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 * Business InsuranceBusiness Insurance
   
   
   
   Aston Lark provides clients with a variety of commercial insurance packages
   that will respond to the specific risks and challenges you face every day.
   
   
   
    * Insurance CoverInsurance Cover
      
      
      
      From Employment Practices Liability to Business Interruption, Professional
      Indemnity to Trade Credit, the range of our insurance cover is vast. This
      means whatever the nature of your business, we can help you protect it.
      
      
      
       * Commercial Combined InsuranceCommercial Combined Insurance
         
         
         
         Covering your assets, consequential losses, legal liability and
         infrastructure, the business combined policy will provide the core
         insurance protection you need.
         
         
      
       * Cyber Risk InsuranceCyber Risk Insurance
         
         
         
         Cyber Risk insurance, also known as Cyber Liability insurance, is one
         of the fastest growing areas of cover as businesses become ever more
         reliant on technology.
         
         
      
       * Management Liability InsuranceManagement Liability Insurance
         
         
         
         Directors and senior managers can be held personally liable for their
         actions and decisions, resulting in significant legal costs and in some
         cases, awards.
         
         
      
       * Directors and Officers InsuranceDirectors and Officers Insurance
         
         
         
         Directors and senior managers can be held personally liable for their
         actions and decisions, resulting in significant legal costs and in some
         cases, awards.
         
         
      
       * Employment Practices Liability InsuranceEmployment Practices Liability
         Insurance
         
         
         
         Employers can be held liable for claims made by employees alleging
         discrimination based on sex, race, age or disability, as well as
         wrongful termination, harassment and other employment-related issues.
         
         
      
       * Employers Liability InsuranceEmployers Liability Insurance
         
         
         
         Often, running a successful business or organisation relies on your
         employees – whether that’s a full-time team, temporary staff, or
         volunteer workers. But if an employee gets injured or becomes ill as a
         result of working for your business, they may have a right to claim for
         compensation – and this can come at a high price.
         
         
      
       * Business Indemnity InsuranceBusiness Indemnity Insurance
         
         
         
         Aston Lark can arrange many types of business indemnity insurance, to
         cover a wide range of situations, from chancel repair liability to
         administration guarantee.
         
         
      
       * Professional Indemnity InsuranceProfessional Indemnity Insurance
         
         
         
         A Professional Indemnity insurance policy is designed to offer
         protection for liabilities incurred as a result of negligent acts,
         errors, or omissions in the course of a business’ professional service.
         
         
      
       * Product Guarantee InsuranceProduct Guarantee Insurance
         
         
         
         After a product has been handed over to the customer, Product Guarantee
         insurance will provide cover against the cost of replacing, reworking
         or recovering products that have failed to perform their intended
         function due to faulty design, manufacture or installation.
         
         
      
       * Trade Credit InsuranceTrade Credit Insurance
         
         
         
         What is Trade Credit insurance? In its simplest form, it is a way in
         which companies can protect themselves if customers who owe your
         company money are unable or unwilling to pay.
         
         
      
       * Surety Bonds & GuaranteesSurety Bonds & Guarantees
         
         
         
         A Surety Bond provides the back-up guarantee for a contract between two
         commercial parties.
         
         
      
       * Building Warranty InsuranceBuilding Warranty Insurance
         
         
         
         Building warranties are specialist insurance products which provide
         financial protection against construction defects that aren’t solved by
         the original contractor.
         
         
      
       * Personal Accident & Business Travel InsurancePersonal Accident &
         Business Travel Insurance
         
         
         
         A Personal Accident and Travel policy provides business travellers with
         cover for costs arising from unexpected events during business travel,
         including medical expenses, loss of baggage or money, cancellation or
         delay as well as compensation in the event of injury, disability or
         death.
         
         
      
       * Terrorism InsuranceTerrorism Insurance
         
         
         
         Providing coverage against terrorism risk.
         
         
      
       * Marine Cargo InsuranceMarine Cargo Insurance
         
         
         
         If you import, export or manufacture goods, then the success of your
         business relies on those goods arriving in one piece. But sometimes,
         the journey can be risky.
         
         
   
    * SpecialismsSpecialisms
      
      
      
      As well as our general commercial insurance offering, we arrange insurance
      for several specialisms, including Care Homes, Funeral Directors,
      Diplomats and Embassies, and Masonic Lodges.
      
      
      
       * Motor Trade InsuranceMotor Trade Insurance
         
         
         
         From independent motor trade professionals to franchise dealers,
         recovery operators to auction houses, we provide Motor Trade insurance
         for motor traders of every shape and size.
         
         
      
       * Classic Motor Trade InsuranceClassic Motor Trade Insurance
         
         
         
         The Aston Lark Classic Motor Trade team has a real passion for helping
         people who collect and work with classic and historic vehicles. We
         provide tailored insurance cover for specialists in every part of the
         classic car industry
         
         
      
       * Cricket & Sports Club InsuranceCricket & Sports Club Insurance
         
         
         
         At Aston Lark, we design cover for cricket and sports club insurance as
         well as teams, leagues and associations throughout the UK and Europe,
         based on specific needs.
         
         
      
       * Care Home InsuranceCare Home Insurance
         
         
         
         At Aston Lark, we understand the high level of care and service
         required to run a care home, and we aim to provide the same to you.
         
         
      
       * Chauffeur InsuranceChauffeur Insurance
         
         
         
         We offer comprehensive Chauffeur Insurance cover at a competitive
         price, whether you’re a chauffeur or an executive private hire driver,
         get a quote today.
         
         
      
       * Funeral Directors InsuranceFuneral Directors Insurance
         
         
         
         With our knowledge of the funeral profession, Aston Lark is the right
         choice for any funeral professional looking to source tailored
         insurance solutions that will provide cover that fits their needs.
         
         
      
       * Recruitment InsuranceRecruitment Insurance
         
         
         
         We have many years’ experience arranging insurance for recruitment
         consultants and agencies and can arrange cover to meet your needs.
         
         
      
       * Diplomat and Embassy InsuranceDiplomat and Embassy Insurance
         
         
         
         When Pharos Insurance Brokers became part of Aston Lark in 2018, they
         brought with them their experience of providing Diplomat and Embassy
         Insurance.
         
         
      
       * Masonic Buildings & Lodges InsuranceMasonic Buildings & Lodges
         Insurance
         
         
         
         We’re the market leader in Masonic Insurance, insuring over 80% of the
         Masonic buildings in England and Wales
         
         
      
       * Haulage InsuranceHaulage Insurance
         
         
         
         We provide haulage and Heavy Goods Vehicle insurance cover for a
         variety of transport companies.
         
         
      
       * Freelance IT Contractor InsuranceFreelance IT Contractor Insurance
         
         
         
         As technology develops and cyber threats increase, Freelance IT
         Contractor Insurance has become more in demand than ever.
         
         
      
       * Self Drive Hire InsuranceSelf Drive Hire Insurance
         
         
         
         Aston Lark provides insurance solutions especially designed for
         professional hire fleet operators, combined with friendly support and
         expertise.
         
         
      
       * Smallholding & Farm InsuranceSmallholding & Farm Insurance
         
         
         
         Whether you have a smallholding with a few animals, or a more complex
         agricultural business, you need to have specialist advice on the right
         smallholding & farm insurance for you.
         
         
      
       * Real Estate InsuranceReal Estate Insurance
         
         
         
         Aston Lark has a wealth of experience in arranging insurance programmes
         for property owners, developers and investors. We have strong
         relationships with managing agents enabling us to provide our clients
         with an unrivalled level of service and advice.
         
         
      
       * Printing Industry InsurancePrinting Industry Insurance
         
         
         
         BPIF Insurance Services has recently undergone an extensive review to
         see how we can better serve members which has resulted in wider covers
         designed specifically for the printing industry which are exclusive to
         BPIF members.
         
         
      
       * Freelance Personal Trainer (PT) InsuranceFreelance Personal Trainer
         (PT) Insurance
         
         
         
         Claims are bad news. When your clients rely on your expertise and
         advice to keep them fit and healthy, an injury could easily expose you
         to a claim, leaving you and your business vulnerable.
         
         
      
       * Vehicle Recycling & Scrap Metal InsuranceVehicle Recycling & Scrap
         Metal Insurance
         
         
         
         We have specialist knowledge of the metal recycling and vehicle
         dismantling industries which stretches to over 20 years.
         
         
   
    * SectorsSectors
      
      
      
      Whether you’re a filmmaker or a financial advisor, a restaurateur or a
      rail contractor, Aston Lark has you covered. Our specialist knowledge in
      these sectors means we can offer you the most suitable cover at a
      competitive price.
      
      
      
       * Film & Media InsuranceFilm & Media Insurance
         
         
         
         Providing film & media insurance for over 20 years
         
         
      
       * Construction InsuranceConstruction Insurance
         
         
         
         Providing insurance for construction companies is one of Aston Lark’s
         key strengths. Our experienced staff can help with all aspects of
         construction insurance, and can support single subcontractors, large
         corporate developers and main contractors.
         
         
      
       * Rail InsuranceRail Insurance
         
         
         
         Jobson James Rail is our Rail Insurance provider. They have a widely
         recognised specialism in the Rail Industry.
         
         
      
       * Financial Services InsuranceFinancial Services Insurance
         
         
         
         Professional insurance services, risk management and employee benefit
         solutions for all types of financial services firms, including
         independent financial advisors and fintechs.
         
         
      
       * Professional Services InsuranceProfessional Services Insurance
         
         
         
         With access to a wide range of insurance companies, all with strong
         financial ratings, we can recommend solutions that are specifically
         tailored for your activities, ensuring you are comprehensively covered.
         
         
      
       * Hospitality InsuranceHospitality Insurance
         
         
         
         Aston Lark offers bespoke insurance solutions that are crafted to cover
         your activities. We will offer a personal service and work alongside
         you to fully understand your business, operations and staff.
         
         
      
       * Manufacturing InsuranceManufacturing Insurance
         
         
         
         Our knowledge from working with manufacturers puts us in a great
         position to understanding the important factors when creating
         comprehensive insurance solutions.
         
         
      
       * Food & Drink InsuranceFood & Drink Insurance
         
         
         
         Aston Lark offers tailor-made insurance solutions that cover the
         different risks faced in the food and drink sectors.
         
         
      
       * Education & School InsuranceEducation & School Insurance
         
         
         
         Through many years’ involvement in the education sector, we understand
         the unique insurance needs of our clients, the pressure on budgets and
         the need to deliver real value for every penny spent.
         
         
      
       * Life Science InsuranceLife Science Insurance
         
         
         
         At Aston Lark we have a passion for working with the full spectrum of
         businesses in the Life Science sector. Whatever stage you are at, we
         can guide you through how to identify and manage your risks through a
         bespoke insurance programme.
         
         
      
       * Charity InsuranceCharity Insurance
         
         
         
         We are able to provide flexible cover to cater for the unique
         challenges that can come from such a wide variety of different
         organisations.
         
         
      
       * Technology & IT InsuranceTechnology & IT Insurance
         
         
         
         Aston Lark has a wealth of experience working with a variety of
         different businesses in this sector including hardware and software,
         e-commerce, internet and telecommunications companies, to name a few.
         
         
      
       * Aviation InsuranceAviation Insurance
         
         
         
         We place much importance on understanding the risks faced by our
         clients as this enables us to tailor insurance products to meet with
         the variety of risks and requirements that clients may have.
         
         
   
    * Motor InsuranceMotor Insurance
      
      
      
      We arrange cover for motor traders, haulage operators, self-drive hire
      companies, vehicle recovery operators and classic car restorers, as well
      as a whole fleet of others.
      
      
      
       * Motor Trade InsuranceMotor Trade Insurance
         
         
         
         From independent motor trade professionals to franchise dealers,
         recovery operators to auction houses, we provide Motor Trade insurance
         for motor traders of every shape and size.
         
         
      
       * Classic Motor Trade InsuranceClassic Motor Trade Insurance
         
         
         
         The Aston Lark Classic Motor Trade team has a real passion for helping
         people who collect and work with classic and historic vehicles. We
         provide tailored insurance cover for specialists in every part of the
         classic car industry
         
         
      
       * Chauffeur InsuranceChauffeur Insurance
         
         
         
         We offer comprehensive Chauffeur Insurance cover at a competitive
         price, whether you’re a chauffeur or an executive private hire driver,
         get a quote today.
         
         
      
       * Chauffeur Fleet InsuranceChauffeur Fleet Insurance
         
         
         
         As specialists with over 15 years’ experience arranging chauffeur fleet
         insurance, we provide tailored cover to meet the unique needs of your
         business.
         
         
      
       * Diplomat and Embassy InsuranceDiplomat and Embassy Insurance
         
         
         
         When Pharos Insurance Brokers became part of Aston Lark in 2018, they
         brought with them their experience of providing Diplomat and Embassy
         Insurance.
         
         
      
       * Motor Fleet InsuranceMotor Fleet Insurance
         
         
         
         Commercial Motor Fleet insurance is vital for many organisations, as
         their fleet of vehicles is a significant investment and is often a key
         part to ensuring their operations are efficient and successful.
         
         
      
       * Haulage InsuranceHaulage Insurance
         
         
         
         We provide haulage and Heavy Goods Vehicle insurance cover for a
         variety of transport companies.
         
         
      
       * Self Drive Hire InsuranceSelf Drive Hire Insurance
         
         
         
         Aston Lark provides insurance solutions especially designed for
         professional hire fleet operators, combined with friendly support and
         expertise.
         
         
      
       * Vehicle Transportation InsuranceVehicle Transportation Insurance
         
         
         
         Aston Lark arranges insurance for a significant proportion of the car
         transportation industry, helping them find the right insurance
         solutions for their business.
         
         
   
    * SME InsuranceSME Insurance
      
      
      
      Aston Lark understands that running a small business is always personal.
      So your SME insurance should be too. Our dedicated team will take the time
      to get to know your business – so we can find you exactly the right cover.
      
      
   
    * Insurance Glossary – Back to BasicsInsurance Glossary – Back to Basics
      
      
      
      Bringing insurance policies back to basics – Glossary
      
      
   
    * View All ProductsView All Products
      
      
      
      Business Insurance from Aston Lark
      
      

 * Risk ManagementRisk Management
   
   
   
   Our risk management solutions at Aston Lark help you identify, manage and
   reduce your risks, ensuring that your business continues to run in a balanced
   and cost-effective way.
   
   
   
    * Health & SafetyHealth & Safety
      
      
      
      We provide a variety of health and safety solutions to help you reduce
      your risks, improve the safety and well-being of employees, and ensure
      your business is legally compliant.
      
      
      
       * Aston Lark Safety SolutionsAston Lark Safety Solutions
         
         
         
         To improve your business’ health and safety, we offer a web-based risk
         compliance portal supporting you in areas such as human resources,
         business continuity and legislation.
         
         
      
       * Risk ManagerRisk Manager
         
         
         
         Risk Manager is our web-based health and safety management system for
         performance reporting and task management with SME and corporate
         versions available.
         
         
      
       * Business Health & Safety ReviewBusiness Health & Safety Review
         
         
         
         Our Business Health & Safety Review packages provide you with a health
         and safety action plan to improve your risk management in areas that
         are not being well-managed.
         
         
      
       * IOSH Managing Safely TrainingIOSH Managing Safely Training
         
         
         
         IOSH Managing Safely training is aimed at line managers to encourage
         safety in the workplace and is delivered through a variety of learning
         methods.
         
         
   
    * ResilienceResilience
      
      
      
      We offer various business continuity, resilience and disaster recovery
      services, supported with software, to get you back on track following a
      disruptive event.
      
      
      
       * Business Continuity SolutionsBusiness Continuity Solutions
         
         
         
         Our cloud-based risk management tool has a range of valuable resources
         to help you fulfil your regulatory compliance and improve your
         operational resilience.
         
         
      
       * Business Interruption ReviewsBusiness Interruption Reviews
         
         
         
         Here at Aston Lark, we offer a range of tailored reviews, helping you
         understand your ability to withstand and recover from major, unplanned
         disruption.
         
         
   
    * Information & Cyber SecurityInformation & Cyber Security
      
      
      
      For companies that rely on technology to conduct business, it’s more
      important than ever to take steps that can prevent cyber criminals getting
      hold of information.
      
      
   
    * Asset ProtectionAsset Protection
      
      
      
      We provide cost-effective solutions that help visualise risks to insurers,
      as well as provide all the information an underwriter needs to put forward
      the best terms possible.
      
      
      
       * New Survey MenuNew Survey Menu
         
         
         
         Our risk control survey menu offers three different and innovative ways
         to carry out a survey, no matter when and where.
         
         
      
       * Building ValuationsBuilding Valuations
         
         
         
         We offer two building insurance rebuild valuation services to support
         your asset management and ensure they are valued correctly.
         
         
      
       * Fire Risk AssessmentsFire Risk Assessments
         
         
         
         Fire safety assessments will reduce risks and help keep employees,
         customers and others at the property safe, whilst protecting the
         business.
         
         
   
    * Occupational Road RiskOccupational Road Risk
      
      
      
      We provide services that are designed to help you manage, review and
      reduce your occupational road risks, to improve the running of your fleet
      and save money.
      
      
      
       * Fleet AuditFleet Audit
         
         
         
         Our fleet auditing service provides you with a clear and detailed
         report which identifies the strengths and weaknesses in your overall
         Occupational Road Risk programme.
         
         
      
       * ContinuumContinuum
         
         
         
         Continuum is a driver risk management platform where you can easily and
         quickly manage your entire driving community, ensuring real-time
         compliance with HSE legislation.
         
         
      
       * Driver & Vehicle ComplianceDriver & Vehicle Compliance
         
         
         
         We have two solutions available to ensure that your fleet management is
         applicable to current legislation: Driver Licence checks and Grey Fleet
         Management.
         
         
      
       * Driver TrainingDriver Training
         
         
         
         To ensure compliance with health and safety and road legislation, we
         offer several driver training courses delivered through different
         channels.
         
         
      
       * LightfootLightfoot
         
         
         
         Lightfoot is an innovative driver reward platform that utilises in-cab
         technology to provide real-time feedback to drivers and rewards
         positive driver behaviours.
         
         
      
       * VisionTrackVisionTrack
         
         
         
         VisionTrack is Europe’s leading provider of cloud-based video
         telematics, vehicle cameras and computer vision, improving driver
         engagement and behaviour.
         
         
   
    * Benchmark ReviewBenchmark Review
      
      
      
      Our Benchmark Review service is a health-check where we’ll identify key
      issues and provide you with a tailored risk management plan to address.
      
      
   
    * Resource HubResource Hub
      
      
      
      Welcome to Aston Lark’s Resource Hub where you can find everything you
      need to help you better understand Risk Management and stay up to date on
      what we’re up to.
      
      
      
       * Health & Safety ResourcesHealth & Safety Resources
         
         
         
         Welcome to Aston Lark’s Resource Hub where you can find everything you
         need to help you better understand Risk Management and stay up to date
         on what we’re up to.
         
         
      
       * Resilience ResourcesResilience Resources
         
         
         
         Welcome to Aston Lark’s Resource Hub where you can find everything you
         need to help you better understand Risk Management and stay up to date
         on what we’re up to.
         
         
      
       * Asset Protection ResourcesAsset Protection Resources
         
         
         
         Welcome to Aston Lark’s Resource Hub where you can find everything you
         need to help you better understand Risk Management and stay up to date
         on what we’re up to.
         
         
      
       * Occupational Road Risk ResourcesOccupational Road Risk Resources
         
         
         
         Welcome to Aston Lark’s Resource Hub where you can find everything you
         need to help you better understand Risk Management and stay up to date
         on what we’re up to.
         
         

 * Employee BenefitsEmployee Benefits
   
   
   
   At Aston Lark, we will search the market to find a fitting provider and
   relieve you of the administrative burdens of running your employee benefits
   scheme.
   
   
   
    * Private Medical InsurancePrivate Medical Insurance
      
      
      
      Aston Lark’s Private Medical Insurance can cover the cost of your private
      hospital treatments for curable medical conditions. Contact us today to
      get a quote.
      
      
      
       * Company Medical InsuranceCompany Medical Insurance
         
         
         
         We can help you find effective company medical insurance that combats
         long treatment waiting times, employee absences & helps your employees
         recover quickly.
         
         
      
       * Group Dental CoverGroup Dental Cover
         
         
         
         Aston Lark provides you with specialist advice on dental medical plans
         for your employees. Contact us to get your dental medical insurance
         quote.
         
         
   
    * Group RiskGroup Risk
      
      
      
      At Aston Lark our specialist Group Risk Team help you find the right
      benefits solutions and Group Risk Insurance for your business. Contact us
      to get a quote.
      
      
      
       * Critical Illness CoverCritical Illness Cover
         
         
         
         Aston Lark’s Critical Illness Cover provides vital support for your
         employees when they need it the most. Contact us today to get your
         critical illness cover.
         
         
      
       * Income ProtectionIncome Protection
         
         
         
         Aston Lark’s Group Income Protection provides your employees with peace
         of mind, covering essential monthly costs during recovery. Contact us
         to get a quote.
         
         
      
       * Group Life AssuranceGroup Life Assurance
         
         
         
         Aston Lark’s Group Life Assurance allows your employees to choose their
         beneficiary and care for the people they love. Contact us today to get
         your quote.
         
         
   
    * Group Pension SchemesGroup Pension Schemes
      
      
      
      At Aston Lark we can help you provide a competitive Group Pension Scheme
      that your employees will value. Fill in a quote for our our Group Pension
      Scheme today.
      
      
      
       * Retirement WorkshopsRetirement Workshops
         
         
         
         At Aston Lark we provide interactive workshops aimed at members of
         employer sponsored pension schemes. Contact us today to learn about our
         retirement workshops.
         
         
      
       * Workplace EngagementWorkplace Engagement
         
         
         
         Help your employees understand their benefits with Aston Lark’s group
         sessions and one-to-ones. Contact us to learn about our workplace
         engagement sessions.
         
         
   
    * Business ProtectionBusiness Protection
      
      
      
      Aston Lark’s Business Protection Insurance protects your business against
      the sudden loss of a key figure or shareholder. Contact us today to get a
      quote.
      
      
      
       * Key Person InsuranceKey Person Insurance
         
         
         
         Aston Lark’s Key Person Cover protects your business against the sudden
         loss of a key figure. Contact us today to get your key person cover
         quote.
         
         
      
       * Relevant LifeRelevant Life
         
         
         
         A relevant life plan helps make sure their dependents will be looked
         after in the event of their death, helping your team run your business
         with peace of mind.
         
         
      
       * Shareholder ProtectionShareholder Protection
         
         
         
         Aston Lark’s Shareholder Protection Insurance Policy, funds the
         purchase of shares after a shareholders death or critical illness.
         Contact us to get your quote.
         
         
   
    * Health and WellbeingHealth and Wellbeing
      
      
      
      At Aston Lark we can help you take care of your employees wellbeing which
      will also protect the heart of your business. Contact us today to get a
      quote.
      
      
      
       * Employee Assistance ProgrammeEmployee Assistance Programme
         
         
         
         Aston Lark’s Employee Assistance Programme gives your employees support
         for personal and work-related issues, 24/7. Contact us today to get a
         quote.
         
         
      
       * Workplace WellbeingWorkplace Wellbeing
         
         
         
         At Aston Lark we can help you support and engage with the holistic
         health and wellbeing needs of your staff. Contact us to get a workplace
         wellbeing quote.
         
         
      
       * HealthcareHealthcare
         
         
         
         Your employees are your most valuable asset – and taking care of their
         wellbeing will protect the very heart of your business. Enquire now for
         healthcare cover.
         
         
      
       * Health Cash PlansHealth Cash Plans
         
         
         
         Aston Lark’s Health Cash Plans reimburse your employees routine
         healthcare expenses and provide immediate value to your employees.
         Contact us to get a quote.
         
         
      
       * Flexible Employee Benefits & Total Reward StatementsFlexible Employee
         Benefits & Total Reward Statements
         
         
         
         A flexible employee benefits package shows that you recognise that
         different employees will have different needs, across a range of life
         stages.
         
         
      
       * Aston Lark – working with PirkxAston Lark – working with Pirkx
         
         
         
         Aston Lark are delighted to be working with Pirkx, who offer a
         employees benefit package that helps companies of all sizes support the
         wellbeing of their teams.
         
         
   
    * Resource HubResource Hub
      
      
      
      Check out Aston Lark’s Resource Hub for all the information you need about
      our Employee Benefit options, and how they could benefit you and your
      employees.
      
      
      
       * Case StudiesCase Studies
         
         
         
         Browse through Aston Lark’s wide selection of case studies; find out
         what worked for us and where we learned how to overcome difficulties
         across various situations.
         
         
      
       * Client TestimonialsClient Testimonials
         
         
         
         Browse Aston Lark’s archive of testimonial videos & reviews. Download
         our testimonial brochure for a comprehensive view of how we’ve helped
         our customers.
         
         
      
       * GlossaryGlossary
         
         
         
         Our Employee Benefits Glossary is an overview of some of the main
         employee benefits we offer at Aston Lark as well as commonly used
         terms.
         
         
      
       * LiteratureLiterature
         
         
         
         Check out Aston Lark’s Literature for all the information you need
         about our Employee Benefit options, and how they could benefit you and
         your employees.
         
         
      
       * Meet the TeamMeet the Team
         
         
         
         Meet the team at Aston Lark who take care of your employee benefits
         packages. Contact us today to get a quote for setting up your employee
         benefits.
         
         
      
       * NewsNews
         
         
         
         Check out Aston Lark’s latest articles for all the information you need
         about our Employee Benefit options, and to stay up-to-date with the
         latest health and wellbeing insight.
         
         
      
       * Your Journey to Workplace WellnessYour Journey to Workplace Wellness
         
         
         
         To support your journey to workplace wellbeing each quarter, we will
         provide you and your employees with a Journey To Wellness roadmap.
         
         
      
       * SME Employee Benefits Research ReportSME Employee Benefits Research
         Report
         
         
         
         Late last year, we partnered with a research agency to look at the
         evolving employee benefits landscape, flexible working patterns,
         current trends, and the anticipated future direction of employee
         benefits strategies amongst UK SME private sector businesses.
         
         

 * Personal InsurancePersonal Insurance
   
   
   
   Our Private Client division is an award-winning personal insurance
   specialist. From buildings insurance to contents insurance, call our team of
   specialists today.
   
   
   
    * Insurance SolutionsInsurance Solutions
      
      
      
      At Aston Lark, our personal insurance team is entirely focused on people
      whose properties, possessions and assets fall outside the ordinary.
      
      
      
       * For Affluent FamiliesFor Affluent Families
         
         
         
         Extraordinary families require extraordinary service. Find out more
         about the risk strategies and portfolios we offer for affluent
         families.
         
         
      
       * For People with Growing AssetsFor People with Growing Assets
         
         
         
         As your world expands you might like to add some simplicity. Find out
         about our simplified cover for people with growing assets
         
         
      
       * For Particular or Peculiar CircumstancesFor Particular or Peculiar
         Circumstances
         
         
         
         Irregular properties can still get regular priced insurance. Find out
         more about our insurance solutions for particular or peculiar
         circumstances.
         
         
   
    * Home InsuranceHome Insurance
      
      
      
      Your home is likely to be your most valuable asset, so it makes sense to
      take expert advice to protect it.
      
      
      
       * Buildings InsuranceBuildings Insurance
         
         
         
         At Aston Lark, made to measure is our mantra and we’ll ensure the
         policy you get meets all your requirements.
         
         
      
       * Contents InsuranceContents Insurance
         
         
         
         Contents insurance is much more than simply protecting a random
         collection of items. It’s about protecting possessions that are
         precious to you.
         
         
      
       * High Value Home InsuranceHigh Value Home Insurance
         
         
         
         It is likely that you have a lifestyle that is worthy of a little extra
         protection and you appreciate the importance of bespoke insurance to
         truly safeguard what is yours, supported by exceptional service.
         
         
      
       * Second Home InsuranceSecond Home Insurance
         
         
         
         With people increasingly investing in properties in the UK, the need
         for adequate insurance for second homes is essential.
         
         
      
       * Holiday Home InsuranceHoliday Home Insurance
         
         
         
         Whether your holiday home is in the UK or overseas, a sprawling villa
         or a country gite, it still deserves the same quality of policy and
         service.
         
         
      
       * Holiday Let InsuranceHoliday Let Insurance
         
         
         
         With the rise of the ‘staycation’ and the growing presence of online
         rental companies, renting your property has never been easier. However,
         making sure you have the right insurance in place has become
         increasingly complicated.
         
         
      
       * Unoccupied Property InsuranceUnoccupied Property Insurance
         
         
         
         With a property being unoccupied there comes increased risks such as
         burst pipes and burglaries. You therefore need to ensure that you have
         the correct insurance in place so that in the event of a claim you are
         fully covered.
         
         
      
       * Working from Home InsuranceWorking from Home Insurance
         
         
         
         If you are working from home for your employer, as a freelancer, or
         running your own business, there are a few things you ought to consider
         in respect of your home insurance.
         
         
      
       * Listed Property InsuranceListed Property Insurance
         
         
         
         A listed property is a special place to call home. Alongside the
         privilege and prestige of owning a listed property, there are some
         serious responsibilities and obligations.
         
         
      
       * Property Renovation InsuranceProperty Renovation Insurance
         
         
         
         Renovation Plan is a specialist insurance product for all types of
         properties undergoing construction, renovation or conversion.
         
         
      
       * Let Property InsuranceLet Property Insurance
         
         
         
         As a property owner, insurance policies need to be flexible enough to
         suit your unique needs.
         
         
   
    * Non-standard Home InsuranceNon-standard Home Insurance
      
      
      
      If you own a property which insurers consider to have a non-standard
      feature, you may require a specialist home insurance policy that is not
      always available from traditional home insurance providers.
      
      
      
       * Non-standard Construction InsuranceNon-standard Construction Insurance
         
         
         
         Finding insurance for a home that’s unusual, unique or quirky can be
         difficult. Insurers’ definition of ‘standard’ can vary greatly and
         often there isn’t the tick box that perfectly reflects your home.
         
         
      
       * Thatched Home InsuranceThatched Home Insurance
         
         
         
         Understanding the specific needs of a thatched property owner is key to
         the service and advice we provide.
         
         
      
       * Flat Roof InsuranceFlat Roof Insurance
         
         
         
         If your home has a flat roof, it is considered by most insurers to be a
         “non-standard construction” and you will need specialist flat roof
         insurance.
         
         
      
       * Timber-framed House InsuranceTimber-framed House Insurance
         
         
         
         If your home is timber-framed, how confident are you that it is insured
         properly?
         
         
      
       * Modern Home InsuranceModern Home Insurance
         
         
         
         If your home is non-standard and you’ve not told your insurer, you run
         the risk of a claim not being paid or even your policy being cancelled.
         
         
      
       * Flood InsuranceFlood Insurance
         
         
         
         If your home has flooded in the past or is deemed to be in a flood risk
         area, you may find it difficult to get buildings and contents
         insurance.
         
         
      
       * Subsidence InsuranceSubsidence Insurance
         
         
         
         If your home has a history of movement or is known to have subsidence
         then you need subsidence insurance. Call our team today to discuss your
         needs.
         
         
      
       * Solar Panel InsuranceSolar Panel Insurance
         
         
         
         Before you fit solar panels to your home, whether on the roof or in the
         garden, you should check with your home insurer that they’re covered.
         
         
      
       * Outbuildings InsuranceOutbuildings Insurance
         
         
         
         When insuring your home remember to insure your outbuildings. Sounds
         obvious, but people often overlook this. Call Aston Lark today to
         discuss your cover.
         
         
   
    * Collectibles InsuranceCollectibles Insurance
      
      
      
      The things you collect require specialist insurance. A standard home
      contents policy is unlikely to be suitable as it will contain sub-limits
      and exclusions.
      
      
      
       * Jewellery InsuranceJewellery Insurance
         
         
         
         We take insurance for jewellery seriously. We provide you with high
         quality advice and guidance gleaned from more than 60 years of
         operating in this field.
         
         
      
       * Art InsuranceArt Insurance
         
         
         
         Whether you have a large art collection or just a few pieces, you
         should check it has the correct insurance cover.
         
         
      
       * Antiques and Collectibles InsuranceAntiques and Collectibles Insurance
         
         
         
         Whether you have just one piece of antique furniture, or a house full,
         one item or an entire collection it’s important you insure it properly.
         
         
      
       * Musical Instrument InsuranceMusical Instrument Insurance
         
         
         
         Lark Music is a trading name of Aston Lark and has been providing
         specialist music insurance across the world for over 20 years.
         
         
      
       * Wine InsuranceWine Insurance
         
         
         
         Do you invest in wine or buy it to drink? Either way it’s very
         important to protect your collection, Speak to Aston Lark about
         specialist wine insurance.
         
         
      
       * Watch InsuranceWatch Insurance
         
         
         
         People are often unaware of the true value of their watch and that, in
         the event of a loss, their home insurance may not fully cover the cost
         to replace it.
         
         
   
    * Car InsuranceCar Insurance
      
      
      
      Whether it’s a Renault or Ford, a Rolls Royce or a Bentley, a single
      vehicle or a multi-car policy requirement, we will be able to reach out to
      our panel of specialist insurers to obtain competitive quotations.
      
      
      
       * Motor InsuranceMotor Insurance
         
         
         
         We will find you a policy that suits you and we can arrange cover for
         multiple cars and multiple drivers if needed.
         
         
      
       * Classic Car InsuranceClassic Car Insurance
         
         
         
         At Aston Lark, we understand how valuable your classic car is and we
         share that passion. We pride ourselves in being customer focused and
         will always strive to find you the cover you need.
         
         
      
       * Car Collection InsuranceCar Collection Insurance
         
         
         
         At Aston Lark, we understand how valuable your classic car is and we
         share that passion. We pride ourselves in being customer focused and
         will always strive to find you the cover you need.
         
         
      
       * Electric Car InsuranceElectric Car Insurance
         
         
         
         Electric cars are the future, so don’t get stuck in the past when
         finding the right insurer.
         
         
      
       * Multi Car InsuranceMulti Car Insurance
         
         
         
         From experience, we know that generic insurance products don’t always
         fulfil the needs of the most affluent and high net worth clients. And
         this is especially true for those in need of cover for multiple
         high-value or prestigious vehicles.
         
         
      
       * RV & Motorhome InsuranceRV & Motorhome Insurance
         
         
         
         At Aston Lark, we understand that your motorhome is not just any
         vehicle, it is your home away from home and provides you with the
         freedom to just up and go on holiday whenever you please.
         
         
      
       * Campervan InsuranceCampervan Insurance
         
         
         
         A campervan provides an outdoor family fun experience for a staycation
         – essential when ‘camping’. We also understand that your campervan is
         not just any vehicle, it provides you with the freedom to just up and
         go on holiday whenever you please.
         
         
      
       * Touring Caravan InsuranceTouring Caravan Insurance
         
         
         
         As specialists in touring caravan insurance, we make sure you have the
         correct insurance in place.
         
         
   
    * Luxury & Sports Car InsuranceLuxury & Sports Car Insurance
      
      
      
      High value motor insurance policies are available from our experienced
      team, ideally suited to individual vehicles or collections.
      
      
      
       * Bentley InsuranceBentley Insurance
         
         
         
         As one of the most luxury car manufacturers, we have a knowledgeable
         team to offer advice and guidance to find you the right Bentley
         Insurance cover.
         
         
      
       * Porsche InsurancePorsche Insurance
         
         
         
         However you choose to use your Porsche, we will take your specific
         circumstances into account so please call a fellow enthusiast for a
         Porsche Insurance quote.
         
         
      
       * Ferrari InsuranceFerrari Insurance
         
         
         
         At Aston Lark we understand that, like Ferraris, your insurance policy
         requires extra care and attention. Get a quote for Ferrari Insurance
         with a personal touch.
         
         
      
       * Jaguar InsuranceJaguar Insurance
         
         
         
         Finding the optimum balance between cover and price for your Jaguar can
         be difficult. We have the ability and knowledge to find a Jaguar
         Insurance policy that suits you.
         
         
      
       * Aston Martin InsuranceAston Martin Insurance
         
         
         
         Aston Martin is one of the most prestigious brands in the world, so you
         need car insurance to suit. Aston Lark offer Aston Martin insurance
         that includes extra care.
         
         
      
       * Lamborghini InsuranceLamborghini Insurance
         
         
         
         Finding the optimum balance between cover and price for your
         Lamborghini insurance can be difficult. This is where Aston Lark
         excels.
         
         
      
       * Supercar InsuranceSupercar Insurance
         
         
         
         Finding the right insurance policy for your high value supercar can be
         challenging. Aston Lark the ability and knowledge to find a supercar
         insurance policy that suits you.
         
         
      
       * Electric Supercar InsuranceElectric Supercar Insurance
         
         
         
         Whether is it a single electric supercar insurance policy you are
         looking for or a personal collection of supercars under one policy, we
         can help.
         
         
      
       * Car Collection InsuranceCar Collection Insurance
         
         
         
         At Aston Lark, we understand how valuable your classic car is and we
         share that passion. We pride ourselves in being customer focused and
         will always strive to find you the cover you need.
         
         
   
    * Travel InsuranceTravel Insurance
      
      
      
      In the excitement of booking a holiday, it’s easy to forget about the less
      fun, but still important, things to organise, like travel insurance.
      
      
   
    * Resource HubResource Hub
      
      
      
      Here you can access our insights on market trends, read our advice on
      managing your property and see examples of clients we support.
      
      
   
    * View All ProductsView All Products
      
      
      
      Personal Insurance from Aston Lark
      
      

 * About UsAbout Us
   
   
   
   Whoever you are, however you live, and wherever you do business, we’re by
   your side when you need us most.
   
   
   
    * Our OfficesOur Offices
      
      
      
      Find your closest Aston Lark office
      
      
   
    * Our BrandsOur Brands
      
      
      
      Aston Lark is a diverse insurance broking organisation that is continually
      acquiring new specialisms into the group.
      
      
   
    * Executive TeamExecutive Team
      
      
      
      Aston Lark Executive Team
      
      
   
    * AwardsAwards
      
      
      
      We pride ourselves on the service we provide and our high calibre of
      staff, and are proud this has been recognised within the industry.
      
      
   
    * CareersCareers
      
      
      
      Whether you’re early in your career or a more experienced insurance
      professional, Aston Lark offers a great opportunity to develop your
      career.
      
      
   
    * Corporate Social ResponsibilityCorporate Social Responsibility
      
      
      
      Sharing and promoting our values of sustainability and good corporate
      citizenship with all our stakeholders and with our local communities is
      vital to who we are as a business.
      
      
   
    * Thinking of selling your Brokerage?Thinking of selling your Brokerage?
      
      
      
      Talk to us about the future of your business. Joining forces with Aston
      Lark could be the perfect solution.
      
      

 * News and ViewsNews and Views
   
   
   
   Keep up to date with the latest news and views from Aston Lark.
   
   
   
    * Underinsurance ExplainedUnderinsurance Explained
      
      
      
      We’ve produced a library of articles which will help you understand what
      underinsurance is, what the consequences are, and how you can avoid it.
      
      
   
    * Managing Winter RisksManaging Winter Risks
      
      
      
      The dark, cold, wet and sometimes snow-filled months of winter can often
      bring increased insurance risks, particularly in relation to property and
      vehicles. We’ve therefore produced a library of articles to help you
      identify and manage those increased risks.
      
      
   
    * Non-standard Home InsuranceNon-standard Home Insurance
      
      
      
      We’ve produced a library of articles to help you understand whether your
      home is classified as non-standard, and how to get the best insurance
      policy for your home.
      
      
   
    * Protecting your CollectionsProtecting your Collections
      
      
      
      In this library we share advice from some of our partners on market trends
      for particular assets, as well as advice on how they should be insured.
      
      
   
    * Simple Steps to Protect your HomeSimple Steps to Protect your Home
      
      
      
      In this library we offer advice on how you can help protect your property
      and how having the right security in place can influence your home
      insurance premiums.
      
      
   
    * Podcasts from Aston LarkPodcasts from Aston Lark
      
      
      
      Listen to the latest podcasts from Aston Lark.
      
      

 * Contact UsContact Us
   
   
   
   Make an enquiry or find your most relevant Aston Lark office
   
   

AVA Insure Ltd


WE ARE PLEASED TO ANNOUNCE THAT AVA INSURE LTD IS NOW PART OF ASTON LARK

GIVE US A CALL ON

0208 127 0304

OR

0208 617 8780


WE ARE PLEASED TO ANNOUNCE THAT AVA INSURE LTD IS NOW PART OF ASTON LARK

AVA Insure Ltd has been acquired by the Aston Lark group of companies. As a
result of this, AVA Insure Ltd has rebranded and became part of Aston Lark
Limited on 27th February 2023.

If you are an existing client of AVA Insure Ltd, your point of contact will
remain the same.

We have worked hard to ensure the transition to Aston Lark is as smooth as
possible for you, and that you continue to receive the high standards of service
you have come to expect from AVA Insure.

Aston Lark has access to a wide range of specialist schemes and additional
services which we can tailor to your individual or business needs. While our
services are wide-ranging, our customer service, like AVA Insure’s, is always
personal. You can find out more about us by clicking here.

If you would like to get in touch to discuss how these changes might affect you,
please call us on 0208 127 0304 & 0208 617 8780 or complete the enquiry form
below.


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By providing the above information you consent to Aston Lark contacting you by
any of the methods above that you have provided details for, and that we will
process such information in accordance with our privacy notice. 


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