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PRIVACY POLICY

Effective: October 1, 2019 Notice Last Updated: January 1, 2022

This Privacy Policy ("Policy") describes how First American Financial
Corporation and its subsidiaries and affiliates (collectively, "First American,"
"we," "us," or "our") collect, use, store, and share your information, with the
exception that a subsidiary or affiliate has their own privacy policy, that
policy governs.

This Policy applies to information we collect from or about you: (1) when you
access or use our mobile applications ("Applications"), websites ("Websites"),
or products and/or services ("Products"); (2) when you communicate with us in
any manner, including by email, telephone, and/or in person; and (3) from third
party sources.


ACKNOWLEDGEMENT

Please read this Policy carefully. The practices described herein are subject to
the laws in the places in which we operate.

BY ACCESSING AND/OR USING OUR APPLICATIONS, WEBSITES, AND/OR PRODUCTS, OR BY
COMMUNICATING WITH US IN ANY MANNER, YOU REPRESENT THAT YOU HAVE READ AND
UNDERSTOOD THIS POLICY.


WHAT TYPE OF INFORMATION DO WE COLLECT ABOUT YOU?

Depending upon how you interact with our Websites, Applications, or Products,
how you communicate with us, or our interactions with third parties, we may
collect the following categories of information from and about you:

 * Direct identifiers, including but not limited to your unique online
   identifier, name, alias, social media handle, IP address, username and
   password, postal and/or e-mail address, account name and/or account number,
   social security number, driver's license number, passport number, and/or
   state identification number.
 * Related identifiers, including but not limited to your date of birth, bank,
   credit, or debit card number, financial information, insurance policy number,
   and/or license plate information.
 * Physical characteristics, including protected characteristics under federal
   and state law, such as age, sex, race, and ethnicity.
 * Commercial information, including records of products or services purchased,
   obtained, or considered, and other purchasing and consuming histories and
   tendencies.
 * Biometric information, such as fingerprints.
 * Internet or other electronic network activity information, with our Websites,
   Applications, and communications, and including browser type and version,
   browser settings, operating systems and platform, device type, operating
   information, mobile carrier, and page response time and download errors.
 * Geolocation data, such as your zip code and time zone.
 * Audio, electronic, visual, and thermal information, including telephone
   recordings, electronic communication records, security camera footage from
   applicable First American properties, and temperature reading.
 * Professional or employment-related information, such as your work history,
   salary history, and education history.


HOW DO WE COLLECT YOUR INFORMATION?

We collect your information in three ways:

Directly from you when you access or use our Applications, Websites, or
Products, or when you communicate with us in any manner, including but not
limited to:

 * Information you provide by filling forms in person or electronically through
   our Applications and/or Websites, including information provided at the time
   of registering for any Product or event, posting material or requesting
   further services or information;
 * Information you provide when you access or use our Products;
 * Information you provide when you enter a sweepstakes, contest or promotion
   sponsored or offered by us;
 * Information you provide when you report a problem with our Applications or
   Websites;
 * Records and copies of your correspondence (e.g., email address) if you
   contact us;
 * Your responses to surveys that we might ask you to complete;
 * Details of transactions you carry out through our Applications, Websites, and
   the fulfillment of your orders; and
 * Your search queries on the Websites.

Automatically when you access or use our Applications, Websites, or Products, or
when you communicate with us, including but not limited to:

 * Details of your visits to the Websites and Applications, including traffic
   data, location data, logs and other communication data;
 * Information about your computer and mobile device, and internet connection,
   including your IP address, operating system, and browser type; and
 * Interactivity with an e-mail, including opening, navigating, and
   click-through information.

From third parties, including but not limited to:

 * Data analytics providers for the purpose of receiving statistical data about
   your activity on our Websites and Applications;
 * Social media networks for the purpose of collecting certain of your social
   media profile information and activity, including your screen names, profile
   picture, contact information, contact list, and the profile pictures of your
   contacts, through the social media platform;
 * Third Party Service Providers, including but not limited to internet service
   providers, fraud prevention services, and related partners; and
 * Public sources, including local, state, and federal government agencies and
   departments, to facilitate your use of the Websites and Applications, and to
   provide you with our Products.


HOW DO WE USE YOUR INFORMATION?

We use the information outlined in What Type of Information Do We Collect About
You for a variety of business and commercial purposes, including but not limited
to:

 * Provide the Applications and Websites to you;
 * Provide the Products you have requested;
 * Operate the Applications and Websites, including access management, payment
   processing, Application and/or Website administration, internal operations,
   troubleshooting, data analysis, testing, research, and for statistical
   purposes;
 * Respond to your requests, feedback, or inquiries;
 * Comply with laws, regulations, and other legal requirements;
 * Comply with relevant industry standards and our policies;
 * Protect and enforce your rights and the rights of other users against
   unlawful activity, including identity theft and fraud;
 * Protect and enforce our collective rights arising under any agreements
   entered between First American and you or any other third party;

 * Fulfill a transaction you requested or service your policy;
 * Handle a claim;
 * Create and manage your account;
 * Protect the integrity and maintain security of our Applications, Websites,
   and Products;
 * Operate, evaluate, and improve our business;
 * Provide you with information and advertisements about products, services, and
   promotions, from us or affiliates, that may interest you;
 * Deliver content tailored to your interests and the manner in which you use
   the Applications and/or Websites;
 * Present content in a manner that is optimized for your device;
 * Measure and analyze the effectiveness of the Applications, Websites, and
   Products we provide to you.


HOW DO WE SHARE YOUR INFORMATION?

We do not sell your personal information. We may, however, disclose or share
information referenced in What Type of Information Do We Collect About You with
others for a variety of business and commercial purposes, including:

 * With your consent. We may disclose or share your information with your
   consent. We may obtain your consent in writing; online, through
   "click-through" agreements; when you accept the terms of use on our
   Applications or Websites; orally, either in person or on the phone; or by
   other means.
 * In a business transfer. We may disclose or share your information as part of
   a corporate business transaction, such as a merger or acquisition, joint
   venture, corporate reorganization, financing, or sale of company assets, or
   in the unlikely event of insolvency, bankruptcy, or receivership, in which
   such information could be transferred to third parties as a business asset in
   the transaction.
 * To non-affiliated third parties. We may disclose or share your information
   with certain non-affiliated third parties for a variety of business purposes,
   including but not limited to facilitate your access and use of our Websites,
   Applications, and Products. Those third parties may include, but may not be
   limited to internet service providers, your real estate agents, and other
   related professionals, advertising networks, data analytics providers,
   governmental entities, operating systems and platforms, social media
   networks, and service providers who provide us a service (e.g., credit /
   debit card processing, billing, shipping, repair, customer service, auditing,
   marketing, debugging to identify and repair errors that impair existing
   intended functionality on our Websites, Applications, or Products, and/or
   protecting against malicious, deceptive, fraudulent, or illegal activity).
 * To subsidiaries and affiliates. We may disclose or share your information
   with our First American subsidiaries and affiliates to further facilitate
   your use of our Applications, Websites, and Products, and to ensure the
   smooth and consistent operations of First American by identifying and
   repairing errors that impede intended functionality and to protect against
   malicious, deceptive, fraudulent, or illegal activity.
 * For legal process and protection. We may disclose or share your information
   to satisfy any law, regulation, legal process, governmental request, or where
   we have a good faith belief that access, use, preservation or disclosure of
   such information is reasonably necessary to:
   * Enforce or apply agreements, or initiate, render, bill, and collect for
     Products;
   * Protect our rights or interests, property or safety or that of others;
   * In connection with claims, disputes, or litigation - in court or elsewhere;
   * Protect users of our Applications, Websites, and Products and other
     carriers or providers from fraudulent, abusive, or unlawful use of, or
     subscription to, such services; and
   * Facilitate or verify the appropriate calculation of taxes, fees, or other
     obligations due to a local, state, or federal government.


LINKS TO THIRD PARTY SITES

Our Applications and Websites may contain links to third party websites and
services. Please note that these links are provided for your convenience and
information, and the websites and services may operate independently from us and
have their own privacy policies or notices, which we strongly suggest you
review. This Privacy Notice applies to our Applications and Websites only, and
we do not accept any responsibility or liability for the policies or practices
of any third parties.


THIRD PARTY TRACKING / DO NOT TRACK

Our Websites and Applications may, from time to time, collect information about
your online activities, over time and across our different Websites and
Applications. When you use our Websites and Applications, third parties may also
collect information about your online activities, over time and across different
internet websites, online or cloud computing services, online applications, or
mobile applications. Some browsers support a "Do Not Track" feature, which is
intended to be a signal to websites that you do not wish to be tracked across
different websites you visit. Our Websites do not currently change the way they
operate based upon detection of a "Do Not Track" or similar signal.


SOCIAL MEDIA INTEGRATION

Our Applications, Websites, and/or Products may, from time to time, contain
links to and from social media platforms. You may choose to connect to us
through a social media platform, such as Facebook or Twitter. When you do, we
may collect additional information from or about you, such as your screen names,
profile picture, contact information, contact list, and the profile pictures of
your contacts, through the social media platform. Please be advised that social
media platforms may also collect information from you. We do not have control
over the collection, use and sharing practices of social media platforms. We
therefore encourage you to review their usage and disclosure policies and
practices, including their data security practices, before using the social
media platforms.


HOW DO WE STORE AND PROTECT YOUR INFORMATION?

Although no system can guarantee the complete security of your information, we
take all commercially reasonable steps to ensure your information is protected
in alignment with all applicable laws and regulations, as appropriate to the
sensitivity of your information.


HOW LONG DO WE KEEP YOUR PERSONAL INFORMATION?

We keep your information for as long as necessary in accordance with the purpose
for which it was collected, our business needs, and our legal and regulatory
obligations. If we dispose of your information, we will do so in a way that is
secure and appropriate to nature of the information subject to disposal.


COOKIES AND RELATED TECHNOLOGY

We may use browser cookies, beacons, pixel tags, scripts, and other similar
technologies from time to time to support the functionality of our Applications,
Websites, and Products. A cookie is a piece of information contained in a very
small text file that is stored in your Internet browser or elsewhere on your
hard drive. Cookies are transferred from our Websites and Applications to your
computer, phone or tablet, and allow us to identify your device whenever you
return to our Website or Application. These technologies provide a better
experience when you use our Applications, Websites, and Products, and allow us
to improve our services. We may also use analytic software, such as Google
Analytics and others, to help better understand how our Applications and
Websites function on your device(s) and for other analytical purposes. To learn
more about how Google uses data when you use our Applications and Websites, see
How Google uses data when you use our partners' sites or apps. You can opt-out
of Google Analytics by installing Google's opt-out browser add-on here:
https://tools.google.com/dlpage/gaoptout.

Below is an overview of the types of cookies and related technology we deploy,
and your choices.

Browser Cookies. A browser cookie is a small file placed on the hard drive of
your computer. That cookie then communicates with servers, ours or those of
other companies that we authorize to collect data for us and allows recognition
of your personal computer. You may use the tools available on your computer or
other device(s) to set your browser to refuse or disable all or some browser
cookies, or to alert you when cookies are being set. However, if you refuse or
disable all browser cookies, you may be unable to access certain parts or use
certain features or functionality of our Applications and Websites. Unless you
have adjusted your browser settings so that it refuses all cookies, we may use
cookies when you direct your browser to our Applications and Websites.

Beacons. Our Websites and e-mails may contain small electronic files known as
beacons (also referred to as web beacons, clear GIFs, pixel tags and
single-pixel GIFs) that permit us to, for example, to count users who have
visited those pages or opened an e-mail and for other website-related
statistics. Beacons in e-mail marketing campaigns allow us to track your
responses and your interests in our content, offerings and web pages. You may
use the tools in your device to disable these technologies as well.

Third Party Technology. Our service providers, advertising partners, and ad
networks may also use cookies and beacons to collect and share information about
your activities both on our Websites and Applications and on other websites and
applications. In addition, third parties that are unaffiliated with us may also
collect information about you, including tracking your browsing history, when
you use our Applications and Websites. We do not have control over these
third-party collection practices. If you wish to minimize these third-party
collections, you can adjust the settings of your browsers or install plug-ins
and add-ins.

Your Choices. You may wish to restrict the use of cookies or completely prevent
them from being set. Most browsers provide for ways to control cookie behavior,
such as the length of time they are stored. If you disable cookies, please be
aware that some of the features of our Websites may not function correctly. To
find out more on how to manage and delete cookies, visit www.aboutcookies.org.
For more details on your choices regarding use of your web browsing activity for
interest-based advertising, you may visit the following sites:

 * http://networkadvertising.org/
 * http://optout.aboutads.info/
 * http://youradchoices.com/


YOUR CHOICES

We provide you the ability to exercise certain controls and choices regarding
our collection, use, storage, and sharing of your information. Please note that
for some of these rights, such as the Right to Know and Right to Delete, we will
verify your identity before we respond to your request. To verify your identity,
we will generally match the identifying information provided in your request
with the information we have on file about you. Depending on the sensitivity of
the personal information requested to be deleted, we may also utilize more
stringent verification methods to verify your identity, including but not
limited to requesting additional information from you and/or requiring you to
sign a declaration under penalty of perjury.

 * Right of Correction. Regardless of where you live, you may submit a request
   that we correct or update the information we have about you.
 * Right to Know. If you are a California resident, you have a right to ask that
   we disclose to you the categories and specific pieces of personal information
   we have collected about you in the 12 months preceding the date of your
   request, including a description of the categories of sources from which we
   have collected that information, the business or commercial purpose for
   collecting or sharing that information, and the categories of third parties
   with whom we have shared that information. You may request information
   collected about you online or call toll-free at 1-866-718-0097. You may
   designate an authorized agent to submit a request on your belhalf you may
   call toll-free at 1-866-718-0097 and following the appropriate instructions.
 * Right to Delete. If you are a California resident, you have a right to ask
   that we delete your personal information, subject to appropriate legal
   exceptions. You may request that we delete your personal information online
   or you may call toll-free at 1-866-718-0097. You may designate an authorized
   agent to submit a request on your behalf or you may call toll-free at
   1-866-718-0097 and following the appropriate instructions.
 * Right to Change Preferences. Regardless of where you live, you may change
   your choices for subscriptions, newsletters, and alerts.
 * Right to Unsubscribe from First American Marketing and Advertising
   Communications. Regardless of where you live, you may choose whether you want
   to receive marketing and advertising from us. Submit an unsubscribe request
   online.
 * Right to Control Advertising and Online Tracking. Regardless of where you
   live, you have a right to control how your information is tracked online. To
   learn more about these rights, see Cookies and Related Technologies.
 * Right of Non-Discrimination. You have a right to exercise your rights under
   this section free of discrimination. First American will not discriminate
   against you in any way if you choose to exercise your rights under this
   section.


YOUR CALIFORNIA RIGHTSONLY APPLIES TO CA RESIDENTS

California Consumer Privacy Act (CCPA). All terms and phrases used hereunder
shall have the same meaning as those terms are defined under the California
Consumer Privacy Act of 2018 and related regulations ("CCPA").

 * Rights. Under the California Consumer Privacy Act of 2018 and its
   implementing regulations, you have a Right to Know, Right to Delete, and
   Right to Non-Discrimination. To learn more about these rights, see Your
   Choices.
 * Notice of Sale. We do not sell California resident personal information, nor
   have we sold California resident personal information in the past 12 months.
   To the extent any First American affiliated entity has a different practice,
   it will be stated in the applicable privacy policy. We have no actual
   knowledge of selling the personal information of minors under the age of 16.
 * Notice of Collection. To learn more about the categories of personal
   information we have collected about California residents over the last 12
   months, see What Type of Information Do We Collect About You. To learn about
   the sources from which we have collected that information, the business and
   commercial purpose for its collection, and the categories of third parties
   with whom we have shared that information, please see How Do We Collect Your
   Information, How Do We Use Your Information, and How Do We Share Your
   Information.
 * Notice of Disclosure. To learn more about the categories of personal
   information we have disclosed for a business purpose about California
   residents over the last 12 months, including the categories of third parties
   with whom we have shared that information, please see How Do We Share Your
   Information.

California Minors. If you are a California resident under the age of 18,
California Business and Professions Code § 22581 permits you to request and
obtain removal of content or information you have publicly posted on any of our
Applications or Websites. To make such a request, please send an email with a
detailed description of the specific content or information to
dataprivacy@firstam.com. Please be aware that such a request does not ensure
complete or comprehensive removal of the content or information you have posted
and there may be circumstances in which the law does not require or allow
removal even if requested.


CHILDREN

Our Applications, Websites, and Products are not intended for children under the
age of 18. This includes any links to other websites that we provide for our
convenience. We don't knowingly collect the information of children for any
reason.


INTERNATIONAL JURISDICTIONS

Our Applications, Websites, and Products are hosted and offered in the United
States of America (US), and are subject to US federal, state, and local law. If
you are accessing the Applications, Websites, or Products from another country,
please be advised that you may be transferring your information to us in the US,
and you consent to that transfer and use of your information in accordance with
this Policy. You also agree to abide by the applicable laws of applicable US
federal, state, and local laws concerning your use of the Applications,
Websites, and Products, and your agreements with us. Any persons accessing our
Applications, Websites, or Products from any jurisdiction with laws or
regulations governing the use of the Internet, including the collection, use, or
disclosure of information, different from those of the jurisdictions mentioned
above may only use the Applications, Websites, or Products in a manner lawful in
their jurisdiction. If your use of the Applications, Websites, or Products would
be unlawful in your jurisdiction, you may not use the Applications, Websites, or
Products.


CHANGES TO OUR PRIVACY POLICY

We may change this Policy from time to time. Any and all changes will be
reflected on this page, and where appropriate provided in person or by another
electronic method. The effective date will be stated at the top of this Policy.
You should regularly check this page for any changes to this Privacy Notice.

YOUR CONTINUED USE, ACCESS, OR INTERACTION WITH THE APPLICATIONS, WEBSITES, OR
PRODUCTS, OR YOUR CONTINUED COMMUNICATIONS WITH US AFTER THE UPDATED POLICY HAS
BEEN POSTED WILL REPRESENT THAT YOU HAVE READ AND UNDERSTOOD THIS POLICY.


CONTACT US

dataprivacy@firstam.com or toll free at 1-866-718-0097.


First American


ABOUT FIRST AMERICAN


 * OUR OPERATIONS
   
   * Title and Insurance Services
   * Lender and Servicer Solutions
   * Real Estate Data Solutions
   * Home Warranty & Insurance
   * Trust Services
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 * COMPANY INFORMATION
   
   * FirstAmCares
   * eClosing Center
   * Economic Center
   * Ownership Center
   * Company History
   * Supplier Information
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CAREERS

 * Career Opportunities


NEWS

 * Company News
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INVESTORS

 * Stock Information
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 * News & Events
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CONNECT WITH US

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© 2022 First American Financial Corporation and/or its affiliates. All rights
reserved.

First American Title Insurance Company makes no express or implied warranty
respecting the information presented and assumes no responsibility for errors or
omissions.

First American, the eagle logo, firstam.com, and First American Title are
registered trademarks or trademarks of First American Financial Corporation
and/or its affiliates.

FORTUNE and FORTUNE 100 Best Companies to Work For are registered trademarks of
Time Inc. From FORTUNE Magazine, March 1, 2019 ©2019 Time Inc. Used under
license. FORTUNE and Time Inc. are not affiliated with, and do not endorse
products or services of, First American Financial Corporation.


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OTHER PLATFORMS

 * AGENTNET®
   
   eJackets, closing protection letters, back title, bulletins and more.

 * DATATREE.COM
   
   Access the nation's largest land record database.

 * HOME WARRANTY
   
   Coverage for a home's major systems and appliances.

PRIVACY NOTICE

This website uses cookies and similar technologies to manage your sessions,
manage content, and improve your website experience. To learn more about these
technologies, your options, and about other categories of personal information
we collect through this website and how we may use it, please see our privacy
policy. This notice is effective for your use of this website for the next 14
days.

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