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Please note: our phone lines will be closed at 2:00 p.m., Tuesday, 2/7, and
reopen at 9:00 a.m. on Wednesday, 2/8.

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NEW YEAR, NEW YOU.

Consolidate high-interest credit card debt with a personal loan at rates as low
as 6.99% APR.* Pay down debt faster and get your finances on track.

Get Details
*APR = Annual Percentage Rate. 6.99% APR current as of 1/1/23 and subject to
change without notice. Final rate and terms are subject to creditworthiness.


BANKING WITH THE ELCA FEDERAL CREDIT UNION.
GET GREAT RATES AND A GOOD FEELING AT THE SAME TIME.

We offer savings accounts, no-fee checking and outstanding rates on credit cards
and loans, plus the knowledge that by banking with us, you're supporting your
fellow Lutherans.

Join Now



NOW AVAILABLE:
MORTGAGES FOR ELCA FCU MEMBERS.

Whether you’re in the market to buy a new home or remodel your existing one, the
ELCA Federal Credit Union is here to help.

Start Here
Slide 2 of 3.



Auto & Personal Loans
Home Loans
Credit Cards
Checking
Saving & CDs
Access & Manage Money
Ministry Solutions
Vehicle Protection



THE APP THAT MAKES YOUR MONEY MORE MOBILE.

The ELCA FCU mobile app offers remote deposit capture and ATM locator, and lets
you pay others by text or email.

Learn more about Checking


DON’T LET UNEXPECTED EXPENSES CATCH YOU UNPREPARED.

Get a Personal Line of Credit for up to $25,000, starting at 9.99%.

Learn more about Personal Line of Credit


WHY PAY HIGH CREDIT CARD RATES AND FEES?

Rates on the ELCA Federal Credit Union World MasterCard start at 8.99% fixed for
purchases. Same low APR for balance transfers and cash advances, and no
additional fees.

Learn more about the Credit Card


A WAY TO RELIEVE THE FINANCIAL INSECURITY OF OUR ROSTERED LEADERS

With the joint support of the ELCA Federal Credit Union and the Mission
Investment Fund, the Resourceful Servants program is showing ELCA ministries,
seminarians and congregations a path to greater financial wellness.

View Resourceful Servants video


FREE YOURSELF FROM CHECKING ACCOUNT FEES.

No minimum balance requirement or monthly maintenance fees. Bill Pay and
Overdraft Protection are free.

Learn more about Checking


PAY FOR MAJOR EXPENSES OR CONSOLIDATE CREDIT CARD DEBT.

Members can apply for personal loans of up to $25,000 starting at 6.99%.

Learn more about Personal Loans


YOUR DESTINATION FOR NEW AND USED CAR LOANS.

ELCA Federal Credit Union auto loans start at 3.99% for up to 36 months.

Learn more about Auto Loans


PUT THE BRAKES ON EXCESS FINANCE CHARGES.

Members who have used an ELCA FCU Auto Loan to refinance their vehicles have
averaged over $1,500 in savings on finance charges.

Learn more about Auto Loans


GET YOUR VEHICLE’S WARRANTY TO WORK OVERTIME.

Whether or not you have an ELCA FCU auto loan, our Mechanical Breakdown
Protection can help you avoid big repair bills.

Get Free QuoteLearn More About Vehicle Protection


A HARD-WORKING DEBIT CARD.

The ELCA FCU MasterCard debit card gives you access to 34,000 surcharge-free
ATMs nationwide.

Learn more about Checking


THE APP THAT MAKES YOUR MONEY MORE MOBILE.

The ELCA FCU mobile app offers remote deposit capture and ATM locator, and lets
you pay others by text or email.

Learn more about Checking


DON’T LET UNEXPECTED EXPENSES CATCH YOU UNPREPARED.

Get a Personal Line of Credit for up to $25,000, starting at 9.99%.

Learn more about Personal Line of Credit


WHY PAY HIGH CREDIT CARD RATES AND FEES?

Rates on the ELCA Federal Credit Union World MasterCard start at 8.99% fixed for
purchases. Same low APR for balance transfers and cash advances, and no
additional fees.

Learn more about the Credit Card


A WAY TO RELIEVE THE FINANCIAL INSECURITY OF OUR ROSTERED LEADERS

With the joint support of the ELCA Federal Credit Union and the Mission
Investment Fund, the Resourceful Servants program is showing ELCA ministries,
seminarians and congregations a path to greater financial wellness.

View Resourceful Servants video


FREE YOURSELF FROM CHECKING ACCOUNT FEES.

No minimum balance requirement or monthly maintenance fees. Bill Pay and
Overdraft Protection are free.

Learn more about Checking


PAY FOR MAJOR EXPENSES OR CONSOLIDATE CREDIT CARD DEBT.

Members can apply for personal loans of up to $25,000 starting at 6.99%.

Learn more about Personal Loans


YOUR DESTINATION FOR NEW AND USED CAR LOANS.

ELCA Federal Credit Union auto loans start at 3.99% for up to 36 months.

Learn more about Auto Loans


PUT THE BRAKES ON EXCESS FINANCE CHARGES.

Members who have used an ELCA FCU Auto Loan to refinance their vehicles have
averaged over $1,500 in savings on finance charges.

Learn more about Auto Loans


GET YOUR VEHICLE’S WARRANTY TO WORK OVERTIME.

Whether or not you have an ELCA FCU auto loan, our Mechanical Breakdown
Protection can help you avoid big repair bills.

Get Free QuoteLearn More About Vehicle Protection


A HARD-WORKING DEBIT CARD.

The ELCA FCU MasterCard debit card gives you access to 34,000 surcharge-free
ATMs nationwide.

Learn more about Checking


THE APP THAT MAKES YOUR MONEY MORE MOBILE.

The ELCA FCU mobile app offers remote deposit capture and ATM locator, and lets
you pay others by text or email.

Learn more about Checking


DON’T LET UNEXPECTED EXPENSES CATCH YOU UNPREPARED.

Get a Personal Line of Credit for up to $25,000, starting at 9.99%.

Learn more about Personal Line of Credit


WHY PAY HIGH CREDIT CARD RATES AND FEES?

Rates on the ELCA Federal Credit Union World MasterCard start at 8.99% fixed for
purchases. Same low APR for balance transfers and cash advances, and no
additional fees.

Learn more about the Credit Card


"IT’S WONDERFUL TO BE USING A SERVICE THAT'S CONNECTED TO OUR CHURCH AND IS PART
OF THE CHURCH'S MINISTRY AND MISSION."

vicki garber
|
Head Pastor (retired), Gloria Dei Lutheran Church, Crestview Hills, Kentucky

info@elcacu.org877-715-1111
Routing # 071093350

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and credit of the United States Government.