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Sales Service Body Parts
Open Now!
423-875-2023
Mon: 9:00AM - 7:00PM Tue: 9:00AM - 7:00PM Wed: 9:00AM - 7:00PM Thu: 9:00AM -
7:00PM Fri: 9:00AM - 7:00PM Sat: 9:00AM - 6:00PM Sun: Closed
Contact Sales
First & Last Name *
Email Address *
Phone Number *
Message
Open Now!
423-875-2058
Mon: 7:30AM - 7:00PM Tue: 7:30AM - 7:00PM Wed: 7:30AM - 7:00PM Thu: 7:30AM -
7:00PM Fri: 7:30AM - 7:00PM Sat: 8:00AM - 5:00PM Sun: Closed
Contact Service
First & Last Name *
Email Address *
Phone Number *
Message
Open Now!
423-870-9573
Mon: 8:00AM - 5:30PM Tue: 8:00AM - 5:30PM Wed: 8:00AM - 5:30PM Thu: 8:00AM -
5:30PM Fri: 8:00AM - 5:30PM Sat: Closed Sun: Closed
Contact Body
First & Last Name *
Email Address *
Phone Number *
Message
Open Now!
423-870-4053
Mon: 7:30AM - 6:00PM Tue: 7:30AM - 6:00PM Wed: 7:30AM - 6:00PM Thu: 7:30AM -
6:00PM Fri: 7:30AM - 6:00PM Sat: 8:00AM - 5:00PM Sun: Closed
Contact Parts
First & Last Name *
Email Address *
Phone Number *
Message
Open Now! Today's Hours: 9:00AM - 7:00PM
5348 TN-153 • Hixson, TN 37343
Sales: 423-875-2023
Service: 423-875-2058
Body: 423-870-9573
Parts: 423-870-4053
5348 TN-153
Hixson, TN 37343
View Map
Sales: 423-875-2023
Sales: 423-875-2023
Service: 423-875-2058
Body: 423-870-9573
Parts: 423-870-4053
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* Home
* New Inventory
* New Inventory
* Schedule Test Drive
* Custom Order
Car SUV Truck Van
New Ford By Model
Bronco 30
Bronco Sport 49
Edge 2
Escape 9
Expedition 3
Expedition Max 7
Explorer 18
F-150 97
F-150 Lightning 3
F-250SD 32
F-350SD 4
Maverick 12
Mustang 7
Mustang Mach-E 1
Ranger 4
Transit-150 6
Transit-250 5
Transit-350 1
* Specialty Vehicles
* All Specialty Inventory
* ROUSH Performance Vehicles
* About ROUSH Performance
* Black Widow Trucks
* Raptor
* Custom Lifted Ford Trucks
* Shelby
* Pre-Owned Inventory
* Pre-Owned Inventory
* Used Specials
* Under $12k
Car SUV Truck Van
Used Ford By Model
Bronco 3
Edge 6
Escape 3
Expedition 2
Expedition Max 2
Explorer 8
F-150 15
F-250SD 2
F-350SD 4
F-450SD 1
Fusion 2
Maverick 1
Ranger 3
Transit-250 3
Transit-350 1
Used By Make
Audi 2
BMW 1
Chevrolet 6
Dodge 1
Ford 56
Honda 1
Hyundai 1
INFINITI 1
Jeep 8
Kia 4
Mazda 1
Mercedes-Benz 1
Mitsubishi 1
Nissan 5
Ram 1
Toyota 14
Volkswagen 2
* Quick Quote
* Value My Trade
* Locate A Vehicle
* Financing
* Apply Now
* Buy vs. Lease
* Credit Score Estimator
* Special Offers
* New Specials
* Regional Incentives
* Ford Military Discount
* Ford College Discount
* Service & Parts
* Service
* Mobile Service
* Schedule Service
* Tire Finder
* Manufacturer Service Specials
* Genuine Ford Parts and Services
* Genuine Ford Brake Pads Rotors and Calipers
* FordPass
* Contact
* About
* Map & Directions
* Employment
* Our Team
* Areas We Serve
Welcome To Marshal Mize Ford
396 Total New, Used, & Certified Vehicles
290
New Vehicles
View Inventory →
New
Specials
View Specials →
106
Used Vehicles
View Inventory →
Used
Specials
View Specials →
NEW AND USED FORD DEALER FEATURING ROUSH PERFORMANCE, SCA PERFORMANCE & SHELBY
SPECIALTY VEHICLES IN HIXSON, TN NEAR CHATTANOOGA | MARSHAL MIZE FORD
If you are on the hunt for a full-service car dealership that will cater to all
your sales, service, and parts needs, we would be honored to have you visit us a
Marshal Mize Ford, located at 5348 TN-153 in Hixson, TN. We are dedicated to
offering superb customer service to everyone who walks through our doors. When
you shop with us, you'll be working with a fantastic team of automotive
professionals. Whether you are looking for a new Ford car, truck, or SUV, a used
vehicle, or you need exceptional service or parts, we will do everything we can
to make sure you are satisfied.
BUYING VS LEASING YOUR NEW FORD VEHICLE
Deciding whether to buy or lease your new Ford vehicle can be a difficult
decision for many drivers. After all, there is a lot of misinformation out there
about each option. When you want to make sure you are getting the most accurate
information so you can make an educated decision about your auto financing, the
finance center at Marshal Mize Ford is the place to be. We can help you
determine whether buying or leasing is right for you.
Many of those who choose to enter a Ford lease agreement do so because they
enjoy the benefits that come with the option. Some of the perks to deciding to
lease your new Ford car, truck, or SUV include:
* Always being able to have the latest features in your driving experience
* A low monthly payment on a new Ford vehicle
* Having protection under the manufacturer's warranty while the vehicle is in
your possession
While leasing is growing in popularity, there are still many people who find
that financing their next vehicle is what suits them best. Like a Ford lease,
there are many advantages of deciding to go with a car loan. Some of them
include:
* No damage fees at lease turn in if you end up with some scrapes and dents
* Mileage limits are of no concern
* The equity you get in your car when you pay off your auto loan can be used
toward a new vehicle
CHECK OUT THE USED INVENTORY
There is a lot of value to be found in buying a used car, truck, or SUV. For
those customers looking to get the most out of the money they are spending on
their vehicle purchase, it can mean getting access to features that were not in
your price range if you went with something new. At Marshal Mize Ford, we have a
huge selection of pre-owned vehicles.
Drivers can peruse our wide selection of Certified Pre-Owned (CPO) Ford
vehicles, complete with their 12-month/12,000-mile Comprehensive Limited
Warranty and their seven-year/100,000-mile Powertrain Limited Warranty. Our
dealership is not only the place to get a used Ford car, however.
When you shop our pre-owned lot, you can find used cars from a vast array of
other manufacturers. Car shoppers will find a variety of makes and models when
they are looking to buy their next pre-owned vehicle from us.
GET EXCEPTIONAL AUTO SERVICE AND REPAIRS
Are you looking for a service center that you can trust with the health of your
vehicle? Do you want the comfort in knowing there is an experienced team
handling your car service and auto repairs? Our dealership has a service team
that employs a number of factory-trained, Ford-certified service technicians.
They will be able to take care of any job you need, from simple oil changes to
the tougher engine repairs. We can service any make and model, so you can come
visit us, even if you don't own a Ford vehicle. In addition, we have a dynamite
parts center than can get you the auto parts and accessories you need to get
your do-it-yourself project done.
Marshal Mize Ford, in Hixson, TN, wants to earn your sales, service, and parts
business. Reach out to a member of our team by phone, e-mail, or chat to
experience our top-notch customer service for yourself.
Get Directions to Marshal Mize Ford
Go Now
Dealership FAQs
Dealership FAQs
Does Marshal Mize Ford sell used cars?
Yes. Buying a clean, affordable used car on our lot at a great price is easy.
Simply browse our expansive online inventory and you'll see precisely why
Marshal Mize Ford is the first name so many turn to in Chattanooga when the time
comes.
Why should I buy a used car from Marshal Mize Ford?
Because so many other discerning car shoppers in Chattanooga turn to us first.
For some, the allure of shopping with us comes from our outstanding selection of
quality used cars and our affordable pricing that always puts your budget first.
For others, our respectful team and a shopping environment that places a
priority on your comfort and satisfaction serves as the cherry on top.
When paired with our plethora of positive customer reviews, the above benefits
of buying a used car from Marshal Mize Ford make one thing readily apparent: You
will always find the most enjoyable and budget-friendly used car shopping
experience in Chattanooga at our friendly and clean used car lot.
Does Marshal Mize Ford offer used car specials?
Yes. Check out the latest deals on our used car specials page and see for
yourself just how much we can save you on the stellar used car, truck, or SUV
you've always wanted.
Am I getting the best price in and around Chattanooga?
Absolutely. Whether you are celebrating a recent graduation, a new job, or you
have a new baby on board, one thing always remains the same: We have the most
fantastic prices in Chattanooga on quality cars, trucks, and SUVs. Our team
takes an extreme amount of pride in delivering this massive amount of value
directly to you during whichever major life event brings you to our showroom
floor, so you can shop with confidence knowing that you really are getting the
best price possible on the vehicle that piques your interest.
How do I pick the right used car to buy?
It's easy with Marshal Mize Ford on your side. We have helped thousands of used
car buyers with this process over the years, and the best place to start is by
considering the particulars of your unique situation. Are you interested in the
utility of a pickup, the ample legroom of an SUV, or the eco-friendly gas
mileage of a compact car or sedan to help lower the cost of fuel that comes with
your daily commute?
Once you have spent some time pondering these questions, browse our expansive
online inventory or call 423-875-2023. From here, we will be more than happy to
assist you in exploring all of your options and help ensure that you drive away
from our used car lot with a smile on your face and in a used car that suits you
perfectly.
Will Marshal Mize Ford pressure me into buying a car I'm not sure about?
No. Your comfort and satisfaction are our primary focus, so you can shop with
confidence knowing that you are in complete control of this process from start
to finish. Our sales team has a sterling reputation based on our commitment to
always doing right by local car shoppers, which is why so many individuals in
Chattanooga proudly consider themselves customers for life.
What if Marshal Mize Ford doesn't have the used car I want?
We are dedicated to sourcing quality used vehicles for all of our customers, so
let us know what you are in the market for and we'll get to work immediately on
finding your preferred used car through our expansive dealer resource network.
Use our handy used car locator service today and you'll soon find yourself
driving home in your dream car, truck, or SUV.
Can I compare used cars for sale?
Yes, and it only takes a couple of clicks to leverage the power of our useful
comparison tool. For each vehicle you would like to compare side-by-side, click
the button labeled "Compare" on the vehicle details page, or the comparison
arrows icon for the associated vehicle on the list page you are currently
viewing.
Once you are done selecting all of the vehicles you want to review, click the
"My Compared Vehicles" button located in the toolbar at the top of every page on
our site and then the option labeled "View Compared Vehicles". After doing this,
you'll find yourself on a custom, private page generated exclusively for you
that compares the important specs and details related to you hand selected
assortment of vehicles that appeal to you.
How do I know Marshal Mize Ford's used cars for sale are reliable?
All incoming used cars undergo a rigorous inspection process that ensures our
vehicles meet — and exceed — your expectations. Holding our inventory to the
highest standards possible guarantees that you enjoy peace of mind and
comfortable travel.
Can I schedule a test drive at Marshal Mize Ford?
Yes, and it only takes a moment to schedule an appointment. Call 423-875-2023
and we will get you on the books for a complimentary test drive of whichever
vehicle piques your interest and offer guidance to you along every step of the
way until you find the ideal car that fits your unique needs.
Do I need to test drive a car before I buy it?
We highly recommend taking advantage of this complimentary service. Feeling good
about buying a quality used car, truck, or SUV that will last you long into the
future requires being completely comfortable with the vehicle that intrigues
you. Our experts transportation consultants are happy to schedule a quick test
drive so that you can proceed with confidence when the time comes to finalize
this major decision.
When is the best time to come shop at Marshal Mize Ford?
Anytime during our normal operating hours. We always have a friendly and helpful
car consultant available to help you find the right car or truck that fits your
routine. Feel free to stop by at any convenient time for you, or give us a call
at 423-875-2023 to schedule an appointment so we can be ready to drive the car
you're looking at when you get here. Either way, you'll find that shopping at
Marshal Mize Ford is always a pleasant and convenient experience.
Will Marshal Mize Ford deliver the vehicle I purchase?
Our team is always looking for new and exciting ways to provide even more value
to our customers, so we would love to work with you and see if we can
accommodate this request. We are always ready and waiting to go over important
details regarding this process (including your proximity to our Chattanooga
location, preferred delivery date, and vehicle weight), so call 423-875-2023
today and we will work hard on your behalf to find the best possible way to
fulfill your desired vehicle delivery.
Can I see a vehicle history report?
Yes. Transparency is a cornerstone of our car buying experience, so our friendly
sales team is pleased to provide you with an accurate and up-to-date vehicle
history report covering every vehicle that piques your interest in our
inventory. Each used car sold on our lot adheres to a strict commitment to
quality and reliability, so shop with confidence knowing that a complimentary,
comprehensive vehicle history report that confirms this sterling standard is
always available for you at Marshal Mize Ford.
What if I am not happy with the car I purchased?
We are committed to your satisfaction throughout each phase of the car buying
process — even after you sign on the dotted line. Our team is only a quick phone
call away, and we will do everything in our power to allay any concerns you
might have regarding your recently purchased used car, truck, or SUV. This way,
you can keep riding around Chattanooga in style and enjoy all of the benefits
that come with upgrading your daily driver.
Does Marshal Mize Ford sell new Ford vehicles?
Yes, we proudly offer the latest exciting, feature-rich vehicles straight from
Ford. As soon as you pick out your dream Ford vehicle, you can count on our
friendly team to work out the details. If you're a new Ford shopper in
Chattanooga, there is plenty to love about our blend of outstanding selection,
premium service, and impressive financing.
Why should I buy a new Ford vehicle?
Buying a new Ford from us is the easiest and most convenient way to get the
biggest bang for your buck when upgrading into an exciting new vehicle. Known
for their reliability, performance, and affordability, Ford vehicles are the
cream of the crop in the automotive world and sure to turn heads here in
Chattanooga.
Owning one of these fine automobiles is also the ultimate opportunity to save a
ton of money and enjoy the confidence that comes with parking your dream car in
your garage. If you're in the market for a major upgrade to your daily routine,
come on in and we'll find a way to make it happen.
Do new Ford vehicles come with a warranty?
Yes. Ford wants you to be more than satisfied long after you roll off of our lot
in your stunning new car, which is why each and every award-winning new Ford we
sell comes with a plethora of protections via a copious warranty program. For
more information about the warranty and safeguards that come with a new Ford,
call 423-875-2023 or come on in to talk to one of our friendly consultants.
Can Ford work with me on the price of a new Ford vehicle?
Yes. Getting you behind the wheel of the Ford you want is one of our favorite
things to do. Every shopper comes from a unique financial background, so we take
pride in being flexible with financing. Let us work our magic to find you a
comfortable solution that works for you. It's easy, convenient, and we can get
it done quickly.
What are the benefits of buying new versus buying used?
This is a great question. Marshal Mize Ford has years of experience spotlighting
the advantages related to these two choices, so here's a quick overview.
Buying a new car is a great idea if:
* You like driving new cars.
* You want the latest and greatest in terms of safety technology.
* Cutting-edge infotainment and connectivity with your smart devices is a top
priority.
* You like the confidence that comes with being protected by a Ford warranty.
* You want the lowest interest rate possible.
* You want to take advantage of new car incentives directly from Ford.
Buying used is probably the right call if:
* The budget-friendly nature of pre-loved cars appeals to you.
* You want to get more bang for your buck and are seeking a gently used premium
option.
* Keeping your car insurance rates low is important to you.
* You want to take advantage of Marshal Mize Ford's commitment to reliability
through our in-depth inspection, repair, tune-up, and detail process.
Why choose Marshal Mize Ford over the competition?
Because you want to feel respects and choose from one of the best selections of
reliable vehicles that in or around Chattanooga. Or because you want to take
advantage of customer-first, affordable pricing. Maybe because leaning on the
assistance of friendly professionals who can cater to your unique situation and
help guide you through the search for the right vehicle is an invaluable asset
to have on your side during this major moment in your life.
Simply put, because you — like other discerning shoppers — deserve to enjoy all
of the benefits that come with shopping at the most trustworthy dealership in or
around Chattanooga.
Why should I buy from Marshal Mize Ford?
Buying a car from us is all about maximizing your return on this major
investment. Our friendly sales professionals always put your needs first, and
will help you navigate our expansive selection of reliable, affordable, and
alluring cars and trucks. At Marshal Mize Ford, we've crafted a shopping
experience that makes finding your perfect car straightforward and downright
fun!
What are Marshal Mize Ford's hours?
Marshal Mize Ford's current hours of operation can be found on our contact
page. Our business hours are subject to change throughout the year based on
seasonal considerations. We stay open long hours so that serving your travel
needs is as convenient as possible.
Where is Marshal Mize Ford located?
We are always a phone call and typically just a short drive away. We stay
vigilant in service and we are always ready to help you upgrade your daily
driver. To make planning out a quick trip to our showroom floor even easier, you
can find our official address for your GPS or map app below.
5348 TN-153
Hixson, TN 37343
How can I get a hold of someone at Marshal Mize Ford?
With a quick and friendly phone call. Dial 423-875-2023 when you are ready to
tap into the expertise of our team and we will help you get to cruising the
streets in the perfect vehicle for you.
What kind of loan rates does Marshal Mize Ford offer?
Marshal Mize Ford is committed to offering you the most competitive financing
rates possible in Chattanooga. How do we do this? By working with lots of
lending institutions and being flexible regarding your credit history, loan
terms, and past financial hardships or considerations, we are able to provide
access to impressively low rates that put you behind the wheel of your dream car
and still keep your bank account happy along the way.
Want to learn more about your specific loan rate? It's easy, call 423-875-2023
today.
Can I finance my taxes, registration, and other fees?
Yes. Nearly all car loans bundle the taxes, registration fees, and other
expenses into the loan. This is a great way for savvy shoppers to reduce the
upfront expenditure associated with buying a car and registering it.
Can I include the cost of service contracts, GAP insurance, accessories, and
other vehicle related items in the total amount that I finance?
Yes. We know that being flexible with financing additional services over time
goes a long way toward making the car-buying process more convenient and relaxed
for everyone.
If you would like to take advantage of optional upgrades when financing your
next car, truck, or SUV, let us know when you come in and we will be happy to
help you spread out the cost of over the term of your loan.
Can I get financed with no money down?
Yes. Marshal Mize Ford offers zero down payment financing to qualified buyers.
Let us know that you want to consider this option when the time comes to apply
for a loan and we will help you get it done.
Can I get financed if I don't have good credit?
Yes, we do it everyday. We work with lots of different lenders to help people
from all walks of life get into suitable cars and trucks. We shop your loan on
your behalf which pits the banks against each other and gets you the best
possible rate, regardless of your credit history.
Can Marshal Mize Ford help me get a loan if I have no credit history?
Yes. Connecting first-time buyers with the loan they need to purchase a new or
used car is one of our many specialties. Call 423-875-2023 today and we will be
happy to lay out how our approach makes financing easy and simple for newer and
first-time car buyers.
Can Marshal Mize Ford help me get a car loan if I have recently gone through a
bankruptcy?
Good question. We've helped many customers in this situation secure the
financing they need to get into a reliable and affordable used car. Thanks to
our easy loan application process, all it takes is a few minutes to get the
process started. We can often leverage our large network of banks to find a
trusted partner that will make an exception if your life situation has improved
markedly since the hiccup.
Can Marshal Mize Ford help me get financed if I am disabled or on Social
Security?
Yes. Getting approved for the right loan as a person receiving disability and
Social Security disbursements is a piece of cake with our helpful finance
experts on your side. Many lending institutions consider these payments as
sources of income when determining the type of loan you qualify for and the
loan's total value — a crucial fact that greatly improves your terms when you
are approved for financing.
Can I get approved for a loan if I am self-employed?
Getting approved for a loan as a self-employed tax payer is a simple matter.
Income verification will be the key to your success. Once we review a the
documents that verify your income such as your tax returns, bank statements, or
canceled checks, you'll find that getting approved is simple, straightforward,
and convenient.
Can Marshal Mize Ford help me obtain financing if I recently changed jobs?
Yes. Starting a new job can be an exciting time. Let us help you make this big
moment even sweeter by connecting you with the right loan on your next vehicle.
Your employment status is just one of the myriad factors that go into the loan
approval process, so if you recently upgraded into a better position at a new
company you can apply with confidence knowing that our financing team are
prepared to secure a great loan at the lowest interest rate possible.
Can Marshal Mize Ford finance my loan if I am a first-time buyer?
Helping guide first-time car buyers through this important — and exciting —
event is one of our specialties. Let our trustworthy and friendly team take the
lead on this for you and you will soon see why so many first-time buyers in
Chattanooga lean on us when the time comes to finance an affordable and reliable
new or used car with budget-friendly payment.
What if I owe more than my car is worth?
Commonly called under water, or upside down, in an inequity position, or buried,
our finance team has seen it before. We leverage many years of professional
experience assisting shoppers through this situation. It starts with a fair
offer to buy your trade-in.
We can typically roll any inequities into the new loan which means that we pay
off the difference and you start a new loan on the new car. This way you can
drive home in style in the car or truck that you really want.
Do I have to have a job to get financed at Marshal Mize Ford?
Being employed is one of a host of factors that will go into any car loan
approval process. Our team of experts can do what they do best and work hard to
secure you the perfect loan for your unique situation, but you're still going to
have to pay it back. Banks like to see a steady history of income and you'll
need to be clear about your other sources of income and how you intend to pay
back the loan without a job.
Can Marshal Mize Ford provide quote on my trade-in's value?
Yes. Securing access to seller-friendly offers on trade-in vehicles in
Chattanooga starts with calling 423-875-2023 for a quick chat about your car.
For shoppers who prefer to keep things digital, check out our friendly trade
appraisal tool to request a quote on your trade-in vehicle and the insight of
our expert team of vehicle appraisers.
How does Marshal Mize Ford determine my vehicle's trade-in value?
With the utmost care and consideration. We make it a point to provide the most
customer-friendly trade-in experience imaginable. We are happy to make a fair
offer on any vehicle you want to trade toward your next car. This commitment to
going above and beyond is why local car buyers shop with confidence at Marshal
Mize Ford.
Can I sell you my used car even if I don't make a purchase?
Yes. We are always ready and willing to buy your car for a fair amount and our
check is good today.
Can I get pre-approved for a loan at Marshal Mize Ford?
Finding out if you qualify for loan is fast and has no impact on your credit
score. Use our quick pre-approval tool.
Do I have to get financed for a loan via Marshal Mize Ford?
If you prefer to work with your personal bank on the financing, we are eager to
help you pick out the perfect car, truck, or SUV for you. Before you make your
final decision, we would suggest that you connect with our financing team to see
if we can find a better rate or more favorable terms.
Why should I get financed at Marshal Mize Ford?
The short answer? It's easy, convenient, and it's the best option. We employ a
swift process that keeps your interest rate and fees low. We work hard to find
the best loan terms and our team makes a point to keep you in the know from
start to finish.
How much should my down payment be?
Conventional wisdom suggests that putting down 20 percent of the total cost of
the car at signing is a smart idea. However, your unique situation may require
something different, and that is always fine by us.
What is gap insurance?
Gap insurance is an form of protection that provides insurance coverage for the
remainder of your auto loan should an accident or collision completely total
your vehicle. Gap insurance kicks in to safeguard your credit in the event of
the total loss of your car and pays off the negative equity in your loan if you
owe more than the depreciated value of your vehicle.
Do I really need gap insurance?
Gap insurance is a great asset to have on your side if you:
* Made a small down payment.
* Selected a loan term with a 48-month or longer duration.
* Plan on putting more mileage on your vehicle than the average driver.
* Value the confidence that comes with complete financial protection.
Do I need a co-signer?
Having a co-signer can make getting approved for a loan easier because of the
combined credit score, income, and financial history. To determine if this is
the best fit for you, let our team of experts leverage their years of experience
to provide a hand as you consider your options.
Do I need an appointment to meet with a financing specialist at Marshal Mize
Ford?
Walk-in customers are always welcome, come on in and sit down for a chat
regarding your car loan financing options at a time convenient for you. You can
also call ahead to schedule an appointment with a friendly team member.
Will I be at the dealership all day signing paperwork to get my loan?
We make the process fast and easy. Our goal is to get you behind the wheel of
your dream car as soon as possible. You can count on us to have everything ready
when you come in to pick up your new car.
What does "LTV" stand for?
The loan-to-value (LTV) ratio is a tool used by lenders to represent the amount
of money owed on your loan relative to the value of your vehicle. For example,
if you currently have a loan for $15,000 on a vehicle that is worth $20,000,
your LTV is 75%.
If you owe more than your current vehicle is worth, your LTV will need to be
addressed. Marshal Mize Ford has decades of experience assisting car shoppers
through this exact situation.
What does "PTI" stand for?
The payment-to-income (PTI) ratio is a percentage that describes your car
payment in relation to your pre-tax income. As an example, if your monthly car
payment is $300 and your gross monthly income is $3,000, then your PTI is 10%.
Lenders usually look for a PTI that sits at around 15% when considering how
large to make a loan, but this is just one of a host of factors that go into the
process of securing the best financing options your unique situation.
What does "DTI" stand for?
The debt-to-income (DTI) ratio represents all of your monthly debt divided by
your monthly income. Credit card payments, mortgage payments, and other
recurring expenses are factored into this metric, which most lenders suggest
keeping at or below 50%.
What does "POI" stand for?
"POI" stands for proof of income and is a metric that helps our associated
lenders verify your stated income during the loan application process. Some
common examples of proof of income include:
* Pay stubs
* Bank statements
* Last year's federal tax return
* Form W-2
What does "POR" stand for?
"POR" stands for proof of residency and is a tool that aids our stable of
high-quality lenders confirm your residency during the car loan application
process. Some common examples of proof of residency include:
* Vehicle registration or title
* Voter registration card
* Utility or telephone bill
* Selective Service card
* Checking or savings account statement
What does "APR" stand for?
"APR" stands for the annual percentage rate. Typically referring to the interest
rate of your car loan. This yearly interest rate is what you'll pay in addition
to the amount you borrow initially, and can be fixed (unchanging for the
duration of your loan term) or variable (may change over the life of the loan).
What does "ACV" stand for?
"ACV" stands for the actual cash value. ACV is used to describe the amount of
money a car can be expected to sell for through the large auction networks right
now. This is the amount that we can expect to recoup should we choose to sell
your car at auction.
Can I see the full purchase agreement before I agree to buy?
Yes. Transparency is paramount for our team. If you have any questions regarding
specific inclusions within this agreement, the friendly and knowledgeable team
member working with you will be happy to review and explain every line.
Can I lease a new Ford at Marshal Mize Ford?
Yes. Leasing a new car at Marshal Mize Ford is all about having your cake and
eating it too. We are proud to pair up an impressive selection of head-turning
Ford vehicles with a leasing program that makes upgrading your daily commute a
breeze. Simply stop by our showroom floor today or shop online and call
423-875-2023 whenever works best for you. From here, we will get you behind the
wheel of the Ford vehicle you've been dreaming about in a flash, all at a low
monthly price that fits your budget.
What is a new car lease and how does leasing a vehicle at Marshal Mize Ford
work?
A new car lease gives you the opportunity to take to the streets of Chattanooga
in an alluring and feature-rich new Ford at a cost that is often significantly
lower than traditional monthly car payments. As part of this program, you'll
enjoy all of the perks that come with owning your favorite Ford for a
predetermined term length of time and/or number of miles traveled.
When this term reaches completion, you'll also have the flexibility to purchase
this vehicle at a great price if you decide that you want to keep it. Leasing
gives you options. The choice is always yours.
What is the difference between leasing and financing?
Financing a car places complete control in your hands for as long as you own
your vehicle, while leasing is a temporary ownership arrangement that
pre-negotiates the value of your car at the end of the lease. With a lease, you
can switch into new cars every couple years and never be surprised by an
unexpected dip in value. To determine which option works best for you, connect
with us and we will layout the options in plain English which makes your
decision easy.
Should I buy or lease a vehicle in Chattanooga?
This depends entirely on your unique needs and financial considerations. To help
make the big choice between buying or leasing a vehicle easy and fun, here's an
overview of the benefits.
You should lease a new Ford vehicle if:
* You love the idea of upgrading into the hottest new Ford every couple years.
* You only need a car for a short time and would rather not set up longer-term
financing.
* You are seeking a lower out-of-pocket cost at signing.
* You prefer lower monthly payments.
You should buy one a new Ford car if:
* You love the idea of owning the vehicle you drive.
* You want the freedom to sell your vehicle whenever you want.
* You want to keep your insurance costs as low as possible.
* You know you will put a lot of miles on your car.
Call 423-875-2023 to tap into the insight of our experts and we'll help you make
a smart decision on whether to finance or lease.
How does leasing differ from owning a vehicle?
As far as your day-to-day experience goes, buying a vehicle from us or leasing
one of our outstanding Ford offerings is exactly the same. Both options let you
drive around in the Ford of your choice, and we'll always be here to provide you
with the best service in and around Chattanooga when the time comes to bring
your vehicle in for routine maintenance.
The only real changes come from a big picture perspective. Financing a new Ford
gives you complete ownership of your chosen vehicle, while leasing comes with a
fixed term of possession. At the end of this period, you can either upgrade into
another new car with the latest tech and creature comforts, or you can purchase
your current vehicle at the pre-negotiated buyout price if you're still loving
your car.
Why should I rent a car at Marshal Mize Ford?
Because we provide you with outstanding service and an ample selection of Ford
rental options, at the lowest rates possible. Our friendly and knowledgeable
team of experts and our commitment to flexible scheduling ensures that picking
your car up is always convenient.
5348 TN-153 • Hixson, TN 37343
Local: (423) 875-2023
Home New Used Certified Pre-Owned Service Financing Contact
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Marshal Mize Ford offers used cars and new Ford trucks for sale. If you are
searching for used car dealers "near me", then we are the new Ford and used car
dealership that you're seeking. Located in Chattanooga TN, we are near
Cleveland, Crossville, Dalton, Calhoun, Middle Valley, Athens, and Ringgold GA.
Your business is important to us and we compete vigorously for it with Mtn. View
Ford, Cleveland Ford, East Tennessee Ford, Prater Ford, Ford of Dalton, and
Chatsworth Ford.
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