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We offer financial help to lower the monthly cost of health insurance.


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Dear Fellow Californian,

Have you been wondering when you can enroll in health insurance through Covered
California? What the difference is between the open enrollment period and
special enrollment period with Covered California? Understanding all the
different health care enrollment times can be confusing, but we are here to
help!

Open Enrollment
The open enrollment period takes place each year in the fall and winter and it’s
when anyone can enroll in health coverage and members can renew and make changes
to their current coverage.

Special Enrollment 
Special enrollment happens all year long and it’s for Californians who
experience certain qualifying life events, like getting married, having a baby,
or losing other health coverage. In general, you have 60 days from the
qualifying life event to enroll. Watch this video to learn more about special
enrollment:

Watch Video: "What is special enrollment?"

In 2022, you may be eligible to enroll in a Covered California plan at a reduced
monthly cost if your expected income is, for example, about $19,320 as a single
person or about $39,750 for a household of four at any time of the year. To view
the other household sizes, look at the 150% Federal Poverty Level (FPL) column
on this chart.

Regardless of when you enroll, you may qualify for financial help to lower your
monthly cost of health coverage. In less than 5 minutes you can use our Shop and
Compare tool to get a quick look at how much you would pay for health insurance.
In fact, 90% of Covered California members receive financial help! Your income,
household size, age and where you live (zip code) determine how much financial
help you may receive.

Experience a qualifying life event and ready to get quality health coverage?
Create an account with Covered California today!

Create an Account

Remember: For most qualifying life events, you have 60 days from the date of
your qualifying life event to apply for a health plan.

In the State of California, having health insurance for the entire year is the
law. If you don’t have it, you may have to pay a penalty, unless you qualify for
an exemption. 

If you paid a penalty on your 2021 taxes for not having health insurance, you
may be able to enroll in a health plan for 2022 during special enrollment. Just
use the qualifying life event “Paid the penalty for not having health insurance”
when you complete your application. To begin, log in to your account or create
one , then select the paid penalty qualifying life event and submit your
application.

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Where can you find help if you need it?


Call Covered California's
Service Center at 
800-300-1506.

Click here for the
current hours.

Have a Certified Enroller call you.

Speak with a Certified Enroller in your area.
If you have worked with a Certified Enroller in the past, you can contact that
person.   

Thank you for your interest in Covered California!

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800-300-1506 | CoveredCA.com

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Covered California | PO Box 989725 | West Sacramento, CA, 95798, US