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Text Content

LET'S GET STARTED!

Find a local Loan Officer Assign me a Loan Officer



LET'S GET STARTED!

JIM CAMARA

Senior Loan Officer

NMLS #257972

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Jim Camara
Senior Loan Officer
NMLS #257972
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Your local mortgage expert

Jim Camara
Senior Loan Officer NMLS #257972

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Your local mortgage expert

Jim Camara
Senior Loan Officer NMLS #257972

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JIM CAMARA

Senior Loan Officer
NMLS #257972

1215 W. Center Street 204 , Manteca, CA 95337

Work: (209) 823-4680 Direct: (209) 981-5626
jim.camara@academymortgage.com
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I am licensed in: CA

With Just 10 minutes on the phone, in your home or at my office we can see if
you prequalify for a mortgage and start a Home-Buying plan that fits you - No
Obligation!

I look forward to helping you. Just call my cell phone (209) 981-5626, click on
the my email address above and let me know how I.....

Read More
Apply Now Contact Me


STOP BELIEVING THESE MORTGAGE MYTHS

Mortgage myths can cost you—and even keep you from reaching your big-picture
goals. Here are several worth rethinking.

Continue reading



WHAT YOUR NEIGHBORS ARE SAYING ABOUT JIM CAMARA

> “Easy process and very straightforward.”
> 
> Deborah K.
> Hollister, CA

> “The clear consise information and follow up”
> 
> David K.
> Hollister, CA

> “Thank you very much they were fast and friendly”
> 
> Eric E.
> Stockton, CA

> “Jim worked with us from the beginning of the home loan process and
> communicated with us what was going to be needed at each step. We could bring
> forward questions, and when we even forgot about something, he was there to
> guide us along the way. He also was monitoring the overall market conditions
> and found the best way to get our final loan to suit our needs.”
> 
> Neil W.
> Hollister, CA

> “Good advice, good communication, felt in good hands.”
> 
> Jonathan S.
> Hollister, CA

> “Easy process and very straightforward.”
> 
> Deborah K.
> Hollister, CA

> “The clear consise information and follow up”
> 
> David K.
> Hollister, CA

> “Thank you very much they were fast and friendly”
> 
> Eric E.
> Stockton, CA

> “Jim worked with us from the beginning of the home loan process and
> communicated with us what was going to be needed at each step. We could bring
> forward questions, and when we even forgot about something, he was there to
> guide us along the way. He also was monitoring the overall market conditions
> and found the best way to get our final loan to suit our needs.”
> 
> Neil W.
> Hollister, CA

> “Good advice, good communication, felt in good hands.”
> 
> Jonathan S.
> Hollister, CA

> “Easy process and very straightforward.”
> 
> Deborah K.
> Hollister, CA

> “The clear consise information and follow up”
> 
> David K.
> Hollister, CA


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THE STRENGTH AND STABILITY OF A NATIONAL LENDER


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Families served last year


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Years serving families


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FOR EVERY UNIQUE SITUATION, WE OFFER A TAILORED SOLUTION



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FHA LOAN

Even if you don’t have great credit and you lack the savings for a down payment,
an FHA Loan offers a clear path to homeownership.

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VA LOAN

Active-duty military members, veterans, or eligible family members can purchase
a home without putting any money down.

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CONVENTIONAL LOANS

For homebuyers with good to great credit and money to put down, this is by far
the most common type of home loan.

Learn more

FHA LOAN

Even if you don’t have great credit and you lack the savings for a down payment,
an FHA Loan offers a clear path to homeownership.

Learn more

VA LOAN

Active-duty military members, veterans, or eligible family members can purchase
a home without putting any money down.

Learn more

CONVENTIONAL LOANS

For homebuyers with good to great credit and money to put down, this is by far
the most common type of home loan.

Learn more

FHA LOAN

Even if you don’t have great credit and you lack the savings for a down payment,
an FHA Loan offers a clear path to homeownership.

Learn more

VA LOAN

Active-duty military members, veterans, or eligible family members can purchase
a home without putting any money down.

Learn more

 * 
 * 

CONVENTIONAL LOANS

For homebuyers with good to great credit and money to put down, this is by far
the most common type of home loan.

Learn more

FHA LOAN

Even if you don’t have great credit and you lack the savings for a down payment,
an FHA Loan offers a clear path to homeownership.

Learn more

VA LOAN

Active-duty military members, veterans, or eligible family members can purchase
a home without putting any money down.

Learn more


30+ YEARS OF MORTGAGE EXPERIENCE, AT YOUR FINGERTIPS

Browse all resources


I WANT TO

access my home's equitybe inspiredbuy a homeget advice for homeownersinsight
into economic trendslower my paymentsresources for industry prosread all
articles

I’d like to know more about:

 * Buying process
 * Credit score
 * Down payment
 * Downsizing
 * Getting started
 * Homebuying 101
 * Home equity
 * Home improvement
 * Housing market
 * Insurance
 * Lifestyle
 * Loan education
 * Mortgage basics
 * Mortgage trends
 * Real estate agents
 * Refinancing
 * Selling
 * Social impact
 * Veterans

 * Categories

Categories
 * Buying process
 * Credit score
 * Down payment
 * Downsizing
 * Getting started
 * Homebuying 101
 * Home equity
 * Home improvement
 * Housing market
 * Insurance
 * Lifestyle
 * Loan education
 * Mortgage basics
 * Mortgage trends
 * Real estate agents
 * Refinancing
 * Selling
 * Social impact
 * Veterans


Getting started
Useful tips and practical advice to help get your homeownership journey started.
Credit score
Learn about what goes into your credit score and how it impacts your home loan.
Buying process
Get up to speed on everything from choosing a real estate agent to home
inspections.
Down payment
Learn how much you need to put down as well as strategies for first-time
homebuyers.
Loan education
Mortgage 101 for buyers who need help understanding their options.
Veterans
Learn more about the amazing benefits of a VA Loan and how to unlock them.
Insurance
Understand the basics of mortgage insurance and why you might need it.
Selling
Helpful guidance for homeowners thinking about or getting ready to sell.
Downsizing
Consider these important topics if you’re ready to move into a smaller space.
Home improvement
Tips for adding value to your home and how to finance renovations.
Refinancing
How to figure out when the time and situation is right to refinance your home.
Home equity
Learn more about how to take advantage of your home’s value.
Loan help
Get help with your My Mortgage app, including instructions for accessing,
uploading, and signing documents.
Homebuying 101

Mortgage basics

Loan types

Mortgage trends
Get expert insights into the latest news about mortgage trends and how they
impact you.
Housing market
Stay up to date on where the housing market is right now — and where it's
heading.
Real estate agents
Expert mortgage advice so you can better service your existing clients — and
attract new ones.
Industry professionals
If you're a mortgage professional, we'll help you stay on top of the latest
products and trends.
Lifestyle
Advice, tips, and trends for beautifying —and enjoying — the place you call
home.
Social impact
Get inspired to make an impact in your community — and around the world.
Culture

Inspire hope

Leadership & growth

Events

Mortgage news

Press releases

Industry news

New hires

National

Global

Kristi Pickering



ALL ARTICLES

Explore our full library of resources for homebuyers, homeowners, and industry
professionals.

Browse resources
Mortgage trends

A LOOK AHEAD AT 2023’S HOUSING MARKET

What’s in store for the year ahead? Here’s what experts have to say about the
2023 housing market.

Read more
Selling

SHOULD YOU SELL OR RENOVATE YOUR HOUSE?

Today, many homeowners are asking: Should I sell my house? Or should I stay put
and renovate?

Read more

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LET'S WORK TOGETHER

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may have, keep you informed, and guide you through every step of the mortgage
process, from the beginning to closing.

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PAVING THE PATH TO A BETTER FUTURE

How Academy Mortgage is Inspiring Hope in a remote village in Ecuador.

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