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CashPlease®
The Convenient Way to Manage
Your Short-Term Cash Needs


    Get Started    





Welcome to CashPlease® offered through Vantage West.

When life throws you a curveball and you need easy access to cash, there's no
need to pay ridiculously high interest rates on payday loans.

Why is CashPlease® better?

 * Save on interest and fees
 * Borrow up to $1,000 (subject to eligibility)
 * Check to see if you're eligible for a loan now
 * Cash in your account in 24 hours or less (upon approval)
 * Easy online access and management
 * Work with your own trusted financial institution

See how much you could save with CashPlease® when compared to a typical $500
payday loan repaid over a 3-month period.



   Creditor: Generic Payday Advance
Provider1 CashPlease®    ANNUAL PERCENTAGE RATE (APR):
   (the cost of your credit as a yearly rate) 391% 25%    Borrower savings using
CashPlease® for a $500 loan repaid over 90 days:     $431.21


Eligibility requirements:

 * Must be a Vantage West Checking account holder
 * Must be 18 years of age or older
 * Must have an email address to create a CashPlease® account
 * Must wait at least five days after paying off a CashPlease® loan before
   becoming eligible for a new CashPlease® loan
 * Your Vantage West accounts must be in good standing
 * Members may only take out three CashPlease® loans during a six-month period

*Please note your Discretionary Overdraft Privilege limit will be impacted by
any open CashPlease® loan.



1Generic payday advance provider credit terms are sourced from a Community
Financial Services Association of America (CFSAA) report entitled Payday
Advance: A Cost Comparison of the Alternatives. Terms depicted assume (i) credit
principal at a cost of $15 per $100, a 14 day loan term, and repayment by
balloon payment upon maturity; (ii) six "rollovers" of an initial payday advance
to sustain the $500 principal for 90 days; and (iii) each "rollover" requires a
new $75 payday advance fee. Stated APR is taken directly from the CFSAA report
and contemplates a single 14 day payday advance loan.



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All Rights Reserved.

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SMALL-DOLLAR,
SHORT-TERM LOANS


FAST. EASY. AFFORDABLE. SMART.

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