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Wallet News Blog Studies & StatisticsCalculators Ad Disclosure

BEST & WORST STATES TO RAISE A FAMILY (2024)

Adam McCann, WalletHub Financial WriterJan 8, 2024

Adam McCann, WalletHub Financial Writer
Jan 8, 2024

Certain states make it easier than others to raise a family. The ideal state is
one that’s affordable to live in during this time of high inflation and also
offers high safety and good job prospects, on top of quality education,
healthcare and entertainment.

To help people find cities with the perfect combination of those factors,
WalletHub compared the 50 states across 50 key indicators of
family-friendliness. Our data set ranges from the median annual family income to
housing affordability to the unemployment rate.

“It’s crucial to consider economic factors when deciding where to raise a
family, like the job market, average income and housing costs. It’s also
important to look beyond dollars and cents, as things like low-quality schools,
a bad healthcare system, natural disasters, or a high crime rate can turn the
already-stressful process of parenting into a nightmare.”

Cassandra Happe, WalletHub Analyst

Table of Contents
Main FindingsIn-Depth Look at the Best States for FamiliesTips for Finding the
Best State to Raise Your FamilyAsk the ExpertsMethodology

MAIN FINDINGS

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BEST STATES FOR FAMILIES

Overall Rank State Total Score Family Fun Rank Health & Safety Rank Education &
Child Care Rank Affordability Rank Socio-economics Rank
1Massachusetts66.979513212North
Dakota62.1532721813Minnesota62.001510181104Nebraska58.96201252455New
York58.46320207486Maine58.3645342267New Hampshire57.9239282398South
Dakota57.8329993329Rhode
Island57.532761951910Vermont57.234611427311Iowa57.2131137101312Connecticut57.093011623613Wisconsin56.41222410161114Illinois56.0543522134415Utah55.9819151132716Washington55.708302942817New
Jersey55.672619363918Colorado54.417403682219Virginia54.32281815141520Maryland54.1025291291821Pennsylvania53.62122326212322Montana52.7833141343423Wyoming51.6935817391424Missouri51.46212725251625Hawaii51.0814433452626Oregon50.74102638124227California50.6214440204728Texas50.5424828354129Kansas50.5440312719830Ohio49.99161735154331Florida49.4664124502932Delaware48.64432523172733Michigan47.87422139112034Tennessee47.78183430342535Indiana47.13343221263136Kentucky46.83442216294037North
Carolina46.38233732312438Idaho46.14361642461239Alaska43.97173345383040Georgia42.27244337403741Arizona41.19113648473542South
Carolina41.03413947411743Oklahoma39.90384743283444Nevada39.8354549495045Louisiana39.51134646374946Arkansas39.40484231363347Alabama38.86473841303848West
Virginia36.18502844423249Mississippi32.87495034444550New Mexico30.473749504846

Download data

Note: With the exception of “Total Score,” all of the columns in the table above
depict the relative rank of that state, where a rank of 1 represents the best
conditions for that metric category.

IN-DEPTH LOOK AT THE BEST STATES FOR FAMILIES

MASSACHUSETTS

Massachusetts is the best state to raise a family, in large part because it
provides a good blend of economic opportunities and safe conditions for
children. The Bay State has one of the lowest unemployment rates in the country
and lots of job opportunities relative to the labor force, which ensures that
parents will be able to provide for their children. It’s not the cheapest state,
as housing and childcare costs are relatively high compared to most of the
nation, but residents make up for this with fairly high incomes.

When it comes to education, Massachusetts isn’t just famous for universities
like Harvard and MIT – it also has a reputation for good school systems for
children, and it ranks first in that category. In addition, the state is a good
place for safeguarding children’s health, offering the best water quality in the
country, the highest rate of insured children, and one of the lowest infant
mortality rates.

NORTH DAKOTA

North Dakota claims second place among the best states for families, offering
significant savings with the lowest average annual rent for a two-bedroom
apartment relative to income. It also has the third-most affordable housing
overall. And if you want to make sure your family stays together, North Dakota
seems to be a good place for it – it has one of the lowest separation and
divorce rates in the country.

North Dakota is known for its beautiful scenery and national parks, and it’s
always good to share scenes like that with friends. There are plenty of
opportunities to do that, given that the Roughrider State has one of the highest
shares of families with children under age 18. In addition, North Dakota ranks
first when it comes to the prevalence of childcare workers, and it has one of
the lowest annual costs for childcare as well.

MINNESOTA

Minnesota is the third-best state to raise a family, at least if you’re not
averse to its harsh winters. Minnesota is a great place to find a job to support
your family, as it has one of the highest median family incomes after adjusting
for the cost of living and one of the lowest unemployment rates. In addition to
good pay and job stability, residents also receive reliable long-term benefits,
as Minnesota ranks at the top for employer-based retirement plan access and
participation.

Another great thing about raising a family in the Land of 10,000 Lakes is what
it can do for your children’s health. The state has the third-highest life
expectancy at birth and some of the best public hospitals in the country. It
also encourages children to stay fit amid the obesity epidemic, as it has one of
the largest shares of children who live in neighborhoods with a park or
playground.

Median Family Income*
Highest
* Highest
* 1. Virginia
* 2. Minnesota
* 3. Illinois
* 4. New Jersey
* 5. Colorado

Lowest
* Lowest
* 46. Maine
* 47. Nevada
* 48. Hawaii
* 49. West Virginia
* 50. New Mexico

Best State vs. Worst State: 2x Difference
Virginia vs. New Mexico
Affordable Housing
Most
* Most
* 1. Iowa
* 2. Nebraska
* 3. North Dakota
* 4. Kansas
* 5. Ohio

Least
* Least
* 46. Nevada
* 47. Florida
* 48. Hawaii
* 49. New York
* 50. California

Child Care Costs**
Lowest
* Lowest
* 1. South Dakota
* 2. Missouri
* 3. Mississippi
* 4. Utah
* 5. Minnesota

Highest
* Highest
* 46. Nebraska
* 47. Nevada
* 48. Washington
* 49. New Mexico
* 50. New York

Best State vs. Worst State: 3x Difference
South Dakota vs. New York
Families with Young Kids
Highest
* Highest
* 1. Utah
* 2. Texas
* 3. Alaska
* 4. Nebraska
* 5. North Dakota

Lowest
* Lowest
* 46. Vermont
* 47. Maine
* 48. Florida
* 49. Hawaii
* 50. West Virginia

Infant Mortality Rate
Lowest
* Lowest
* 1. North Dakota
* 2. Vermont
* 3. Massachusetts
* 4. New Jersey
* 5. Oregon

Highest
* Highest
* 46. South Carolina
* 47. Alaska
* 48. Alabama
* 49. Arkansas
* 50. Mississippi

Best State vs. Worst State: 3x Difference
North Dakota vs. Mississippi
Violent Crimes per Capita
Fewest
* Fewest
* 1. Maine
* 2. New Hampshire
* 3. Connecticut
* 4. Rhode Island
* 5. Wyoming

Most
* Most
* T-46. Alaska
* T-46. Arkansas
* T-46. Louisiana
* T-46. Tennessee
* T-46. New Mexico

Best State vs. Worst State: 8x Difference
Maine vs. New Mexico
% of Families in Poverty
Lowest
* Lowest
* 1. New Hampshire
* 2. Minnesota
* 3. Utah
* 4. Vermont
* 5. Colorado

Highest
* Highest
* 46. Kentucky
* 47. West Virginia
* 48. New Mexico
* 49. Louisiana
* 50. Mississippi

Best State vs. Worst State: 3x Difference
New Hampshire vs. Mississippi
Separation & Divorce Rate
Lowest
* Lowest
* 1. Utah
* 2. North Dakota
* 3. New Jersey
* 4. Hawaii
* 5. Nebraska

Highest
* Highest
* 46. Florida
* 47. Mississippi
* 48. Louisiana
* 49. Nevada
* 50. New Mexico

Best State vs. Worst State: 2x Difference
Utah vs. New Mexico
Show More
Notes:
*Adjusted for cost of living
**Adjusted for median family income

TIPS FOR FINDING THE BEST STATE TO RAISE YOUR FAMILY

* Visit prospective states: You shouldn’t move somewhere you’ve never visited.
Spend time in different cities and neighborhoods in each state you’re
considering to understand the community, amenities, and lifestyle.
Experiencing different cities firsthand will help you decide what's best for
your family.
* Focus on the essentials first: Since there are many factors to think about,
focus on the most important ones first. Make sure you move to a place with
good job opportunities, quality pediatric care, and good early education. As
your children grow, you can always move to a location that suits their
changing needs.
* Live somewhere good for children’s recreation: If your main needs are met,
think about places with attractions, playgrounds, parks, and spots where you
can create memories with your children.
* Talk to parents: The best way to learn about what it’s like to raise a family
in a certain area is to talk to parents who already live there. They might
help you decide on a specific city, not just a state.
* Look at data: Word of mouth isn't enough to make a final choice on where to
move, and you might not be able to spend a lot of time in every place you're
considering. But it's very easy to find data online about things like
unemployment rates, job opportunities, crime rates, and school ratings.
Factoring that information into your decision-making process will help you
narrow things down to the right place for you. WalletHub's rankings are based
on official data, so this report can give you a good starting point for
states to examine more closely based on your own preferences.

ASK THE EXPERTS

Not all states are created equal. Some are more conducive to pleasant family
life than others. With those differences in mind, we asked a panel of experts to
share their thoughts on the following key questions:

1. What should families consider when choosing a place to set down roots?
2. To what degree is a child’s development and a family’s quality of life
influenced by the state in which they live? How?
3. How can authorities make their states more attractive to young families?
4. What are some specific factors that affect child and family well-being?
5. In evaluating the best states for families, what are the top five
indicators?

ASK THE EXPERTS

Dr. Sarah L. Pierotti
Assistant Professor in Human Development & Family Studies – Penn State-DuBois
Read More
Kendal Holtrop
Ph.D., LMFT – Associate Professor, Human Development and Family Studies –
Michigan State University
Read More
Dr. Priscilla Blanton
Professor Emerita, Child and Family Studies, College of Education, Health, and
Human Sciences – The University of Tennessee, Knoxville
Read More
Michelle Kiefer
Director of The Piper Center for Family Studies and Child Development – Baylor
University
Read More
Julie C. Parker
Ph.D., CCLS – Associate Professor, HDFS Program Leader, MSEI Graduate
Coordinator, Human Development and Family Science – Mississippi State University
Read More
Xiaohui Sophie Li
Ph.D., CFLE, AFC® – Associate Professor, Human Development and Family Sciences,
School of Family and Consumer Sciences – Northern Illinois University
Read More

METHODOLOGY

In order to determine the best states to raise a family, WalletHub compared the
50 states across five key dimensions: 1) Family Fun, 2) Health & Safety, 3)
Education & Child Care, 4) Affordability and 5) Socio-economics.

We evaluated those dimensions using 50 relevant metrics, which are listed below
with their corresponding weights. Each metric was graded on a 100-point scale,
with a score of 100 representing the most favorable conditions for family life.

Finally, we determined each state’s weighted average across all metrics to
calculate its overall score and used the resulting scores to rank-order the
states.

FAMILY FUN – TOTAL POINTS: 20

* Share of Families with Young Children: Full Weight (~3.33 Points)
Note: “Young Children” includes the population aged 0 to 17.
* Number of Attractions: Triple Weight (~10.00 Points)
* Fitness & Recreational Sports Centers per Capita: Full Weight (~3.33 Points)
* Share of Children Aged 0 to 17 Who Live in Neighborhoods with a Park or
Playground: Full Weight (~3.33 Points)

HEALTH & SAFETY – TOTAL POINTS: 20

* Share of Uninsured Children: Full Weight (~1.38 Points)
Note: “Children” includes the population aged 0 to 18.
* Pediatricians per Capita: Full Weight (~1.38 Points)
* Number of Children’s Hospitals per Total Number of Children Aged 0 to 17:
Full Weight (~1.38 Points)
* Quality of Public Hospitals: Full Weight (~1.38 Points)
Note: This metric is based on public-hospital ratings from the Centers for
Medicare & Medicaid Services.
* Infant-Mortality Rate: Full Weight (~1.38 Points)
* Life Expectancy at Birth: Full Weight (~1.38 Points)
* Number of Climate Disasters Causing $1 Billion+ in Damages in Past Decades:
Full Weight (~1.38 Points)
* Air Pollution: Full Weight (~1.38 Points)
* Water Quality: Full Weight (~1.38 Points)
* Violent Crimes per Capita: Full Weight (~1.38 Points)
* Property Crimes per Capita: Full Weight (~1.38 Points)
* Share of Children Aged 6 to 17 Who Go to Safe Schools: Full Weight (~1.38
Points)
* Safety Ranking of Roads Around School: Half Weight (~0.69 Points)
Note: School safety scores and rankings are based on unsafe driving events
detected by the Zendrive platform within school areas.
* Share of Children Aged 0 to 17 Who Live in Supportive Neighborhoods: Full
Weight (~1.38 Points)
Note: Supportive neighborhoods are neighborhoods where people help each other
out, watch out for each other’s children and know where to go for help in the
community.
* Share of Children Aged 0 to 17 Living with Parents Who Have Support: Full
Weight (~1.38 Points)
Note: This metric refers to children whose parents have someone to turn to
for day-to-day emotional support with parenting or raising children.

EDUCATION & CHILD CARE – TOTAL POINTS: 20

* Quality of Public Schools: Double Weight (~4.00 Points)
Note: This metric is based on WalletHub’s “States with the Best & Worst
School Systems” ranking.
* Public High School Graduation Rate: Full Weight (~2.00 Points)
* Child Day-Care Services per Capita: Full Weight (~2.00 Points)
* Day-Care Quality: Full Weight (~2.00 Points)
* Child-Care Costs: Full Weight (~2.00 Points)
Note: This metric was adjusted for the median family income.
* Parental Leave: Full Weight (~2.00 Points)
Note: This metric is based on parental-leave policy scores from the National
Partnership for Women & Families.
* Number of Childcare Workers per Total Number of Children: Full Weight (~2.00
Points)
* Share of Children Aged 6 to 17 Who Participate in School Extracurricular
Activities: Full Weight (~2.00 Points)
* Share of Children Aged 6 to 17 Who Participate in Community Service or
Volunteer Work: Full Weight (~2.00 Points)

AFFORDABILITY – TOTAL POINTS: 20

* Housing Affordability: Full Weight (~1.82 Points)
Note: This metric was calculated as follows: Housing Costs (accounts for both
rental and sale prices) / Median Annual Family Income.
* Median Credit Score: Full Weight (~1.82 Points)
* Median Mortgage Debt: Full Weight (~1.82 Points)
Note: This metric measures the median amount of mortgage debt per adult, as
share of median earnings.
* Median Non-Mortgage Debt: Full Weight (~1.82 Points)
Note: This metric measures the median amount of non-mortgage debt per adult,
as share of median earnings.
* Share of People Who Save Money for their Children’s College Education: Full
Weight (~1.82 Points)
* Share of Children Aged 0 to 17 Whose Family Had Problems Paying Medical
Bills: Full Weight (~1.82 Points)
Note: This metric refers to children whose family had problems paying for the
children’s medical or health care bills during the past 12 months.
* Paid Family Leave: Double Weight (~3.64 Points)
* Retirement Access & Participation: Full Weight (~1.82 Points)
Note: “Retirement” refers to employer-based plans only.
* Median Annual Family Income: Full Weight (~1.82 Points)
Note: This metric was adjusted for the cost of living.
* Average Annual Family Health Insurance Premium: Full Weight (~1.82 Points)

SOCIO-ECONOMICS – TOTAL POINTS: 20

* Separation & Divorce Rate: Full Weight (~1.67 Points)
* Median Duration of Current Marriage: Full Weight (~1.67 Points)
* Share of Two-Parent Families: Full Weight (~1.67 Points)
* Wealth Gap: Full Weight (~1.67 Points)
* Share of Families Living in Poverty: Full Weight (~1.67 Points)
* Share of Families Receiving Food Stamps: Full Weight (~1.67 Points)
* Unemployment Rate: Full Weight (~1.67 Points)
* Underemployment Rate: Full Weight (~1.67 Points)
* Job Security: Full Weight (~1.67 Points)
Note: This metric was calculated as follows: (Number of Employees in 2023
September - Number of Employees in 2022 September) / Number of Employees in
2022 September.
* Job Opportunities: Full Weight (~1.67 Points)
Note: This metric was calculated as follows: Number of Job Openings per
Number of Population in Labor Force Minus Unemployed Rate.
* Share of Work-Related Stressed Tweets: Full Weight (~1.67 Points)
Note: This metric is based on PlushCare’s analysis of retrieved geotagged
tweets from 340 major cities in the U.S.
* Foreclosure Rate: Full Weight (~1.67 Points)

Sources: Data used to create this ranking were collected as of December 15, 2023
from the U.S. Census Bureau, Bureau of Labor Statistics, National Center for
Education Statistics, Child Care Aware of America, Centers for Medicare &
Medicaid Services, Centers for Disease Control and Prevention, Council for
Community and Economic Research, Federal Bureau of Investigation, U.S.
Department of Housing and Urban Development, National Partnership for Women &
Families, TransUnion, The Pew Charitable Trusts, United Health Foundation,
Indeed, U.S. News & World Report, Institute for Health Metrics and Evaluation,
National Climatic Data Center, FINRA Investor Education Foundation, U.S.
Department of Health and Human Services, Kaiser Family Foundation, ATTOM, a
property data provider, Zendrive, TripAdvisor, PlushCare, New America and
WalletHub research.

SUPPORTING VIDEO FILES:

* YouTube - National (for web embedding)
* YouTube - Massachusetts (for web embedding)
* Raw video files (for editing into clips)

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