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Effective URL: https://www.anz.co.nz/personal/
Submission: On August 29 via automatic, source certstream-suspicious — Scanned from DE
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Skip to main contentSkip to log on * Personal Personal banking at ANZ -------------------------------------------------------------------------------- Bank accounts Credit cards Home loans Personal loans Insurance KiwiSaver and investments Ways to borrow Travel and foreign exchange You might be interested in * Tools and calculators * Private bank * Moving to New Zealand * Financial wellbeing * Rates, fees and agreements * Cyclone Gabrielle and flood support * Business Business banking at ANZ -------------------------------------------------------------------------------- Join ANZ Business Contact business and agri specialists Business accounts and cards Business borrowing Manage your business banking International business Sustainability in business Biz Hub You might be interested in * Resources and insights * Business insurance * Webinars * Economic and market research * Receive payments * Cyclone Gabrielle and flood support * Institutional Institutional banking at ANZ -------------------------------------------------------------------------------- Relationship Management Transaction banking Markets Finance and capital raising Digital services Doing business internationally Trade and supply chain Sustainable finance You might be interested in * Contact our relationship managers * Economics and market research * Business insights * Rates, fees and agreements * Banking with ANZ How to bank with ANZ -------------------------------------------------------------------------------- Join ANZ Ways to bank Ways to pay Financial wellbeing Scams and Fraud Guide Environmental sustainability A-Z Review You might be interested in * Help and support * Financial hardship assistance * Rates, fees and agreements * Cyclone Gabrielle and flood support * Find ANZ * Contact * Search Log in WE DO HOW See how we could help you on your journey to financial wellbeing. Start your journey Personalise your Visa Debit card KiwiSaver Foreign exchange rates Term Deposits Interest rates, fees, terms and conditions HOME LOANS Whether you’re looking to buy your first home, your next home or pay off your loan faster, we can help with practical tools, guides and great rates. Rolling off an existing fixed rate? Taking out a new fixed home loan? You can lock in a fixed rate up to 60 days in advance. To lock in a rate, you’ll need to complete a Reserve Rate Agreement. If you cancel or change your Reserve Rate Agreement you may incur a Non-utilisation Recovery2. More about your fixed term ending -------------------------------------------------------------------------------- 1 YEAR FIXED-RATE SPECIAL* 7.25 %p.a. All fixed term home loan rates 3 YEAR FIXED-RATE SPECIAL* 6.69 %p.a. All fixed term home loan rates FLOATING RATE 8.64 %p.a. Floating rate home loans *Special interest rate requires minimum 20% equity and an ANZ transaction account with salary direct credited, otherwise standard rate applies. Not available with package discounts. ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change. -------------------------------------------------------------------------------- Calculate your mortgage repayments Help to manage your home loan ANZ Good Energy Home Loan SCAMS ARE ON THE INCREASE Scams keep getting more complex, sophisticated, and harder to spot. Learn how to recognise scams and fraud, and help protect yourself, your family and your money from them in our new Scams and Fraud Guide. HOW WE CAN HELP WITH FINANCIAL WELLBEING FINANCIAL WELLBEING STARTS WITH KNOWING YOUR SCORE Realising your longer term financial goals requires understanding where you’re at right now. Ready to see how you're doing? Get your score GET YOUR SAVINGS OFF THE GROUND Set yourself a plan because sure and steady wins the savings race. Find out how to create your savings goals. Start saving PAY OFF YOUR HOME LOAN FASTER It's all about small changes, like how you structure your loan, or how you repay it, it all adds up. See how ANZ and our Home Loan Coaches can help. Pay off your home loan faster PERSONALISE YOUR ANZ VISA DEBIT CARD Choose from your favourite selfie, a photo of your pet or choose from one of our gallery images1 to create a personalised ANZ MyPhoto Visa Debit card4. It's easy and fun to create. You must be 13 years or over to apply for an ANZ Visa Debit card. Upgrade to an ANZ MyPhoto card HOW WE MAKE BANKING EASIER We have lots of ways for you to manage your money anytime, anywhere, with the ANZ goMoney mobile app, Internet Banking and Automated Phone Banking3. Whether that's checking your balance, moving money between accounts or making payments, you can do your banking where and when it's convenient for you. Ways to bank with ANZ IMPORTANT INFORMATION This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure 1. There are some restrictions around which image you may upload if you don't choose one of our gallery images. See our full MyPhoto image criteria. 2. A non-utilisation recovery is an amount you must pay us to compensate us for loss we incur when we’ve reserved a rate for you and you don’t use that rate, or you cancel or change your Reserve Rate Agreement. See the Home Loan Terms and Conditions (PDF 172KB) for more information. 3. Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney, ANZ Phone Banking and Pay to Mobile. See our Electronic Banking Condition (PDF 129KB) for more information. 4. Your existing EFTPOS card will be replaced with an ANZ MyPhoto Visa Debit card. WE'RE HERE TO HELP CONTACT US Find out how to contact us FIND US Find an ATM or Branch HELP AND SUPPORT Find answers quickly -------------------------------------------------------------------------------- About ANZ About us News and media releases Careers Investor information Economics and market research Complaints and Banking Ombudsman Scheme -------------------------------------------------------------------------------- Privacy at ANZ Website terms of use Disclosure statements Terms and conditions Rates, fees and agreements © ANZ Bank New Zealand Limited. All rights reserved. ANZ’s Process Blue is a registered Trade Mark of ANZ.