www.bacs.co.uk
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185.52.109.96
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Submitted URL: http://mail.bacsupdates.co.uk/re?l=D0Iytm1dtI9xnojspI7ITl2hbh1xj&s=DFPEAJMOBAIKDJEK
Effective URL: https://www.bacs.co.uk/services/bacsschemes/operatingtheschemesbusinesses/pages/maintainingpaymentrecords.aspx?utm_sour...
Submission: On April 27 via api from US — Scanned from DE
Effective URL: https://www.bacs.co.uk/services/bacsschemes/operatingtheschemesbusinesses/pages/maintainingpaymentrecords.aspx?utm_sour...
Submission: On April 27 via api from US — Scanned from DE
Form analysis
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<div id="s4-bodyContainer">
<div id="header">
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<div class="mainMenuBar noindex">
<ul>
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<ul class="secondLevel">
<li class="secondLevelSite"><a href="/Services/bacsschemes/Pages/BacsSchemes.aspx">Bacs Schemes</a>
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<li class="thirdLevelSite"><a href="/Services/bacsschemes/directdebit/Pages/DirectDebit.aspx">Direct Debit</a></li>
<li class="thirdLevelSite"><a href="/Services/bacsschemes/bacsdirectcredit/Pages/BacsDirectCredit.aspx">Bacs Direct Credit</a></li>
<li class="thirdLevelSite"><a href="/Services/bacsschemes/gettingstarted/Pages/GettingStarted.aspx">Getting started</a></li>
<li class="thirdLevelSite"><a href="/Services/bacsschemes/MarketingTheSchemes/Pages/MarketingTheSchemes.aspx">Marketing the Schemes</a></li>
<li class="thirdLevelSite"><a href="/Services/bacsschemes/OperatingTheSchemesCoronavirus/Pages/OperatingTheSchemesCoronavirus.aspx">Operating the Schemes – Coronavirus</a></li>
<li class="thirdLevelSite"><a href="/Services/bacsschemes/operatingtheschemesbusinesses/Pages/OperatingTheSchemesBusinesses.aspx">Operating the Schemes - Businesses</a></li>
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<li class="secondLevelSite"><a href="/Services/Pages/IndustryServices.aspx">Industry services</a></li>
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<li class="secondLevelSite"><a href="/Resources/Pages/GuideandRules.aspx">Guide and Rules</a></li>
<li class="secondLevelSite"><a href="/Resources/training/Pages/Training.aspx">Training</a></li>
<li class="secondLevelSite"><a href="/Resources/Pages/FAQs.aspx">FAQs</a></li>
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<li class="secondLevelSite"><a href="/Resources/Pages/Glossary.aspx">Glossary </a></li>
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<div class="ie-message">
<div class="ie-message__container">
<div class="ie-message__heading-container">
<h1 class="ie-message__heading">YOU MUST MAKE CHANGES TO YOUR BROWSER</h1>
<button class="ie-message__close"><span class="ie-message__icon"></span></button>
</div>
<p> You are using a browser which is retiring on 15 June 2022, and you should make changes to avoid interruption in accessing Bacs and Pay.UK websites. We recommend installing the latest version of
<a href="microsoft-edge:https://www.bacs.co.uk/">Microsoft Edge</a> or <a href="https://www.google.co.uk/chrome" target="_blank">Google Chrome</a>.<br> Visit
<a href="https://www.wearepay.uk/programmes/changes-to-psw-access/" target="_blank">IE11 withdrawal – impact on Bacs</a> for information on how this may affect your access to the Payment Services Website. </p>
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<span class="title">IN THIS SECTION</span>
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<a id="ctl00_PlaceHolderSubMenu_subMenuControl_subMenuRepeater_ctl01_menuLink" title="Bacs Schemes" class="menuLink noindex" href="/Services/bacsschemes/Pages/BacsSchemes.aspx">Bacs Schemes</a>
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<li><a title="Direct Debit" href="/Services/bacsschemes/directdebit/Pages/DirectDebit.aspx">Direct Debit</a></li>
<li><a title="Bacs Direct Credit" href="/Services/bacsschemes/bacsdirectcredit/Pages/BacsDirectCredit.aspx">Bacs Direct Credit</a></li>
<li><a title="Getting started" href="/Services/bacsschemes/gettingstarted/Pages/GettingStarted.aspx">Getting started</a></li>
<li><a title="Marketing the Schemes" href="/Services/bacsschemes/MarketingTheSchemes/Pages/MarketingTheSchemes.aspx">Marketing the Schemes</a></li>
<li><a title="Operating the Schemes – Coronavirus" href="/Services/bacsschemes/OperatingTheSchemesCoronavirus/Pages/OperatingTheSchemesCoronavirus.aspx">Operating the Schemes – Coronavirus</a></li>
<li class=" current parent"><a title="Operating the Schemes - Businesses" href="/Services/bacsschemes/operatingtheschemesbusinesses/Pages/OperatingTheSchemesBusinesses.aspx">Operating the Schemes - Businesses</a>
<ul class="level2">
<li><a title="Using Bacstel-IP" href="/Services/bacsschemes/operatingtheschemesbusinesses/Pages/UsingBacstel-IP.aspx">Using Bacstel-IP</a></li>
<li><a title="Bacs Payment Services Website refresh project" href="/Services/bacsschemes/operatingtheschemesbusinesses/Pages/PaymentServicesWebsiteUpdateProject.aspx">Bacs Payment Services Website refresh project</a></li>
<li class=" current"><a title="Maintaining payment records" href="/Services/bacsschemes/operatingtheschemesbusinesses/Pages/MaintainingPaymentRecords.aspx">Maintaining payment records</a></li>
<li><a title="Bacs and GDPR" href="/Services/bacsschemes/operatingtheschemesbusinesses/BacsAndGDPR/Pages/BacsGDPR.aspx">Bacs and GDPR</a></li>
<li><a title="Collecting reports" href="/Services/bacsschemes/operatingtheschemesbusinesses/collectingreports/Pages/CollectingReports.aspx">Collecting reports</a></li>
<li><a title="Indemnity claims" href="/Services/bacsschemes/operatingtheschemesbusinesses/IndemnityClaims/Pages/IndemnityClaims.aspx">Indemnity claims</a></li>
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<h1>Maintaining payment records</h1>
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<h2>Service user’s role in the maintaining accurate payment records</h2>
<p>As a service user it's your role to ensure your payment records are kept accurate and up to date.</p>
<p>There are a number of reasons your payment records might need to be updated. For example:</p>
<ul>
<li>If one of your customers uses the <a href="https://www.currentaccountswitch.co.uk/" target="_blank"><span lang="EN-US">Current Account Switch Service</span></a> to move their current account from one payment service
provider (PSP) to another they do not need to inform you of the change and you may therefore be paying into their old account</li>
<li>If a <span style="font-size:16px;">PSP</span> moves customers' accounts then the customer may be issued with a new sort code and account number</li>
<li>If there was a typo in the payment details but the correct account could be identified.</li>
</ul>
<p>When a payment is made to, or collected from, an old account, an Automated Direct Debit Amendment and Cancellation Service
(<a href="https://www.bacs.co.uk/Services/bacsschemes/directdebit/services/Pages/ADDACS.aspx"><span lang="EN-US">ADDACS</span></a>) message or an Advice of Wrong Account Credits Service
(<a href="https://www.bacs.co.uk/Services/bacsschemes/bacsdirectcredit/services/Pages/AWACS.aspx"><span lang="EN-US">AWACS</span></a>) is generated. </p>
<p>The <a href="/guideandrules"><span lang="EN-US">Service User's Guide and Rules</span></a> to both the Direct Debit Scheme and the Bacs Direct Credit Scheme require you to collect and action advices within three working
days of them being available to you.</p>
<p><strong><strong>If you fail to action advices within the given timescales, not only are you breaking the scheme rules, but you risk the payments you process being unsuccessful.</strong></strong></p>
<h2>How to collect reports</h2>
<p>We have prepared a number of helpful tools demonstrating the step-by-step process to <a href="/Services/bacsschemes/operatingtheschemesbusinesses/collectingreports/Pages/CollectingReports.aspx">collect messaging </a>reports. If you
are using a bureau you should speak to them to confirm whose responsibility it is to access and action reports.</p>
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* * Register Log In Menu * About * Access * Services * Bacs Schemes * Direct Debit * Bacs Direct Credit * Getting started * Marketing the Schemes * Operating the Schemes – Coronavirus * Operating the Schemes - Businesses * Operating the Schemes - Payment service providers * Bacs approved services * Industry services * Switching services * Resources * Document library * Processing Calendar * Guide and Rules * Training * FAQs * Events * Facts and figures * Payment service providers central contacts * Indemnity claims contacts * Centrally processed new non AUDDIS DDIs * Direct Debit Instruction templates and logo * Online sort code checker * Glossary * Late payment tips * News Centre * Contact Register Log In Menu YOU MUST MAKE CHANGES TO YOUR BROWSER You are using a browser which is retiring on 15 June 2022, and you should make changes to avoid interruption in accessing Bacs and Pay.UK websites. We recommend installing the latest version of Microsoft Edge or Google Chrome. Visit IE11 withdrawal – impact on Bacs for information on how this may affect your access to the Payment Services Website. IN THIS SECTION * Bacs Schemes * Direct Debit * Bacs Direct Credit * Getting started * Marketing the Schemes * Operating the Schemes – Coronavirus * Operating the Schemes - Businesses * Using Bacstel-IP * Bacs Payment Services Website refresh project * Maintaining payment records * Bacs and GDPR * Collecting reports * Indemnity claims * Best practice videos * Operating the Schemes - Payment service providers * Bacs approved services * Switching services * Industry services Back to top Services | Bacs Schemes | Operating the Schemes - Businesses | Maintaining payment records MAINTAINING PAYMENT RECORDS MSBugFix Page Image Page Content SERVICE USER’S ROLE IN THE MAINTAINING ACCURATE PAYMENT RECORDS As a service user it's your role to ensure your payment records are kept accurate and up to date. There are a number of reasons your payment records might need to be updated. For example: * If one of your customers uses the Current Account Switch Service to move their current account from one payment service provider (PSP) to another they do not need to inform you of the change and you may therefore be paying into their old account * If a PSP moves customers' accounts then the customer may be issued with a new sort code and account number * If there was a typo in the payment details but the correct account could be identified. When a payment is made to, or collected from, an old account, an Automated Direct Debit Amendment and Cancellation Service (ADDACS) message or an Advice of Wrong Account Credits Service (AWACS) is generated. The Service User's Guide and Rules to both the Direct Debit Scheme and the Bacs Direct Credit Scheme require you to collect and action advices within three working days of them being available to you. If you fail to action advices within the given timescales, not only are you breaking the scheme rules, but you risk the payments you process being unsuccessful. HOW TO COLLECT REPORTS We have prepared a number of helpful tools demonstrating the step-by-step process to collect messaging reports. If you are using a bureau you should speak to them to confirm whose responsibility it is to access and action reports. Page Image 2 Page Content 2 GUIDE AND RULES TO BACS SCHEMES NEED HELP? 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To search for more documents enter your search requirements above NOT REGISTERED YET? Some areas and assets are password protected and only available to eligible registered users. To gain access to all the information you need register for your password and log in first every visit REGISTER SHOWING 5 OF 5 SHOWING 5 OF 5 Search facility giving access to all documents on the Bacs website Connect with us Privacy statement Cookie information Legal notices Modern slavery statement Site map Unsubscribe Bacs is owned and operated by Pay.UK, the home of UK retail payments. Cookie Control We use cookies to enhance website functionality and to analyse our traffic. Select ‘Accept all cookies’ to consent to their use or ‘Let me choose’ to make your cookie choices. You can change your preferences and withdraw your consent at any time. Read our cookie notice for more information. Accept all cookiesI Do Not AcceptLet me choose