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Effective URL:
https://refinance.quickenloans.com/?pkey1=809&pkey2=2&pkey3=2ece45e0b407474e84341f3f9328c408&sourceid=lmb-54867-113582-809&sid=9&cm...
Submission: On September 18 via manual (September 18th 2023, 1:09:34 pm UTC) from US — Scanned from US

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        <option value="TOWN_HOME">Townhouse</option>
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        <option value="MANUFACTURED_HOME">Manufactured Home</option>
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Your privacy is safe and secure
Monday, September 18, 2023
Legal Disclosures

Why smart homeowners are rushing to get cash out of their homes.
It costs $0 to see how much money you could get by tapping into your home's
equity.

Get Started 100% Online!

Home TypeSelect OneSingle FamilyMulti-FamilyCondominiumTownhouseMobile
HomeManufactured HomeLoan TypeSelect OneLeverage Home EquityHome RefinanceHome
Purchase
Press To Continue

Information that we collect and share about you
Do not sell my personal information
"Not only did we get a better interest rate, but also a 25-year loan instead of
the 30-year, saving us more than $30,000.00."

Susie G.

15-Year Fixed-Rate Mortgage:

An interest rate of 6.99% (7.519% APR) is for the cost of 2.00 point(s)
($4,000.00) paid at closing. On a $200,000 mortgage, you would make monthly
payments of $1,796.54. Monthly payment does not include taxes and insurance
premiums. The actual payment amount will be greater. Payment assumes a
loan-to-value (LTV) of 74.91%. Rates shown valid on publication date as of
September 18, 2023.

30-Year Fixed-Rate Mortgage:

An interest rate of 7.5% (7.826% APR) is for the cost of 1.875 point(s)
($3,750.00) paid at closing. On a $200,000 mortgage, you would make monthly
payments of $1,398.43. Monthly payment does not include taxes and insurance
premiums. The actual payment amount will be greater. Payment assumes a
loan-to-value (LTV) of 74.91%. Rates shown valid on publication date as of
September 18, 2023.

The Federal Housing Finance Agency Eliminates Adverse Market Refinance Fee:
https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Eliminates-Adverse-Market-Refinance-Fee.aspx

GSE: https://capitalmarkets.fanniemae.com/media/20371/display

©2000 - 2023 Rocket Mortgage, LLC. All rights reserved. Lending services
provided by Rocket Mortgage, LLC, a subsidiary of Rocket Companies, Inc. (NYSE:
RKT). Quicken Loans is a registered service mark of Rocket Mortgage, LLC.

Rocket Mortgage, LLC (d/b/a Quicken Loans); NMLS #3030;
www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL
License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave.,
Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000,
Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the
Department of Financial Protection and Innovation under the California
Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate;
GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee
#4127 - Dept. of Financial and Professional Regulation; KS: Licensed Mortgage
Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender
License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS
Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept.,
#6743MB; NV: License #626; NJ: New Jersey - Rocket Mortgage, LLC, 1050 Woodward
Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of
Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit,
MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; the
Rocket Mortgage trade name (d/b/a) “Quicken Loans” is not authorized for use in
the State of New York for mortgage loan origination activities; Rocket Mortgage
does not perform loan origination activity using such trade name in the state;
OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking -
License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030.
Conditions may apply.

Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906

1 Participation in the Verified Approval program is based on an underwriter's
comprehensive analysis of your credit, income, employment status, assets and
debt. If new information materially changes the underwriting decision resulting
in a denial of your credit request, if the loan fails to close for a reason
outside of Rocket Mortgage's control, including, but not limited to satisfactory
insurance, appraisal and title report/search, or if you no longer want to
proceed with the loan, your participation in the program will be discontinued.
If your eligibility in the program does not change and your mortgage loan does
not close due to a Rocket Mortgage error, you will receive the $1,000. This
offer does not apply to new purchase loans submitted to Rocket Mortgage through
a mortgage broker. This offer is not valid for self-employed clients. Rocket
Mortgage reserves the right to cancel this offer at any time. Acceptance of this
offer constitutes the acceptance of these terms and conditions, which are
subject to change at the sole discretion of Rocket Mortgage. Additional
conditions or exclusions may apply.

Note: Actions on this website are recorded for quality assurance or training
purposes. Input of data constitutes consent.

Rocket Mortgage: E-Mail Policy | Privacy Policy | Disclosures and Licenses |
Terms of Use | Communication Opt-Out

Home Equity Loan product requires full documentation of income and assets,
credit score and Max LTV/CLTV/HCLTV. Requirements are tiered as follows: 680
minimum FICO with a max LTV/CLTV/HCLTV of 75%, 700 minimum FICO with a max
LTV/CLTV/HCLTV of 85%, and 760 minimum FICO with a max LTV/CLTV/HCLTV of 90%.
Your debt-to-income ratio (DTI) must be 45% or below. Valid for loan amounts
between $45,000.00 and $350,000.00 (minimum loan amount for properties located
in Iowa is $61,000). Product is a second standalone lien and may not be used for
piggyback transactions. To qualify for these loan programs, you must be the age
of majority in your state with a valid U.S. residency. Product not available on
Schwab products. Guidelines may vary for self-employed individuals. Some
mortgages may be considered "Higher Priced" based on the APOR spread test.
Higher Priced loans are not allowed on properties located in New York. Formal
approval will be subject to satisfactory verification of income, assets, credit,
property condition and value. Additional restrictions apply. Not available in
Texas.

Data is collected by LowerMyBills on behalf of Rocket Mortgage. LowerMyBills,
Inc. is not acting as a lender or broker. The information provided by you to
LowerMyBills is not an application for a mortgage loan, nor is it used to
pre-qualify you with any lender. If you are contacted by a lender or broker
advertising within our network, your quoted rate may be higher depending on your
property location, credit score, loan-to-value ratio, debt-to-income ratio,
and/or other factors. LowerMyBills does not offer its matching services in all
states.This loan may not be available for all credit types, and not all service
providers in the LowerMyBills network offer this or other products with
interest-only options.

According to
https://www.remodelingcalculator.org/kitchen-remodeling-calculator/, homeowners
report spending $5,500-18,000 on remodeling a small size kitchen.

https://www.nytimes.com/live/2022/03/16/business/fed-meeting-interest-rates

Refinancing may cause finance charges to be higher over the life of the loan.

While highs and lows vary, the average home equity loan offered across the
nation’s 50 states is $83,872. Interest rates and payments vary, based on a
variety of factors, including loan amount, term of loan, and qualifications of
the borrower. https://www.lendingtree.com/home/mortgage/home-equity-loans-study/

LowerMyBills: Terms of Use . Our Privacy . State Privacy Notice . Licenses &
Disclosures . Ad Targeting Policy

(T-2128173)(P-2870500_MSQL_LRE_LP_2023-05-25)(SID-lmb-54867-113582-809)

Are you looking for a mortgage in Canada or the U.S.?

To buy a home, refinance or renew your mortgage in Canada, visit our trusted
partner LowerMyBills.

Go To LowerMyBills

If you are looking to buy a home or refinance in the U.S., stay on Quicken
Loans.

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refinance.quickenloans.com Open in urlscan Pro 2606:4700::6812:d2b Public Scan

Form analysis 1 forms found in the DOM

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refinance.quickenloans.com Open in urlscan Pro
2606:4700::6812:d2b Public Scan

Form analysis
1 forms found in the DOM