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Hey Florida! We're doing things a little differently for you, so visit our
Sunshine State pages.

I'm from Florida I'm not from Florida

Underwritten by American Pet Insurance Company

WE'RE AVAILABLE 24/7: 855.210.8749

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 * Veterinarians
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My Account
 * Sign in
 * Submit invoice online
 * Download claim form


 * My Account
   * Sign in
   * Submit claim online
   * Download claim form
 * Why Trupanion
   * Trupanion Overview
   * Compare Us
   * No Payout Limits
   * 90% Coverage
   * How We Can Pay Your Bills
 * Coverage
   * What We Cover
   * Dog Insurance
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   * Extra Coverage
   * Sample Policy
 * Common Questions
   * Understanding Deductibles
   * Pre-existing Conditions
   * Our Claims Experience
   * Savings Accounts vs Insurance
   * Wellness Plans vs. Insurance
 * Get a Quote
   * Get Your Pet's Quote
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   * Your pet and the vet

 * View Canada Site
 * View US Site
 * View Australia Site

 * Why Trupanion
 * 90% coverage
 * No payout limits
 * Deductibles
 * Vet Direct Pay
 * Our claims experience
 * Sample policy

Get a quote


OUR ONE SIMPLE POLICY WAS DESIGNED TO COVER ALL OF YOUR PET'S MEDICAL NEEDS

Simply put, a Trupanion policy covers the medical expenses of new unexpected
injuries and illnesses your pet may face, including:

HEREDITARY CONDITIONS 

We'll cover conditions your breed is prone to inheriting.

Examples:

 * Elbow and hip dysplasia
 * Diabetes
 * Upper respiratory infections
 * Thyroid disease

UNIDENTIFIED ISSUES 

Even if your pet doesn't have an official diagnosis, we'll cover you.

Examples:

 * Vomiting
 * Diarrhea
 * Cough
 * Change in weight

CONGENITAL CONDITIONS 

We'll cover conditions your pet has developed before birth.

Examples:

 * Heart disease
 * Nervous system issues
 * Cataracts
 * Liver disease

Whatever medical procedures your cat or dog needs for those unexpected injuries
and illnesses, we'll cover. That includes things like:

Diagnostic tests    |    Surgeries    |    Hospital stays    |    Medications  
 |    Veterinary supplements    |    Herbal therapy    |    Prosthetic devices
and carts

 

Just know that our policy isn't designed to cover the things that happened
before you became a member. Conditions that showed signs during waiting periods
or before you enrolled are considered pre-existing and are not eligible for
coverage.


WE ALSO OFFER ADDITIONAL COVERAGE THAT COMPLEMENTS OUR POLICY

These riders are available at an additional cost.

Recovery and Complementary Care Rider: To fully support your pet with
complementary, non-clinical procedures, opt into this rider. You’ll receive
coverage for:
Acupuncture, behavioral modification, chiropractic, homeopathy, hydrotherapy,
naturopathy, physical therapy, rehabilitative therapy.

Pet Owner Assistance Package: Help your pet outside the veterinary office by
receiving coverage for:
Advertising and reward for lost pets, boarding fees in the event you are
hospitalized, liability coverage for third-party property damage, cremation or
burial for deaths due to an accident, holiday vacation cancellation costs.


WE WANT PETS TO HAVE THE BEST POSSIBLE CARE

You wouldn’t want to buy the cheapest medical insurance policy for your
children, so why buy that for your pet who is as good as family?

Our policy was developed by veterinarians and has been used to protect nearly
half a million pets. It covers treatments and procedures related to thousands of
conditions so you and your pet feel protected.

No matter your pet’s breed, gender, or age, if they enroll in a Trupanion
policy, they will receive our one simple plan that covers all unexpected
injuries and illnesses. There are no tiers you can opt into, there are no gold,
silver, or bronze plans, there is only our one simple plan that has what it
takes to cover your pet when they need it most.


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Over 70% of our members enrolled with Trupanion because of a positive
recommendation from their friend, family member, or veterinarian.

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Get your pet's quote


TRUPANION SAMPLE POLICY 

Trupanion's Customer Care Specialists are available 24/7 to walk you through our
policy. Call 888.733.2685 to learn more about our one simple plan.

We'll give you a clear understanding of what you get when you enroll, because
you shouldn't have to worry about "fine print" when it comes to your pet's
coverage.

 


TO VIEW TRUPANION'S SAMPLE POLICY, PLEASE SELECT THE STATE YOU LIVE IN:


Select your state: Select Alabama Alaska Arizona Arkansas California Colorado
Connecticut District of Columbia Delaware Florida Georgia Hawaii Idaho Illinois
Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan
Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey
New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon
Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee
Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

View sample policy




 * Learn More
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   * Sample Policy

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