www.bankrate.com Open in urlscan Pro
151.101.65.132  Public Scan

Submitted URL: http://www.bankrate.com/
Effective URL: https://www.bankrate.com/
Submission: On August 31 via api from US — Scanned from US

Form analysis 1 forms found in the DOM

Name: search bar https://www.bankrate.com/search/

<form class="SiteNavSearch-form" name="search bar" type="search" action="https://www.bankrate.com/search/">
  <div>
    <div>
      <input type="text" id="siteSearchInput" x-ref="siteSearchInput" x-trap="(isSearchOpen &amp;&amp; $refs.siteSearchInput.focus() === false)" @keydown.shift.tab="toggleSearch()" @keydown.esc="toggleSearch()" class="FormInput SiteNavSearch-input"
        name="q" placeholder="What can we help you find?" value="" autocomplete="off" aria-label="Search Bankrate" data-beam-field-inputted-no-pii="" data-label="Search Bankrate" :tabindex="isSearchOpen ? 0 : -1" tabindex="-1" data-beam-uid="7"
        data-beam-event="change">
    </div>
    <div>
      <button type="submit" class="SiteNavSearch-submit" data-js-selector="nav-search-submit-btn" :tabindex="isSearchOpen ? 0 : -1" tabindex="-1">
        <span class="visually-hidden">Submit</span>
        <svg class="Icon Icon--sm" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false">
          <g clip-path="url(#a)">
            <path fill-rule="evenodd" clip-rule="evenodd"
              d="M10.061 0C4.77 0 .52 4.32.52 9.714c0 5.395 4.251 9.715 9.542 9.715a9.423 9.423 0 0 0 5.338-1.646l5.68 5.84a1.242 1.242 0 0 0 1.782 0l.252-.252c.491-.434.491-1.257 0-1.76l-5.646-5.748a9.812 9.812 0 0 0 2.137-6.149C19.604 4.32 15.296 0 10.061 0Zm0 2.503c3.875 0 7.075 3.257 7.075 7.211 0 3.955-3.2 7.212-7.075 7.212-3.874 0-7.074-3.257-7.074-7.212 0-3.954 3.143-7.211 7.074-7.211Z"
              class="icon-base"></path>
          </g>
          <defs>
            <clipPath id="a">
              <path fill="#fff" d="M0 0h24v24H0z"></path>
            </clipPath>
          </defs>
          <title>Search</title>
        </svg></button>
    </div>
  </div>
</form>

Text Content

Skip to Main Content
Bankrate
 * Banking Caret Right
   Caret LeftAll
   Banking
   Checking & savingsCaret Right CDsCaret Right Money marketCaret Right
   BanksCaret Right
   Explore all banking resources Arrow Right
   Caret Left Banking
   
   
   Compare accounts
   
    * Best savings accounts
    * Best high-yield savings accounts
    * Best business checking accounts
    * Best checking accounts
   
   Get guidance
   
    * Savings calculator
    * All savings calculators
    * Savings rate trends
    * Savings resources
   
    * Savings basics 5 min read
    * How to start saving 4 min read
   
   Compare accounts
   
    * Best CD rates
    * Best 6-month CD rates
    * Best 1-year CD rates
    * Best 5-year CD rates
   
   Get guidance
   
    * CD calculator
    * CD ladder calculator
    * CD rate trends
    * CD resources
   
    * CD basics 7 min read
    * How to invest with CDs 6 min read
   
   Money market accounts
   
   Money market accounts are similar to savings accounts, but offer some
   checking features as well.
   
   View MMA rates
   
   Get guidance
   
    * Money market basics
    * Money market vs savings accounts
    * How does an MMA work?
    * MMA resources
   
   Banking
   
   Unlock financial rewards by signing up for a savings or checking account with
   a bonus offer.
   
   Best bank bonuses
   
   Get guidance
   
    * Best banks of 2024
    * Best online banks
    * Bank reviews
    * Federal Reserve news
   
    * Capital One review Our take on Capital One Bank
    * Marcus review Our take on Marcus by Goldman Sachs
   
   Explore all banking resources Arrow Right
 * Mortgages Caret Right
   Caret LeftAll
   Mortgages
   PurchaseCaret Right RefinanceCaret Right Real estateCaret Right
   Explore all mortgages resources Arrow Right
   Caret Left Mortgages
   
   
   Compare rates
   
    * Mortgage rates
    * 30-year mortgage rates
    * 15-year mortgage rates
    * VA loan rates
   
   Get guidance
   
    * Mortgage calculator
    * Amortization calculator
    * Mortgage rate news
    * Best mortgage lenders
    * Read lender reviews
   
    * How to get a mortgage 11 min read
    * First-time homebuyer programs 11 min read
   
   Compare rates
   
    * Refinance rates
    * Cash-out refinance rates
    * 30-year refinance rates
    * 15-year refinance rates
   
   Get guidance
   
    * Mortgage refinance calculator
    * Best refinance lenders
    * Best cash-out refinance lenders
    * Mortgage refinance resources
   
    * How to refinance your mortgage 12 min read
    * Cash-out refinancing guide 9 min read
   
   Buying & selling
   
   Find an expert who knows the market. Compare trusted real estate agents all
   in one place.
   
   Find an agent
   
   Get guidance
   
    * Home affordability calculator
    * Cost of living calculator
    * How much is my house worth?
    * Real estate resources
   
    * Buying a home 12 min read
    * Selling a home 10 min read
   
   Explore all mortgages resources Arrow Right
 * Investing Caret Right
   Caret LeftAll
   Investing
   InvestingCaret Right RetirementCaret Right Financial advisingCaret Right
   Explore all investing resources Arrow Right
   Caret Left Investing
   
   
   Compare investments
   
    * Best investments
    * Best index funds
    * Best long-term investments
    * Best short-term investments
   
   Get guidance
   
    * All investing calculators
    * Brokerage reviews
    * Robo-advisor reviews
    * Low risk investments
    * Tax resources
   
    * Passive income ideas 26 min read
    * How to start investing 7 min read
   
   Compare plans
   
    * Best retirement plans
    * Best IRA accounts
    * Best Roth IRA accounts
    * Best 401(k) rollover options
   
   Get guidance
   
    * 401(k) calculator
    * Retirement plan calculator
    * Roth IRA calculator
    * All retirement calculators
    * Retirement resources
   
    * Best & worst states for retirement 6 min read
    * How to save for retirement 15 min read
   
   Finding an advisor
   
    * Find a financial advisor
    * Best financial advisors
    * How to choose a financial advisor
    * Financial planner vs advisor
   
   Get guidance
   
    * What is financial planning?
    * What is a fiduciary?
    * What is a CFP?
    * What is wealth management?
    * Financial advisor resources
   
    * When to get an advisor 4 min read
    * Pros & cons of financial advising 7 min read
   
   Explore all investing resources Arrow Right
 * Credit cards Caret Right
   Caret LeftAll
   Credit cards
   Cards by categoryCaret Right Cards by creditCaret Right Tools & reviewsCaret
   Right Guides & resourcesCaret Right
   Explore all credit cards resources Arrow Right
   Caret Left Credit cards
   
   
   Compare cards
   
    * Best cards of 2024
    * Best cash back cards
    * Best balance transfer cards
    * Best 0% APR cards
    * Best travel cards
    * Best rewards cards
    * Best business cards
    * Best student cards
   
   Find my matches
   
    * CardMatch™ Get personalized card recommendations
    * Card comparison tool Compare credit cards side-by-side
   
   See your card matches
   
   Answer a few quick questions and we’ll show you your top credit card options.
   
   Find my matches
   
   Compare cards
   
    * Excellent credit
    * Good credit
    * Fair credit
    * Bad credit
   
    * How to build credit 7 min read
    * Best cards for building credit Find out which credit cards could help
   
   See what the experts say
   
   Read in-depth credit card reviews to find out which cards have the best perks
   and more.
   
   Read card reviews
   
   Get guidance
   
    * Credit card payoff calculator
    * Balance transfer calculator
    * Credit utilization calculator
    * All credit card calculators
   
    * Spender type tool Find cards that fit your needs
   
   Get advice
   
    * Credit cards 101
    * Balance transfer advice
    * Zero interest credit cards
    * Rewards credit card advice
    * Cash back credit card advice
    * Travel credit card advice
    * Business credit card advice
   
   Build credit
   
    * Advice for bad credit
    * Rebuilding credit score
   
   Explore all credit cards resources Arrow Right
 * Loans Caret Right
   Caret LeftAll
   Loans
   Personal loansCaret Right Auto loansCaret Right Student loansCaret Right
   Small business loansCaret Right
   Explore all loans resources Arrow Right
   Caret Left Loans
   
   
   Compare lenders
   
    * Best personal loans
    * Best personal loans for bad credit
    * Best debt consolidation loans
    * Best home improvement loans
   
   Get guidance
   
    * Personal loan resources
    * Personal loan lender reviews
    * Personal loans calculator
    * Average personal loan interest rates
   
    * Personal loan basics 9 min read
    * How to get a personal loan 11 min read
   
   Compare lenders
   
    * Best auto loans
    * Best auto loan refinance rates
    * Best car loans for bad credit
   
   Get guidance
   
    * Auto loan resources
    * Auto loan lender reviews
    * Auto loan calculator
    * Auto loan refinancing guide
   
    * How to get the best auto loan rate 10 min read
    * Auto loan basics 5 min read
   
   Compare lenders
   
    * Student loan rates
    * Student loan refinancing rates
    * Best private student loans
    * Best bad credit student loans
   
   Get guidance
   
    * Student loan resources
    * Student loan lender reviews
    * Student loan calculator
    * Student loan refinance calculator
   
    * Private student loan basics 10 min read
    * How to get a student loan 11 min read
   
   Compare lenders
   
    * Best small business loans
    * Bad credit small business loans
    * Business lines of credit
    * Small business loan banks
   
   Get guidance
   
    * Small business loans resources
    * Small business loan reviews
    * Small business loan calculator
   
    * How small business loans work 9 min read
    * How to get a business loan 9 min read
   
   Explore all loans resources Arrow Right
 * Home equity Caret Right
   Caret LeftAll
   Home equity
   HELOCCaret Right Home equity loansCaret Right
   Explore all home equity resources Arrow Right
   Caret Left Home equity
   
   
   HELOC
   
   A HELOC is a variable-rate line of credit that lets you borrow funds for a
   set period and repay them later.
   
   HELOC Rates
   
   Home equity basics
   
    * Best HELOC lenders
    * HELOC calculator
    * What is a HELOC?
    * Pros and cons of HELOCs
    * Home equity lender reviews
   
    * What is home equity? 8 min read
    * How to calculate home equity 6 min read
   
   Home equity loans
   
   Home equity loans let you borrow a lump sum at a fixed rate, based on how
   much of the home you own outright.
   
   Home equity loan rates
   
   Get guidance
   
    * What is a home equity loan?
    * Home equity loan pros and cons
    * Home equity loan requirements
    * HELOC vs home equity loan
    * How to build home equity
   
    * Best home equity loan lenders Compare top home equity lenders
    * Home equity calculator Calculate how much you can borrow
   
   Explore all home equity resources Arrow Right
 * Insurance Caret Right
   Caret LeftAll
   Insurance
   Auto insuranceCaret Right Home insuranceCaret Right Life insuranceCaret Right
   Explore all insurance resources Arrow Right
   Caret Left Insurance
   
   
   Compare rates
   
    * Best car insurance companies
    * Cheapest car insurance companies
    * Compare car insurance rates
    * How much is car insurance?
   
   Get guidance
   
    * Allstate insurance review
    * Erie insurance review
    * Progressive insurance review
    * State Farm insurance review
    * All insurance company reviews
   
    * Auto insurance by state Compare rates in your state
    * Car insurance resources Learn more about auto insurance
   
   Compare rates
   
    * Best home insurance companies
    * Cheapest home insurance companies
    * Home insurance quotes
    * How much is homeowners insurance?
   
   Get guidance
   
    * Kin insurance review
    * Hippo insurance review
    * Lemonade insurance review
    * Citizens insurance review
   
    * Home insurance by state Compare rates in your state
    * Home insurance resources Learn more about home insurance
   
   Compare companies
   
    * How much does life insurance cost?
    * Best life insurance companies
    * Life insurance quotes
    * Cheapest life insurance companies
   
   Get guidance
   
    * Globe Life insurance review
    * Colonial Penn insurance review
    * Ladder life insurance review
    * Ethos life insurance review
   
    * Life insurance calculator How much do you need?
    * Life insurance resources Learn more about life insurance
   
   Explore all insurance resources Arrow Right

Bankrate
SearchClose X



Submit Search



HEALTHIER WALLET, HAPPIER YOU

Level up your financial wellbeing with Bankrate’s expert tools and guidance.

CD rates
High-yield savings
Home purchase
Credit cards
Home equity
Home refinance
Investing
Personal loans


BANKRATE HELPS MILLIONS OF PEOPLE DO MORE WITH THEIR MONEY



48

Years in personal finance

50+

In-house financial experts

200+

Money tools & calculators

Mortgages CDs Savings
Rates Trends


TOP MORTGAGE OFFERS

Make your dream home a reality with the right mortgage.
Compare mortgage rates
Term 10-year fixed Rate 4.97% APR 5.40%
View 10-year fixed mortgage rates Arrow Right
Term 15-year fixed Rate 4.89% APR 5.12%
View 15-year fixed mortgage rates Arrow Right
Term 30-year fixed Rate 5.77% APR 5.91%
View 30-year fixed mortgage rates Arrow Right

Bankrate “top offers” represent the weekly average interest rate and average of
APRs among top offers featured on Bankrate for the loan type and term selected,
as of August 31, 2024.

How are these rates calculated?


CURRENT MORTGAGE TRENDS

Top offers for a 30-year fixed mortgage on Bankrate are currently 0.65% lower
than the national average.
Compare mortgage rates

Bankrate “top offers” represent the weekly average interest rate among top
offers featured on Bankrate for the loan type and term selected, as of August
31, 2024.

“National average” is determined by averaging interest rate information provided
by 100-plus lenders nationwide. The current national average 30-year fixed
mortgage APR is 6.42% as of August 31, 2024.

How are these rates calculated?
Rates Trends


TODAY’S TOP CD RATES

Put your money to work and earn extra interest when you stash it in a high-yield
CD.
Compare CD rates
Term 6 Month APY* 4.56% vs Nat Avg 2.79%
View 6 month CD rates Arrow Right
Term 1 Year APY* 4.66% vs Nat Avg 2.85%
View 1 year CD rates Arrow Right
Term 5 Year APY* 3.80% vs Nat Avg 2.37%
View 5 year CD rates Arrow Right
*Average annual percentage yield featured on Bankrate as of August 31, 2024.


CURRENT CD TRENDS

Top offers on Bankrate for a one-year CD are currently 2.85% higher than the
national average.
Compare CD rates

Bankrate “top offers” represent the average of the top CD offers from the
institutions we track, featured on Bankrate as of August 31, 2024.

“National average” is determined by Bankrate's comprehensive national survey of
savings accounts and CDs. The current national average for a one-year CD is
1.81% as of August 31, 2024.

How are these rates calculated?
Rates Trends


TODAY’S TOP SAVINGS RATES

Make the most of today’s competitive rates and grow your money with a high-yield
savings account.
Compare savings rates
Type Savings APY* 4.65% vs Nat Avg 4.06%
View savings rates Arrow Right
Type Money Market APY* 3.64% vs Nat Avg 3.18%
View money market rates Arrow Right
*Average annual percentage yield featured on Bankrate as of August 31, 2024.


CURRENT SAVINGS TRENDS

Top offers on Bankrate are currently 4.06% higher than the national average.
Compare savings rates

Bankrate “top offers” represent the average of the top savings account offers
from the institutions we track, featured on Bankrate as of August 31, 2024.

“National average” is determined by Bankrate's comprehensive national survey of
savings accounts and CDs. For savings, the current national average is 0.59% as
of August 31, 2024.

How are these rates calculated?


EXPERTS IN ALL THINGS FINANCE

Our expert reporters and editors bring the news and analysis you need—backed by
data and firsthand experience.

About Bankrate

Greg McBride, CFA Arrow Right

Chief Financial Analyst

Sarah Foster Arrow Right

Principal U.S. Economy Reporter

Mark Hamrick Arrow Right

Senior Economic Analyst

Featured by names you know and trust




CALCULATORS FOR EVERY QUESTION

 * RatesSavings calculator
 * MortgageMortgage calculator
 * LoanLoan calculator
 * Credit Card Cash BackCredit card payoff
 * CdCD calculator
 * CalculatorSee all calculators

Travel
$2,500
Vacation savings
Latest in
Everything Caret DownCaret Down Caret Up
 * Everything
 * Banking
 * Mortgages
 * Credit cards
 * Investing
 * Personal loans
 * Home equity
 * Insurance


HOW TO EARN THE AMEX BLUE CASH EVERYDAY WELCOME BONUS

5 min read Read more Arrow Right


HOW TO CHOOSE A STUDENT CREDIT CARD

Building Credit
7 min read


THE PROS AND CONS OF 0% APR CREDIT CARDS

Zero Interest
6 min read


ARE WE IN A RECESSION OR ‘VIBECESSION’?

Banking
5 min read
4.7Star
4.1Star
4.7Star
All banking reviews


ARE WE IN A RECESSION OR ‘VIBECESSION’?

5 min read Read more Arrow Right


WHAT IS THE AVERAGE INTEREST RATE FOR SAVINGS ACCOUNTS?

3 min read


NATIONAL AVERAGE MONEY MARKET ACCOUNT RATES FOR AUGUST 2024

2 min read


WHAT IS AN ADD-ON CD?

5 min read
4.7Star
4.1Star
4.7Star
All banking reviews


HOW SPORTS BETTING INCOME IMPACTS YOUR MORTGAGE APPLICATION

3 min read Read more Arrow Right


NATIONAL VS. LOCAL MORTGAGE LENDERS: WHICH IS RIGHT FOR YOU?

5 min read


VA CERTIFICATE OF ELIGIBILITY: WHAT IT IS AND HOW TO GET ONE

5 min read


BLANKET MORTGAGE: HOW IT WORKS AND WHO SHOULD USE IT

4 min read
4.9Star
4.6Star
4.6Star
All mortgage reviews


HOW TO EARN THE AMEX BLUE CASH EVERYDAY WELCOME BONUS

5 min read Read more Arrow Right


HOW TO CHOOSE A STUDENT CREDIT CARD

7 min read


THE PROS AND CONS OF 0% APR CREDIT CARDS

6 min read


WHAT IS A STUDENT CREDIT CARD?

6 min read
Wells Fargo Active Cash® Card 4.3Star
Chase Sapphire Preferred® Card 4.8Star
Capital One SavorOne Cash Rewards Credit Card 5.0Star
All credit card reviews


WHAT ARE ASSETS UNDER MANAGEMENT (AUM)?

2 min read Read more Arrow Right


PASSIVE INCOME: HOW IS IT TAXED?

6 min read


FIDELITY INVESTMENTS VS. VANGUARD

4 min read


TRILLION-DOLLAR COMPANIES: 7 MOST VALUABLE MEGA-CAP STOCKS

3 min read
5.0Star
5.0Star
3.5Star
All investing reviews


ROUGHLY 30% BACK-TO-SCHOOL SHOPPERS REPORT GOING INTO DEBT OVER BACK-TO-SCHOOL
SHOPPING; IS BUY NOW, PAY LATER THE SOLUTION?

9 min read Read more Arrow Right


8 TYPES OF PERSONAL LOANS AND THEIR USES — PLUS 5 TO AVOID

6 min read


NO-CREDIT-CHECK LOANS: WHAT ARE THEY AND HOW DO THEY WORK?  

7 min read


WILL AN EMERGENCY LOAN IMPACT MY CREDIT?

3 min read
4.7Star
4.8Star
4.7Star
All personal loans reviews


HOW TO GET A HOME EQUITY LOAN WITH BAD CREDIT

10 min read Read more Arrow Right


WHAT TO KNOW ABOUT HELOC PREPAYMENT PENALTIES

6 min read


CAN YOU GET A HOME EQUITY LOAN ON INVESTMENT OR RENTAL PROPERTY?

10 min read


WHAT IS AN INTEREST-ONLY HELOC AND HOW DOES IT WORK?

8 min read
4.3Star
4.4Star
3.5Star
All home equity reviews


TEMPORARY CAR INSURANCE IN NEW YORK

8 min read Read more Arrow Right


WHAT’S THE DIFFERENCE BETWEEN A CITATION AND A SPEEDING TICKET?

8 min read


THE 2024 ELECTION COULD IMPACT AUTO AND HOME INSURANCE FOR VOTERS IN THESE 10
STATES

7 min read


WHAT IS AN INSURANCE DECLARATION PAGE?

7 min read
4.5Star
4.2Star
4.4Star
All insurance reviews


OUR TOP PICKS OF 2024

We searched high and low then reviewed, rated and ranked the best financial
products of 2024.
See the winners



BANKRATE LOGO BANKRATE


ABOUT

 * About us
 * Press room
 * Careers
 * Advertise with us
 * Site map


HELP

 * Contact us
 * Compare rates
 * Latest news
 * Popular topics


LEGAL

 * Privacy policy
 * Cookie Settings
 * Do Not Sell or Share My Personal Information
 * Consumer Health Information Privacy Policy
 * Understanding Bankrate’s averages
 * Terms of use
 * GLBA annual notice
 * California Consumer Financial Privacy Notice
 * Licenses


HOW WE MAKE MONEY

Bankrate.com is an independent, advertising-supported publisher and comparison
service. We are compensated in exchange for placement of sponsored products and
services, or by you clicking on certain links posted on our site. Therefore,
this compensation may impact how, where and in what order products appear within
listing categories, except where prohibited by law for our mortgage, home equity
and other home lending products. Other factors, such as our own proprietary
website rules and whether a product is offered in your area or at your
self-selected credit score range, can also impact how and where products appear
on this site. While we strive to provide a wide range of offers, Bankrate does
not include information about every financial or credit product or service.

Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access
BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access

Facebook Twitter Instagram LinkedIn Youtube Tiktok

© 2024 Bankrate, LLC. A Red Ventures company. All Rights Reserved.