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 * ABOUT US
 * PRODUCTS
 * GALLERY
 * ENQUIRY
 * CONTACT US
 * SIGN IN
 * +91 8447648628


Open an Account

Apply for Membership

Apply for Loan

Pay Installment

PFLKOSH Mobile App

   
 * 
   MIP Scheme

   
 * Interest Rate

   
 * Terms & Conditions

   
 * Calculator

   
 * Check Cibil

   
 * Raise Complaint




WHAT WE PROVIDE ?

FIXED DEPOSIT

Company FDs are more flexible and convenient when it comes to withdrawal of the
deposited funds. Depositors can also avail loans against their fixed deposit is
required if required. The interest payout can be monthly, quarterly, bi-annually
and annually.

RECCURING DEPOSIT

Recurring Deposit is a special kind of Term Deposit offered by Nidhi companies
in India which help people with regular incomes to deposit a fixed amount every
month into their recurring deposit account and earn high rate of interest.

DAILY DEPOSIT

Daily Deposit is a special kind of Term Deposit offered by Nidhi companies in
India which help people with regular incomes to deposit a fixed amount daily
into their daily deposit account and earn fixed rate of interest.

SAVING ACCOUNT

Saving money habit will improve the quality of life and will help you to feel
better and to sleep better. One will be happier knowing he/she has some money
aside or unexpected expenses and look forward to achieve some of their dreams.

All products


WHY CHOOSE US ?

Why we're different

 * PFL is the "New Way of Your Savings"
 * PFL is continuously securing the society
 * PFL is formulated with the primary object
   to carry on the business of accepting deposits
 * Belive in doing business with honesty




CELEBRATIONS


PRIZE DISTRIBUTION 22-23


PFL always praises and motivate employees for Hardwork, Achieving Targets and
their Contribution towards the Company growth.




BUSINESS CONFERENCE 22-23

PFL business conference was held in Jaipur for the financial year 22-23. During
the conference, discussions were done on result and achievement for last two
Quarters along with setting up of Next Quarter targets and achievements.

MORE INFORMATIONS

 * T & C
 * Refund Policy
 * Privacy Policy
 * Cancellation Policy
 * Help & FAQs
 * E-Marketing Consent

KNOW MORE

 * News
 * Career
 * About Us
 * Contact Us
 * Our Products

Designed and Maintained by PFL Technologies


DEPOSIT INTEREST RATES

S.No. Interest Type Date Effective Amount Rates For 12 24 36 48 60
1NonCumulative Fixed Deposit21 Nov 2022
5000.00
50000000.00Other8.468.949.419.8710.32Senior
Citizen8.969.449.9110.3710.862Recurring Deposit21 Jun 2023
500.00
50000000.00Other8.009.0010.0010.5011.00Senior
Citizen8.509.5010.5011.0011.503Cumulative Fixed Deposit21 Jun 2023
5000.00
50000000.00Other9.009.5010.0010.5011.00Senior Citizen9.5010.0010.5011.0011.50




SAVING ACCOUNT INTEREST RATES

}

S.No. Effective Date Amount ROI 121 November 2022Up To 1 Lakh5%221 November 2022
1 Lakh To 5 Lakhs6%321 November 2022 5 Lakhs To 20 Lakhs6.5%421 November
2022Above 20 Lakhs7%




DDS INTEREST RATES

}

S.No. Effective Date Tenor ROI 121 November 20226 Months 3%221 November 2022 6
Months To 1 Year6%321 November 2022 1 Year To 2 Year6.5%421 November 20222 Year
To 3 Year7%521 November 20223 Year To 4 Year7.5%621 November 20224 Year To 5
Year8%

 * 1. FD/RD are placed privately and not publicly.
 * 2. This instrument is not transferable and non marketable except to the
   relatives of the holder.
 * 3. Transfer of this instrument is required the permission of the company.
 * 4. In case of premature claim before the 6 months from the issue date, there
   shall not be paid any interest, after 6 months and before maturity date pre
   matured charge will be @ 2.50% for panel interest, opted by the holder.
 * 5. In case of premature claim before the maturity of Recurring Deposit or
   Daily Deposit, following charges will be levied, Maintenance Charges: Rs.1000
   yearly, SMS Charges: Rs.600 yearly, Collection and IT Charges: Rs.400 yearly.
 * 6. At the end of the term company will be release the redemption amount to
   the holder by cheque or electronic transfer in favor of the holder.
 * 7. In case, the nominee claims the redemption amount, he/she shall have to
   produce the legal documents of his/her identity and an affidavit or a legal
   document proving the relationship with the holder.
 * 8. In case of premature claim, the holder shall have to apply in written to
   the company in duly filled premature withdrawal form along with original
   certificate and receipts. Premature withdrawal may be permitted or refused by
   the company only and can not be claimed as a matter of right by the holder or
   nominee.
 * 9. The interest shall be calculated annually and face value plus any interest
   that may have accrued is payable on redemption only.
 * 10. In case of non claim, the holder or nominee can not claim the interest
   after 15 months period and company holds the principle amount and interest of
   15 months and pay to the holder pr its nominee on claim without any further
   interest.
 * 11. The redemption amount shall be returned to the nominee, in case of the
   death of the holder and nominee have to present the legal death certificate
   of the holder.
 * 12. In case of non claim or the inactive the account of holder, the mature
   amount shall be kept reserve with the company and after the maturity date
   there shall not be paid any interest by the company.
 * 13. Income tax deducted at source(TDS)-TDS on interest payment is applicable
   as per the income tax act, 1961. Tax once deducted at source will not be
   refunded by the company.
 * 14. In case of any dispute, all the matters shall be entitled to the
   arbitration act 1996. The arbitrator shall be appointed by the company.

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