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Meliopayments homepage
 * Products
   Our products
    * Accounts payable
      
      Pay vendors, suppliers, and any business bill.
   
    * Accounts receivable
      
      Send invoices and receive payments online.
   
   Our products
    * Accounts payable
      
      Pay vendors, suppliers, and any business bill.
   
    * Accounts receivable
      
      Send invoices and receive payments online.
   
   Capabilities
    * Mobile app
      
      Send and track payments on the go.
   
    * ACH bank transfers
      
      Pay vendors online by using bank transfers.
   
    * Fast payments
      
      Get your vendors paid faster.
   
    * Integrations
       * QuickBooks
       * Xero
       * Amazon Business
   
    * Approval workflow
      
      Share responsibilities and maintain control.
   
    * Easy bill capture
      
      Save time by automating your bill pay process.
   
    * Secure Payment
      
      Create virtual cards to use for online business expenses.
   
   Capabilities
    * Pay by card
      
      Use your credit card to pay business bills.
   
    * International payments
      
      Pay vendors and suppliers around the world.
   
    * Pay over time
      
      Get vendors paid now. Repay on your schedule.
   
    * Melio’s network
      
      Access our local and nationwide directory.
   
    * Payment link
      
      Get paid easily with a custom payment link.
   
    * Security
      
      Reduce risk when you pay and get paid digitally.
   
   Capabilities
    * Mobile app
      
      Send and track payments on the go.
   
    * ACH bank transfers
      
      Pay vendors online by using bank transfers.
   
    * Fast payments
      
      Get your vendors paid faster.
   
    * Integrations
       * QuickBooks
       * Xero
       * Amazon Business
   
    * Approval workflow
      
      Share responsibilities and maintain control.
   
    * Easy bill capture
      
      Save time by automating your bill pay process.
   
   Capabilities
    * Secure Payment
      
      Create virtual cards to use for online business expenses.
   
    * Pay by card
      
      Use your credit card to pay business bills.
   
    * International payments
      
      Pay vendors and suppliers around the world.
   
    * Pay over time
      
      Get vendors paid now. Repay on your schedule.
   
    * Melio’s network
      
      Access our local and nationwide directory.
   
    * Payment link
      
      Get paid easily with a custom payment link.
   
    * Security
      
      Reduce risk when you pay and get paid digitally.
   
   Pay vendors, suppliers, and any business bill.
   
   Send invoices and receive payments online.
   
   Send and track payments on the go.
   
   Pay vendors online by using bank transfers.
   
   Get your vendors paid faster.
   
   
   
   
   
   Share responsibilities and maintain control.
   
   Save time by automating your bill pay process.
   
   Create virtual cards to use for online business expenses.
   
   Use your credit card to pay business bills.
   
   Pay vendors and suppliers around the world.
   
   Get vendors paid now. Repay on your schedule.
   
   Access our local and nationwide directory.
   
   Get paid easily with a custom payment link.
   
   Reduce risk when you pay and get paid digitally.

 * Solutions
   By industry
    * Professional services
    * Food & Beverage
    * Wine & Spirits
    * Construction
    * Retail
    * Healthcare
   
   By industry
    * Nonprofits
    * Logistics
    * Wholesale
   
   By industry
    * Professional services
    * Food & Beverage
    * Wine & Spirits
    * Construction
    * Retail
    * Healthcare
   
   By industry
    * Nonprofits
    * Logistics
    * Wholesale
   
   By bill type
    * Contractors and Freelancers
    * Business expenses
    * Marketing and Advertising
    * Rent/Lease
    * Utilities
   
   By bill type
    * Contractors and Freelancers
    * Business expenses
    * Marketing and Advertising
    * Rent/Lease
    * Utilities
   
   Pay vendors, suppliers, and any business bill.
   
   Send invoices and receive payments online.
   
   Send and track payments on the go.
   
   Pay vendors online by using bank transfers.
   
   Get your vendors paid faster.
   
   
   
   
   
   Share responsibilities and maintain control.
   
   Save time by automating your bill pay process.
   
   Create virtual cards to use for online business expenses.
   
   Use your credit card to pay business bills.
   
   Pay vendors and suppliers around the world.
   
   Get vendors paid now. Repay on your schedule.
   
   Access our local and nationwide directory.
   
   Get paid easily with a custom payment link.
   
   Reduce risk when you pay and get paid digitally.
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 * Accountants
 * Partners
 * Pricing
 * Resources
   Support
    * Help center
      
      Answers to all your questions about Melio.
   
   Support
    * Help center
      
      Answers to all your questions about Melio.
   
   Explore
    * The Melio blog
      
      Gain insights into the latest business trends.
   
    * Case studies
      
      Learn how businesses use Melio to grow.
   
   Explore
    * The Melio blog
      
      Gain insights into the latest business trends.
   
    * Case studies
      
      Learn how businesses use Melio to grow.
   
   Pay vendors, suppliers, and any business bill.
   
   Send invoices and receive payments online.
   
   Send and track payments on the go.
   
   Pay vendors online by using bank transfers.
   
   Get your vendors paid faster.
   
   
   
   
   
   Share responsibilities and maintain control.
   
   Save time by automating your bill pay process.
   
   Create virtual cards to use for online business expenses.
   
   Use your credit card to pay business bills.
   
   Pay vendors and suppliers around the world.
   
   Get vendors paid now. Repay on your schedule.
   
   Access our local and nationwide directory.
   
   Get paid easily with a custom payment link.
   
   Reduce risk when you pay and get paid digitally.
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   Answers to all your questions about Melio.
   
   Gain insights into the latest business trends.
   
   Learn how businesses use Melio to grow.

 * What’s new?

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BUILT TO MAXIMIZE YOUR BUSINESS POTENTIAL.

Use Melio’s powerful tools to boost efficiency, gain more financial control, and
optimize cash flow.
Pay and get paid your way, access additional credit, speed up crucial payments,
and pay vendors globally—all from a single platform.

Start now
Sign in with Intuit Use your QuickBooks credentials to keep bill payments
synced.


Accounts payable Accounts receivable Accounting firms


PAY YOUR WAY

Streamlined workflows, automated tasks, and powerful cash flow management
capabilities—all in one platform.

Learn more


EASILY GET PAID

Send payment links to customers and allow them to pay how they choose. Get paid
directly to your bank account, securely and quickly.

Learn more


MANAGE YOUR CLIENTS

Gain visibility and control over client management. With plans that perfectly
fit each client’s needs, all in one platform.

Learn more
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Accounts payable


PAY YOUR WAY

Streamlined workflows, automated tasks, and powerful cash flow management
capabilities—all in one platform.

Learn more Learn more
Accounts receivable


EASILY GET PAID

Send payment links to customers and allow them to pay how they choose. Get paid
directly to your bank account, securely and quickly.

Learn more Learn more
Accounting firms


MANAGE YOUR CLIENTS

Gain visibility and control over client management. With plans that perfectly
fit each client’s needs, all in one platform.

Learn more Learn more


MORE TIME, MORE CONTROL, BETTER OPPORTUNITIES.


AUTOMATED PAYMENTS.

Save hours of manual work and streamline your payment processes with Melio’s
automation capabilities. Get a 2-way auto sync with QuickBooks Online &
Quickbooks Desktop or Xero so all data is always up to date.




STREAMLINED WORKFLOWS.

Assign operational tasks while maintaining control over crucial decisions. Add
team members and determine user roles and permissions for better approval
workflows.




AMPLIFY CASH FLOW.

Select different payment methods and speeds that align with your business needs.
Optimize cash flow without changing how your vendors receive payments. With
Melio, your business runs on your terms.




SEND INSTANT TRANSFERS.

Never miss a payment deadline with instant transactions. Enjoy fast, reliable
payments, ensure vendors are paid within minutes,1 and maintain a steady cash
flow.




PAY GLOBAL VENDORS.

Put your business on the map with Melio’s international payments. Pay global
vendors as easily as a local, in their preferred currency. Enjoy competitive
exchange rates, transparent fees, and the convenience of managing all your
international transactions in one place.2




YOUR PAYMENT EXPERIENCE, ALWAYS EVOLVING.

New
New


2-DAY ACH DELIVERY

Send ACH bank transfers that arrive faster than before, within 2 business days,
making your vendors happier.

Read more ›
New
New


AUTO BILL CAPTURE

Scan bills, import invoices from your Gmail account, or send invoices directly
to your Bills tab at once to save time on manual work.

Read more ›
New
New


W-9 COLLECTION

Collect W-9 forms from contractors directly from Melio. Make sure you’re ready
for tax season.

Read more ›
New
New


AUTO 1099 SYNC

Easily file 1099 by syncing to tax1099.com, reducing manual data entry errors
and the risk of discrepancies.

Read more ›


FAST PAYMENTS

Expedite your payment by sending a fast ACH transfer or fast check and keep your
vendor at ease.

Read more ›


PAY OVER TIME

Pay business bills at the pace that works best for you—up to 12 monthly
installments. Vendors get paid on time.3

Read more ›


PAY ON THE GO

Make, track, and approve payments directly from Melio’s mobile app, even when
you’re away from your computer.

Read more ›


SCHEDULE IN BATCH

Collate multiple bills and pay them in a few clicks. And, combine multiple bills
to the same vendor and send them as one transaction.

Read more ›


GET PAID QUICKLY & SECURELY.


PAYMENT LINK

Add your unique link to your invoice, email signature, or website to let
business customers pay you however they choose, digitally.

Read more ›


EASY TRACKING

See every stage of your incoming payments. From sent, to pending, to paid.

Read more ›


SIMPLIFY RECONCILIATION

Sync accounting software so that payments are automatically reconciled within
your system.

Read more ›


GET PAID FASTER

Choose to speed up payment delivery and receive funds in your bank account
within minutes.*

Read more ›


WE’RE PROUD OF OUR CUSTOMERS’ SUCCESS.

Patriot Welding Supply

“The amount of time that Melio saves me is invaluable. It gives me more time to
spend with the customers.” Jenny Hernandez‍, Co-founder

Read story ›

Aora Cargo

“What I like most about Melio is that it helps us save money.” Ignacio Araya,
Founder and CEO

Read story ›

SPN Events

“With Melio, payments arrive in just 1-2 business days or even on the same day,
which helps the company keep its most valuable asset, the artists, happy.”
Stanislav Nikolav, Founder & CEO

Read story ›

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BUILT TO SAFEGUARD YOUR BUSINESS.

We use industry-leading security measures to protect your data and transactions,
including following the highest level of PCI data security standards,
multi-factor authentication, 24/7 security monitoring and cutting-edge DDoS
protection.

Learn more ›


TRUSTED BY THE BEST.

Melio’s impact extends beyond our payment platform. We power bill pay
capabilities for some of the largest brands around the world.

Learn more


It's time to change how you manage payments.

Start now

1Each payment is subject to eligibility requirements and limitations.

2Only available in select currencies. 

3Subject to eligibility and approval, and not available at first payment. Loans
made by Lead Bank. Visit creditkey.com for more info. Privacy Policy | Terms of
Service.

Products
 * Accounts payable
 * Accounts receivable
 * Accounting firms
 * Secure Payment
 * Pricing

Partners
 * Become a partner

Integrations
 * QuickBooks
 * Xero
 * Amazon Business

Capabilities
 * Mobile app
 * ACH bank transfers
 * Fast payments
 * Approval workflow
 * Easy bill capture
 * Pay by card
 * Pay over time
 * Melio’s network
 * Payment link
 * International payments

Industries
 * Professional services
 * Food & Beverage
 * Wine & Spirits
 * Construction
 * Retail
 * Healthcare
 * Nonprofits
 * Logistics
 * Wholesale

Bill types
 * Contractors & Freelancers
 * Business expenses
 * Marketing and Advertising
 * Rent/Lease
 * Utilities

Resources
 * The Melio blog
 * Case studies
 * Marketplace
 * Help center
 * Releases

Company
 * About us
 * Press room
 * Brand assets
 * Careers
 * Affiliates
 * Contact us

Legal
 * Terms of Service
 * Security
 * Privacy
 * Your Privacy Choices
 * Licenses

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