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 * 

 * Our Coverage
    * E&O Extra®
    * E&O CompleteTM
    * Deal Protection Endorsement

 * Product Guide
 * Deal Protection Endorsement Premiums
 * Claim Stories
 * FAQ
 * Contact
 * FCT.ca

 * Our Coverage
    * E&O Extra®
    * E&O CompleteTM
    * Deal Protection Endorsement

 * Product Guide
 * Deal Protection Endorsement Premiums
 * Claim Stories
 * FAQ
 * Contact
 * FCT.ca

 * 


 * Our Coverage
   * E&O Extra®
   * E&O CompleteTM
   * Deal Protection Endorsement
 * Product Guide
 * Deal Protection Endorsement Premiums
 * Claim Stories
 * FAQ
 * Contact
 * FCT.ca

E&O Extra®E&O CompleteTMDeal Protection Endorsement

More protection.

CLOSE YOUR REAL ESTATE DEALS WITH CONFIDENCE. WE’VE GOT YOU COVERED.






WHEN MISTAKES HAPPEN, WE’VE GOT YOU COVERED.

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According to our research, real estate is one of the riskiest areas of law, and
as a practicing real estate legal professional, you navigate that risk on a
daily basis.  You take all the necessary precautions, but you may still be faced
with an errors and omissions claim, even after you retire. Using your mandatory
errors and omissions coverage can be expensive, whether or not you’re at fault.

That is, unless you’re protected by FCT’s legal services coverage.

FCT provides direct coverage for legal professionals through E&O Complete – no
need to go through your mandatory E&O insurance provider.

With E&O Complete, you’re the insured, not your client, which lets you retain
control of the process. E&O Complete is a safety net that’s there to help settle
issues quickly and discretely, before small claims become big problems.




$6,197.80 PAID

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A lawyer processed a refinance transaction, acting for the borrowers and the
lender. The property had an existing mortgage with another lender that had to be
paid out and discharged as part of the transaction. But the lawyer’s office
inadvertently didn’t pay out the existing mortgage until after it had matured.
The borrowers ended up with $6,197.80 of prepayment and interest charges and
held their lawyer responsible. Because the lawyer had an E&O Complete policy,
FCT covered the full amount, with no deductible, and no increase in their law
society E&O insurance premiums.




DISCOVER OUR LEGAL SERVICES COVERAGE

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WHICH OF OUR E&O SUITE OF PRODUCTS IS BEST SUITED FOR YOU?




E&O EXTRA®

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This is the entry level of our legal services coverage. If a claim is filed
against your current mandatory errors and omissions insurance, your E&O Extra
policy will provide reimbursement for your deductible payment and any increase
in your premium surcharge payments.

Learn more..Get this coverage



E&O COMPLETETM

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Get the financial support you need to deal with smaller issues quickly and
effectively when acting for an insured owner, vendor, borrower or lender under a
residential or commercial FCT title insurance policy. For a small annual
premium, E&O Complete offers coverage on a broader range of real estate
transactions than E&O Extra, making it the preferred coverage for legal
professionals.

Learn more..Get this coverage



DEAL PROTECTION ENDORSEMENT

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The Deal Protection Endorsement provides coverage for purchasers and mortgagees
on residential and commercial transactions. By opting-in to add this endorsement
to every qualifying title insurance policy you order, you’ll have peace of mind
for yourself and your clients on purchase and refinance transactions.

Now available on commercial transactions!


Learn more..Get this coverage




CONTACT US

2235 Sheridan Garden Drive
Oakville, ON L6J 7Y5
Telephone (Toll-free): 1.866.804.3122
Email: moreprotection@fct.ca
fct.ca



 


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PrivacyLegalAccessibility

We are required, under the Registered Insurance Brokers Act, to make certain
disclosures to you. If you wish to review those disclosures, you may do so at
https://fct.ca/legal/.

Insurance by FCT Insurance Company Ltd, with the exception of commercial
policies. Subject to certain exceptions, commercial title insurance policies
equal or below $10M CAD are provided by FCT Insurance Company Ltd. Commercial
title insurance policies above $10M CAD are provided by First American Title
Insurance Company. Services by First Canadian Title Company Limited. The
services company does not provide insurance products. This material is intended
to provide general information only. For specific coverage and exclusions, refer
to the applicable policy. Copies are available upon request. Some
products/services may vary by province. Prices and products/services offered are
subject to change without notice.

®Registered Trademark of First American Financial Corporation.