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Submitted URL: http://e-in21.gtolink.in/t/em1/55849/1/2d1f0ac2-2cdd-4a86-996c-62f773c81aa6/afe4e82ee5ac11ecab450a6b7c954b8a
Effective URL: https://play.google.com/store/apps/details?id=money.niro.credit.loans
Submission: On September 20 via manual from IN — Scanned from DE

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NIRO - CREDIT BY INVITE ONLY!

QFi Technologies Private Limited
10.000+
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USK ab 0 Jahren
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ÜBER DIESE APP


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Niro’s unique pre-approval process ensures the highest disbursal rates for the
chosen few and provides a hassle free, paperless, personal loans experience. We
not only provide high loan amounts, but also provide a 24 hour guaranteed
disbursal or we waive your entire processing fees.

Please note that our app is only for pre-approved customers who hold a valid
offer. Please do not apply if you do not have an offer already from one of our
partners.

They key features of our process are:

⏱ 24 Hour Disbursal or 0 Processing Fees
💸 0 Foreclosure Charges. Pre-pay in full whenever you want.
💯 Pre-approved process ensures highest disbursal rates.

While our exact interest rates, processing fees etc. are primarily derived of
the credit history of the borrower, they fall within the following ranges:

Loan amount: ₹50,000 to ₹3,00,000
Interest rates: 12% to 32% per annum
Tenure: 6 to 24 months
Processing fees: 1.5% to 4.5% (Min ₹750+GST & Max ₹6,000+GST)

Loan Calculation Example:
Disbursal Amount (Amount to be received in account): ₹1,20,001
Monthly EMI: ₹9,975
Interest Rate: 19.99% P.A
Resultant Tenor: 14 months
Processing Fee: 2.5% of Loan Amount = ₹3091
GST on Processing Fee: 18% of Processing Fee = ₹3091*18% = ₹556
Total Loan Amount: Disbursal Amount (₹1,20,001) + Processing Fees (₹3091) + GST
on Processing Fee (₹556) = ₹1,23,648
Total Amount Repaid: ₹9,975 (EMI) * 14 months (Tenor) = ₹1,39,650
Total Interest = Total Amount Repaid (₹1,39,650) - Total Loan Amount (₹1,23,648)
= ₹16,002 (19.99% on a reducing basis)


Repayment Schedule
1st EMI -> 2nd Jan 2022
2nd EMI ->2nd Feb 2002
Loan Ends on 03 Feb 2023

Penalties for delayed payment of EMIs
We do not levy any penal interest, but instead charge flat penalties for missing
payments on time. The following are the late payment fees applicable:

Bounce Fee: One time flat fee for each bounce of ₹499/-
Late Payment Fee: ₹1,499 if EMI is not paid within 7 days of due date.

Niro is not a registered NBFC or bank and offers these loans in partnership with
select lending institutions. The exact lending institution extending the loan
will be displayed while the user is being presented with the loan terms.

Currently Empanelled Lending Partners are: Liquiloans
Aktualisiert am
13.09.2022

Finanzen


DATENSICHERHEIT


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Was die Sicherheit angeht, solltest du nachvollziehen, wie Entwickler deine
Daten erheben und weitergeben. Die Datenschutz- und Sicherheitspraktiken können
je nach Verwendung, Region und Alter des Nutzers variieren. Diese Informationen
wurden vom Entwickler zur Verfügung gestellt und können jederzeit von ihm
geändert werden.
Diese App kann die folgenden Datentypen an Dritte weitergeben
Standort, Personenbezogene Daten und 3 andere
Diese App kann die folgenden Datentypen erheben
Standort, Personenbezogene Daten und 4 andere
Daten werden bei der Übertragung verschlüsselt
Daten können nicht gelöscht werden

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Website
https://www.niro.money

email
E-Mail
support@niro.money

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Datenschutzbestimmungen
https://niro.money/privacy-policy

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