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HOW TO BUY REAL ESTATE-ROBUXS

Posted on December 22, 2021 by dhian

well over the last year anyway, I have had friends ask me for advice on whether
now is a good time to rent or buy real estate. As most of my friends,
colleagues, and locals know, I consider myself a real estate geek and have
learned enough hard lessons, however had many great experiences professionally
and personally to last a lifetime…and I am only 30 years old but this is an age
to where we can take those lessons and build on our future, using real estate as
a catapult to financial freedom one day….Discontinue reading if you think real
estate is a “get rich quick” scheme. I thought it was when I was younger.
Believe me, it’s not.

I can write a novel on the difference between renting and buying real estate but
I will try to make this short yet helpful. All things equal, owning a house far
exceeds the benefit of renting a home. The obvious factors are that by owning,
you can build equity and write-off your interest payments on your mortgage. This
doesn’t mean that everyone in America should be a homeowner. Real estate is
local. For instance, property values are still declining in California. In
Florida, prices are starting to level off. In New Jersey I can point out 30
different markets where the market conditions are different. If you live in
Montclair, the market is different in Clifton, less than 2 miles away.

If real estate values are deteriorating in your neighborhood of choice and your
interest rate is not favorable, it could be a good reason to stick with renting
for now. Deals don’t go away overnight.

If you have cash saved, some tenants prefer renting so that they can play the
stock market which historically return 8-10% per year with a good broker. Real
estate values typically follow the rate of inflation over the long term. That
being said, home ownership has the best tax incentive. Married couples can earn
up to $500,000 in gains on their homes TAX FREE, where singles can earn up to
$250,000 in gains TAX FREE. If you played the stock market, those gains would be
hit by nearly 50% by Uncle Sam.

First and foremost, you need to find a neighborhood that you absolutely love. If
you have kids, it is important to look in their best interest FIRST before
yours. Second, look at property values. If prices are declining and homes are
sitting on the market for over 180 days, it may be better off to hold off and
rent, analyze for the next year, and buy something possibly in foreclosure when
you are ready. How do you find out about Days On Market (DOM)? Call a local
agent and ask for homes for sale in your preferred neighborhood. DOM is normally
listed.

If you do buy, it is best to put down 20%. Avoiding Private Mortgage Insurance
is huge today. PMI companies are going broke or already did, and the ones left
standing are charging an arm and 2 legs for coverage. Not to mention your
closing costs are about 3% higher. Although an FHA loan sounds great with 97%
Loan To Value loans, it is quite expensive when you roll things out. Be sure
that you understand the pros and cons of FHA versus Conventional financing. I
will offer friendly advice to those who ask.

Some pros and cons about renting and buying…Well if you rent, you have the
flexibility to move. Leases run month to month, 6 months, and 1 year. Home
ownership limits you to the market whether it is a buyer or sellers market. The
resale of your home is based off of competitive sales and overall demand, not a
lease. Renting allows you to blame everything on the landlord. If you don’t like
dealing with broken water heaters, leaky roof, and running toilets, then maybe
you are a lifelong renter. OWNING a home allows you a huge tax advantage,
potential tax-free capital gains, and emotional satisfaction. With that however,
comes property taxes and upkeep.

If you purchase or contract a home by the end of 2009, you are eligible for the
$8,000 tax credit from the IRS and can spread this out over 2 years, something
Congress passed to stimulate home ownership. All things aside, this is truly a
very good time to start shopping for a home. Historically low prices, low
interest rates, and real estate provides an amazing tax shelter. Read my article
about the tax credit HERE

So a couple paragraphs to conclude, real estate is a very tough and mean
industry. If you are not careful, it will eat you up 10 times over. Most people
get only one chance and you are done for a long time. Most decisions in life are
based off emotion, and in real estate, if you let emotion control your
decisions, you are in for a potentially catastrophic ride. Most importantly, let
a professional help you with a plan. You can either agree or disagree with their
input. But a guy like me can share a wealth of information for those who don’t
even know what a home inspection is. Don’t try to tackle buying a home by
yourself.

On a side note, most of you that know me know that I have more stories about
real estate and business that will even draw a surprised look from Ben Stein. I
have learned from the best in the industry though and at 30, I feel I have a
great amount of experience in real estate acquisition, construction, and
finance. I have shared my stories with investment groups across the country and
now speak at forums about risk mitigation. One thing that is so important to
understand and I’ll say it again, is that real estate is the biggest catapult to
financial wealth, freedom, and stability. Most of our parents made a lot of our
upbringing possible by home ownership and equity.

If you are not ready now, don’t panic or feel that you are missing the boat. The
nice thing about real estate is that it is tangible. It will always be there no
matter what, different than stocks. Think things through, talk to people, and
make a smart decision. Once you make a smart decision, your emotions will take
over.

Aside from my beautiful family, real estate is the most important thing in my
life. I strive to make more good decisions than bad, and if you understand the
way I just said that, the industry will force you to make both types of
decisions. The key is to not jump the gun. Understand EVERYTHING. Then…one
day…everyone will have an opportunity to lead a more secure life no matter
whether it is just buying 1 house or 20 houses.

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ELEMENTS OF MODERN HOME DESIGN

Posted on May 12, 2021 by dhian

Updating a home involves many elements of change, which involves anything from
modern furniture and artwork to room designs. A home can be transformed into a
contemporary dwelling with features and accents that have a 21st century edge
and style. Modern home design elements can add a touch of style and design to
any home.Modern homes can mean many things to many people, but all of them point
to non-traditional style and features. Contemporary home furnishing outlets have
home furnishings available, including things like glass panel kitchen cabinets
and island kitchens with bar stool seating. These attractive furnishings can
really serve as an attractive centerpiece for contemporary kitchen
design.Homeowners can also add updated features to their bathrooms as well to
make them look neater and more spacious. Wall mounted cabinets are a great way
to store bathroom items as well as give the room a decorative look. Some people
choose to remodel their bathrooms with stylish vanity sets that are functional
and attractive fixtures for bathing and pampering as they prepare for their day.
These attractive bathroom accents add a touch of style and grace to a bathroom
space.Living room areas also lend themselves well to modern design features that
can incorporate amazing colors, geometric shapes and contemporary furniture
pieces. People can buy furniture coverings with vibrant colors and design
patterns to enhance the modern color scheme and design. The living room will
stand out and people can enjoy the contemporary feel when they entertain and
relax in the room.Room design and furnishings are not the only ways to modernize
a home, however. Many homeowners are choosing to add additions to their homes to
accommodate relatives or borders in addition to extra rooms, such as laundry
rooms off of the kitchen or entertainment rooms the whole family can enjoy.
Environmentally friendly features are also popular that help to brighten the
home, save money and improve the environment. Solar paneled windows and energy
efficient doors can really help to insulate a home and make it cost
effective.Modern home design elements can enhance a home and make it look more
attractive and inviting. Additions can help to modernize a home and expand the
possibilities of contemporary styles and design. Even small changes, such as
updated furniture, color schemes and room design can bring a modern touch to
one’s living space. After all, a home is not truly yours until you add some
aspect of yourself into its design.

Posted in Uncategorized


KIT HOME DESIGNS – 10 TIPS TO GETTING IT RIGHT

Posted on May 11, 2021 by dhian

Many design features need to be taken into consideration when looking at home
design. Kit homes make the process easier with layouts you can customise and
advice to help you make informed decisions.Here are ten design tips that you can
get started on when looking making decisions:1. Good Preparation Is The Key To
Being SatisfiedThis is possibly the most important factor in any build. Doing
your homework and really exploring all options is a key factor in a more relaxed
and productive home build. Kit houses have a variety of options at your
fingertips but you also have the opportunity to change the layout to suit the
way your family functions.2. Think Ahead For Future NeedsTry to think ahead to
how your needs might change in the future. Perhaps you could consider a two
bedroom home that can be added to as the family grows. You might want o add on a
decking area later for outdoor living, perhaps the kids will leave home and give
you options with empty bedrooms. You may even have an elderly relative move in
with you and need a granny flat space, or teenagers retreat.Whatever your needs,
you can design things for the future and kit homes make that very easy to do.3.
Which Rooms In Your Home Are Key Areas For Your FamilyThe way we use our indoor
and outdoor space has changed a great deal as core family values change. Think
about where you will spend the most time, where you’d like your relaxation place
to be where the majority of entertaining will be done.4. List The ‘Deal
Breakers’ You Can’t Live Without And Those You Just Won’t HaveEvery person has a
list of things built over years of living in various homes that they can’t live
without, and those they can’t live with. Work out your deal breakers and those
of the other family members and see if you can get everyone happy on at least
one area.5. Plan Outdoor Areas For Maximum AdvantageOutdoor entertaining is a
major factor for most homes today. Outdoor areas can be an extension of indoor
living and is often included in initial design. A nice outdoor area can be
excellent for relaxation and just fun family BBQ dinners. If you can’t afford to
add it right ways discuss provisions for adding it later when the budget
allows.6. Consider Work Areas And LightingThis is not only practical but can
save you energy. By using lighting to maximize work areas, places to read or do
craft, computer activities and even highlight artwork you can really add a lot
of character and user-friendly aspects to your home.7. How Can You Be More
Energy Efficient And Go GreenerLook at ways that energy efficiency is worked
into kit home designs and see where you can take that a step further. This not
only helps to lower your carbon footprint but it will save you money on energy
usage costs. Water saving is another area you can add in at design stage.8. Look
For Clever Ways To Get More Storage AreasMake the most of clever storage places
that can be worked into good design. There is no need to have wasted space in
modern design. Kitchens can make use of hard to reach corners and high overhead
cupboard space. Discuss these new design factors with your kit home company.9.
The Changing Role Of Kitchens In The Family HomeKitchens are no longer a hidden
room where Mum disappears for a few hours and then comes out offering edible
delights for meals. Modern families spend a lot of time in the kitchen and it is
the hub of the home in many cases thanks to open plan living. Think about how
you use your kitchen space.10. Bathrooms That Just WorkThis could be the next
important room of the house. As with kitchens think about how you use this room
and design accordingly. Private bathrooms now give you the luxury of having your
very own just the way you want it.

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 * How to Buy Real Estate-robuxs
 * Elements of Modern Home Design
 * Kit Home Designs – 10 Tips to Getting it Right


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