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 * Our Products
    * Home Finance
       * Home Finance
       * Home Loan
       * Loan Against Property
       * Construction finance
       * Signature Club
   
    * Personal Finance
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       * Aditya Birla SBI Credit Card
       * Flexi Loan
       * Aditya Birla AU Credit Card
   
    * SME and Business Finance
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       * Secured Business Loan
       * Line of Credit
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       * Supply Chain Financing Solutions - Invoice Discounting
       * Unsecured Business Loan
   
    * Loan Against Property
       * Loan Against Property
       * Construction Finance
       * Lease Rental Discounting
       * Commercial Property Purchase
   
    * Loan Against Securities
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       * Loan Against Life Insurance Policy
       * IPO Financing
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    * Corporate Finance
       * Corporate Finance
       * Project finance
       * Structured finance
       * Working Capital Finance
       * Term Loans

 * About us
   ABFL
    * Company Profile
    * Board Of Directors
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    * Our Vision and Values
    * Our Achievements
    * History & Heritage
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   ABHFL
    * Company Profile
    * Board Of Directors
    * Leadership Team
    * Our Vision and Values
    * Our Branches
   
    * ABC of Calculator
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    * Contact Us
    * FAQs
   
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   1-800-270-7000 within India
   +91-080-4586077 outside India
   
   

 * Policy & Disclosures
   ABFL
    * Policy for appointment of Statutory Auditors
    * ABFL NRC Policy
    * Corporate Social Responsibility
    * Disclaimers
    * Fair Practices Code
    * Trademark Policy
    * Vigil Mechanism / Whistle Blower Policy
    * Privacy Policy
    * Ombudsman
    * Properties for Auction under SARFAESI Act
    * Secured Assets Possessed Under SARFAESI
    * Public Issue of Debt
    * Regulatory Disclosure
    * Our Digital Lending Platform Partners
    * ECLGS
    * Familiarization Programme for Independent Directors
    * Internal Guidelines on Corporate Governance
    * ABFL Collection and Recovery Agency List
    * ABFL Terminated Collection and Recovery Agency List
    * Importance of Following Repayment Schedule
    * Scheme of Amalgamation
    * SEBI Disclosures
    * Interest Rate Model
    * Discontinued Service provider list
    * Terms & Conditions
    * Fraud Awareness
   
   ABHFL
    * Terms and Conditions
    * ABHFL collection & Recovery Agency List
    * Regulatory Disclosure & Policies
    * Home Loan Interest Rate
    * Existing Customers - Reduce Your Interest Rate
    * Fair Practices Code
    * Grievance Redressal
    * Properties For Auction Under Sarfaesi Act
    * List of Active Channel Partners
    * Importance of Following Repayment Schedule
    * MITC in vernacular language
    * SEBI Disclosures
   
   RBI POLICY
    * Ombudsman Scheme
    * RBI - BE(A)WARE A Booklet on Modus Operandi of Financial Frauds
   
   RBI POLICY
    * RBI - BE(A)WARE A Booklet on Modus Operandi of Financial Frauds
   
    * ABC of Calculator
    * ABC of Money
    * Branch Locator
    * Contact Us
    * FAQs
   
   Contact Us
   
   1-800-270-7000 within India
   +91-080-4586077 outside India
   
   

 * Quick Services
   ABFL
    * Pay EMI online
    * Download Account statement
    * Blogs
    * FAQs
    * Digital Services
   
   ABHFL
    * Blogs
    * FAQs
    * Digital Services
   
    * ABC of Calculator
    * ABC of Money
    * Branch Locator
    * Contact Us
    * FAQs
   
   Contact Us
   
   1-800-270-7000 within India
   +91-080-4586077 outside India
   
   

 * PAY EMI
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ABC Solutions

BACK
 * Our Products
   Back
   ENG
   English हिंदी
   Our Products
   Home Finance
    * Home Loan
    * Loan Against Property
    * Construction finance
    * Signature Club
   
   Personal Finance
    * Personal Loan
    * Aditya Birla SBI Credit Card
    * Flexi Loan
    * Aditya Birla AU Credit Card
   
   SME and Business Finance
    * Secured Business Loan
    * Line of Credit
    * Working Capital Demand Loan
    * Supply Chain Financing Solutions - Invoice Discounting
    * Unsecured Business Loan
   
   Loan Against Property
    * Construction Finance
    * Lease Rental Discounting
    * Commercial Property Purchase
   
   Loan Against Securities
    * Loan Against Shares
    * Loan Against Mutual Funds
    * Loan Against Life Insurance Policy
    * IPO Financing
    * Promoter Funding
   
   Corporate Finance
    * Project finance
    * Structured finance
    * Working Capital Finance
    * Term Loans

 * About us
   Back
   ENG
   English हिंदी
   About us
   ABFL
    * Company Profile
    * Board Of Directors
    * Leadership Team
    * Our Vision and Values
    * Our Achievements
    * History & Heritage
    * Our Branches
   
   ABHFL
    * Company Profile
    * Board Of Directors
    * Leadership Team
    * Our Vision and Values
    * Our Branches

 * Policy & Disclosures
   Back
   ENG
   English हिंदी
   Policy & Disclosures
   ABFL
    * Policy for appointment of Statutory Auditors
    * ABFL NRC Policy
    * Corporate Social Responsibility
    * Disclaimers
    * Fair Practices Code
    * Trademark Policy
    * Vigil Mechanism / Whistle Blower Policy
    * Privacy Policy
    * Ombudsman
    * Properties for Auction under SARFAESI Act
    * Secured Assets Possessed Under SARFAESI
    * Public Issue of Debt
    * Regulatory Disclosure
    * Our Digital Lending Platform Partners
    * ECLGS
    * Familiarization Programme for Independent Directors
    * Internal Guidelines on Corporate Governance
    * ABFL Collection and Recovery Agency List
    * ABFL Terminated Collection and Recovery Agency List
    * Importance of Following Repayment Schedule
    * Scheme of Amalgamation
    * SEBI Disclosures
    * Interest Rate Model
    * Discontinued Service provider list
    * Terms & Conditions
    * Fraud Awareness
   
   ABHFL
    * Terms and Conditions
    * ABHFL collection & Recovery Agency List
    * Regulatory Disclosure & Policies
    * Home Loan Interest Rate
    * Existing Customers - Reduce Your Interest Rate
    * Fair Practices Code
    * Grievance Redressal
    * Properties For Auction Under Sarfaesi Act
    * List of Active Channel Partners
    * Importance of Following Repayment Schedule
    * MITC in vernacular language
    * SEBI Disclosures
   
   RBI POLICY
    * Ombudsman Scheme
    * RBI - BE(A)WARE A Booklet on Modus Operandi of Financial Frauds
   
   RBI POLICY
    * RBI - BE(A)WARE A Booklet on Modus Operandi of Financial Frauds

 * Quick Services
   Back
   ENG
   English हिंदी
   Quick Services
   ABFL
    * Pay EMI online
    * Download Account statement
    * Blogs
    * FAQs
    * Digital Services
   
   ABHFL
    * Blogs
    * FAQs
    * Digital Services

ABC Solutions ABC Home
Loans
 * Home Finance
 * Personal Finance
 * Sme Finance
 * Loan Against Securities
 * Business
 * Loan Against Property

Investments
 * Mutual Funds
 * Stock and Securities
 * Wealth
 * Portfolio Management Services
 * Pension Funds
 * Real Estate Investments

Insurance
 * Life Insurance
 * Health Insurance
 * Multiply Wellness
 * Motor Insurance
 * Travel Insurance

Payments
 * Pay Bills
 * Pay for anything
 * Pay anyone
 * Pay on call
 * Payment Lounge

Cards
 * ABC Credit Cards


COMPANY PROFILE

 * About ABFL
 * Our Growth
 * ABFL Services
 * Parent company

ADITYA BIRLA FINANCE LIMITED, AN ADITYA BIRLA CAPITAL COMPANY

Aditya Birla Finance Limited (“ABFL”), a subsidiary of Aditya Birla Capital
Limited, is among the leading well-diversified non-banking financial services
company in India. ABFL offers end-to-end lending, financing, and wealth
management solutions to a diversified range of customers across the country.
ABFL is registered with RBI as a systemically important non-deposit accepting
non-banking finance company (“NBFC”) and is amongst the top five largest private
diversified NBFCs in India based on AUM. 




OUR GROWTH

As of December 31, 2023, ABFL has a total asset under management of Rs. 986.01
billion and total equity of Rs. 146.50 billion. ABFL’s long-term credit rating
of AAA (Stable) has been reaffirmed by ICRA in August 2023. ABFL also has a
long-term credit rating of AAA (Stable) by India Ratings, Perpetual debt credit
rating of AA+ (Stable) by ICRA and AA+ (Stable) by India Ratings (Stable) and
short-term credit rating of A1+ by ICRA & India Ratings.




ABFL SERVICES

ABFL caters to the varied needs of a diverse set of customers across retail,
HNI, ultra HNI, micro-enterprises, SMEs, and mid and large corporates. ABFL
offers customized solutions in the areas of personal finance, mortgage finance,
SME finance, corporate finance, wealth management, debt capital markets and loan
syndication.




ADITYA BIRLA CAPITAL LIMITED (ABCL)

Aditya Birla Capital Limited (“ABCL”) is the holding company for the financial
services businesses of the Aditya Birla Group.

With subsidiaries/JVs that have a strong presence across Protecting, Investing
and Financing solutions, ABCL is a financial solutions group that caters to the
diverse needs of its customers across their life cycle. Powered by about 47,000
employees, the businesses of ABCL have a nationwide reach with over 1,462
branches, more than 2,00,000 agents/channel partners and several bank partners.

As of December 31, 2023, Aditya Birla Capital Limited manages aggregate assets
under management of over Rs. 4.10 lakh Crore with a consolidated lending book of
about Rs 1.15 lakh Crore through its subsidiaries and joint ventures.

Aditya Birla Capital Limited is a part of the US$65 billion global conglomerate
Aditya Birla Group, which in the league of Fortune 500. Anchored by an
extraordinary force of over 187,000 employees belonging to 100 nationalities,
the Group is built on a strong foundation of stakeholder value creation. With
over seven decades of responsible business practices, the Group’s businesses
have grown into global powerhouses in a wide range of sectors – – from metals to
cement, fashion to financial services and textiles to trading. Today, over 50%
of the Group’s revenues flow from overseas operations that span over 40
countries in North and South America, Africa, Asia and Europe.

 * Nationwide Branches
   
   1094

 * No. of Employees
   
   33,500+

 * Agents/Channel Partners
   
   2,00,000+

 * Aggregate Assets
   
   INR 3,550 Billion

 * Active Customer Base
   
   39 Million

 * Consolidated Lending Book
   
   INR 699 Billion

 * Nationwide Branches
   
   1094

 * No. of Employees
   
   33,500+

 * Agents/Channel Partners
   
   2,00,000+

 * Aggregate Assets
   
   INR 3,550 Billion

 * Active Customer Base
   
   39 Million

 * Consolidated Lending Book
   
   INR 699 Billion


READ MORE ABOUT US

Our Vision and values

Board of directors

Our Achievements

Leadership Team

Heritage and History

Our Solutions

DISCLAIMER

The information accessible on or from and the use of Aditya Birla Finance Ltd's
(ABFL) website (finance.adityabirlacapital.com) will be governed by the
following terms and conditions. We request you to read the same before accessing
anything on this site and in case you disagree with any of the terms of use,
then we request you not to use this site. The content and information's
available on this site are based on the laws applicable in India and on
accessing them you agree and accept to be bound by the terms and conditions and
the disclaimers stated herein. All information, data, rights, title and
interests (including but not limited to all copyrights, trademarks and other
intellectual property rights) displayed and contained in this website belongs to
and is the property of ABFL, of which ABFL has the absolute ownership and you
acknowledge that you don't own and shall not acquire any of such rights, titles,
interests thereof. The information and data contained in this site are compiled
from various sources which are general in nature. We do not guarantee the
accuracy, validity, timeliness or completeness of such information. Neither the
information nor any opinion expressed should be construed as an offer to sell or
the solicitation of an offer to buy any product or service or security. Product
prices, rate of interest, Incomes, yields, returns indicated may fluctuate
depending on the market conditions as also changes in tax laws; such information
may also vary from state to state. Also past performance of any product or
scheme or service is not a guide to its future performance nor are the
performances of products or services displayed here guaranteed by us nor are we
responsible for any warranty or proper performances by the vendors of services
displayed here.

Aditya Birla Finance Ltd. does not offer any financial products/services outside
the geographical limits of India.

Aditya Birla Finance Ltd:

Expressly disclaims any obligation(s) to update any inaccuracies and
typographical and clerical errors on the website Does not warrant the accuracy
or completeness of the materials or the reliability of any advice, opinion,
statement or other information displayed or distributed through the web site.
You acknowledge that any reliance on any such opinion, advice, statement,
memorandum, or information shall be at your sole risk.

Reserves the right, in its sole discretion, to correct any errors or omissions
in any portion of the web site and make any other changes to the web site, the
materials and the products, programs, services or prices (if any) described in
the web site at any time without notice.



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 * Loan against Securities
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Tools & Knowledge
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Riders

For more details on risk factors, terms and conditions please read sales
brochure carefully before concluding the sale.

Trade Logo "Aditya Birla Capital" displayed above is owned by ADITYA BIRLA
MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) and used by ADITYA
BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the license.

Aditya Birla Sun Life Insurance Company Limited, Registered with Insurance
Regulatory & Development Authority of India (IRDAI) as Life Insurance Company.

Registered Office:

One World Center Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat
Marg, Elphinstone Road, Mumbai - 400013. Toll free no. 1800-270-7000.
https://lifeinsurance.adityabirlacapital.com/
care.lifeinsurance@adityabirlacapital.com CIN: U99999MH2000PLC128110
Registration No. 109.

Toll Free Number

1800 270 7000

Email ID

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Company
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Solutions
 * Health Insurance
 * Life Insurance
 * Mutual Funds
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 * Personal Loan
 * Business Loan
 * Payments

TOOLS & RESOURCES
 * ABC of Calculators
 * ABC of Money
 * Free Credit Score
 * Portfolio Consolidator
 * Spend Analyzer

Useful Links
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