www.timsfinancial.ca Open in urlscan Pro
2600:9000:21dd:e800:9:7403:9500:93a1  Public Scan

Submitted URL: https://ablink.promos.timhortons.ca/uni/ls/click?upn=tk9rj7eNq98t0AZX-2BKCZFrz8s9f97TXOi5HfIKiJYN8-2BLIYsZNU8D5kFjeWyoL0S-2BWf-2Bjo-...
Effective URL: https://www.timsfinancial.ca/en/home.html?%243p=e_ab&_branch_match_id=1197586989771829962&utm_medium=Email%20Braze&_branch_re...
Submission: On June 14 via manual from CA — Scanned from CA

Form analysis 1 forms found in the DOM

<form class="flex flex-col bg-@rbi-white p-5 w-full md:w-[581px] lg:w-[601px] rounded-xl shadow-global">
  <fieldset>
    <div class="flex max-md:flex-col justify-center w-full gap-5 mb-5">
      <div class="flex flex-col gap-2"><label class="block font-@rbi-sofia font-extrabold text-lg leading-6 tracking-@rbi-05% text-@rbi-coffee max-lg:hidden" for="email">Email address</label><input name="email" id="email"
          placeholder="Enter your email" aria-invalid="false" class="border-2 border-@rbi-coffee-24 max-h-12 font-@rbi-montreal rounded-lg text-@rbi-coffee-80 placeholder:text-@rbi-coffee-80 px-4 py-3 focus:border-@rbi-coffee-80 w-full md:w-[343px]"
          value=""></div><button aria-disabled="false" class="text-base rounded-xl font-@rbi-sofia active:opacity-50 bg-@rbi-coffee text-@rbi-white shrink-0 w-full md:w-[178px] lg:w-[198px] px-8 py-3 self-start lg:mt-[32px]">Join the
        waitlist</button>
    </div><span class="font-@rbi-montreal text-xs md:text-base tracking-@rbi-2% text-@rbi-coffee">
      <div class="flex flex-col gap-4">
        <p>Join the waitlist and we’ll send you an email when the Tims® Credit Card launches. If you already have a Tim Hortons app account, use that email address!</p>
      </div>
    </span>
  </fieldset>
</form>

Text Content

en | fr
Join the waitlist


MEET YOUR REWARDING NEW WAY TO PAY

At Tim Hortons, we believe you deserve more for your dollar, so we created Tims®
Financial. With the Tims® Credit Card, you’ll earn Tims® Rewards Points
everywhere you shop1—with extra points on everyday essentials.2, 3

Email address
Join the waitlist

Join the waitlist and we’ll send you an email when the Tims® Credit Card
launches. If you already have a Tim Hortons app account, use that email address!

Earn up to 5 Tims® Rewards Points per $1 on everyday essentials²

With the Tims ® Credit Card, you’ll earn points everywhere you shop1 and get 5
points per dollar on gas, groceries, transit, and EV charging. Plus, get 15
points per dollar at Tim Hortons restaurants when you scan for Tims® Rewards.2

Join the waitlist

Get rewarded with your Tims® Credit Card
Groceries

5 points per $1²

Gas, Transit, & EV Charging

5 points per $1²

Tim Hortons Restaurants

15 points per $1
when you scan for Tims® Rewards²

Everywhere Else¹

1 point per $2²

Annual fee⁶

$0
(no annual fee)

Purchase interest rate⁶

20.99%–25.99%
(20.99%-24.99% for Quebec)

Cash advance interest rate⁶

22.99%–27.99%
(22.99%-25.99% for Quebec)

Shop with confidence 
Extended Warranty⁴

Double the term of the Manufacturer’s Warranty for up to one extra year.

Purchase Protection⁴

Insurance against loss, theft, or damage.

Mastercard Zero Liability⁵

Protection against unauthorized purchases on your card.

Low credit? No credit? You can still earn points!

Choose the secured Tims® Credit Card when you sign up—no hard credit check
needed.*

The secured version lets you build your credit history and earn points
everywhere you shop¹—with 2 points per dollar on gas, groceries, transit, and EV
charging. Plus, get 12 points per dollar at Tim Hortons restaurants when you
scan for Tims® Rewards.³




* Hard credit check required for Quebec residents.

Join the waitlist

Building your credit history just got more rewarding
Groceries

2 points per $1³

Gas, Transit & EV Charging

2 points per $1³

Tim Hortons Restaurants

12 points per $1
when you scan for Tims® Rewards³

Everywhere Else¹

1 point per $4³

Annual fee⁶

$0
(no annual fee)

Purchase interest rate⁶

20.99%–25.99%
(20.99%-24.99% for Quebec)

Cash advance interest rate⁶

22.99%–27.99%
(22.99%-25.99% for Quebec)

Shop with confidence 
Extended Warranty⁴

Double the term of the Manufacturer’s Warranty for up to one extra year.

Purchase Protection⁴

Insurance against loss, theft, or damage.

Mastercard Zero Liability⁵

Protection against unauthorized purchases on your card.

One app for all your needs

Manage your money, earn and track your points, claim rewards, and order your
favourite Tims menu items—all in the Tim Hortons app.



Who we're working with

At Tims® Financial, we’re committed to security, value, and quality. That’s why
we're working with industry leaders to offer you the very best products and
services we can.

Neo Financial™

Mastercard


Have a question? We’re here to help!
What is Tims® Financial?


Tims® Financial is a financial services division of Tim Hortons, created to
offer our guests simple, convenient, and rewarding ways to manage their everyday
finances.



With the Tims® Credit Card, you’ll earn Tims® Rewards Points everywhere you
shop¹—with extra points on groceries, gas, transit, and EV charging.²,³ Plus,
bonus points at Tim Hortons restaurants when you scan for rewards!



We’ve built Tims® Financial into the Tim Hortons app, so you can easily sign up,
manage your account, track your points, and redeem rewards all in one convenient
place.

--------------------------------------------------------------------------------

Is Tims® Financial a bank?


No, but we’re working with trusted financial industry providers—Neo FinancialTM
and Mastercard —to bring secure and rewarding products to our customers. Learn
more about Neo FinancialTM

Through these providers, Tims® Financial can offer credit cards and products
that build your credit history.

--------------------------------------------------------------------------------

Why is Tim Hortons offering financial services?


With Tims® Financial, we saw an opportunity to expand our Tims® Rewards program
beyond Tim Hortons restaurants to reward our guests everywhere they shop¹.

With the Tims® Credit Card, you’ll earn Tims® Rewards Points¹ on all eligible
purchases—with extra points on everyday essentials like groceries, gas, transit,
and EV charging.²,³ Plus, bonus points at Tim Hortons restaurants!

--------------------------------------------------------------------------------

Who can apply for the Tims® Credit Card?


To be eligible to apply for the Tims ® Credit Card, you need to live in Canada
and be the age of majority in your province or territory.

Your credit limit is based on several factors including your credit score,
income, debt , and the duration of your credit history.

For anyone with a low credit score or no credit history, we also offer a secured
version of the Tims ® Credit card that earns you points everywhere you shop1 and
builds your credit history .

--------------------------------------------------------------------------------

What if I don't have credit history, or have a low credit score?


Apply for the secured version of the Tims ® Credit Card, which earns you Tims
Rewards Points everywhere you shop ¹ while you build your credit history.


With the secured version, you’ll earn 2 points per dollar on gas, groceries,
transit, and EV charging.²,³ Plus, bonus points at Tim Hortons!

--------------------------------------------------------------------------------

When will the Tims® Credit Card be available?


The Tims® Credit Card will be available in the months ahead.





--------------------------------------------------------------------------------

Do I have to be a Tims® Rewards member to apply for the Tims® Credit Card?


Yes. To apply for the Tims® Credit Card, you’ll first need to create an account
in the Tim Hortons app. When you do, you’re automatically enrolled in the Tims®
Rewards program.

--------------------------------------------------------------------------------

How do I sign up for the Tims® Credit Card?


Tims® Credit Card will be available in the months ahead!

Join the waitlist and we’ll send you a reminder when you can apply for the Tims®
Credit Card to start earning even more Tims® Rewards Points.

--------------------------------------------------------------------------------

How do I use Tims® Rewards Points?


Tims® Rewards Points can be redeemed for specific menu items at participating
Tim Hortons restaurants.



--------------------------------------------------------------------------------

Website Terms
 * Terms of Service

Support
 * Support Centre

Legal


The Tims® Credit Card is powered by Neo Financial™ and issued by ATB Financial
pursuant to license by Mastercard International Inc. Mastercard is a registered
trademark, and the circles design is a trademark of Mastercard International
Inc. Tims Financial is a registered trademark of Tim Hortons Canada.



Google Play and the Google Play logo are trademarks of Google LLC.

App Store is a trademark of Apple Inc.



¹ Certain purchases are prohibited by law from earning points.

² Tims® Credit Card Offer for unsecured version of the Tims® Credit Card: Earn 5
Tims® Rewards Points per CAD $1 spent when you shop for groceries (excluding
Walmart and Costco), gas (excluding Costco gas), transit or make an eligible
purchase and scan for Tims Rewards at participating Tim Hortons locations in
Canada (up to a maximum spend of CAD $20,000 per calendar year in these
categories, after which you will earn 1 Tims® Rewards Points per CAD $2 spent).
Earn 1 Tims® Rewards Points per CAD $2 spent when you shop everywhere else.
Restrictions apply. Certain purchases are prohibited by law from earning points.
Tims® Rewards Points can be redeemed for rewards at participating restaurants in
Canada. Terms and conditions apply. For details on the Tims® Rewards program,
visit timhortons.ca/newtimsrewards.

³ Tims® Credit Card Offer for secured version of the Tims® Credit Card: Earn 2
Tims® Rewards Points per CAD $1 spent when you shop for groceries (excluding
Walmart and Costco), gas (excluding Costco gas), transit or make an eligible
purchase and scan for Tims Rewards at participating Tim Hortons locations in
Canada (up to a maximum spend of CAD $20,000 per calendar year in these
categories, after which you will earn 1 Tims® Rewards Points per CAD $4 spent).
Earn 1 Tims® Rewards Points per CAD $4 spent when you shop everywhere else.
Restrictions apply. Certain purchases are prohibited by law from earning points.
Tims® Rewards Points can be redeemed for rewards at participating restaurants in
Canada. Terms and conditions apply. For details on the Tims® Rewards program,
visit timhortons.ca/newtimsrewards.

⁴ This insurance coverage is underwritten by Chubb Insurance Company of Canada
under a Group Policy issued to Neo Financial Technologies Inc. All coverage is
subject to the terms, conditions, limitations and exclusions outlined in the
Certificate of Insurance, and for Quebec residents the Summary and Fact Sheet.
Neither Neo Financial™ nor The TDL Group Corp (or its employees and
representatives) are agents of Chubb, and neither can waive or change any terms
of the insurance coverage.

⁵ Pay only for purchases that you have authorized on your Mastercard. Conditions
and exceptions apply.

⁶ The annual interest rate for Purchases on the Tims Credit Card is 20.99 -
25.99% and for Cash Advances is 22.99% - 27.99%. For Quebec residents only:
Monthly statements; No monthly or annual fees; 21-day grace period; Minimum
payment is the higher of $10.00 or 5.0% of total statement balance; Purchase
rate 20.99% - 24.99% and cash advance rate 22.99% - 25.99%. The annual rates for
Purchases and Cash Advances are dependent on our assessment of your credit
application, credit profile, and your province. See your Tims Credit Card
Mastercard Disclosure Statement, Rate & Fee Schedule at time of application for
your specific rates. Example of interest charges (rounded to the nearest cent),
based on a 30-day month, are:



Average Daily
BalanceAPR$100$200$50020.99%$1.75$3.50$8.7521.99%$1.83$3.67$9.1622.99%$1.92$3.83$9.5823.99%$2.00$4.00$10.0024.99%$2.08$4.17$10.4125.99%$2.17$4.33$10.83



--------------------------------------------------------------------------------

© Tims Financial. 2023
en | fr





We store cookies on your device to enhance site navigation, assist in our
marketing efforts, and help us understand how our site is being used. Select
"Cookie settings" for more details. You may also "Reject Cookies" if you
disagree with advertising or performance cookies.

Cookies Settings Reject Accept Cookies



PRIVACY PREFERENCE CENTER

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.
More information
Allow All


MANAGE CONSENT PREFERENCES

PERFORMANCE COOKIES

Performance Cookies

Performance cookies help us to understand how visitors interact with our website
by collecting and reporting information anonymously. Any information collected
by means of this type of cookies is used to measure activity on any website,
application or platform, for the purposes of introducing improvements in
function of the analysis of the data regarding the service use made by users.

View Vendor Details‎

TARGETING COOKIES

Targeting Cookies

Targeting cookies are used to understand user behavior across our websites.
These cookies are also used to show ads that are more relevant to your
interests. We may share this information with advertising platforms to help us
display the most relevant messages to you. These cookies may also store
information on user behavior obtained through their browsing habits, which
allows us to develop a specific profile and display advertisements appropriate
to your profile.

View Vendor Details‎
Back Button


VENDORS LIST



Search Icon
Filter Icon

Clear
checkbox label label
Apply Cancel
Consent Leg.Interest
checkbox label label
checkbox label label
checkbox label label

Reject All Confirm My Choices