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 * Why Form3
   
   
   WHY FORM3
   
   Payment technology reimagined
   
   OUR APPROACH
   
   How we power the future of payments
   
   STRATEGIC PARTNERS
   
   Delivering next-gen payment technology at speed
   
   ABOUT US
   
   Learn about our story
   The team
   
   PRESS
   
   Form3 in the spotlight
   
   INSIGHTS
   
   Get our latest insights into the world of payments
 * Payment Platform
   
   
   PAYMENT PLATFORM
   
   Discover unconstrained innovation in the cloud
   
   EUROPE
   
   Access the power of SEPA through a single API
   SEPA Instant
   SEPA
   
   US
   
   Access all ACH and Real-time payment schemes through a single API
   US Instant
   US
   
   UK
   
   A single API integration point for all UK payment schemes
   UK Instant
   UK
   Confirmation of Payee
   
   INTERNATIONAL
   
   Removing borders with international payments and FX services
   SWIFT
   Cross Currency
 * API Docs
   
 * Engineering
   
   
   WHAT WE DO
   
   All things engineering & technology
   
   HOW WE WORK
   
   Read about life at Form3: our work, our teams and our culture
   
   ENGINEERING BLOG
   
   Catch up on all our latest blogs and events
 * Careers
   
   
   CAREERS
   
   Join us and help shape the future of payments
   
   VACANCIES
   
   Your once-in-a-lifetime career starts here
   
   CULTURE
   
   Read about life at Form3
   
   PEOPLE BLOG
   
   Catch up on our latest blogs
 * Contact


Contact


PAYMENT TECHNOLOGY REIMAGINED FOR FINANCIAL INSTITUTIONS

Form3 are revolutionising the way payments work from channel to payment scheme.
We have developed an enterprise-grade, managed, payment technology platform that
integrates across multiple payment schemes, and connects into your payment
systems with ease.

Explore our platform





TRUSTED BY OUR CLIENTS


Rolling out Form3’s platform is a big step to simplifying and strengthening our
payments processing. We expect that we will be processing millions of
transactions through our new platform. Otto Benz, Payments Director at
Nationwide Building Society

This partnership with Form3 will directly deliver against our multi-rail
strategy to enhance more payment flows for our customers. It's critical that we
evolve our solutions to improve transactional speed, convenience and security
for stakeholders. Gregor Dobbie, CEO of Vocalink, a Mastercard company

Our continued close collaboration with Form3 has allowed us to add a SEPA Credit
transfer service alongside our SEPA Instant proposition which we jointly
launched in 2020. Martin Runow, Global Head of Payments, FX and Digital,
Barclays Corporate Banking

Achieving close connectivity to payment systems is about both understanding
local regulation and delivering quality technology - Form3 are unique in that
they provide expertise in both. Juan Lobato Lobato, CEO and co-founder of Ebury

Our customers value the strength of our capabilities in terms of service, access
to multiple schemes via a single API and new product propositions which we have
in cooperation with Form3. Andres Kitter, Head of UK at LHV

Our new strategic partnership with Form3, alongside the additional investment
announced today, will provide us with the opportunity to implement a cloud
native, real-time payment platform to meet our customers’ evolving needs. John
Chambers, Group Chief Information Officer at Lloyds Banking Group

We are excited to deepen our relationship with Form3 and provide global FX and
payments capabilities to meet the needs of their fast-growing clients. Art
Brieske, Global Head of Payments Products, Goldman Sachs’
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LEARN MORE ABOUT FORM3

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RECOGNISED AS THE INDUSTRY LEADER

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THE LATEST FROM FORM3

NATIONWIDE BUILDING SOCIETY HAS SELECTED ACCENTURE AND FORM3

Nationwide Building Society has selected Accenture (NYSE: ACN) and Form3 to
transform its digital payments infrastructure through the adoption of a cloud
native platform, aiming to enhance the customer experience with seamless, secure
and fast transactions. As digital payments continue to grow, the cost-efficient
solution has been designed with resilience and compliance at the core.

Read more

CLARENCY HAS SELECTED FORM3 TO PROVIDE IT WITH DIRECT ACCESS TO THE SWIFT
NETWORK

Clarency takes a further significant step in integrating its KYC-first payments
and liquidity platform into core banking with its announcement of selecting
Form3 to provide it with direct access to the Swift network. The move extends
its support for international payments and enables further customer growth.
Clarency is the first customer on Form3’s Swift-as-a-service solution.

Find out more

SOLDO SELECTS FORM3 FOR SEPA CAPABILITIES

Soldo, the London-based fintech creating the next generation of payments and
expense management solutions, today selected Form3, the cloud-native
account-to-account platform, to provide SEPA Credit Transfer and Instant
connectivity. Soldo’s upgraded SEPA capabilities will allow it to update its
payment technology to boost customer growth as its business expands, taking
advantage of SEPA Instant adoption mandate in 2023.

Read more


CLOUD-BASED PAYMENT TECHNOLOGY

Form3 provide an enterprise-grade payment technology platform on the cloud,
built using microservices. The platform was designed, from inception to be
highly scalable, adaptable and resilient. We adopt a ‘build to run’ development
approach with monitoring alerting and reporting all built into the platform.

Read our story



WHY CUSTOMERS CHOOSE OUR PLATFORM

Learn more
Applied innovation
Growth built in
Setting the standards
Strength in collaboration

APPLIED INNOVATION

Keep up with changing environments, channels, schemes, and regulations. Form3
insulate customers from the changing payments landscape and alleviate the burden
of inflexible and unscalable technologies that restrict growth and opportunity.

GROWTH BUILT IN

Dynamically scale as payment volumes peak. Form3 was designed, from inception,
to provide our customers the tools to enable their growth. Clients can build on
top of our technology, comfortable, knowing it is future proof, risk resilient
and will scale along with their growth.

SETTING THE STANDARDS

Remove the burden of maintaining back-office payments infrastructure, compliance
and security. Form3 shields customers from regulatory changes. Form3 understand
not just our clients technological needs, but their business needs and the
frustrations and impact of managing payments.

STRENGTH IN COLLABORATION

Gain control of complete payment processing, clearing and settlement without the
costs and frustration of management.

APPLIED INNOVATION

Keep up with changing environments, channels, schemes, and regulations. Form3
insulate customers from the changing payments landscape and alleviate the burden
of inflexible and unscalable technologies that restrict growth and opportunity.

GROWTH BUILT IN

Dynamically scale as payment volumes peak. Form3 was designed, from inception,
to provide our customers the tools to enable their growth. Clients can build on
top of our technology, comfortable, knowing it is future proof, risk resilient
and will scale along with their growth.

SETTING THE STANDARDS

Remove the burden of maintaining back-office payments infrastructure, compliance
and security. Form3 shields customers from regulatory changes. Form3 understand
not just our clients technological needs, but their business needs and the
frustrations and impact of managing payments.

STRENGTH IN COLLABORATION

Gain control of complete payment processing, clearing and settlement without the
costs and frustration of management.


AGENCY BANK PARTNERSHIPS

Our combined offering facilitates agency payment services through clearing and
settlement systems including UK Bacs, Faster Payments, SEPA and SWIFT payments.
Click here to check out our latest Faster Payments Scheme guide.

Explore services



TECHNOLOGICAL INNOVATION

Form3 removes the need and complexity of managing critical, evolving payment
infrastructure, scheme rule changes and regulatory updates. It's all embedded
into our platform.

View our live performance stats



EBURY, A GLOBAL FINANCIAL SERVICES COMPANY HAVE UTILISED FORM3 TO ATTAIN ACCESS
TO THE FASTER PAYMENTS SCHEME AND THE SEPA INSTANT SCHEME.

"Achieving close connectivity to payment systems is about both understanding
local regulation and delivering quality technology - Form3 are unique in that
they provide expertise in both."
Juan Lobato, CEO and co-founder of Ebury



85

NATIONALITIES REPRESENTED (AND GROWING)

We take pride in being a multicultural company.

74

DIFFERENT LANGUAGES

From Greek to Urdu, we have seen this number grow fast in the last couple of
years welcoming colleagues from around the world.

30

DIFFERENT LOCATIONS

Since Form3 was established in August 2016, we have embraced a remote working
culture. This means more flexibility and better work-life balance.


WANT TO KNOW MORE?

Contact us


UPDATES

 * Press
 * Insights
 * Engineering blog
 * People blog

DEVELOPERS

 * API docs
 * What we do
 * How we work

ABOUT FORM3

 * About us
 * The team
 * Vacancies

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 * Modern Slavery Statement
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