www.nerdwallet.com Open in urlscan Pro
172.64.144.185  Public Scan

Submitted URL: http://www.nerdwallet.com/
Effective URL: https://www.nerdwallet.com/
Submission: On October 31 via api from US — Scanned from DE

Form analysis 0 forms found in the DOM

Text Content

Credit cards
 * Credit cards
 * View all credit cards

Best credit cardsBest credit cardsBest bonus offer credit cardsBest balance
transfer credit cardsBest travel credit cardsBest cash back credit cardsBest 0%
APR credit cardsBest rewards credit cards
Explore credit cardsTravel rewards0% APR credit cardsCash back credit
cardsBusiness credit cardsAirline credit cardsHotel credit cardsStudent credit
cardsStore credit cards
Compare credit cards
Get a card recommendation
Credit card reviews
Credit card educationCredit card resourcesGet your free credit scoreCredit card
basicsApplying for a credit cardChoosing a credit cardManaging credit card debt
Credit card calculatorsBalance transfer savings calculatorCredit card interest
rate calculator
Banking
 * Banking
 * Banking guide

Savings accountsSavings account guideBest savings accountsBest high-yield
savings accountsSavings accounts alternativesSavings calculator
CDsCD guideBest CD ratesBest 3 month CD ratesBest 6 month CD ratesBest 1 year CD
ratesBest 3 year CD ratesBest 5 year CD ratesCD calculator
Checking accountsChecking account guideBest checking accountsBest free checking
accountsBest online check accountsChecking account alternatives
Payments and transfers
NerdWallet's banking picksBest bank bonuses and promotionsBest money market
accountsBest credit unions
Bank reviews
Banking calculatorsCompound interest calculatorEmergency fund calculator
Home
 * Home

Mortgage ratesToday's mortgage rates30 year mortgage rates5-year ARM rates3-year
ARM ratesFHA mortgage ratesVA mortgage ratesBest mortgage lenders
Best mortgage lendersMortgage guideBest mortgage lendersBest lenders for FHA
loansBest lenders for low- and no-down-paymentBest VA mortgage lenders
Refinance and HELOCRefinancing and equity guideToday's refinance ratesBest
refinance lenders30-year fixed refinance rates15-year fixed refinance ratesBest
cash-out refinance lendersBest HELOC Lenders
Buying a homeView our home buying hubGet pre-approved for a mortgageHome
affordabilityFirst-time homebuyers guideDown paymentRent vs buy calculatorHow
much can I borrow mortgage calculatorInspections and appraisalsMortgage lender
reviews
HomeownershipHomeownership guideManaging a mortgageRefinancing and equityHome
improvementHome valueHome insurance
Selling a home
Home calculatorsMortgage calculatorDown payment calculatorHow much house can I
afford calculatorClosing costs calculatorCost of living calculatorMortgage
amortization calculatorRefinance calculator
First-time homebuyer's guide
Loans
 * Loans
 * Loans guide

Personal loansPersonal loans guideGetting a personal loanLoans for bad
creditManaging a personal loanPersonal loan reviewsCompare top
lendersPre-qualify for a personal loanPersonal loan calculator
Types of personal loans
Debt consolidation loans
High interest loan alternatives
Best quick cash loans
Best emergency loans
Best home improvement loans
Best personal loans right now
Cash advances and overdraft protection
Student loansStudent loans guidePaying for career trainingFAFSA and federal
student aidPaying for collegePaying for graduate schoolRepaying student
debtRefinancing student debtBest private student loans
NerdWallet's student loan calculators
Student loan calculator
Student loan refinance calculator
Student loan payoff calculator
Auto loansAuto loans guideBest auto loans for good and bad creditBest auto loans
refinance loansBest lease buyout loans
Auto loan calculators
Auto loan calculator
Auto loans refinance calculator
Total car cost calculator
Insurance
 * Insurance
 * Insurance guide

Auto insuranceAuto insurance guideAuto insurance ratesBest auto insurance
companiesCheapest auto insurancePolicies and coverageAuto insurance reviews
Auto insurance calculators
Auto insurance calculator
Total auto cost calculator
Life insuranceView all life insuranceLife insurance ratesLife insurance policies
and coverageLife insurance quotesLife insurance reviewsBest life insurance
companiesLife insurance calculator
Home insuranceHomeowners insurance guideHome insurance ratesHome insurance
quotesBest home insurance companiesHome insurance policies and coverageHome
insurance calculatorHome insurance reviews
Medicare
Renters insurance
Pet insurance
Personal finance
 * Personal finance
 * View all personal finance

Tracking creditGet your free credit scoreYour credit reportUnderstanding your
credit scoreUsing your creditImproving your creditProtecting your credit
Managing moneyMoney Management tipsSaving moneyHandling bills and
expensesShoppingFinancial healthSavings goal calculatorNet worth calculator
NerdWallet's budgeting basics
Budgeting
Free budget worksheet
How to budget
The best budget apps
Budget calculator
Cost of living calculator
Making moneyMoney making guideGig workMaking money online
Managing debtPaying debtDealing with debt collectionDebt relief
TaxesTax guideTax brackets and ratesHow to fill out or update your W4How to get
free tax filing and tax prepCapital gains calculatorFederal income tax
calculator
TravelView all travelBest travel credit cardsReward optimizationTravel insurance
Investing + Retirement
 * Investing + Retirement

Best investment accountsBest IRA accountsBest online brokers for tradingBest
online brokers for beginnersBest robo-advisorsBest options trading brokers and
platformsBest trading platforms for day trading
Investment guidesInvesting guideStocksFundsBondsReal estate and alternative
investmentsCryptocurrencyEmployee equity
Types of investment accounts401(k)sRoth and traditional IRAsBrokerage
accounts529 college savings plans
Investment account reviews
Compare online brokerages
Planning and strategyPlanning and strategy guideBest investments right
nowRetirement planningEstate planningFinancial planningSocial Security
Investing and retirement calculatorsRetirement calculator401(k) savings
calculatorRoth IRA calculatorInvestment return calculatorSocial Security
benefits calculator
Small business
 * Small business
 * View all small business

Funding your businessBusiness loansSBA loansBusiness credit cardsBusiness grants
NerdWallet's business funding picks
Compare small business loans
Best small business line of credit
Best small business credit cards
Managing business financesBusiness bank accountsAccountingPayroll & HRBusiness
taxes
NerdWallet's finance management picks
Best small business checking
Best banks for small businesses
Running your businessView all running your businessPayment
processingE-commerceMarketingBusiness insuranceBusiness legal
General business tipsStarting a businessBusiness
ideasFranchisingEntrepreneurship
Skip to contentNerdWallet Home Page
 * Credit cards
    * Best credit cards
    * Explore credit cards
    * Compare credit cards
    * Get a card recommendation
    * Credit card reviews
    * Credit card education
    * Credit card calculators
    * View all credit cards
   
    * Best credit cards
    * Best bonus offer credit cards
    * Best balance transfer credit cards
    * Best travel credit cards
    * Best cash back credit cards
    * Best 0% APR credit cards
    * Best rewards credit cards
   
    * Travel rewards
    * 0% APR credit cards
    * Cash back credit cards
    * Business credit cards
    * Airline credit cards
    * Hotel credit cards
    * Student credit cards
    * Store credit cards
   
    * Get your free credit score
    * Credit card basics
    * Applying for a credit card
    * Choosing a credit card
    * Managing credit card debt
    * Credit card resources
   
    * Balance transfer savings calculator
    * Credit card interest rate calculator

 * Banking
    * Savings accounts
    * CDs
    * Checking accounts
    * Payments and transfers
    * NerdWallet's banking picks
    * Bank reviews
    * Banking calculators
    * Banking guide
   
    * Best savings accounts
    * Best high-yield savings accounts
    * Savings accounts alternatives
    * Savings calculator
    * Savings account guide
   
    * Best CD rates
    * Best 3 month CD rates
    * Best 6 month CD rates
    * Best 1 year CD rates
    * Best 3 year CD rates
    * Best 5 year CD rates
    * CD calculator
    * CD guide
   
    * Best checking accounts
    * Best free checking accounts
    * Best online check accounts
    * Checking account alternatives
    * Checking account guide
   
    * Best bank bonuses and promotions
    * Best money market accounts
    * Best credit unions
   
    * Compound interest calculator
    * Emergency fund calculator

 * Home
    * Mortgage rates
    * Best mortgage lenders
    * Refinance and HELOC
    * Buying a home
    * Homeownership
    * Selling a home
    * Home calculators
    * First-time homebuyer's guide
   
    * Today's mortgage rates
    * 30 year mortgage rates
    * 5-year ARM rates
    * 3-year ARM rates
    * FHA mortgage rates
    * VA mortgage rates
    * Best mortgage lenders
   
    * Best mortgage lenders
    * Best lenders for FHA loans
    * Best lenders for low- and no-down-payment
    * Best VA mortgage lenders
    * Mortgage guide
   
    * Today's refinance rates
    * Best refinance lenders
    * 30-year fixed refinance rates
    * 15-year fixed refinance rates
    * Best cash-out refinance lenders
    * Best HELOC Lenders
    * Refinancing and equity guide
   
    * Get pre-approved for a mortgage
    * Home affordability
    * First-time homebuyers guide
    * Down payment
    * Rent vs buy calculator
    * How much can I borrow mortgage calculator
    * Inspections and appraisals
    * Mortgage lender reviews
    * View our home buying hub
   
    * Managing a mortgage
    * Refinancing and equity
    * Home improvement
    * Home value
    * Home insurance
    * Homeownership guide
   
    * Mortgage calculator
    * Down payment calculator
    * How much house can I afford calculator
    * Closing costs calculator
    * Cost of living calculator
    * Mortgage amortization calculator
    * Refinance calculator

 * Loans
    * Personal loans
    * Student loans
    * Auto loans
    * Loans guide
   
    * Getting a personal loan
    * Loans for bad credit
    * Managing a personal loan
    * Personal loan reviews
    * Compare top lenders
    * Pre-qualify for a personal loan
    * Personal loan calculator
    * Personal loans guide
   
    * Paying for career training
    * FAFSA and federal student aid
    * Paying for college
    * Paying for graduate school
    * Repaying student debt
    * Refinancing student debt
    * Best private student loans
    * Student loans guide
   
    * Best auto loans for good and bad credit
    * Best auto loans refinance loans
    * Best lease buyout loans
    * Auto loans guide
   
   Types of personal loans
    * Debt consolidation loans
    * High interest loan alternatives
    * Best quick cash loans
    * Best emergency loans
    * Best home improvement loans
    * Best personal loans right now
    * Cash advances and overdraft protection
   
   NerdWallet's student loan calculators
    * Student loan calculator
    * Student loan refinance calculator
    * Student loan payoff calculator
   
   Auto loan calculators
    * Auto loan calculator
    * Auto loans refinance calculator
    * Total car cost calculator

 * Insurance
    * Auto insurance
    * Life insurance
    * Home insurance
    * Medicare
    * Renters insurance
    * Pet insurance
    * Insurance guide
   
    * Auto insurance rates
    * Best auto insurance companies
    * Cheapest auto insurance
    * Policies and coverage
    * Auto insurance reviews
    * Auto insurance guide
   
    * Life insurance rates
    * Life insurance policies and coverage
    * Life insurance quotes
    * Life insurance reviews
    * Best life insurance companies
    * Life insurance calculator
    * View all life insurance
   
    * Home insurance rates
    * Home insurance quotes
    * Best home insurance companies
    * Home insurance policies and coverage
    * Home insurance calculator
    * Home insurance reviews
    * Homeowners insurance guide
   
   Auto insurance calculators
    * Auto insurance calculator
    * Total auto cost calculator

 * Personal finance
    * Tracking credit
    * Managing money
    * Making money
    * Managing debt
    * Taxes
    * Travel
    * View all personal finance
   
    * Get your free credit score
    * Your credit report
    * Understanding your credit score
    * Using your credit
    * Improving your credit
    * Protecting your credit
   
    * Saving money
    * Handling bills and expenses
    * Shopping
    * Financial health
    * Savings goal calculator
    * Net worth calculator
    * Money Management tips
   
    * Gig work
    * Making money online
    * Money making guide
   
    * Paying debt
    * Dealing with debt collection
    * Debt relief
   
    * Tax brackets and rates
    * How to fill out or update your W4
    * How to get free tax filing and tax prep
    * Capital gains calculator
    * Federal income tax calculator
    * Tax guide
   
    * Best travel credit cards
    * Reward optimization
    * Travel insurance
    * View all travel
   
   NerdWallet's budgeting basics
    * Budgeting
    * Free budget worksheet
    * How to budget
    * The best budget apps
    * Budget calculator
    * Cost of living calculator

 * Investing + Retirement
    * Best investment accounts
    * Investment guides
    * Types of investment accounts
    * Investment account reviews
    * Compare online brokerages
    * Planning and strategy
    * Investing and retirement calculators
   
    * Best IRA accounts
    * Best online brokers for trading
    * Best online brokers for beginners
    * Best robo-advisors
    * Best options trading brokers and platforms
    * Best trading platforms for day trading
   
    * Stocks
    * Funds
    * Bonds
    * Real estate and alternative investments
    * Cryptocurrency
    * Employee equity
    * Investing guide
   
    * 401(k)s
    * Roth and traditional IRAs
    * Brokerage accounts
    * 529 college savings plans
   
    * Best investments right now
    * Retirement planning
    * Estate planning
    * Financial planning
    * Social Security
    * Planning and strategy guide
   
    * Retirement calculator
    * 401(k) savings calculator
    * Roth IRA calculator
    * Investment return calculator
    * Social Security benefits calculator

 * Small business
    * Funding your business
    * Managing business finances
    * Running your business
    * General business tips
    * View all small business
   
    * Business loans
    * SBA loans
    * Business credit cards
    * Business grants
   
    * Business bank accounts
    * Accounting
    * Payroll & HR
    * Business taxes
   
    * Payment processing
    * E-commerce
    * Marketing
    * Business insurance
    * Business legal
    * View all running your business
   
    * Starting a business
    * Business ideas
    * Franchising
    * Entrepreneurship
   
   NerdWallet's business funding picks
    * Compare small business loans
    * Best small business line of credit
    * Best small business credit cards
   
   NerdWallet's finance management picks
    * Best small business checking
    * Best banks for small businesses


Sign in

Sign up

Join

Up your money game
with a NerdWallet account
Up your money game
with a NerdWallet account
Continue with Apple

or continue with email
By signing up, I agree to NerdWallet's
Terms of Service and Privacy Policy.

new

Get coupons and rewards automatically applied using our free browser extension.

Learn more


Make smart decisions with side-by-side comparisons


Credit cards


Banking


Travel


Small Business


Personal Loans


Mortgages


Insurance


Investing


Student Loans


The right credit card is right here

Looking for a card that earns travel points, cash back, or rewards? Our
side-by-side comparisons and objective reviews can help you make the smartest
decision.

compare credit cards

Explore guides and tips


Find a bank for the way you save

Keep your cash in a bank account that fits your needs. Compare options and dig
into the details with objective reviews that help you make smart decisions.

compare savings accounts

Explore guides and tips


Find travel products that fit your style

Whether you want to travel comfortably or earn rewards, the right products are
out there for you! Our straightforward comparisons and objective reviews can
help you sure up your travel plans and save cash.

compare travel cards

Explore guides and tips


Your right fit for financing is here

Find and compare SBA loans, invoice financing, and other options for your
business. Personalized matches and objective reviews help you make the smartest
decision.

compare business loans

Explore guides and tips


Borrow wisely with the right loan

When you need a personal loan, it's smart to shop around. Our loan comparisons,
objective reviews, and payment calculators make it easier to choose one with
confidence.

compare personal loans

Explore guides and tips


Home loans that match your goals

Buying or refinancing a home? Our rate comparisons, mortgage insights, and
objective lender reviews can help you make the smartest home-financing decision.

compare mortgage quotes

Explore guides and tips


Discover the right insurance for you

Compare and find insurance for your life, home, car, and more. Our comparisons
and objective reviews can help you decide on the smartest insurance carriers for
you.

compare car insurance

Explore guides and tips


Zero in on investments that fit you

Whether you're looking at stocks, IRAs, or crypto, our comparisons and objective
reviews can help you make strategic decisions about your next investment
accounts.

compare online brokers

Explore guides and tips


Find the right student loan for you

Need help paying for college? Compare offers from multiple private lenders and
make smart borrowing decisions with objective reviews and loan calculators.

compare student loans

Explore guides and tips


Shopping online just got nerdier

Get coupons and rewards automatically applied when you’re shopping online. All
you need is a NerdWallet account and our free browser extension.
Add to Chrome - It's free!

Support:





Stay up to date with the latest from the Nerds

Top Story

As Mortgage Rates Top 8%, What Home Buyers Should Know
by Kate Wood
Latest Financial News

1

New Freedom Unlimited Cardholders Can Earn 3-10X Points on Every Purchase
by Jaime Hanson

--------------------------------------------------------------------------------

2

[Limited Time] Southwest Offers Bonus Worth $1,000+ Toward Travel
by Erin Hurd

--------------------------------------------------------------------------------

3

Bank of America Credit Cards: Extra 2x Rewards on November 9
by Craig Joseph

--------------------------------------------------------------------------------

4

Getting a Second Opinion Can Help Ward Off Misdiagnosis
by John Rossheim
More News >

we've done the homework


SEE OUR PICKS FOR THIS MONTH'S TOP CREDIT CARDS

⚖️Balance transfer
🙌Low interest
🏖️Travel
💰Cash back
🎁Rewards
NerdWallet Home Page
Make all the right money moves
BankingCredit ScoreCheckingSavingsPrepaid Debit CardsMoney TransferCDs
Credit CardsCredit Card BasicsStudent Credit CardsCash Back Credit CardsAirline
Credit CardsLow Interest and No Fee Credit Cards
Financial PlanningPaying off debtCollege SavingsMaking Money
Financial News
InsuranceAuto InsuranceHomeowners InsuranceLife InsuranceMedicareRenters
InsurancePet Insurance
InvestingRetirement PlanningRoth IRAEstate PlanningBrokers401k
LoansAuto LoansStudent Loans
MortgagesMortgage RatesMortgage ProcessHomeownershipHomeownership CostsSelling
Your HomeHome AffordabilityProperty Taxes
Small BusinessRunning Your BusinessSmall-Business LoansBusiness Credit
CardsSmall-Business TaxesStarting a Business
TaxesIncome TaxesInvestment TaxesPersonal Taxes
TravelVacations & Trip PlanningReward OptimizationsRental CarsTravel Insurance


Banking
Explore Banking
Credit Score
Checking
Savings
Prepaid Debit Cards
Money Transfer
CDs

Credit Cards
Explore Credit Cards
Credit Card Basics
Student Credit Cards
Cash Back Credit Cards
Airline Credit Cards
Low Interest and No Fee Credit Cards

Financial Planning
Explore Financial Planning
Paying off debt
College Savings
Making Money

Financial News
Explore Financial News

Insurance
Explore Insurance
Auto Insurance
Homeowners Insurance
Life Insurance
Medicare
Renters Insurance
Pet Insurance

Investing
Explore Investing
Retirement Planning
Roth IRA
Estate Planning
Brokers
401k

Loans
Explore Loans
Auto Loans
Student Loans

Mortgages
Explore Mortgages
Mortgage Rates
Mortgage Process
Homeownership
Homeownership Costs
Selling Your Home
Home Affordability
Property Taxes

Small Business
Explore Small Business
Running Your Business
Small-Business Loans
Business Credit Cards
Small-Business Taxes
Starting a Business

Taxes
Explore Taxes
Income Taxes
Investment Taxes
Personal Taxes

Travel
Explore Travel
Vacations & Trip Planning
Reward Optimizations
Rental Cars
Travel Insurance

about

Company
Leadership
Careers
Corporate impact
Diversity & Inclusion
Editorial guidelines
Star rating methodologies
Editorial team
News
Press kit
Investors
help

Help center
Support team
Community
Security FAQs
legal

Terms of use
Supplier Code of Conduct
Privacy policy
California privacy policy
Privacy preferences
Do not sell or share my personal information
Download the app
Learn more about the app


Disclaimer: NerdWallet strives to keep its information accurate and up to date.
This information may be different than what you see when you visit a financial
institution, service provider or specific product’s site. All financial
products, shopping products and services are presented without warranty. When
evaluating offers, please review the financial institution’s Terms and
Conditions. Pre-qualified offers are not binding. If you find discrepancies with
your credit score or information from your credit report, please contact
TransUnion® directly.

NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust,
Member FDIC. The NerdUp by NerdWallet Credit Card is issued by Evolve Bank &
Trust pursuant to a license from Mastercard International, Inc.

NerdWallet Compare, Inc. NMLS ID# 1617539

NMLS Consumer Access|Licenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of
Financial Protection and Innovation Finance Lenders License #60DBO-74812

Property and Casualty insurance services offered through NerdWallet Insurance
Services, Inc. (CA resident license no. OK92033)  Property & Casualty Licenses

NerdWallet™ | 55 Hawthorne St. - 10th Floor, San Francisco, CA 94105

NerdWallet USA
|
NerdWallet UK
|
NerdWallet CA
|
NerdWallet AU
NerdWallet CA|NerdWallet AU
© 2023 NerdWallet, Inc.
All Rights Reserved.
 * 
 * 
 *