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An offer for you


CLAIM YOUR $5 $20 BONUS INVESTMENT

In under 3 minutes, start investing spare change, saving for retirement, earning
more, spending smarter, and more.
Please enter a valid email address.
Get my $20 bonus See potential growth
Here's how
1
Set up your Acorns account in under 3 minutes
2
Set up Recurring Investments
3
Make your first successful Recurring Investment (min $5) - get your $20 bonus
within 10 days of following month
Setting up recurring deposit
Tap “Invest”
Tap “Recurring”
Enter Your Desired Amount
Enter Your Desired Frequency and Tap “Save”
Bonus paid within 40 days
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The promoter directing you to this page will receive cash compensation of up to
$150 if you open an Acorns account and make your first deposit. Compensation
provides an incentive to positively endorse Acorns and therefore opinions within
the material may be biased. For a larger representative sample, refer to reviews
of Acorns available online and on public review forums such as the Apple App
Store and Google Play Store. You will not incur any additional costs for being
referred to Acorns by the promoter. Acorns and the promoter are not under common
ownership or otherwise related entities. The promoter may advertise Acorns
investment advisory services and may offer independent analysis and reviews of
Acorns.
Save & Invest Every Day


EASY INVESTING
FOR THE
GROWTH-MINDED

Start automatically investing spare change with every swipe.

Calculate your estimate


COMPOUND INTEREST CALCULATOR

Use the Acorns compound interest calculator to see how your money could
potentially grow over time with the power of compounding.
Initial deposit
$
Contributions
$
Annual
Monthly
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Years to grow
 years

Average annual return
%
Calculate my estimate
Potential Future Balance:
$51,805
Created with Highcharts
11.4.8InvestmentReturn202420252026202720282029203020312032203320342035203620372038203920402041204220432044$0$15,000$30,000$45,000$60,000
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The chart shows an estimate of how much an investment could grow over time based
on the initial deposit, contribution schedule, time horizon, and interest rate
specified.  Changes in those variables can affect the outcome.  Reset the
calculator using different figures to show different scenarios.  Results do not
predict the investment performance of any Acorns portfolio and do not take into
consideration economic or market factors which can impact performance.

Acorns Invest 
An expert-built, diversified portfolio recommended for your money goals base on
your investor profile.
Put your investing on autopilot with a $5 daily, weekly, or monthly Recurring
Investment. 
Automatically invest spare change from your everyday purchases with Round-Ups®.
Acorns Early Invest
Create investment accounts for each of the kids in your life. 
Use Acorns Early Invest account funds for ways that directly benefit your kid —
not just on education. 
Get potential tax advantages while you invest for the kids you love. 
Acorns Later
Auto-invest for retirement in an IRA portfolio that auto-updates as you age. 
Set easy, automatic Recurring Contributions, starting at $5 a day, week, or
month. 
Take advantage of potential tax benefits while you invest for your golden
years. 
Acorns Checking
Open a checking account that automatically saves and invests a piece of your
paycheck for you. 
Instantly invest your spare change with every swipe of your Acorns debit card. 
No minimum balance or overdraft fees. Plus, 55,000+ fee-free ATMs within the
AllPoint Network. 
Safety and security 
Acorns is a member of SIPC. Securities in your account are insured up to
$500,000. For details, please see www.sipc.org.
Acorns checking accounts are FDIC-insured up to $250,000 through Lincoln Savings
Bank or nbkc bank, Members FDIC
Keep your information safe with 256-bit data encryption and fraud protection.
Get my $20 bonus
We Love Our Customers

"I think Acorns just makes everything super easy and super accessible."
- Marissa
"One of the best decisions I ever made was signing up for Acorns two years ago."
- Tony S.
"Not only did it introduce me to investing, but it also changed the way I looked
at finance in general."
- Emily
Client received a $50 investment in their Acorns account for providing this
testimonial. Compensation provides an incentive for the client to recommend
Acorns and therefore all opinions within the material may be biased.
Testimonials are not representative of the experience of all clients and are not
guarantees of future performance or success. For a larger representative sample,
refer to reviews of Acorns available online and on public review forums such as
the Apple App Store and Google Play Store.
Grow Your Knowledge
New to investing?
No worries.
There’s no one right way to invest. But these time-tested principles can be a
great way to get started!

It’s often said the best time to invest was yesterday
The second best time could be today. Invest early and invest often to let your
money take full advantage of time and the stock market.
Don’t put all your eggs
in one basket
Investing in a diversified collection of ETFs can help limit the effects that
poor performance of a single investment may have on your portfolio. Investing
for the long-term and staying diversified can reduce the impact of market
volatility on your overall portfolio.
“Compound interest is the 8th wonder of the world.”
We know money doesn’t grow on trees, but with compound interest or compound
returns, money can grow on itself. The longer you invest in a diversified
portfolio, the more you're giving your money a chance to work for you.
From Acorns
mighty oaks do grow
One of investing’s biggest lies is that you need a lot of money to start —
that’s just not true! Acorns makes it easy to invest your money into a
diversified, expert-built ETF portfolio. Best of all, you can get started with
just your spare change!
Get my $20 bonus

FREQUENTLY ASKED

How does Acorns work?



Acorns was built to give everyone the tools of wealth-building. Whether you’re
new to investing or planning ahead for your family’s future, we bundle our
products, tools, and education into subscription plans — each curated to meet
you on whichever stage of life you’re in.

 

Acorns offers three different subscription plans for your life’s financial
needs.

 

Acorns Bronze - $3/month

Investing tools and financial education to get started. This plan includes:

 * Invest
 * Later
 * Checking

 

Acorns Silver - $6/month

Tools to learn, save and invest, plus live Q&A sessions with financial experts.
This plan includes the previous tools, in addition:

 * Premium Education
 * Emergency Fund
 * Earn Rewards Match (eligible for an extra 25% match on bonus investments you
   earn up to $200.)
 * Mighty Oak Card

 

Acorns Gold - $12/month

Full suite of tools to save and invest for your family. This plan includes the
previous tools, in addition:

 * Benefits Hub
 * Custom Portfolio
 * Early 
 * Earn Rewards Match (eligible for an extra 50% match on bonus investments you
   earn up to $200.)
 * Mighty Oak Card

 

What are the different accounts in the plans? 

Invest automatically invests your spare change (if you opt-in) and lets you
invest as little as $5 any time or on a recurring basis into a portfolio of
ETFs. Your investments are then diversified across more than 7,000 stocks and
bonds, and Acorns automatically rebalances your portfolio to stay in its target
allocation.

 

Later, the retirement account, lets you automatically save for retirement by
setting easy Recurring Contributions. When you sign-up, the app recommends an
IRA account for you based on your goals, employment and income.

 

With Acorns Checking, our checking account and debit card, you can save, invest
and earn while you spend. Acorns Checking has no overdraft or minimum balance
fees, plus free Allpoint ATM access nationwide.

 

Round-Ups® and Investing

With Round-Ups®, we round up any purchase made from a linked account, debit or
credit card to the next dollar. We invest Round-Ups® in your Acorns Invest
account when they add up to at least $5 from all linked accounts. You can find
and manage your Round-Ups® within your Invest account.

 

Round-Ups® will always be transferred from your primary checking account.

 

Recurring Investments allow you to invest as little as $5 per day, week or month
into your Acorns accounts.

 

And you can make one-time investments anytime to boost your account value. When
you create your profile, we'll suggest a portfolio based on your answers to a
few questions, but you can change it at anytime. The portfolio recommendation is
designed with the goal to maximize potential returns at a selected level of
risk.

 

Where do we invest it? The money in your Acorns Invest account is invested in
different exchange-traded funds (ETFs). These funds include stocks, bonds and
other securities. Read more about it at acorns.com/invest.

 

What makes Acorns different?

Our 5 investment portfolios were designed with the goal to maximize potential
returns at a selected level of risk. There are no account minimums and we don't
work on commission. Our goal is to give you the tools to take the best financial
care of yourself, easily.

 

For our low monthly fee, you get: 

 * Diversified portfolios
 * Automatic rebalancing
 * Access to Acorns Earn partners to earn while you shop
 * On the go accessibility through our mobile and web app
 * Investment support from our dedicated support team
 * Access to Acorns Later, an easy way to save for retirement
 * Access to Acorns Checking, with a debit card that saves, invests and earns
   for you

 

The path to financial wellness should be accessible to everyone, so we make it
easy to invest in you. With Acorns, you can start early and invest often,
without making big changes to your everyday life. In fact, you can start with as
little as $5.

What do I need to get started?



Once you download the Acorns app or sign up through our web app, you’ll need:

 

 1. A valid email address where we can reach you and regularly send you account
    information.
 2. Your online banking log-in information to link your accounts to fund your
    investments and use Round-Ups®. (Please note, you MUST be listed as an owner
    on the bank account)
 3. Your physical address - this should be your most permanent address since we
    can't accept a PO Box or business address. (Please note- you will be able to
    designate a different mailing address if needed)
 4. Your Social Security Number or ITIN.
 5. General Profile Information like your financial goals, occupation, and
    earnings. This will help us recommend the right portfolio for you.

 

After signing up, you may also need to upload a photo of your government-issued
ID or other documentation that allows us to verify your identity.

 

That’s it! Most accounts are approved within 1 business day. If you experience a
delay in getting your account approved, please reach out to Support.

Where is my money invested?



There are five different Acorns Core portfolios and four different Acorns ESG
Portfolios, built by experts. Each portfolio is composed of exchange-traded
funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds.
Depending on your portfolio, you’re invested in a mix of companies, markets, and
bonds—and if you choose, a Bitcoin-linked ETF. The overview or prospectuses of
the ETFs can be found below:

 

 * Large Company – VOO 
 * Medium Company Stocks – IJH 
 * Small Company Stocks – IJR
 * International Company Stocks – IXUS 
 * Short Term Bonds – ISTB
 * US Aggregate Bonds – AGG
 * iShares ESG Aware MSCI USA ETF | ESGU
 * iShares ESG Aware MSCI EM ETF | ESGE
 * iShares ESG Aware MSCI USA Small-Cap ETF | ESML
 * iShares ESG Aware 1-5 Year USD Corporate Bond ETF | SUSB
 * iShares ESG Aware MSCI EAFE ETF | ESGD
 * iShares 1-3 Year Treasury Bond ETF | SHY
 * iShares MSCI USA ESG Select ETF | SUSA
 * iShares U.S. Treasury Bond ETF | GOVT
 * iShares MBS ETF | MBB
 * iShares ESG Aware USD Corporate Bond ETF | SUSC
 * Proshares Bitcoin Strategy ETF - BITO
 * Shares Short Treasury Bond – SHV
 * SPDR Bloomberg Barclays 1-3 Month T-Bill – BIL
 * Goldman Sachs Access Treasury 0-1 Year – GBIL
 * JPMorgan Ultra-Short Income – JPST
 * iShares Ultra Short-Term Bond – ICSH

 

If you have any other questions, feel free to reach out to us here.



 



JOIN THE MOVEMENT

WE’RE CHANGING THE WAY AMERICANS SAVE & INVEST EVERY DAY

Sign up today

Important Disclosures

Welcome to the Acorns site, operated by Acorns Advisers, LLC ('Acorns'). To be
eligible for this offer, you must be a first-time Acorns customer and have an
account in good standing at all times between signup and the date the bonus is
invested is made to your Acorns Invest Account. You must make a successful
investment via the Recurring Investment feature (minimum of $5) within the first
5 days of the month following the month in which your Acorns account was
verified. Bonuses will be invested into your account within 5 weeks of meeting
offer qualifications. Acorns is only offered to US-residents who are 18 years of
age or older. Acorns reserves the right to restrict or revoke this promotional
offer at any time and without notice.

More information about Acorns Advisers is available in the wrap fee program
brochure, and our customer relationship summary.

© 2024 Acorns

Important Risk Disclosures

Investing involves risk, including loss of principal. Please consider, among
other important factors, your investment objectives, risk tolerance and Acorns’
pricing before investing. Acorns Subscription Fees are assessed based on the
tier of services in which you are enrolled, view details in our program
agreement. Investment advisory services offered by Acorns Advisers, LLC
(Acorns), an SEC-registered investment advisor. Brokerage services are provided
to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer
and member FINRA/SIPC.

Diversification and asset allocation do not guarantee a profit, nor do they
eliminate the risk of loss of principle. Compounding is the process in which an
asset's earnings are reinvested to generate additional earnings over time. It
does not ensure positive performance nor does it protect against loss. Acorns
clients may not experience compound returns and investment results will vary
based on market volatility and fluctuating prices. 

Spare change invested with Round-Ups® is transferred from your linked funding
source to your Acorns Invest account, where the funds are invested into a
portfolio of selected ETFs. If you do not maintain an adequate amount of funds
in your funding source sufficient to cover your Round-Ups® investment, you could
incur overdraft fees with your financial institution. Round-Up investments from
an external account, will be processed when your Pending Round-Ups reach or
exceed $5.

The average Acorns investor, with a verified and active account, has invested
$166 between 1/1/21 and 4/30/21 using the Round-Ups® feature. Individual results
will vary and averages only take into account the Round-Ups® investments
themselves and do not reflect the impact investment volatility will have on
overall performance.

Acorns Invest is an individual investment account. Acorns Later is an Individual
Retirement Account (either Traditional, ROTH or SEP IRA) selected for clients
based on their answers to a suitability questionnaire. Invest and Later
recommend a portfolio of ETFs (exchange traded funds) to clients, please note
that a properly suggested portfolio recommendation is dependent upon current and
accurate financial and risk profiles. 

Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued
by Lincoln Savings Bank or nbkc bank, members FDIC. Acorns Checking clients are
not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals
from in-network ATMs. 

Acorns Earn provides subscribers access to shop with our partners and earn bonus
investments into your Acorns Invest portfolios when purchasing items from the
partner brands. Acorns Earn rewards investments are made by Acorns Grow, Inc.
into your Acorns Invest account through a partnership Acorns Grow maintains with
each Acorns Earn partner. 

Acorns, Round-Ups® investments, Real-Time Round-Ups® investments, Invest the
Change and the Acorns logo are registered trademarks of Acorns Grow
Incorporated. All product and company names are trademarks™ or registered®
trademarks of their respective holders. Use of them does not imply any
affiliation with or endorsement by them. 

For additional important risks, disclosures, and information, please visit
https://www.acorns.com/terms/

© 2024 Acorns Grow Incorporated | Disclosures | Accessibility | Privacy Policy |
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