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Get started
Get Instant Credit
without the hassle.
Carrot helps businesses and their customers access a line of credit
collateralized by their assets (Stocks, Cash & Crypto)
Start using Carrot
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In business with leaders in the investment industry

We offer flexible credit lines tailored to the unique needs of each business.
Create an Account Now

Accessing a line of
credit is seamless and
straightforward.
Access to Liquidity
Individuals can collateralize a diverse range of assets, including stocks, cash,
and cryptocurrency. This allows for greater flexibility and ensures that
businesses can access credit without the need for traditional forms of
collateral.
Create an Account Now
Preserve Ownership
Businesses can collateralize a diverse range of assets, including stocks, cash,
and cryptocurrency. This allows for greater flexibility and ensures that
businesses can access credit without the need for traditional forms of
collateral.
See how it works
Asset Collateralization

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Businesses can collateralize a diverse range of assets, including stocks, cash,
and cryptocurrency. This allows for greater flexibility and ensures that
businesses can access credit without the need for traditional forms of
collateral.
Flexible Credit Line

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We offer flexible credit lines tailored to the unique needs of each business.
Whether you need a short-term injection of capital or a more long-term financing
solution, Carrot has you covered.
Streamline Application Process

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Say goodbye to lengthy paperwork and bureaucratic hurdles. Our streamlined
application process makes it easy for businesses to apply for credit online,
saving time and simplifying the entire borrowing experience.
Fast Funding

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We understand that time is of the essence for businesses. That's why we
prioritize fast funding, ensuring that approved credit lines are quickly
disbursed so that businesses can seize opportunities and address challenges
without delay.
Empowering businesses and their customers to access a line of credit
Don't let financial constraints hold your business back. Take the first step
towards accessing flexible, collateralized credit solutions with Carrot today.
Our team is standing by to help you explore your options and find the right
financing solution for your business's unique needs.
Create an Account Now



WE OFFER LOWER INTEREST RATES COMPARED TO UNSECURED LOANS, THANKS TO THE REDUCED
RISKS FOR LENDERS


LOWER INTEREST RATE


COLLATERALIZED CREDIT TYPICALLY OFFERS LOWER INTEREST RATES COMPARED TO
UNSECURED LOANS, THANKS TO THE REDUCED RISK FOR LENDERS. THIS CAN RESULT IN
SIGNIFICANT COST SAVINGS FOR YOUR BUSINESS OVER THE LONG TERM.


HIGHER APPROVAL RATES


BY PROVIDING COLLATERAL, BUSINESSES CAN IMPROVE THEIR CHANCES OF LOAN APPROVAL,
EVEN IF THEY HAVE LIMITED CREDIT HISTORY OR LESS-THAN-PERFECT CREDIT SCORES.


FLEXIBLE TERMS


COLLATERALIZED CREDIT OFFERS MORE FLEXIBILITY IN TERMS OF LOAN AMOUNTS,
REPAYMENT SCHEDULES, AND INTEREST RATES, ALLOWING BUSINESSES TO CUSTOMIZE THEIR
FINANCING TO SUIT THEIR SPECIFIC NEEDS AND CIRCUMSTANCES.

Our partners
Over 5k users trust Carrot
For life’s special moments and its emergencies, we have created a product that
covers every need.
We’re also currently discussing with several financial institutions to bring
Carrot to their customers. Join us!


Frequently Asked Questions

About Carrot

Sign up

Eligibility Criteria

Tenured Credit

Leveraging Assets on Trove

Withdrawal

Credit Line Repayment

Redline

Interest Rate

Interest Rate (For Trove Users Only)

Default on Loan Repayment

Liquidation

Exchange Rate

Refunds

Data Security and Privacy

About Carrot



What is Carrot?

Carrot is a digital lending platform that gives you access to a line of credit
in Dollars, at low interest rates through the utilization of your digital assets
as collateral.

Can I call a Carrot representative or visit the Carrot office?

We currently do not provide customer support via phone or in person. However,
you can reach us by sending an email to support@carrotcredit.com

I don't have an account with a Carrot partner but I want to sign up?

We can only extend an offer to a user who has a portfolio on any of our partner
apps, so you must sign up through a Carrot partner.

Carrot is present in which countries?

We are present in Nigeria at the moment and we service users with digital
assets. However, we hope to extend our offer to other African countries and the
world at large

Talk to us!
Individual
 * Individual
 * Business




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User Agreement and Privacy Policy
Our users are getting up to $20k in credit!
Our team is standing by to help you explore your options and find the right
financing solution for your business's unique needs. Apply now and embark on a
journey of growth, innovation, and success with Carrot by your side.
Create an Account Now


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Carrot provide a quick line of credit so you never have to liquidate assets.
 * For Business
 * For Individuals

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