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Submitted URL: https://www.pl.shreemrs.com/
Effective URL: https://shreemloan.roopya.money/customer/personal_loan/bab3dbb53b8008e30ca381586ed520a667e21aab738394af34597451343e179e/5b9f68bd...
Submission: On March 24 via api from US — Scanned from US

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PERSONAL LOAN FEATURES & BENEFITS

LOAN TENOR & INTEREST RATE

 * Tenor 6 - 24 months : Starting 10.25% p.a.
 * Tenor 24 - 48 months : Starting 10.50% p.a.
 * Tenor 48 - 84 months : Starting 10.75% p.a.

FAST APPROVAL

 * Instant approval in less then two minutes

LOAN REPAYMENT EXAMPLE

 * For instance, if a person applies for a loan of Rs. 4.5 lakhs at 15.5% to be
   repaid in 3 years, the EMI will come to Rs. 15, 710. To know more please read
   below.

OTHER CHARGES

 * Processing Fee : Starting 1.0% of Loan Amount
 * Overdue Charges : Starting 2%

PERSONAL LOAN ELIGIBILITY

 * You must have a business, or must be a salaried employee.
 * Age Minimum : 21 years, Maximum: 58 years.
 * Must be an Indian Citizen. Minimum monthly income should be Rs. 12,000.

HOW IT WORKS?

 * Apply in 2 mins, with 100% paperless and easy loan application
 * Get instant approval on succcessful submission of proper documents
 * Quickest loan disbursment directly to bank account within 1 hour

Our credit decision platform brings the best customised personal loan plans
which matches your requirements. We approve your personal loan without physical
documents.



OUR ACHIVEMENTS


100K+

APPPLICATIONS RECEIVED


350CR+

SANCTIONS & COUNTING


15K+

INDIAN CITIES COVERED

When it comes to having a flexible financing option, personal loans are usually
preferred given their flexibility of usage, minimum required documentation,
quick processing time, and shorter repayment tenure of 1-5 years. So far as the
Annual Percentage Rate, or APR, for a personal loan is concerned, it is
determined based on the profile of the loan applicant as well as the lender. The
rate may vary from 11.29% to 35%.

For instance, if a person applies for a loan of Rs. 4.5 lakhs at 15.5% to be
repaid in 3 years, the EMI will come to Rs. 15, 710. This means, at the end of 3
years, the person will have to pay a total of Rs. 5,63,553, which will include
the total payable interest of Rs 1,15,553. The amount that you finally pay,
however, will not include any other applicable charges like a loan processing
charge of 2%, which is equal to Rs. 9000 in this case, documentation charge of
Rs. 500, and amortization schedule charge of Rs. 200.

In addition, if there is any change in the mode of payment or there is any kind
of swapping of a post-dated cheque, the additional fees are applicable
accordingly. The prepayment options, which may or may not be available, and the
applicable charges may vary based on the provisions of the lending institution.

INTEREST, TENURE AND CHARGES

 * Maximum annual percentage interest rate (APR) of 35%
 * Tenure ranging from 10 months to 60 months
 * Your one-time processing fee will be 1% of total laon amount

PAYMENT EXAMPLE

For an approved loan amount of Rs.50,000 at an interest of 15% for a tenure of
12 months, the total of all the payments would be Rs.54,155.

Approved Loan AmountRs.50,000Loan Tenure12 monthsTotal of all
paymentsRs.54,155PrincipalRs.50,000One-time Processing Fee Rs.500 + gstTotal
Interest AmountRs. 4,155

*The above example shows the schedule for a customer who makes all the suggested
payments on time with a minimum payment of 15% of initial outstanding
(principal). Interest Rate varies based on the risk profile of the customer. If
you meet our simple loan eligibility criteria, you will receive instant cash in
your bank account on the same day.




ENTER INDIVIDUAL DETAILS

Please fill all the details carefully.

Full Name (As per PAN)*

Date of Birth*

PAN*

Continue


GENDER

Please select your gender.

Male
Female


PURPOSE OF LOAN

Please select purpose of Loan

Home Building
Home Renovation
Travel
Education
Ocassion in family
Purchase of household
Business use
Office Renovation
Working capital
Marriage
Personal crisis
Others


MARITAL STATUS

Please select your marital status.

Unmarried
Married


ENTER YOUR EMAIL

Please provide a correct personal or office email.

Personal Email*

Professional Email

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EDUCATIONAL QUALIFICATION

Select your maximum qualification.

Educational Qualification*
Please selectUndergraduateGraduatePost GraduateOther
Continue


EMPLOYMENT TYPE

Please select your employment type.

Salaried
Self-Employed


MONTHLY INCOME

Please specify your monthly income.

Monthly Income*

Salary Credit Type*
Please selectBank TransferBy CashBy Cheque
Continue


CURRENT ADDRESS

Address Line 1*

Address Line 2*

Pincode*

City*

State*

Address Type*
Please selectPresentPermanentPresent and PermanentCompany
Nature of Address*
Please selectSelf-OwnedWith ParentsWith RelativesWith FriendsRentedPaying
guestLeasePagadi
Years at Current Address*

Continue


OFFICE ADDRESS

Address Line 1*

Address Line 2*

Pincode*

City*

State*

Continue


COMPANY DETAILS

Please enter your company details

Company Name*

Company Type*
Please selectPrivate LimitedPartnership CompanyProprietorGovernment/PSULLPPublic
Designation*

Total Work Experience (In Years)*

Continue


TELL US ABOUT YOUR BUSINESS

Please fill all the details carefully.

Nature of Business*
Please selectManufacturingTradingServices
Date of Incorporation*

Continue


DO YOU HAVE ANY CO-APPLICANT?

Add a Co-Applicant if you have.

Yes Add Co-Applicant
No I don't have a Co-Applicant


ADD CO-APPLICANT

Tell us about your co-applicant.

Name*

Date of Birth*

PAN*

Continue


LITTLE MORE DETAILS

Tell us more about your co-applicant.

Mobile Number*

Personal Email*

Relation with Co-Applicant*
Please selectSpouseMotherFatherSonDaughter
Continue


LOAN AMOUNT

Enter your desired loan amount.

Loan Amount*

Continue


TAKE SELFIE

Verify your identity by taking a selfie.

Take Selfie
Upload


IDENTITY VERIFICATION

Please upload your PAN Card

Take a photo

Upload a photojpeg, jpg, png
 * *Please make sure that image is clear.
 * **File size shouldn't be more than 700 KB.

Next


ADDRESS VERIFICATION

Please upload your Aadhaar Card

FRONT SIDE

Take a photo

Upload a photojpeg, jpg, png
Next


AADHAAR NUMBER

Please enter your Aadhaar number.

Aadhaar number*

Next



INCOME VERIFICATION

Please upload your last 3 months salary slips

 * Please do not upload password protected file.

Next


INCOME VERIFICATION

Upload your Bank Statement

 * Please do not upload password protected file.

Upload


BANK ACCOUNT VERIFICATION

Please enter the following bank details to verify your bank account.

Account Number*

IFSC Code*

Bank Account Type*
Please selectCurrentSavings
Next


YAY!! YOUR APPLICATION HAS BEEN SUBMITTED SUCCESSFULLY

You may now close this window.


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