www.firstcitizens.com
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Submitted URL: http://www.firstcitizens.com/
Effective URL: https://www.firstcitizens.com/
Submission: On April 18 via api from US — Scanned from DE
Effective URL: https://www.firstcitizens.com/
Submission: On April 18 via api from US — Scanned from DE
Form analysis 6 forms found in the DOM
<form class="yxt-SearchBar-form" role="search">
<label class="sr-only" for="yxt-SearchBar-input--fcb-yext-search-home-hero-7b54573c-586e-4626-9480-26292f4583e6" id="yxt-SearchBar-inputLabel--fcb-yext-search-home-hero-7b54573c-586e-4626-9480-26292f4583e6"> Conduct a search </label>
<input class="js-yext-query yxt-SearchBar-input" id="yxt-SearchBar-input--fcb-yext-search-home-hero-7b54573c-586e-4626-9480-26292f4583e6" type="text" role="combobox" name="query" value="" placeholder="How can we help?" aria-label="Conduct a search"
aria-autocomplete="list" aria-controls="yxt-SearchBar-autocomplete--fcb-yext-search-home-hero-7b54573c-586e-4626-9480-26292f4583e6" aria-describedby="fcb-yext-answers-search-field-v2-7b54573c-586e-4626-9480-26292f4583e6-instructions"
aria-haspopup="listbox" autocomplete="off" autocorrect="off" spellcheck="false" aria-expanded="false">
<div id="fcb-yext-answers-search-field-v2-7b54573c-586e-4626-9480-26292f4583e6-instructions" class="yxt-SearchBar-instructions sr-only"> When autocomplete results are available, use up and down arrows to review and enter to select. </div>
<button type="button" class="js-yxt-SearchBar-clear yxt-SearchBar-clear yxt-SearchBar--hidden" data-eventtype="SEARCH_CLEAR_BUTTON" data-eventoptions="{}" data-is-analytics-attached="true">
<div class="Icon Icon--close " aria-hidden="true">
<svg viewBox="0 1 24 24" xmlns="http://www.w3.org/2000/svg">
<path d="M7 8l9.716 9.716m0-9.716L7 17.716" stroke="currentColor" stroke-width="2"></path>
</svg>
</div> <span class="yxt-SearchBar-clearButtonText sr-only"> Clear </span>
</button>
<button type="submit" class="js-yext-submit yxt-SearchBar-button">
<div class="yxt-SearchBar-buttonImage js-yxt-SearchBar-buttonImage js-yxt-SearchBar-Icon">
<div class="Icon Icon--custom " aria-hidden="true">
<img src="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/images/sys-search@2x.png" alt="" class="Icon-image">
</div>
</div>
<span class="yxt-SearchBar-buttonText sr-only"> Submit </span>
</button>
</form><form class="fcb-form fcb-form--editorial fcb-form--validation-exempt fcb-resources__search fcb-search fcb-search-v1" data-results-page="/content/firstcitizens/en/personal/insights"
data-results-url="/personal/_jcr_content/root/globalLayoutContainer/globalLayoutContainer-parsys/layout_container_158999756/col1/resources.search-results.json"
data-suggestions-url="/personal/_jcr_content/root/globalLayoutContainer/globalLayoutContainer-parsys/layout_container_158999756/col1/resources.search-suggestions.json">
<div class="fcb-form-group">
<div class="fcb-input-group fcb-input-group--editorial fcb-search__input-group">
<input class="fcb-input fcb-input__search fcb-search__input" aria-owns="search-suggestions" aria-activedescendant="" aria-autocomplete="both" type="search" placeholder="Search Insights" id="search--resources" autocomplete="off">
<label class="fcb-label fcb-label--search" for="search--resources">Search Insights</label>
<svg class="fcb-search__loader fcb-icon fcb-icon--sm fcb-icon--sys-loader" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-loader">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-loader"></use>
</svg>
<button class="fcb-search__close" aria-label="Clear Search Field" type="button">
<svg class="fcb-icon fcb-icon--sm fcb-icon--sys-close" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-close">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-close"></use>
</svg>
</button>
<div class="fcb-input-group__add-on fcb-search__add-on">
<button type="submit" aria-label="Search">
<svg class="fcb-icon fcb-icon--md fcb-icon--sys-search" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-search">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-search"></use>
</svg>
</button>
</div>
<ul aria-label="Search Suggestions" role="listbox" id="search-suggestions" class="fcb-input-group__suggestions fcb-search__suggestions">
</ul>
</div>
</div>
</form><form class="yxt-SearchBar-form" role="search">
<label class="sr-only" for="yxt-SearchBar-input--fcb-yext-search-48eded0c-f8c1-496e-825e-3b5c4a5e0419" id="yxt-SearchBar-inputLabel--fcb-yext-search-48eded0c-f8c1-496e-825e-3b5c4a5e0419"> Conduct a search </label>
<input class="js-yext-query yxt-SearchBar-input" id="yxt-SearchBar-input--fcb-yext-search-48eded0c-f8c1-496e-825e-3b5c4a5e0419" type="text" role="combobox" name="query" value="" placeholder="How can we help?" aria-label="Conduct a search"
aria-autocomplete="list" aria-controls="yxt-SearchBar-autocomplete--fcb-yext-search-48eded0c-f8c1-496e-825e-3b5c4a5e0419" aria-describedby="fcb-yext-answers-search-field-v2-48eded0c-f8c1-496e-825e-3b5c4a5e0419-instructions"
aria-haspopup="listbox" autocomplete="off" autocorrect="off" spellcheck="false" aria-expanded="false">
<div id="fcb-yext-answers-search-field-v2-48eded0c-f8c1-496e-825e-3b5c4a5e0419-instructions" class="yxt-SearchBar-instructions sr-only"> When autocomplete results are available, use up and down arrows to review and enter to select. </div>
<button type="button" class="js-yxt-SearchBar-clear yxt-SearchBar-clear yxt-SearchBar--hidden" data-eventtype="SEARCH_CLEAR_BUTTON" data-eventoptions="{}" data-is-analytics-attached="true">
<div class="Icon Icon--close " aria-hidden="true">
<svg viewBox="0 1 24 24" xmlns="http://www.w3.org/2000/svg">
<path d="M7 8l9.716 9.716m0-9.716L7 17.716" stroke="currentColor" stroke-width="2"></path>
</svg>
</div> <span class="yxt-SearchBar-clearButtonText sr-only"> Clear </span>
</button>
<button type="submit" class="js-yext-submit yxt-SearchBar-button">
<div class="yxt-SearchBar-buttonImage js-yxt-SearchBar-buttonImage js-yxt-SearchBar-Icon">
<div class="Icon Icon--custom " aria-hidden="true">
<img src="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/images/sys-search@2x.png" alt="" class="Icon-image">
</div>
</div>
<span class="yxt-SearchBar-buttonText sr-only"> Submit </span>
</button>
</form>Name: login-form — POST https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login
<form method="POST" action="https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login" id="login-form-0-login-form" name="login-form" class="fcb-form fcb-form--login fcb-login__form">
<div class="fcb-login__heading" role="heading" aria-level="2" id="login-form-0-welcome"> Welcome Back </div>
<div class="fcb-form-container fcb-grid fcb-grid--lc fcb-grid--spaced">
<div class="fcb-forms-container__column-wrapper">
<fieldset class="fcb-fieldset fcb-fieldset--drop-down">
<div class="fcb-fieldset__select-wrapper fcb-fieldset__select-wrapper--active">
<div class="dk-select fcb-select fcb-select--drop-down" id="dk0-login-form-0-login-type-dropdown">
<div class="dk-selected " tabindex="0" id="dk0-combobox" aria-live="assertive" aria-owns="dk0-listbox" role="combobox" aria-activedescendant="dk0-digital-banking" aria-expanded="false" aria-labelledby="login-type-dropdown__label">First
Citizens Digital Banking<span role="textbox" aria-labelledby="login-type-dropdown__label"></span><span role="textbox" aria-labelledby="login-type-dropdown__label"></span></div>
<ul class="dk-select-options" id="dk0-listbox" role="listbox" aria-expanded="false" aria-labelledby="login-type-dropdown__label">
<li class="dk-option hidden-option dk-option-disabled" data-value="" text="" role="option" aria-selected="false" id="dk0-" aria-disabled="true"></li>
<li class="dk-option dk-option-selected" data-value="digital-banking" text="First Citizens Digital Banking" role="option" aria-selected="true" id="dk0-digital-banking">First Citizens Digital Banking</li>
<li class="dk-option " data-value="bob" text="Commercial Advantage" role="option" aria-selected="false" id="dk0-bob">Commercial Advantage</li>
<li class="dk-option " data-value="wealth" text="Wealth" role="option" aria-selected="false" id="dk0-wealth">Wealth</li>
<li class="dk-option " data-value="other" text="Other Services" role="option" aria-selected="false" id="dk0-other">Other Services</li>
</ul>
</div><select class="fcb-select fcb-select--drop-down" name="loginType" id="login-form-0-login-type-dropdown" data-dkcacheid="0" tabindex="-1">
<option disabled="" selected="" class="hidden-option"></option>
<option value="digital-banking" selected="">First Citizens Digital Banking</option>
<option value="bob">Commercial Advantage</option>
<option value="wealth">Wealth</option>
<option value="other">Other Services</option>
</select>
<label class="fcb-label fcb-label__drop-down" for="login-form-0-login-type-dropdown" id="login-type-dropdown__label">Login Type</label>
<svg class="fcb-icon fcb-icon--inline fcb-icon--sys-triangle" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-triangle">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-triangle"></use>
</svg>
</div>
</fieldset>
<div class="fcb-login__digital-banking" id="login-form-0-db-login-fields">
<div class="fcb-input-group field-wrap">
<input class="fcb-input fcb-input--text" data-cmp-hook-form-text="input" type="text" id="login-form-0-id-textfield" placeholder="Enter your ID" name="userId" required="">
<label class="fcb-label fcb-label fcb-label--animate" for="login-form-0-id-textfield">ID*</label>
</div>
<div class="fcb-input-group">
<input class="fcb-input fcb-input--password" data-cmp-hook-form-text="input" type="password" id="login-form-0-password-textfield" placeholder="Enter your password" name="password" required="">
<label class="fcb-label fcb-label fcb-label--animate" for="login-form-0-password-textfield">Password*</label>
</div>
<div class="fcb-login__links">
<a rel="nofollow" href="https://digitalbanking.firstcitizens.com/FCBTC_AutoEnroll/SignUp.html" target="_self" class="fcb-login__links-link">
<span class="fcb-cta__link-text" aria-hidden="true">Enroll Now</span>
<span class="sr-only">Enroll in digital banking now</span>
</a>
<div class="fcb-login__links-group">
<a rel="nofollow" href="https://digitalbanking.firstcitizens.com/FCBTC_ForgotLogin/ForgotUsername.html" target="_self" class="fcb-login__links-link">
<span class="fcb-cta__link-text" aria-hidden="true">Forgot ID</span>
<span class="sr-only">Select if you forgot your ID</span>
</a> / <a rel="nofollow" href="https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login/resetPasswordUsername" target="_self" class="fcb-login__links-link">
<span class="fcb-cta__link-text" aria-hidden="true">Password?</span>
<span class="sr-only">Select if you forgot your password</span>
</a>
</div>
</div>
<button type="SUBMIT" class="fcb-form-button fcb-cta__link analytics-primary-dark--dark fcb-cta__link--dark fcb-cta__link--primary fcb-cta__link--primary-dark" formtarget="_self" name="db-login-button"> Log In <span class="sr-only">Select to
log in to digital banking</span>
</button>
<div class="fcb-cta" data-component="call to action">
<a rel="nofollow" class="fcb-cta__link fcb-cta__link--secondary fcb-cta__link--secondary-dark" target="_self" href="https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login/resetPasswordUsername" data-analytics="First Time Log In">
<span class="fcb-cta__link-text" aria-hidden="true">First Time Log In</span>
<span class="sr-only">Select if this is your first time logging in to digital banking</span>
</a>
</div>
</div>
<div class="fcb-login__bob" id="login-form-0-bob-login-fields" style="display: none;">
<div class="fcb-cta" data-component="call to action">
<a rel="nofollow" class="fcb-cta__link fcb-cta__link--primary fcb-cta__link--primary-dark" target="_self" href="https://commercialadvantage.firstcitizens.com" data-analytics="Log In">
<span class="fcb-cta__link-text" aria-hidden="true"> Log In </span>
<span class="sr-only">Select to log in to Commercial Advantage</span>
</a>
</div>
</div>
<div class="fcb-login__wealth" id="login-form-0-wealth-login-fields" style="display: none;">
<div class="fcb-cta" data-component="call to action">
<a rel="nofollow" class="fcb-cta__link fcb-cta__link--primary fcb-cta__link--primary-dark" target="_self" href="https://firstcitizens.wealthaccess.com/Account/Login" data-analytics="Log In">
<span class="fcb-cta__link-text" aria-hidden="true"> Log In </span>
<span class="sr-only">Login to Wealth</span>
</a>
</div>
</div>
</div>
</div>
</form><form class="fcb-form fcb-recommendation-tool__survey-form" data-icons-path="/resources/icons/icons.svg#sys-triangle">
<input type="hidden" name="_charset_" value="utf-8">
<div class="fcb-forms-container__column-wrapper">
<div class="fcb-recommendation-tool__content">
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step fcb-recommendation-tool__survey-step--active" data-step-index="0" data-step-id="Q1" id="personal-credit-cards-master-Q1" data-survey-step-active="true"
style="order: 1;">
<legend class="fcb-fieldset__legend--editorial">What are you looking for most in a credit card?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="3c8a1455-0c93-48f1-b55c-d969bfa20526" data-next-step-id="Q2" type="radio" name="Q1" value="1A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="3c8a1455-0c93-48f1-b55c-d969bfa20526">Flexible rewards</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="f93d073a-9031-4984-9b86-08526081d09e" data-next-step-id="Q3" type="radio" name="Q1" value="1B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="f93d073a-9031-4984-9b86-08526081d09e">Cash back</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="b6ee4a3a-c637-49ac-945f-577574c9e955" data-next-step-id="Q4" type="radio" name="Q1" value="1C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="b6ee4a3a-c637-49ac-945f-577574c9e955">A low interest rate</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="86180a55-3a38-43ac-99bb-88c529cc8b09" data-next-step-id="Q4" type="radio" name="Q1" value="1D">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="86180a55-3a38-43ac-99bb-88c529cc8b09">No annual fee</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="1" data-step-id="Q2" id="personal-credit-cards-master-Q2">
<legend class="fcb-fieldset__legend--editorial">Are you interested in earning rewards that can be redeemed for travel?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="4d5fe6ce-33c6-4a00-8c56-90231ed3b960" data-next-step-id="P1" type="radio" name="Q2" value="2A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="4d5fe6ce-33c6-4a00-8c56-90231ed3b960">Yes</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="7d90c826-3243-4987-9ff3-bbbf5cc5d812" data-next-step-id="P2" type="radio" name="Q2" value="2B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="7d90c826-3243-4987-9ff3-bbbf5cc5d812">No</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="2" data-step-id="Q3" id="personal-credit-cards-master-Q3">
<legend class="fcb-fieldset__legend--editorial">In addition to cash back, are you also interested in earning points that could be used towards travel?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="d32311f6-1ce3-4cbd-a328-383f839618be" data-next-step-id="P1" type="radio" name="Q3" value="3A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="d32311f6-1ce3-4cbd-a328-383f839618be">Yes</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="1cf31d33-bb6d-440d-bfd8-d2ea33044ade" data-next-step-id="P3" type="radio" name="Q3" value="3B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="1cf31d33-bb6d-440d-bfd8-d2ea33044ade">No</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="3" data-step-id="Q4" id="personal-credit-cards-master-Q4">
<legend class="fcb-fieldset__legend--editorial">Are you also interested in earning rewards?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="0e67f199-9015-4d27-acfa-9e19a545f0f7" data-next-step-id="Q5" type="radio" name="Q4" value="4A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="0e67f199-9015-4d27-acfa-9e19a545f0f7">Yes</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="caaf15f9-7af4-4d0c-8ab5-ee5633042df4" data-next-step-id="P4" type="radio" name="Q4" value="4B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="caaf15f9-7af4-4d0c-8ab5-ee5633042df4">No</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="4" data-step-id="Q5" id="personal-credit-cards-master-Q5">
<legend class="fcb-fieldset__legend--editorial">Which type of rewards do you prefer?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="12468054-bc55-4c46-820d-9eab41f8721a" data-next-step-id="P2" type="radio" name="Q5" value="5A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="12468054-bc55-4c46-820d-9eab41f8721a">Merchandise, gift cards and cash back</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="db2184ba-8788-4cd7-ad92-076ccaad6f52" data-next-step-id="P3" type="radio" name="Q5" value="5B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="db2184ba-8788-4cd7-ad92-076ccaad6f52">Cash back only</label>
</div>
</div>
</div>
</fieldset>
</div>
</div>
</form><form class="fcb-form fcb-recommendation-tool__survey-form" data-icons-path="/resources/icons/icons.svg#sys-triangle">
<input type="hidden" name="_charset_" value="utf-8">
<div class="fcb-forms-container__column-wrapper">
<div class="fcb-recommendation-tool__content">
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step fcb-recommendation-tool__survey-step--active" data-step-index="0" data-step-id="Q1" id="personal-checking-master-Q1" data-survey-step-active="true"
style="order: 1;">
<legend class="fcb-fieldset__legend--editorial">What matters most to you in a checking account?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="0d60c680-96c1-4d69-a039-7a229e0637ca" data-next-step-id="Q2" type="radio" name="Q1" value="1A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="0d60c680-96c1-4d69-a039-7a229e0637ca">Enhanced benefits</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="6bdc7e11-303a-46cb-a80f-7840c9685f86" data-next-step-id="Q2" type="radio" name="Q1" value="1B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="6bdc7e11-303a-46cb-a80f-7840c9685f86">Earning interest</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="119b8e91-19ec-4ad9-88d2-d32b35d71369" data-next-step-id="Q2" type="radio" name="Q1" value="1C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="119b8e91-19ec-4ad9-88d2-d32b35d71369">Preferred rates on CDs and Equity Lines</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="fa5ff153-6c8e-4ca8-a390-ca2deee12a0a" data-next-step-id="Q2" type="radio" name="Q1" value="1D">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="fa5ff153-6c8e-4ca8-a390-ca2deee12a0a">Low to no fees</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="1" data-step-id="Q2" id="personal-checking-master-Q2">
<legend class="fcb-fieldset__legend--editorial">What monthly balance do you anticipate maintaining across all of your First Citizens deposit accounts?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="5818defa-5e91-430f-a71e-422509bb8426" data-next-step-id="Q3" type="radio" name="Q2" value="2A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="5818defa-5e91-430f-a71e-422509bb8426">Less than $5,000</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="eed60c24-cd7b-4e38-84fa-371d0b8422f6" data-next-step-id="Q3" type="radio" name="Q2" value="2B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="eed60c24-cd7b-4e38-84fa-371d0b8422f6">$5,000 to $24,999</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="3b77b40d-2df1-423d-b15d-9102742b757f" data-next-step-id="Q3" type="radio" name="Q2" value="2C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="3b77b40d-2df1-423d-b15d-9102742b757f">$25000 or more</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="2" data-step-id="Q3" id="personal-checking-master-Q3">
<legend class="fcb-fieldset__legend--editorial">What's the combined amount of your monthly direct deposits?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="60b97629-f4eb-4798-80be-da171b1ff9a6" data-next-step-id="P1" type="radio" name="Q3" value="3A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="60b97629-f4eb-4798-80be-da171b1ff9a6">No direct deposits</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="ee2a92fa-81a3-4a03-8d0c-252cc8065ca1" data-next-step-id="P2" type="radio" name="Q3" value="3B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="ee2a92fa-81a3-4a03-8d0c-252cc8065ca1">Less than $4,000</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="5251e56d-c35b-4ee3-a2b7-c3214eda9ed7" data-next-step-id="P3" type="radio" name="Q3" value="3C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="5251e56d-c35b-4ee3-a2b7-c3214eda9ed7">$4,000 or more</label>
</div>
</div>
</div>
</fieldset>
</div>
</div>
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Digital Banking
BANK FROM ANYWHERE WITH YOUR MOBILE DEVICES
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Digital Banking
BANK FROM ANYWHERE WITH YOUR MOBILE DEVICES
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Digital Banking
BANK FROM ANYWHERE WITH YOUR MOBILE DEVICES
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Insights
A FEW FINANCIAL INSIGHTS FOR YOUR LIFE
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Saving
ARE DEPOSITS A MONEY MAKER AGAIN? THE RESURGENCE OF HIGH-YIELD ACCOUNTS
With an unpredictable stock market, low bond returns and rising inflation, more
people are turning to high-yield savings accounts.
The primary reason to invest in deposits is not because they're currently
high-yield accounts, but because they're secure.
Home
HOW DO HOME CONSTRUCTION LOANS WORK?
Home construction loans are quite different from standard mortgages. Here's how.
Unlike a mortgage, a construction loan acts more like a short-term line of
credit.
Retirement
AGES AND STAGES OF SAVING FOR RETIREMENT
Your approach to saving for retirement may shift over time as your life changes.
Starting early on retirement savings can help you form financial discipline that
will last throughout your working days.
Disclosures
This information is provided for educational purposes only and should not be
relied on or interpreted as accounting, financial planning, investment, legal or
tax advice. First Citizens Bank (or its affiliates) neither endorses nor
guarantees this information, and encourages you to consult a professional for
advice applicable to your specific situation.
Third parties mentioned are not affiliated with First-Citizens Bank & Trust
Company.
APY (annual percentage yield) is accurate as of April 18, 2024. Penalty may be
imposed for early withdrawal. No brokered CDs accepted. Other restrictions and
fees may apply. Fees could reduce the earnings on the account.
Links to third-party websites may have a privacy policy different from First
Citizens Bank and may provide less security than this website. First Citizens
Bank and its affiliates are not responsible for the products, services and
content on any third-party website.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an
Equal Housing Lender.
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CD ACCOUNT PROMOTIONAL RATE CONDITIONS
OPEN YOUR CD ONLINE
To qualify for the promotional rate, please take note of the following
conditions:
* The minimum opening deposit is $5,000, up to a maximum of $250,000.
* This CD must be funded from external sources as soon as it's opened. Funding
can't be sourced from existing First Citizens or CIT accounts.
* The owner(s) of this CD must reside in a state where there is a First
Citizens branch.
* This CD is not available for trusts, businesses or other entities.
* Public funds are also ineligible for this CD.
* This account may not be opened as an Individual Retirement Account.
* This CD isn't available at branch locations.
Open Now Open your new CD account , Opens in a new tab
GET A CREDIT CARD RECOMMENDATION
What are you looking for most in a credit card?
Flexible rewards
Cash back
A low interest rate
No annual fee
Are you interested in earning rewards that can be redeemed for travel?
Yes
No
In addition to cash back, are you also interested in earning points that could
be used towards travel?
Yes
No
Are you also interested in earning rewards?
Yes
No
Which type of rewards do you prefer?
Merchandise, gift cards and cash back
Cash back only
BASED ON YOUR ANSWERS, HERE'S WHAT WE RECOMMEND
Recommended
TRAVEL REWARDS CARD
Earn more points on travel and get exclusive travel rewards.
* Earn rewards faster
* Use rewards for exclusive travel experiences
* Get an introductory balance transfer offer
Learn More Learn more about Travel Rewards credit cards
Recommended
REWARDS CARD
Earn more points on special spending categories.
* Earn rewards
* Pay no annual fee
* Get an introductory balance transfer offer
Learn More Learn more about rewards cards
Recommended
CASH REWARDS CARD
Transform everyday purchases into unlimited cash back.
* Earn cash back
* Use rewards as statement credits
* Get an introductory balance transfer offer
Learn More Learn more about Cash Rewards credit cards
Recommended
SMART OPTION CARD
Get our lowest available rate.
* Consolidate higher interest rate balances
* Pay no annual fee
* Get an introductory balance transfer offer
Learn More Learn more about the smart option card
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GET A CHECKING ACCOUNT RECOMMENDATION
What matters most to you in a checking account?
Enhanced benefits
Earning interest
Preferred rates on CDs and Equity Lines
Low to no fees
What monthly balance do you anticipate maintaining across all of your First
Citizens deposit accounts?
Less than $5,000
$5,000 to $24,999
$25000 or more
What's the combined amount of your monthly direct deposits?
No direct deposits
Less than $4,000
$4,000 or more
BASED ON YOUR ANSWERS, HERE'S WHAT WE RECOMMEND
Recommended
FREE CHECKING
Make life easy with our simplest personal checking account.
* Minimum opening deposit of $50
* No minimum balance
* Choose your overdraft protection level
Open Now Open a Free checking account now
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Recommended
PREMIER CHECKING
Get the upgrade with the personal checking account that pays you interest.
* Minimum opening deposit of $100
* Earn interest on your balance
* Choose your overdraft protection level
Open Now Open a Premier checking account now
Learn More Learn more about a Premier checking account
Recommended
PRESTIGE CHECKING
Sign up for the VIP experience—an interest-bearing personal checking account
with the best features.
* Minimum opening deposit of $100
* Earn interest on your balance
* Get VIP perks with other First Citizens products
Open Now Open a Prestige checking account now
Learn More Learn more about a Prestige checking account
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OPEN A PERSONAL ACCOUNT
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I want to open another account.
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I want to open a checking account.
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