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67 Unlock your potential with small business financing. Learn more. Novo is undergoing maintenance on Thurs, Sept 14th 2:30-4:30 am ET. The platform and sign-up application will be unavailable at that time. Thanks for your patience. * Business Checking * Funding New * Solutions Invoices Create and send unlimited, customizable, invoices for free Integrations Centralize insights by connecting Novo with payments, payroll, and other tools Partner Perks Access thousands of dollars in exclusive savings on a curated selection of business software * Resources Help Center Resource Center Careers Press Company News * Log In * Get Started ALL YOUR BUSINESS BANKING IN ONE PLATFORM Take your business to new heights with faster cash flow and clear financial insights —all with a free Novo account. Apply online in 10 minutes. Get Started Already started? Finish your application ONLINE BANKING THAT TAKES YOUR BUSINESS TO THE NEXT LEVEL ACCESS YOUR CARD AT ANY TIME Every Novo checking account comes with a free physical debit card and virtual debit card, so you always have access at your fingertips. MAKE YOUR MONEY WORK FOR YOU With Novo Reserves, you can allocate funds into different Reserves automatically, making budgeting and balancing easier than ever. PAY AND GET PAID YOUR WAY Enjoy free ACH transfers, mailed checks, and incoming wires. Plus, you can send international payments using Wise or an invoice right from your Novo account. FREE FROM HIDDEN FEES Unlike with other business checking accounts, Novo doesn’t have hidden fees, monthly fees, or a required minimum balance. * FDIC INSURED Your deposits are insured for up to $250,000 through our partner bank, Middlesex Federal Savings. * POWERFUL SECURITY Our bank-grade encryption ensures that your information remains safe and secure, at all times. * INSTANT CARD CONTROLS Monitor all your purchases in one place, and freeze or unfreeze your card in a few taps. OUR CUSTOMERS FOR GROWING TEAMS AND THE SELF-EMPLOYED ALIKE Whether you’re just getting started or employ an established team, Novo can help you get your business’s finances in order. Hear how other small business customers have found success using Novo’s powerful digital business banking tools. Learn More SOLUTIONS INVOICES INTEGRATIONS PARTNER PERKS NOVO BOOST™ FREE AND FLEXIBLE INVOICES Create and send an unlimited number of fully customizable invoices from directly within your Novo account. Learn About Invoices INTEGRATE WITH THE SERVICES YOU ALREADY USE From Stripe to Shopify, Novo connects with over a dozen apps so you can take action and get insights from your Novo account. Learn About Integrations ENJOY EXCLUSIVE PARTNER PERKS Save thousands on popular digital tools including QuickBooks, Gusto, and Hubspot with perks exclusive to Novo customers. Explore Novo Perks GIVE YOUR CASH FLOW A BOOST With Novo Boost, get your Stripe payments 95% faster, free of charge. The faster you access your revenue, the faster you can reinvest in growth. Get Started INVOICES FREE AND FLEXIBLE INVOICES Create and send an unlimited number of fully customizable invoices from directly within your Novo account. Learn About Invoices INTEGRATIONS INTEGRATE WITH THE SERVICES YOU ALREADY USE From Stripe to Shopify, Novo connects with over a dozen apps so you can take action and get insights from your Novo account. Learn About Integrations PARTNER PERKS ENJOY EXCLUSIVE PARTNER PERKS Save thousands on popular tools including Quickbooks, Gusto, and Hubspot with perks exclusive to Novo customers. Explore Novo Perks NOVO BOOST™ GIVE YOUR CASH FLOW A BOOST With Novo Boost, get your Stripe payments 95% faster, free of charge. The faster you access your revenue, the faster you can reinvest in growth. Get Started * 200K+ Customers * $0 Monthly Fees * $500M In faster payments * 4.9 App Rating ALL-IN-ONE MONEY MANAGEMENT Running a business today is complicated enough. Your banking solution should be simple—and help simplify. Spend less time managing your finances and more time running your business with Novo. Get Started Our Product Business Checking Funding Invoices Integrations Partner Perks Company Our Customers About Us Contact Us Careers Company News Press Partnerships Resources Resource Center Company News Help Center Our Apps Download for iOS Download for Android Log In * * * * © 2023 Novo Platform Inc. All Rights Reserved Legal Privacy Policy Novo is a fintech company; not a bank. Deposit account services provided by Middlesex Federal Savings, F.A., Member FDIC. Physical debit cards issued by Middlesex Federal Savings or Patriot Bank, N.A., Member FDIC; virtual cards issued by Patriot Bank, pursuant to licenses from Mastercard® International Incorporated. Mastercard can be used everywhere Mastercard is accepted. Mastercard is a registered trademark of Mastercard International Incorporated. The Merchant Cash Advance is provided by Novo Funding LLC, PO Box 311092, Miami, FL 33231. Novo is the marketing name for Novo Platform Inc. and its subsidiaries and affiliates. Novo Funding LLC is a wholly owned subsidiary of Novo Platform Inc. Merchant Cash Advance products and services are offered by Novo Funding LLC and not by Middlesex Federal Savings, F.A. The information and materials contained on this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final Novo determination and acceptance. Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC. webflow-home-cta-finish-application component id_webflow-home-cta-finish-application webflow-home-cta-finish-application-visible