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SUN LIFE 2022 REPORT

2022 HIGH-COST CLAIMS AND INJECTABLE DRUG TRENDS ANALYSIS

According to the recent market data, catastrophic medical claims have grown in
size and frequency over the past 5 years. In addition, healthcare costs continue
to surge, making the traditional way of medical stop-loss insurance obsolete.

The idea that Self-Funding could potentially expose employers to large and
catastrophic medical claims drives them into seeking new solutions and/or a new
brokers. After all, million-dollar claims may seem like a rare occurrence – but
they happen more often than expected.

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