as NMWMC representatives to provide investment
advisory services.

Depending on the products and/or services being recommended or considered, refer
to the appropriate disclosure brochure for important information on the
Northwestern Mutual Wealth Management Company, its services, fees and conflicts
of interest before investing. To obtain a copy of one or more of these
brochures, contact your representative.

Percy Joseph Avetrani is primarily licensed in FL and may be licensed in other
states.

CA License: 0G69539
NPN: 8671333



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