ar.ubteam.com Open in urlscan Pro
104.18.18.123  Public Scan

Submitted URL: http://ar.ubteam.com/
Effective URL: https://ar.ubteam.com/ubtsso/login/index/
Submission: On October 08 via api from US — Scanned from DE

Form analysis 3 forms found in the DOM

GET https://ar.ubteam.com/ubtsso/login/index/loginAction/login/

<form class="form form-login" action="https://ar.ubteam.com/ubtsso/login/index/loginAction/login/" method="get" novalidate="novalidate"><input name="form_key" type="hidden" value="xdoyrkJetidvsZxQ">
  <fieldset class="fieldset login" data-hasrequired="* Required Fields">
    <div class="field note">If you have an account, sign in with your email address.</div>
    <div class="actions-toolbar">
      <div class="primary"><button type="submit" class="action login primary" name="send"><span>Sign In</span></button></div>
      <div class="secondary"><a class="action register" data-trigger="trigger"><span>Register for UBT Website</span></a> <a class="action remind" id="support-modal-btn" href="javascript:void(0)"><span>Support</span></a></div>
    </div>
  </fieldset>
</form>

POST https://ar.ubteam.com/amasty_customform/form/submit/

<form class="rendered-form amform-form  default" id="amform-form-378" action="https://ar.ubteam.com/amasty_customform/form/submit/" enctype="multipart/form-data" method="post" novalidate="novalidate"><input name="form_key" type="hidden"
    value="xdoyrkJetidvsZxQ"><input name="form_id" type="hidden" value="378"><input name="is_survey" type="hidden" value="0">
  <div class="amform-form-fieldset fieldset">
    <div class="insert-container fields">
      <div data-amcform-js="multi-page" class="amcform-multi-page fieldset ui-tabs ui-widget ui-widget-content ui-corner-all">
        <div id="page-0" class="amcform-page-wrap fields ui-tabs-panel ui-widget-content ui-corner-bottom" aria-labelledby="ui-id-1" role="tabpanel" aria-expanded="true" aria-hidden="false">
          <div class="field fb-select form-group field-dropdown-1608569055749 amform-layout-one"><label for="dropdown-1608569055749" class="fb-select-label label">Title <span class="required">*</span> </label>
            <div class="control"><select type="select" name="dropdown-1608569055749" class="form-control" style="default" placeholder=" " required="" layout="one" parent-type="options" id="dropdown-1608569055749"
                data-amcform-js="dropdown-1608569055749" aria-required="true">
                <option disabled="" selected=""> </option>
                <option value="Mr">Mr</option>
                <option value="Mrs">Mrs</option>
                <option value="Miss">Miss</option>
                <option value="Ms">Ms</option>
                <option value="Dr">Dr</option>
                <option value="Prof">Prof</option>
              </select></div>
          </div>
          <div class="field fb-text form-group field-textinput-1608568821756 amform-layout-one"><label for="textinput-1608568821756" class="fb-text-label label">Given Name <span class="required">*</span> </label>
            <div class="control"> <input type="text" name="textinput-1608568821756" class="form-control" style="default" required="" maxlength="30" layout="one" parent-type="input" data-validate="{}" id="textinput-1608568821756"
                data-amcform-js="textinput-1608568821756" aria-required="true"></div>
          </div>
          <div class="field fb-text form-group field-textinput-1608568944638 amform-layout-one"><label for="textinput-1608568944638" class="fb-text-label label">Surname <span class="required">*</span> </label>
            <div class="control"> <input type="text" name="textinput-1608568944638" class="form-control" style="default" required="" maxlength="40" layout="one" parent-type="input" data-validate="{}" id="textinput-1608568944638"
                data-amcform-js="textinput-1608568944638" aria-required="true"></div>
          </div>
          <div class="field fb-text form-group field-textinput-1610608101778 amform-layout-one"><label for="textinput-1610608101778" class="fb-text-label label">Email Address <span class="required">*</span> </label>
            <div class="control"> <input type="text" name="textinput-1610608101778" class="form-control" style="default" required="" layout="one" parent-type="input" data-validate="{'validate-email':true}" id="textinput-1610608101778"
                data-amcform-js="textinput-1610608101778" aria-required="true"></div>
          </div>
          <div class="field fb-text form-group field-textinput-1610608264193 amform-layout-one"><label for="textinput-1610608264193" class="fb-text-label label">UBT Customer Code </label>
            <div class="control"> <input type="text" name="textinput-1610608264193" class="form-control" style="default" layout="one" parent-type="input" data-validate="{}" id="textinput-1610608264193" data-amcform-js="textinput-1610608264193"></div>
          </div>
          <div class="field fb-text form-group field-textinput-1610608273023 amform-layout-one"><label for="textinput-1610608273023" class="fb-text-label label">Company Name </label>
            <div class="control"> <input type="text" name="textinput-1610608273023" class="form-control" style="default" layout="one" parent-type="input" data-validate="{}" id="textinput-1610608273023" data-amcform-js="textinput-1610608273023"></div>
          </div>
          <div class="field fb-text form-group field-number-1608568985706 amform-layout-one"><label for="number-1608568985706" class="fb-text-label label">Mobile Phone Number <span class="required">*</span> </label>
            <div class="control"> <input type="text" name="number-1608568985706" class="form-control" style="default" required="" regexp="/^[0-9( )-+]+$/" error-message="This does not appear to be a valid phone number." layout="one"
                parent-type="input" data-validate="{'pattern0.46738529251509187':/^[0-9( )-+]+$/}" id="number-1608568985706" data-amcform-js="number-1608568985706" aria-required="true"></div>
          </div>
          <div class="field fb-text form-group field-textinput-1608569180404 amform-layout-one"><label for="textinput-1608569180404" class="fb-text-label label">Address Line 1 <span class="required">*</span> </label>
            <div class="control"> <input type="text" name="textinput-1608569180404" class="form-control" style="default" required="" maxlength="100" layout="one" parent-type="input" data-validate="{}" id="textinput-1608569180404"
                data-amcform-js="textinput-1608569180404" aria-required="true"></div>
          </div>
          <div class="field fb-text form-group field-textinput-1608569235355 amform-layout-one"><label for="textinput-1608569235355" class="fb-text-label label">Address Line 2 </label>
            <div class="control"> <input type="text" name="textinput-1608569235355" class="form-control" style="default" maxlength="100" layout="one" parent-type="input" data-validate="{}" id="textinput-1608569235355"
                data-amcform-js="textinput-1608569235355"></div>
          </div>
          <div class="field fb-text form-group field-textinput-1608569291444 amform-layout-two"><label for="textinput-1608569291444" class="fb-text-label label">City </label>
            <div class="control"> <input type="text" name="textinput-1608569291444" class="form-control" style="default" layout="two" parent-type="input" data-validate="{}" id="textinput-1608569291444" data-amcform-js="textinput-1608569291444"></div>
          </div>
          <div class="field fb-text form-group field-textinput-1608569291454 amform-layout-two"><label for="textinput-1608569291454" class="fb-text-label label">Region </label>
            <div class="control"> <input type="text" name="textinput-1608569291454" class="form-control" style="default" layout="two" parent-type="input" data-validate="{}" id="textinput-1608569291454" data-amcform-js="textinput-1608569291454"></div>
          </div>
          <div class="field fb-text form-group field-textinput-1608569291462 amform-layout-two"><label for="textinput-1608569291462" class="fb-text-label label">Postal Code <span class="required">*</span> </label>
            <div class="control"> <input type="text" name="textinput-1608569291462" class="form-control" style="default" required="" layout="two" parent-type="input" data-validate="{'validate-alphanum':true}" id="textinput-1608569291462"
                data-amcform-js="textinput-1608569291462" aria-required="true"></div>
          </div>
          <div class="field fb-select form-group field-country-1608569291472 amform-layout-two -has-content"><label for="country-1608569291472" class="fb-select-label label">Country <span class="required">*</span> </label>
            <div class="control"><select type="select" name="country-1608569291472" class="form-control" style="default" required="" layout="two" parent-type="other" id="country-1608569291472" data-amcform-js="country-1608569291472"
                aria-required="true">
                <option value=""> </option>
                <option value="Argentina" selected="1">Argentina</option>
                <option value="Australia">Australia</option>
                <option value="Canada">Canada</option>
                <option value="Caribbean">Caribbean</option>
                <option value="European Union">European Union</option>
                <option value="France">France</option>
                <option value="Ireland">Ireland</option>
                <option value="New Zealand">New Zealand</option>
                <option value="United Kingdom">United Kingdom</option>
                <option value="United States">United States</option>
              </select></div>
          </div>
          <div class="field fb-checkbox form-group field-checkbox-1608569733379 amform-layout-one"><label for="checkbox-1608569733379" class="fb-checkbox-group-label label"> <span class="required">*</span> <span class="tooltip-element"
                tooltip="tgwegwregwetgwtgwtwgwrg">What's this?</span></label>
            <div class="control">
              <div class="checkbox-group"><input value="I agree to the Terms of Service" type="checkbox" name="checkbox-1608569733379[]" class="amform-checkbox" required="" layout="one" parent-type="options" id="checkbox-1608569733379-0"
                  data-amcform-js="checkbox-1608569733379" aria-required="true"> <label for="checkbox-1608569733379-0" class="amform-versiontwo-label">I agree to the Terms of Service</label><br></div>
            </div>
          </div>
          <div class="field-recaptcha" id="msp-recaptcha-fd4ed43555c63a69ffa76bb1e4e73d71-container" data-bind="scope:'msp-recaptcha-fd4ed43555c63a69ffa76bb1e4e73d71'"><!-- ko template: getTemplate() -->
            <!-- ko if: (getIsVisible()) -->
            <div data-bind="{
    attr: {
        'id': getReCaptchaId() + '-wrapper'
    },
    'afterRender': renderReCaptcha()
}" id="msp-recaptcha-fd4ed43555c63a69ffa76bb1e4e73d71-wrapper">
              <div class="g-recaptcha" id="msp-recaptcha-fd4ed43555c63a69ffa76bb1e4e73d71">
                <div class="grecaptcha-badge" data-style="inline" style="width: 256px; height: 60px; box-shadow: gray 0px 0px 5px;">
                  <div class="grecaptcha-logo"><iframe title="reCAPTCHA"
                      src="https://www.google.com/recaptcha/api2/anchor?ar=1&amp;k=6LdjelYbAAAAAGoi068PducznJTnTRJQq0Fa4n7Y&amp;co=aHR0cHM6Ly9hci51YnRlYW0uY29tOjQ0Mw..&amp;hl=de&amp;v=qljbK_DTcvY1PzbR7IG69z1r&amp;size=invisible&amp;badge=inline&amp;cb=4r1y8pk160lz"
                      width="256" height="60" role="presentation" name="a-iz3jdwxe9d5k" frameborder="0" scrolling="no"
                      sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div>
                  <div class="grecaptcha-error"></div><textarea id="g-recaptcha-response" name="g-recaptcha-response" class="g-recaptcha-response"
                    style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
                </div><iframe style="display: none;"></iframe>
              </div>
              <!-- ko if: (!getIsInvisibleRecaptcha()) --><!-- /ko -->
            </div>
            <!-- /ko -->
            <!-- /ko -->
          </div>
          <div class="amcform-toolbar"><button type="submit" data-amcform-js="submit-button" class="amcform-submit action submit primary ">Submit Registration</button></div>
        </div>
      </div>
    </div>
  </div><input type="text" name="token" style="display: none">
</form>

POST

<form class="form form-login" method="post" data-bind="event: {submit: login }" id="login-form">
  <div class="fieldset login" data-bind="attr: {'data-hasrequired': $t('* Required Fields')}" data-hasrequired="* Required Fields">
    <div class="field email required">
      <label class="label" for="customer-email"><span data-bind="i18n: 'Email Address'">Email Address</span></label>
      <div class="control">
        <input name="username" id="customer-email" type="email" class="input-text" data-mage-init="{&quot;mage/trim-input&quot;:{}}" data-bind="attr: {autocomplete: autocomplete}" data-validate="{required:true, 'validate-email':true}"
          autocomplete="off">
      </div>
    </div>
    <div class="field password required">
      <label for="pass" class="label"><span data-bind="i18n: 'Password'">Password</span></label>
      <div class="control">
        <input name="password" type="password" class="input-text" id="pass" data-bind="attr: {autocomplete: autocomplete}" data-validate="{required:true}" autocomplete="off">
      </div>
    </div>
    <!-- ko foreach: getRegion('additional-login-form-fields') -->
    <!-- ko template: getTemplate() -->
    <input name="captcha_form_id" type="hidden" data-bind="value: formId,  attr: {'data-scope': dataScope}" value="user_login" data-scope="">
    <!-- ko if: (isRequired() && getIsVisible())--><!-- /ko -->
    <!-- /ko -->
    <!-- ko template: getTemplate() -->
    <!-- ko if: (getIsVisible()) --><!-- /ko -->
    <!-- /ko -->
    <!-- /ko -->
    <div class="actions-toolbar">
      <input name="context" type="hidden" value="checkout">
      <div class="primary">
        <button type="submit" class="action action-login secondary" name="send" id="send2">
          <span data-bind="i18n: 'Sign In'">Sign In</span>
        </button>
      </div>
      <div class="secondary">
        <a class="action" data-bind="attr: {href: forgotPasswordUrl}" href="https://ar.ubteam.com/customer/account/forgotpassword/">
<span data-bind="i18n: 'Forgot Your Password?'">Forgot Your Password?</span>
</a>
      </div>
    </div>
  </div>
</form>

Text Content

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ARGENTINA

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Copyright UBT MARKETING PTY LTD 2011-2021

All Rights Reserved

Copyright Policy

Terms of Use

Subscription Terms

Privacy Policy

Disclaimer

Cookie Policy


COPYRIGHT

INTELLECTUAL PROPERTY RIGHTS

The copyright to all content on this website including computer code, applets,
graphics, images, layouts, music, audio and visual material and text belongs to
us or we have a licence to use those materials. All trademarks, brands and logos
generally identified either with the symbols TM or ® which are used on this
website are either owned by us or we have a licence to use them. When you visit
our website, we give you a limited, non-exclusive royalty-free, revocable
licence to access and use our information for your own personal and business
use. If you use our content in any other way you will be infringing our
intellectual property rights.
Comments

Any comment, feedback, idea or suggestion (called “Comments”) which you provide
to us through this website or any other forum (including face-to-face sessions,
seminars, chat lines, blogs and the like) become our property. If in future we
use your Comments in promoting our website or in any other way, we will
depersonalise it unless we obtain your consent to use your name. Furthermore,
you agree that we are entitled to use your Comments for any commercial or
non-commercial purpose without compensation to you or to any other person who
has transmitted your Comments. If you provide us with Comments, you acknowledge
that you are responsible for the content of such material including its
legality, originality and copyright.
Protection of Copyright

This website and any of the Products and Services may contain Intellectual
Property of UBT or licensors. We take the protection of copyright seriously and
if we find that you have used our copyright material contrary to the licence in
these terms we may bring legal proceedings against you seeking monetary damages
and an injunction to stop you using those materials. We may cancel your right to
access our website and refuse to provide goods or services to you.


TERMS OF USE

GENERAL

In these Terms and Conditions (“Terms”), “we” “us” “our” and “UBT” shall mean
Universal Business Team, LLC in the United States of America and Silver Bridge
Funding, Inc. O/A Universal Business Team in Canada, including any other
affiliated businesses that sell products and services under any UBT brand.
Unless otherwise specifically stated, the delivery of products and services
through this Website will be by UBT.

UBT reserves the right to amend or change these Terms at any time, for any
reason. Your use of this website (the "Website") acknowledges and represents
your agreement to be bound by these Terms, including all amendments and changes
hereto. You may terminate your use of the Website if any change to these Terms
is unacceptable to you. Continued use of the Website following the effective
date of any change to these Terms constitutes acceptance of the changes but does
not affect the foregoing termination right.
These Terms were last updated April 1st, 2016.

All information in these Terms and use of the Website are intended for residents
of the United States of America (“USA”) and Canada only.

MEMBERSHIP

Access to the Website and its products and services is open to members. You may
request membership by providing information as set out on our registration page.
Our Privacy Policy is linked on our home page and will show how we collect,
store and use the details you provide.

You agree to ensure that your registration details are true and accurate at all
times and you undertake to update your registration details when they change.

On registration, we will provide you with a password and username. You must
ensure that your username and password remain secure and confidential. You are
entirely responsible for all use, activities and charges associated with or
arising from any use of your username and password (regardless of whether you
authorized such use) including unauthorized use of your or any other credit
card. Each username and password must be used by a single user and they are not
transferable. We may monitor your use of the site using your login, including
concurrent use of the same login and password. You must notify us immediately if
you become aware of any unauthorized use of your username and password.

You agree to pay for services when you confirm your purchase as set out on the
Website.

We reserve the right to terminate your membership if you breach these Terms or
for any other reason in UBT's sole discretion. You agree UBT is not obligated to
inform you of the reason for the termination of your membership.

This Website is intended to be used by members within the USA, Canada and the
Caribbean only.

The Website, and any UBT products and/or services are provided to adults over
the age of 18 years. When you use the Website or purchase products and/or
services through the Website or through any of our other marketing initiatives,
you acknowledge that you are over 18 years of age.

SITE ACCESS

In exchange for your compliance with these Terms and, where applicable, payment
of any applicable fees, UBT grants you a personal, non-transferable, and
non-exclusive right to access and use the Website and products and information
made available on the Website for your personal use.

Your limited right to access and use the products and information on the Website
does not include the right to use any data mining robots or other extraction
tools. Your limited right to use the Website does not permit you to metatag or
mirror the Website without UBT’s prior written consent, which UBT may withhold
for any reason. UBT may withdraw or terminate your right to access the Website
if UBT becomes aware of activities by you in violation of any of these Terms.

Any violation of these Terms immediately terminates your right to access the
Website.

You are permitted to download a copy of the products and information on this
Website to your computer for your personal use provided you do not delete or
change any copyright symbol, trademark, or other proprietary notice on or in the
products or information. Your use of any UBT products, information, or other
content in the Website in any other way infringes UBT’s intellectual property
rights. The Intellectual Property section of these Terms sets out in more detail
the limited rights you have to and with the products and information on the
Website.

LINKS TO OTHER SITES

Links to or from third party internet sites outside the Website are meant for
convenience only and your access to them is at your own risk. These links are
not endorsements, guarantees or recommendations by UBT of the products or
services offered on those sites. UBT cannot guarantee that these links are
functional or secure and cannot be held responsible for damages or prejudice of
any nature resulting from the use or the content of the other sites connected to
the Website through links.

GOVERNING LAW AND JURISDICTION

These Terms and any transactions contemplated by these Terms shall, in all
respects, be construed according to, and the rights and liabilities of the
parties shall in all respects be governed exclusively by, the laws of the State
of Iowa for members located in the USA or the laws of the Province of Manitoba
for members located in Canada, without reference to the rules of conflicts of
law. Any dispute between you and UBT regarding these Terms arising in the USA
shall be brought only in any state or federal court located in the State of
Iowa, county of Polk. Any dispute between you and UBT regarding these Terms
arising in Canada shall be determined by final and binding arbitration in
Manitoba, on a simplified and expedited basis by one arbitrator pursuant to the
current laws and rules relating to commercial arbitration in Manitoba on the
date of the notice of arbitration. For greater certainty, you agree to waive any
right you have may have to commence or participate in any class action against
UBT and, where applicable, you also agree to opt out of any class proceedings
against UBT.

SEVERABILITY AND WAIVER

Each provision of these Terms is intended to be severable and if any provision
is determined by a court of competent jurisdiction to be illegal, invalid or
unenforceable for any reason whatsoever, such provision shall be severed from
these Terms and will not affect the legality or validity or enforceability of
the remainder of these Terms or any other provision and the Terms shall be
construed, as nearly as possible, to reflect the intentions of the severed
provision(s) to the extent possible under applicable law.

No delay on the part of UBT in exercising any right, power or privilege under
these Terms shall operate as a waiver of those rights, nor preclude any other or
further exercise of those rights or the exercise of any other right, power or
privilege under these Terms.

CUSTOMER GRIEVANCES

If for any reason you feel UBT has not served your interests suitably or that
some products do not meet your expectations, or if there is a hardship or other
special consideration involved in your use of the Website or your relationship
with UBT, UBT invites you to contact onesupport@ubteam.com to discuss such
issues and to potentially reach a resolution. If this is not successful, then
you may appeal the matter or forward complaints in writing to UBT by emailing
ombudsman@ubteam.com.

LIMITATION OF LIABILITY AND INDEMNITY

UBT and all of UBT's officers, directors, employees, subcontractors, agents,
successors, or assigns (collectively “UBT”) shall not be liable for any loss,
injury, claim, liability, or damage of any kind resulting in any way from (a)
any errors in or omissions relating to the Website or the products not being
available or not being included in or through the Website, (b) the
unavailability or interruption of the Website or any products provided in or
through the Website, (c) your use of the Website or any of the products offered
in or through the Website, (d) the loss or corruption of any data or equipment
in connection with the Website, (e) the content, accuracy, or completeness of
any information or products offered on or through the Website, regardless of
whether you received assistance in the use of the Website, (f) any delay or
failure in performance beyond the reasonable control of UBT, or (g) any content
retrieved from the Internet even if retrieved or linked to from within the
Website.

To the maximum extent permitted by applicable law, UBT, its agents, assigns,
employees, contractors, consultants, and service providers and their respective
successors and assigns shall not be liable to you or any third party for any
direct, indirect, special, incidental, punitive, or consequential damages
whatsoever incurred through the use of the website, UBT products, and/or
services. UBT is not responsible for any use of the website, UBT products and/or
services by you or any third party, loss of profit, loss of revenue, loss of
reputation, or for any business interruption arising out of or in any way
related to these terms of use, your use of, or inability to use, the UBT
products. UBT is not responsible for any information, website content or
materials made available by or on behalf of third parties whether referenced on
the ubt website or otherwise accessible over the internet.

The aggregate liability of UBT in connection with these terms of use, your use
of the website, any UBT products and/or services or any other circumstance
giving rise to liability shall be limited to direct damages only and such direct
damages shall not exceed the fee paid by you to UBT for UBT products and/or
services giving rise to the dispute. In no event, however, shall such liability
exceed $100.00 us/cad, as applicable.

You agree to defend, indemnify, and hold harmless UBT, its agents, assigns,
employees, contractors, consultants, and service providers and their respective
successors and assigns, from and against any and all claims, demands, actions,
proceedings, liabilities, judgments, penalties whether civil or criminal, taxes,
and all costs, liabilities and expenses (including, without limitation,
reasonable legal fees on a solicitor client basis) arising out of or relating to
your use of the Website, UBT products and/or services, or that may be incurred
by UBT arising out of, or relating to, your violation of these Terms, the misuse
or illegal use of the Website, UBT products and/or services, or any violation by
you of applicable law or rights of any third parties (including intellectual
property rights), the failure of you to comply with applicable laws and
regulations, any errors in any data (including maintenance data) supplied to
UBT, or your gross negligence or willful misconduct.

COPYRIGHT

The copyright to all content on the Website including but not limited to
computer code, applets, graphics, images, layouts, music, audio, and visual
material and text belongs to UBT or UBT has a license to use such materials. All
trademarks, brands, and logos generally identified either with the symbols TM or
® which are used on this Website are either owned by UBT or UBT has a license to
use them. When you visit the Website, UBT gives you a limited, non-exclusive,
royalty-free, revocable right to access and use UBT’s information for your own
personal and business use. If you use UBT’s content in any other way, you will
be infringing UBT’s intellectual property rights.

COMMENTS

Any comment, feedback, idea, or suggestion (called “Comments”) which you provide
to UBT through the Website or any other forum (including face-to-face sessions,
seminars, chat lines, blogs, and the like) become UBT’s property. If in the
future UBT uses your Comments in promoting its Website or products offered on or
thorough the Website, or in any other way, UBT will depersonalize it unless your
consent to use your name is obtained. Furthermore, you agree that UBT is
entitled to use your Comments for any commercial or non-commercial purpose
without compensation to you or to any other person who has transmitted your
Comments. If you provide UBT with Comments, you acknowledge that you are
responsible for the content of such material including its legality,
originality, and copyright.

PROTECTION OF COPYRIGHT

This Website and any of the products may contain Intellectual Property of UBT or
licensors. If UBT finds you have used its copyright material contrary to these
Terms, UBT may bring legal proceedings against you seeking monetary damages and
an injunction to stop you using those materials.


PRIVACY POLICY

By agreeing to these Terms, you are also agreeing to UBT's Privacy Policy as it
appears on the Website. The Privacy Policy should be reviewed prior to
completing any transaction on the Website.

PRODUCTS AND SERVICES
PRODUCTS OFFERED

We offer products via the Website, by email, by hard copy brochures, and by face
to face selling. Our offers are made only for acceptance within the USA and
Canada by persons over the age of 18 years. Every offer is made on the basis
that UBT will consider an order from you pursuant to the offer and will conclude
a sale at UBT’s sole discretion by accepting your order. If UBT elects to accept
your order, UBT will notify you by email within 7 days of your order.

COMMISSIONS

From time to time, UBT may offer products via the Website, by email, by hard
copy brochures, and by face to face selling that are provided by third parties
and which are typically subject to agreements whereby UBT benefits, whether by
cash payment rebate, commissions, or otherwise for introducing you as a
purchaser of those products. In purchasing such products, you hereby expressly
acknowledge and consent to this arrangement. UBT may also receive transactional
information in relation to these agreements for auditing of benefits and
marketing purposes.

PRODUCT DESCRIPTIONS

UBT strives to describe products included on the Website as accurately as
possible. Images and pictures are provided by way of illustration and do not
necessarily show the full designs or options of the products. No products come
with any add on or accessory unless expressly stated.

PRICES AND PAYMENTS

Prices advertised are in US Dollars (www.ubteam.com) and Canadian Dollars
(www.ubteam.ca), as applicable, and exclude all applicable taxes unless
otherwise stated. Any applicable taxes shall be added to each invoice at
check-out.

Fees for UBT products ("Fees") are outlined on the Website and become payable at
the time you agree to purchase such UBT products. Payment may be made through
any method authorized by UBT and UBT reserves the right to change, or to stop
accepting, any permitted payment method at any time. You authorize UBT to charge
you for any UBT products purchased by you at the time such Fees becomes payable
and warrant that you are authorized to use the payment processor selected by
you.

You specifically acknowledge and consent to the collection and use of your
information, including personal information, by third party payment processors
as necessary to process your payments.

In the event you believe that UBT has billed you in error, you must contact UBT
within ninety (90) days of the date of purchase. No refunds or adjustments will
be provided for charges which are more than ninety days old. By agreeing to
these terms, you release UBT from all liability and claims resulting from any
error that you do not report to UBT within ninety days of the date of purchase.

DELIVERY

Depending on the products offered, delivery may be electronically by download,
physically by transport selected by UBT, or by progressive release and delivery
over a specified period. The title to any products sold to you will not pass to
you until UBT has received payment in full. Costs of packaging and delivery to
you will be paid by UBT unless stated otherwise.

CUSTOMER SERVICE CONTACT AND RESPONSE TIME

UBT Customer Service team operates during business hours 7:00 AM – 7:00 PM
central standard time, Monday through Friday, except for on public, governmental
and statutory holidays. UBT will endeavor to respond within one business day to
any customer enquiries sent to onesupport.na@ubteam.com during business hours.
Otherwise contact with UBT can be made by calling 1 866 996 6336 to speak to a
Customer Service representative. For all calls made after business hours, please
leave your contact details so UBT can return your call at its earliest
convenience.

CUSTOMER SATISFACTION GUARANTEE AND RETURNS

If for any reason you are not satisfied with any UBT products, you may return
them for a refund of your purchase price. Products returned for a refund must be
received by UBT in their original saleable condition within 30 days of the sale.
Products will remain at your risk until received by UBT. Your right for a refund
for products for which you are not satisfied applies only to products supplied
directly by UBT and not to products purchased from one of UBT’s suppliers. Other
rights and remedies in relation to the products purchased from UBT include:

 * The benefit of all manufacturers’ warranties in relation to the products;
 * UBT’s warranty against defect in respect of all electronic hardware for the
   period of the manufacturers’ warranties, provided the hardware is used
   according to the manufacturers’ recommendations; and
 * UBT’s warranty that any electronic hardware that is inoperable on arrival or
   that fails within 30 days of shipping will be replaced by UBT as soon as
   possible, provided the faulty hardware is returned to UBT.

To utilize UBT's repair services, or make return requests, please contact
onesupport.na@ubteam.com or call 1 866 996 6336. You will be given a reference
number and instructions regarding how products are to be delivered to UBT.
Always include the reference number provided, your current contact details, a
description of the service you are seeking, and any requested supporting
documentation. Where any returned products contain data, UBT cannot guarantee
the recovery or transfer of that data. You are strongly recommended to back-up
all your data on a regular basis and prior to returning any products for repair
or warranty claims.

REPAIRS

If you purchase UBT products that are defective, UBT may, at its option:

 * Repair or replace the products or any part of them or reimburse you for
   repair or replacing the products;
 * Resupply the services or pay the cost of having the services supplied again;
   or
 * Refund your purchase price.

UBT will always contact you to advise you of valid claims regarding any
defective products, to accept a claim or to notify you that required repairs are
chargeable.

Tampering with, attempting to repair, or damaging any products or devices may
void your warranty, if any. Warranties, if any, do not cover user damage to the
device. Warranties, if any, may not cover abnormal use or consumable parts.

When repairing or replacing equipment and hardware UBT may use refurbished or
like new parts, and where UBT is unable to replace an item, UBT may provide an
alternative that is like or superior to the goods replaced.

Please refer to the procedures in Paragraph 5.2 for making claims and arranging
returns.

LIMITED WARRANTY

UBT represents and warrants that it has the right and authority to make the
Website and the products offered on or through the Website available to you
pursuant to these Terms.

Except as otherwise provided in the foregoing limited warranty, the website and
products are provided on as “as is”, “as available” basis and UBT and each third
party supplier of products expressly disclaim all other warranties, including
the warranties of merchantability and fitness for a particular purpose.

You agree that, the international conventions concerning the sale of goods shall
not apply to these Terms or the provision of any products and services by UBT.

SOFTWARE

All software products sold by UBT are subject to the terms and conditions of the
license agreement and terms and conditions relating to that software. You
acknowledge your obligation to honor such license agreements and terms and
conditions. All rights, title, or interest in respect of the intellectual
property rights in the software remain with UBT or the licensor of the software.

MONTHLY SOFTWARE & LICENSE SYSTEM

All computer hardware sold by UBT has Streamline3 software ("Streamline3")
pre-installed, which you are licensed to use by the Monthly Software and System
License fee. Streamline3 software manages access to the Internet on your behalf
with default settings which you as the responsible business owner are able to
modify for your intended use, subject to the following conditions:

 * Streamline3 software is not transferable to another device or user.
 * As the purchaser of a computer or laptop, you are responsible for the
   administration of the pre-installed Streamline3 software settings and must
   agree to the software licensing terms and conditions.
 * Removal and circumvention of the Streamline3 protection system provided is
   not to be undertaken in any way, form, or fashion and may breach its
   warranty.

ENTIRE AGREEMENT

These Terms, when read with any terms and conditions included with the products
or provided at check-out relating to any purchase, represent the whole of the
terms of the contract between you and UBT and all representations, warranties,
undertakings, prior agreements, or arrangements, whether written or oral, are
expressly excluded. Where there is a conflict between these Terms and terms and
conditions included with the products, the terms and conditions with the
products take precedence. You expressly acknowledge that in entering into a
purchase with UBT you have not relied upon any prior representation made by UBT
concerning the products, their uses, fitness, quality, or specifications.

INTELLECTUAL PROPERTY

UBT owns copyright in the content made available through all UBT products,
including text, images and source code, and trade-mark rights in material used
as trade-marks, including text, logos and icons. Nothing in these Terms vest or
transfer any intellectual property rights in or to you and any use, alteration,
or replication of any of UBT's intellectual property is a violation of these
Terms and applicable USA, Canadian and International intellectual property laws.

You agree to not take any action to jeopardize, limit or interfere with UBT's
intellectual property rights, including making copies of copyright protected
material and using or challenging UBT's trade-marks.

Certain materials or information available to you through the UBT products or
through links to third party websites may be subject to third party intellectual
property rights. All such intellectual property rights are and shall remain the
property of their respective owners or creators (as the case may be). You
acknowledge and agree that UBT is not responsible for the accuracy, completeness
or content provided by or on behalf of third parties.

UBT, www.ubteam.com, and www.ubteam.ca are the trademarks and service marks of
UBT. All other trademarks, service marks and logos used in this site are the
trademarks, service marks, or logos of their respective owners. Nothing on the
Website should be construed as granting any license or right to use any
trademark, service mark, or logo displayed on the Website without the express
written permission of UBT or the third party that may own the trademark, service
mark, or logo.

SUBSCRIPTIONS

Period of Subscriptions

When you purchase a subscription service through UBT, UBT will send you a
confirmation email advising when your services will commence. All subscription
services including, but not limited to, one-year subscriptions are provided on a
monthly recurring basis until terminated in writing by either you or UBT. After
termination, the services expire at the end of the next calendar month. One-year
subscribers will continue on a monthly basis for twelve months, and monthly
thereafter at the then current monthly fee.

Updating subscription packages

Some subscription services are priced according to your desired package and also
according to the number of your staff. If your business circumstances change you
may no longer qualify for the existing package for which you have subscribed.
You are required to notify UBT in writing of such change, and UBT may require
you to move to another package. You may upgrade packages at any time by
terminating the existing package and subscribing to the new package.

Access to events

Where your subscription service includes access to seminars or webinars, UBT
will require you to accept booking terms and conditions relating to the event
when registering your delegates.

Subscriptions non-transferable

Subscription services and all products, including those provided for free, are
only for the use of the nominated customer and are non-transferrable to other or
related entities unless authorized in writing by UBT. You are not entitled to a
refund of any unused subscription inclusions, including those that have
limitations on their availability.

Changes to Services and Fees

Monthly subscription service fees and services may change at any time. UBT may
introduce new fees, or add, subtract, or vary the subscription services from
time to time; UBT will, however, provide at least 30 days' notice to your
nominated email address of any changes. If you object to any such change, you
may terminate your subscription before the change comes into effect. If you do
not cancel your subscription within the 30 days' notice period, you agree to
accept the change. One-year subscribers will be unaffected by fee increases
except where they relate to changes in subscription service package or staff
numbers.

Payment information

UBT may continue to use your existing payment information and authorization:
For new subscription fees and/or services, provided UBT has given you at least
30 days' notice of the intended change; and
For monthly subscriptions following the expiration of a one-year subscription.

Termination of Subscription

Either UBT or you may, without giving a reason, terminate subscription services
by giving at least 30 days' written notice prior to the beginning of the next
billing period.
UBT may immediately terminate your access and use of any part of your package at
its sole discretion:
In the event of non-payment; or
If UBT believes you may be breaching any of the subscription service terms or
these Terms. In such circumstances UBT will refund any subscription service
access fees relating to days beyond the termination date less any fees
outstanding from you.

Expiry of Subscription

Upon termination, other than immediate termination, your access to the existing
subscription services will expire at the end of the next calendar month.
One-year subscribers will be entitled to a refund of subscription service access
fees paid for all months beyond the next calendar month end, less an adjustment
based on the then current monthly subscription service fee.


UBT | PRIVACY POLICY

1. INTRODUCTION

This Privacy Policy applies to:

 * UBT Marketing Pty Ltd, Registered office: The Precinct, Level 6, 10 Herb
   Elliott Ave, Sydney Olympic Park, NSW 2127, Australia;
 * UBT Holdings Ltd, Registered Office: 5 Noel Rodgers Place, Milson, Palmerston
   North 4414, New Zealand;
 * Universal Business Team LLC, Registered Office: 100 Challenger Road,
   Ridgefield Park, New Jersey, North America;
 * Universal Business Team S. A, Registered Office: La Horqueta 1124, Monte
   Grande, Province of Buenos Aires and;
 * any related bodies corporate (we, us, our).
    * explains how we collect, hold, use and disclose Personal Information
      (defined below) regulated by applicable privacy laws and how we comply
      with the requirements under the applicable privacy laws.
    * applies in respect of all Personal Information collected by us on our
      websites and any other platforms or applications we may offer with a link
      to this Privacy Policy, including the Personal Information of clients,
      member businesses and suppliers. It does not apply to any other
      information collected by us through any other means.

We may update this Privacy Policy from time to time. The most current version
will be posted on https://ubteam.com/ where this will be updated. It will be
effective from the date of posting. Unless otherwise required by law, it is your
responsibility to check our website from time to time in order to determine
whether there have been any changes.

2. THE KIND OF PERSONAL INFORMATION WE COLLECT

Personal information is information or an opinion about an identified
individual, or an individual who is reasonably identifiable: (a) whether the
information or opinion is true or not; and (b) whether the information or
opinion is recorded in a material form or not (Personal Information).

Sensitive information is Personal Information which may include, but is not
limited to, information or an opinion about an employee's membership of a
professional or trade association, or membership of a trade union, or
information about any criminal record or employee health information (Sensitive
Information).

The types of Personal Information we collect about you depends on the
circumstances in which that information is collected, and can include data
collected through our volunteers. The kinds of Personal Information we collect
and hold includes:

 * for users of our website, contact information such as name, postal address,
   email address and telephone number, other data about you such as gender,
   marital status, dietary information, special needs data, passport and
   frequent flyer data and information about your religious beliefs, as well as
   data associated with your use of the website, such as bank details for direct
   debit payments and credit card information, as well as information you submit
   via online forms and your use of any other platforms or applications we may
   offer. This may include information about the device you are using, as well
   as:
    * information about which pages you visit and which resources you use on our
      site
    * information about how you got to our site
    * your internet protocol address known as your IP address which is used to
      connect your device to the internet
    * your device’s operating system and platform
    * the type and version of the browser you are using
    * browser plug-in types and versions which extend the functionality of your
      browser, for example Pinterest, Evernote and Adblock
    * MAC addresses which are used as network addresses for Wi-Fi and Ethernet
    * traffic data, which is aggregated information about the number of
      visitors, sessions, users and page visits to our site
    * geolocation data
    * time zone setting
    * weblogs

 * for our clients, member businesses and other partners:
    * the client, member business or partner's contact information such as name,
      postal address, email address and telephone number;
    * information collected when you visit one of our sites, which may include
      CCTV footage and car registration details;
    * addresses of the site or premises where we are supplying any products
      and/or services;
    * billing information; and
    * other information relevant to the provision of products and/or services by
      or on behalf of us to the client, member business or partner's premises;

 * for our suppliers and service providers, names and contact details of
   individuals working for those suppliers and service providers, who we deal
   with;
 * for prospective personnel seeking employment or engagement with us, and where
   permitted by applicable privacy laws, contact information, curriculum vitae,
   current employment information (e.g. job title and employer), professional
   association memberships, criminal record, general health information,
   religious beliefs and other information about your suitability for employment
   with or engagement by us; and
 * for other individuals, name, contact details and any other information
   relevant to our interactions with you.

3. HOW WE COLLECT PERSONAL INFORMATION

3.1 PERSONAL INFORMATION GENERALLY

We collect Personal Information about you where it is reasonably necessary for
us to perform one or more of our functions or activities.

We will generally collect your Personal Information from you directly. There are
however, circumstances in which we collect Personal Information from third party
individuals, business entities and governmental agencies, such as signatories to
the GAP Global Limited Amended and Restated Members Agreement (GAP Global
Members), courts, public and law enforcement agencies, and credit bureaus,
regardless of whether such individual, business entity or governmental agency
compiled the information itself or received it from other sources.

Where we collect Personal Information from a third party, we will handle that
information in accordance with applicable local privacy laws, this Privacy
Policy and any obligations we have to that third party.

If you provide to us Personal Information about another person, we are relying
on you having addressed all relevant consents, notifications and other
requirements to enable us to process the Personal Information for our purpose of
collection.

We may collect Personal Information about prospective personnel, by conducting
reference and background checks in relation to their application for employment
with us from time to time, including searches for any criminal records,
employment and education verifications, personal credit history based on reports
from any credit bureau and searches of any public records, where permitted by
applicable privacy laws.

3.2 SENSITIVE INFORMATION

We will only collect, use and disclose Sensitive Information about you where you
have provided your consent to the collection of that information, or where we
are required or authorised by law to do so. Such Sensitive Data may in certain
circumstances include biometric data such as biometric facial scans. In
providing any consents to the collection or handling of Personal Information
(including Sensitive Information), you consent to us collecting, holding, using
and disclosing the information you provide in accordance with the terms of those
consents and this Privacy Policy.

3.3 IF YOUR PERSONAL INFORMATION IS NOT PROVIDED

If you do not provide us with your Personal Information when requested or if you
provide us with inaccurate Personal Information, this may limit the assistance
we are able to provide to you, including assistance we are contracted to provide
on behalf of a third party. For example, we may not be able to provide the
product and/or service you may have requested and may not be able to handle
enquiries in connection with those products and/or services, or process your job
application.

3.4 COOKIES

Our website uses a technology called “cookies” and web server logs to collect
information about how the website is used including, where available, your IP
address, browser type and the geographical location of your computer. We also
use Google Analytics to collect details of how you use our site, as well as
anonymous data that you enter into our forms. We do this to help us analyse how
visitors use our site (including behaviour patterns and the tracking of visits
across multiple devices), administer our site and manage your account. Google
Analytics doesn’t collect information that identifies a visitor to our site. All
the information that is collected is anonymous and is only used to improve how
our site works. We do not allow Google to make any attempt to establish the
identities of any users of our site.

4. HOW WE USE AND DISCLOSE PERSONAL INFORMATION

4.1 GENERAL PURPOSES

We collect, hold, use and disclose Personal Information about individuals for a
variety of business purposes.

These include, without limitation, to:

 * monitor and evaluate the performance and security of our website and any
   other platform or application we may offer, including to:
    * administer our site
    * improve our site to ensure that content is presented in the most effective
      manner
    * allow you to participate in interactive features of our services when you
      choose to do so
    * analyse how visitors use our site (including behaviour patterns and the
      tracking of visits across multiple devices)
    * improve your online experience

 * facilitate the provision of our products and/or services to our clients and
   member businesses who have engaged us;
 * facilitate the provision of such other products and/or services that we or
   others may offer from time to time and provide information about their
   availability, features and benefits;
 * work with and procure goods and/or services from our suppliers and service
   providers;
 * facilitate recruitment and selection of prospective personnel;
 * facilitate conferences, training and education programs, and event
   management;
 * provide and manage charitable assistance;
 * issue newsletters and provide information on church services or other
   sponsored events;
 * conduct audit, accounting, financial and economic analysis of our business
   operations;
 * respond to enquiries or investigate and resolve complaints;
 * protect our legal rights, investigate suspected fraud or other misconduct, or
   assist law enforcement agencies; and
 * comply with our legal and regulatory obligations.

We may also use and disclose Personal Information we collect for other purposes
that are permitted, required or authorised by applicable law, which may include:

 * purposes which you would reasonably expect and which are related (and, in the
   case of Sensitive Information, directly related) to the primary purpose of
   collection of Personal Information; and
 * any other purposes for which you have given your consent.

4.2 MARKETING

We will only use or disclose your Personal Information for the purposes of
direct marketing (e.g. in relation to products and/or services we may offer from
time to time) where we have your consent or we are otherwise permitted by law to
do so.

You are free to opt out from receiving marketing communications from us, by:

 * following the “opt out” process indicated in a marketing communication you
   have received;
 * emailing us at privacy@ubteam.com at any time requesting that your name and
   email address be removed from our marketing lists; or
 * following such other process that is made available for this purpose from
   time to time or otherwise as required by applicable law.

4.3 DISCLOSURE OF PERSONAL INFORMATION

In order to perform activities in connection with the purposes described in this
Privacy Policy, we may make Personal Information available to other persons or
entities, or disclose it to them, as permitted by applicable privacy laws,
including:

 * our suppliers and service providers, including those to whom we outsource
   certain of our information technology functions (e.g. cloud service
   providers). We authorise our suppliers and service providers to use or
   disclose your Personal Information only as necessary to provide us with
   supplies or perform services on our behalf, or to comply with legal
   requirements. We require suppliers and service providers by contract to
   safeguard the privacy and security of Personal Information they process on
   our behalf;
 * any corporate purchaser or prospect to the extent permitted by law as part of
   any merger, acquisition, sale of our assets, or transition of service to
   another provider, as well as in the event of insolvency, bankruptcy, or
   receivership in which Personal Information would be transferred as an asset
   of us;
 * other related bodies corporate;
 * government, regulatory, judicial or law enforcement authorities;
 * accountants, insurers, auditors, lawyers and our professional advisers; and
 * any other third parties notified to you at or around the time we collect your
   Personal Information (together, the Required Recipients).

We may disclose Personal Information to GAP Global Members and Required
Recipients who are located in Australia, Argentina, the Caribbean, North
America, Europe, New Zealand, the United Kingdom and the United States.

Therefore, it may be necessary to transfer Personal Information across country
borders. Some of the countries to which information is transferred may not have
laws regulating the collection and disclosure of Personal Information, or may
not provide an equivalent level of protection as your home jurisdiction.
Cross-border transfer may still, therefore, be necessary for the conclusion or
performance of a transaction that you are requesting, and for the establishment,
exercise, and defense of legal claims. In these circumstances, we will take
steps to ensure that the recipients of the Personal Information comply with
applicable privacy laws. To the extent permitted by local applicable law or
otherwise legally required, your use of our website and any other platform or
application we may offer or provision of any Personal Information constitutes
your consent to the cross-border transfer of your Personal Information and the
other activities identified in this Privacy Policy.

5. HOW WE HOLD PERSONAL INFORMATION

The security and confidentiality of your Personal Information matters to us.
That’s why we have administrative, technical and physical safeguards in place to
protect your Personal Information from misuse and loss, and unauthorised access,
modification and disclosure.

We hold Personal Information both electronically and in paper form. Unless the
law requires otherwise, we take reasonable steps to destroy or permanently
de-identify Personal Information if it is no longer required. We provide the
option to encrypt all information you submit to us using Secure Sockets Layer
(“SSL”) technology that helps protect information during transport to our
website and any other platform or application we may offer. We also review our
security procedures periodically to consider appropriate new technology and
updated methods.

Even so, despite our reasonable efforts, no security measure is ever perfect or
impenetrable.

6. ACCESS TO PERSONAL INFORMATION

You may request access to and correction of Personal Information that we hold
about you. Such requests should be made in writing using the contact details at
the end of this Privacy Policy. We will consider all requests to access and
correct Personal Information within a reasonable time. Unless there are reasons
why we cannot provide you with access to your Personal Information (e.g. for
legal reasons), the Personal Information we hold about you will be made
available to you or corrected within a reasonable time after we receive your
request, or as may otherwise be required pursuant to applicable privacy laws.

There is no charge for requesting access to your Personal Information, however,
to the extent permissible under applicable privacy laws, we reserve the right to
charge reasonable costs for providing access to that Personal Information.

7. KEEPING PERSONAL INFORMATION CURRENT AND ACCURATE

We take reasonable steps to periodically review information collection and
storage practices to ensure that Personal Information we hold is accurate,
up-to-date and complete. However, you should ensure that the Personal
Information provided to us is accurate, complete and up-to-date at the time it
is provided and you should notify us of any changes to or errors in your
Personal Information.

To notify us of changes to or errors in Personal Information that we hold about
you, please contact us using the contact details at the end of this Privacy
Policy and we will amend our records as appropriate.

8. ENQUIRIES AND COMPLAINTS

If you wish to make an enquiry or complaint to us regarding privacy matters, you
should contact us in writing using the contact details at the end of this
Privacy Policy. We will endeavour to respond to your enquiry or complaint within
30 days, or as otherwise required pursuant to applicable law.

If we fail to respond to a complaint within a reasonable time or if you are
dissatisfied with our response, you should discuss your concerns with an
independent adviser or contact your local data protection or privacy regulator.

9. THIRD PARTY SITES

Please remember that when you use a link to go from our website, platform or
application to another website, this Privacy Policy is no longer in effect. Your
browsing and interaction on any other website, including websites which are
linked to our website, platform or application is subject to that website’s own
rules and policies. We are not responsible for the content or the conduct of the
organisations accessed via links to such third party websites.

10. CONTACT US

You may contact us in relation to privacy matters at:

Postal Address: The Precinct, Level 6, 10 Herb Elliott Ave, Sydney Olympic Park,
NSW 2127, Australia

Email: privacy@ubteam.com

All correspondence attention: Privacy Officer

Privacy Policy Dated: January 2021

 


SUPPLEMENTAL TERMS - JURISDICTION SPECIFIC

The following are specific provisions which modify the Privacy Policy for
certain jurisdictions. The Supplemental Terms should be read together with the
Privacy Policy. In the event of a conflict or inconsistency between the
provisions of the Supplemental Terms – Jurisdiction-Specific that are relevant
to your jurisdiction from which you access our website and/or provide your
Personal Information, and the rest of this Privacy Policy, the relevant
jurisdiction's Supplemental Terms – Jurisdiction-Specific will supersede and
control to the extent of any conflict or inconsistency.

All definitions used in the Supplemental Terms are given the meanings contained
in the Privacy Policy, unless otherwise defined in the Supplemental Terms.

1. NEW ZEALAND

If you are located in New Zealand, then in addition to the rights of access to,
and correction of, your Personal Information as recorded in section 6 of this
Privacy Policy, you also have the right to:

 a. provide us with a statement of correction (Statement of Correction) sought
    to your Personal Information; and
 b. request that we attach the Statement of Correction to your Personal
    Information if we do not make the correction sought.

2. ARGENTINA

If you are an individual and legal entity residing in Argentina, the provisions
outlined below are exclusively applicable to you:

 a. By browsing and/or registering and/or using our website and any other
    platforms or applications we may offer, and/or by providing Personal
    Information to us, you expressly accept and consent to this updated Privacy
    Policy. If you do not accept this updated Privacy Policy, you must not
    browse, register in, or use our website and any other platforms or
    applications we may offer, nor provide Personal Information to us.
 b. The location of the databases where your Personal Information is stored is
    the United Kingdom, United States, Australia and New Zealand
 c. "Personal Information" means information of any kind related to an
    identified or identifiable individual or legal entity.
 d. "Sensitive Information" means Personal Information revealing racial and
    ethnic origin, political opinions, religious, philosophical or moral
    beliefs, labour union membership, and information concerning health
    conditions or sexual habits or behaviour.
 e. Providing inaccurate Personal Information will have the consequences stated
    under Section 3.3 of the Privacy Policy.
 f. It is expressly stated that some jurisdictions under Section 4.3 of the
    Privacy Policy may not offer levels of personal data protection equivalent
    to those offered by Argentine regulations, and you expressly consent that we
    can share your Personal Information with the GAP Global Members and Required
    Recipients, even if they are located in those countries that afford a lower
    level of protection.
 g. In addition to the rights detailed under Section 6 of the Privacy Policy you
    have, among others, the right to request the suppression of your Personal
    Information from our databases.
 h. Also, we hereby inform you that: "In Argentina the data owner is entitled to
    exercise the right of access to his/her/it personal data free of charge at
    intervals of not less than six months, unless a legitimate interest to that
    effect is established in accordance with article 14, paragraph 3 of Law No.
    25,326. THE PUBLIC INFORMATION ACCESS AGENCY, in its capacity as the Control
    Entity of Law No. 25,326, has the power to attend complaints and claims
    filed by those whose rights are affected due to breaches to applicable
    regulations on personal data protection. The data owner may at any time
    request the removal or blocking of his/her/its name from the databases
    referred to in this article. Every communication with advertising purposes
    that is carried out by mail, telephone, email, Internet or any other future
    remote mean, shall state expressly and prominently the possibility of the
    data owner to request the withdrawal or blockage, in whole or in part, of
    his/her/it name from the database. At the request of the interested party,
    the name of the person responsible or user of the database that provided the
    information must be reported."

3. USA

If you are located in USA, the provisions outlined below are exclusively
applicable to you.

For the purposes of the USA Supplemental Terms, "Site" means Personal
Information collected on our websites, mobile applications, or cloud-based
services and communication platforms with a link to this Privacy Policy. It does
not apply to any other information collected by us through any other means.

In addition to section 3.4 (Cookies) of the Privacy Policy, the following
provisions apply:

 a. You can use our services without consenting to non-essential cookies or
    direct marketing emails; the only consequences being that our services will
    be less communicated, we may not be able to provide the support you seek,
    and you may miss out on news about our services.
 b. Information Collected Through Technology. Information is also obtained in
    other ways through technology we deploy. Some of this information may be
    linked to you personally. In accordance with applicable law, we use and
    allow third parties to use essential and non-essential cookies, online
    tracking tools, web beacons, and similar technologies (collectively,
    “cookies”) on our Site. We process this information to help our Site
    function correctly, and better understand the needs of our customers.
 c. Cookies on our Site generally fall into the following categories:
     i.   Strictly Necessary Cookies: These are required for the operation of
          our Site. They include, for example, cookies that enable you to log
          into secure areas. These cookies are session cookies which are erased
          when you close your browser.
     ii.  Analytical/Performance Cookies: These allow us to recognize and count
          the number of users of our Site and see how those users navigate
          through our Site. This helps to improve how our Site works, for
          example, by ensuring that users can find what they are looking for
          easily. These cookies are session cookies which are erased when you
          close your browser.
     iii. Functional Cookies: These improve the functional performance of our
          Site and make it easier for you to use. For example, cookies are used
          to remember that you have previously visited the Site and asked to
          remain logged into it. These cookies are session cookies which are
          erased when you close your browser.

 d. Use of cookies. We advertise in a number of ways, including online through
    managed social media presences, and on other unaffiliated sites and mobile
    applications. To understand how our advertising campaigns are performing, we
    may collect certain information via cookies on our Site through our
    advertising service providers. The information we collect includes IP
    addresses, the number of page visits, pages viewed via our Site, search
    engine referrals, browsing activities over time and across other websites
    following your visit to our Site or applications, and responses to
    advertisements and promotions on the websites and applications where we
    advertise.
 e. We also use certain information to identify new visitors to our Site,
    recognize returning visitors, advertise on other websites and mobile
    applications not affiliated with us, analyze the effectiveness of our
    advertisements, better understand our audience, customers, or other Site
    visitors, and determine whether you might be interested in new services.
 f. In addition to the Privacy Policy, the following provision applies:
 g. Minors: This Site is not intended or directed to individuals under the age
    of 18, and we do not knowingly collect any Personal Information from minors,
    or knowingly track the use of our Site by children. If we have actual
    knowledge that Personal Information about a person under 18 years old has
    been collected, then we will take the appropriate steps to remove or disable
    that Personal Information. If you believe we have impermissibly collected
    Personal Information from someone under the age of 18, please contact us as
    detailed in our Privacy Policy above at section 10.

4. CANADA

If you are located in Canada, the provisions outlined below are exclusively
applicable to you.

In addition to Privacy Policy:

 a. You may control and manage the use of cookies by modifying your browser's
    settings and preferences. Removing or blocking cookies may impact your user
    experience and certain parts of our website may not be fully accessible.
 b. To the extent that your Personal Information is transferred outside of
    Canada pursuant to the terms of this Privacy Policy, it may be subject to
    the laws of that jurisdiction, which may be different from the laws of
    Canada.
 c. You have the right to withdraw your consent, so that we no longer process
    Personal Information in way that you previously consented to. In certain
    instances, we may require that you provide additional information in order
    to verify your identity before we process your requests.


DISCLAIMERS

Accuracy of Information

UBT endeavors to provide accurate information, including correct pricing and
descriptions of the UBT products but provides no warranty of the same. Where an
error appears anywhere in relation to the UBT products, UBT retains the right to
reverse any transaction made in reliance on the error.

No Representations and Warranties

To the extent permitted by law, and subject to these Terms, UBT makes no
representations, warranties or covenants to any person or entity with respect to
the UBT products and/or services. UBT does not give any warranties, guarantees,
representations or conditions, whether express, implied, statutory or otherwise
(including, without limitation, any warranty as to the accuracy, completeness,
currency, or suitability of the information delivered as part of the UBT
products and/or services, third party information, materials or website content,
fitness for a particular purpose, compliance with any description, or
non-infringement of third party rights) with respect to any UBT products and all
such warranties are hereby disclaimed to the maximum extent permitted by
applicable law.
UBT does not guarantee that the UBT products will be provided or available
without interruption or error free. UBT products are delivered through
third-party network services providers and you understand that there may be
service disruptions or outages.

Comments by Users and Transactions between Users

UBT may create forums via various mediums for raising queries, discussion, and
voicing opinions by members, presenters, and UBT representatives. Any comments,
recommendations, or views expressed are those of the person making them. UBT
does not accept liability for anything contained in the post of a user or in any
form of communication which originates with a user and not with UBT. You
acknowledge and agree that any reliance upon or use of any user’s comments shall
be entirely at your own risk.

Virus and Malware

UBT takes all due care in ensuring that the Website and electronic
communications are free of any virus, worm, Trojan horse, and/or malware;
however, UBT is not responsible for any damage to your computer system which
arises in connection with your use of the Website, any linked website,
regardless of the cause of such damage.

Third Party Content

From time to time UBT may host third party content on the Website such as
advertisements and endorsements belonging to other traders. Responsibility for
the content of such material rests with the owners of that material, and UBT is
not responsible for any errors or omissions in such material.

Business Advisory Services, Training and Resources

Where products include business advice, assistance, training, or resources,
whether orally or written, at seminars, by webinars, by documents, face-to-face
presentations, meetings, or otherwise, the following provisions shall apply:
UBT does not guarantee any specific results from its advice, assistance,
training, or resources;
UBT will not in any circumstances be responsible for the day-to-day management
of your business or implementation of any action items that UBT may recommend;
The content of UBT materials and oral and written advice is prepared solely for
generic coaching and training purposes and will always be of a general nature
only and not specifically prepared taking into account your objectives,
financial situation, or needs.
Before acting on any advice, you should consider that it may not be appropriate
for you; and
You should continue to draw on professional assistance and advice from your
accountant, lawyer, and other professional advisors.

na


UBT COOKIE POLICY

INFORMATION ON OUR USE OF COOKIES

Our website uses cookies to distinguish you from other users of our website.
This helps us to provide you with a good experience when you browse our website
and also allows us to improve our site. By continuing to browse the website, you
are agreeing to our use of cookies.

A cookie is a small file of letters and numbers that we store on your browser or
the hard drive of your computer if you agree. Cookies contain information that
is transferred to your computer’s hard drive.

WE USE THE FOLLOWING COOKIES:

 1. Strictly necessary cookies. These are cookies that are required for the
    operation of our website. They include, for example, cookies that enable you
    to log into secure areas of our website, use a shopping cart or make use of
    e-billing services.
 2. Analytical/performance cookies. They allow us to recognise and count the
    number of visitors and to see how visitors move around our website when they
    are using it. This helps us to improve the way our website works, for
    example, by ensuring that users are finding what they are looking for
    easily. Functionality cookies. These are used to recognise you when you
    return to our website. This enables us to personalise our content for you,
    greet you by name and remember your preferences (for example, your choice of
    language or region).
 3. Targeting cookies. These cookies record your visit to our website, the pages
    you have visited and the links you have followed. We will use this
    information to make our website and the advertising displayed on it more
    relevant to your interests. We may also share this information with third
    parties for this purpose.

You can find more information about the individual cookies we use and the
purposes for which we use them in the table below:

Cookie Name Purpose Strictly Necessary Type CART The association with your
shopping cart. yes Cookie CATEGORY_INFO Stores the category info on the page,
that allows to display pages more quickly. yes Cookie COMPARE The items that you
have in the Compare Products list. yes Cookie CURRENCY Your preferred currency.
yes Cookie CUSTOMER An encrypted version of your customer id with the store. yes
Cookie CUSTOMER_AUTH An indicator if you are currently logged into the store.
yes Cookie CUSTOMER_INFO An encrypted version of the customer group you belong
to. yes Cookie CUSTOMER_SEGMENT_IDS Stores the Customer Segment ID. No Cookie
EXTERNAL_NO_CACHE A flag which indicates whether caching is disabled or not. No
Cookie FRONTEND Your session ID on the server. yes Cookie GUESTVIEW Allows
guests to edit their orders. yes Cookie LAST_CATEGORY The last category you
visited. No Cookie LAST_PRODUCT The most recent product you have viewed. No
Cookie NEWMESSAGE Indicates whether a new message has been received. yes Cookie
NO_CACHE Indicates whether it is allowed to use cache. No Cookie
PERSISTENT_SHOPPING_CART A link to information about your cart and viewing
history if you have asked the site. yes Cookie POLL The ID of any polls you have
recently voted in. No Cookie POLLN Information on what polls you have voted on.
No Cookie RECENTLYCOMPARED The items that you have recently compared. No Cookie
STF Information on products you have emailed to friends. No Cookie STORE The
store view or language you have selected. yes Cookie USER_ALLOWED_SAVE_COOKIE
Indicates whether a customer allowed to use cookies. No Cookie
VIEWED_PRODUCT_IDS The products that you have recently viewed. No Cookie
WISHLIST An encrypted list of products added to your Wishlist. No Cookie
WISHLIST_CNT The number of items in your Wishlist. No Cookie add_to_cart Used by
Google Tag Manager. Captures the product SKU, name, price and quantity removed
from the cart, and makes the information available for future integration by
third-party scripts. yes Local Storage guest-view Stores the Order ID that guest
shoppers use to retrieve their order status. Guest orders view. Used in Orders
and Returns widgets. yes Local Storage login_redirect Preserves the destination
page that was loading before the customer was directed to log in. A login
redirect is used with the mini cart for logged-in customers if the Display Mini
Cart configuration option is set to Yes. yes Local Storage
mage-banners-cache-storage Stores banner content locally to improve performance.
No Local Storage mage-messages Tracks error messages and other notifications
that are shown to the user, such as the cookie consent message, and various
error messages. The message is deleted from the cookie after it is shown to the
shopper. yes Local Storage mage-translation-storage Stores translated content
when requested by the shopper. Used when Translation Strategy is configured as
Dictionary (Translation on Storefront side). No Local Storage
mage-translation-file-version Tracks the version of translations in local
storage. Used when Translation Strategy is configured as Dictionary (Translation
on Storefront side). yes Local Storage product_data_storage Stores configuration
for product data related to Recently Viewed / Compared Products. No Local
Storage recently_compared_product Stores product IDs of recently compared
products. No Local Storage recently_compared_product_previous Stores product IDs
of previously compared products for easy navigation. No Local Storage
recently_viewed_product Stores product IDs of recently viewed products for easy
navigation. No Local Storage recently_viewed_product_previous Stores product IDs
of recently previously viewed products for easy navigation. No Local Storage
form_key A security measure that appends a random string to all form submissions
to protect the data from Cross-Site Request Forgery (CSRF). Yes Local Storage
mage-cache-sessid The value of this cookie triggers the cleanup of local cache
storage. When the cookie is removed by the backend application, the Admin cleans
up local storage, and sets the cookie value to true. No Local Storage
mage-cache-storage Local storage of visitor-specific content that enables
ecommerce functions. No Local Storage mage-cache-storage-section-invalidation
Forces local storage of specific content sections that should be invalidated.
Yes Local Storage mage-banners-cache-storage Local storage for Banner
functionality No Local Storage persistent_shopping_cart Stores the key (ID) of
persistent cart to make it possible to restore the cart for an anonymous
shopper. No Local Storage private_content_version Appends a random, unique
number and time to pages with customer content to prevent them from being cached
on the server. No Local Storage section_data_ids Stores customer-specific
information related to shopper-initiated actions such as display wish list,
checkout information, etc. Yes Local Storage store Tracks the specific store
view / locale selected by the shopper. No Local Storage _ga Distinguishes
visitors to your site. Yes Local Storage _gid Distinguishes visitors to your
site. Yes Local Storage gat Used to throttle request rate. Yes Local Storage
dc_gtm_ Throttles request rate when Google Analytics is deployed with Google Tag
Manager Yes Local Storage AMP_TOKEN Contains a token that can be used to
retrieve a Client ID from AMP Client ID service. Other possible values include
opt-out, inflight request or an error retrieving a Client ID from AMP Client ID
service. Yes Local Storage _gac_ Contains campaign-related information for the
user. Google AdWords conversion tags read this cookie if Google Analytics is
linked to your AdWords account Yes Local Storage __utma Distinguishes shoppers
and sessions .This cookie is created when the JavaScript library executes and
there is no existing __utma cookie. The cookie is updated every time data is
sent to Google Analytics. Yes Local Storage __utmt Used to throttle request
rate. Yes Local Storage __utmb Determines new sessions/visits. This cookie is
created when the JavaScript library executes and there is no existing __utmb
cookie. The cookie is updated every time data is sent to Google Analytics. Yes
Local Storage _utmz Saves the traffic source or campaign that explains how the
shopper reached your site. The cookie is created when the JavaScript library
executes, and is updated every time data is sent to Google Analytics. Yes Local
Storage __utmv Stores visitor-level custom variable data. This cookie is created
when a developer uses the _setCustomVar method with a visitor-level custom
variable. This cookie is updated every time data is sent to Google Analytics.
Yes Local Storage mg_dnt Allows you to restrict Adobe Commerce data collection
if you have custom code to manage cookie consent on your site. Yes Local Storage
user_allowed_save_cookie Used for cookie restriction mode. No Local Storage
authentication_flag Indicates if a shopper has signed in or signed out. This
cookie is updated at the same time as the dataservices_customer_id cookie. Yes
Local Storage dataservices_customer_id Indicates if a shopper has signed in or
signed out. This cookie does not contain the customer ID. Yes Local Storage
dataservices_cart_id Identifies a shoppers cart actions. Yes Local Storage
dataservices_product_context Identifies a shoppers product interactions. No
Local Storage

MORE INFORMATION

Here: https://support.google.com/analytics/answer/6004245 to read Google’s
overview of privacy and safeguarding data.

Please note that third parties (including, for example, advertising networks and
providers of external services likeweb traffic analysis services) may also use
cookies, over which we have no control. These cookies are likely to be
analytical/performance cookies or targeting cookies.

You block cookies by activating the setting on your browser that allows you to
refuse the setting of all or some cookies. However, if you use your browser
settings to block all cookies (including essential cookies) you may not be able
to access all or parts of our website.

We use cookies to give you the best possible online experience. If you continue,
we'll assume you are happy for your web browser to receive all cookies from our
website. See our privacy policy for more information.

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To access this UBT website for the Argentina region, you will need to register
for a website account. Please include your UBT Customer Code if you have one, as
our Customer Care team will need to match it with your business or household.





Title *
MrMrsMissMsDrProf
Given Name *

Surname *

Email Address *

UBT Customer Code

Company Name

Mobile Phone Number *

Address Line 1 *

Address Line 2

City

Region

Postal Code *

Country *
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KingdomUnited States
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* View Terms & Conditions here


TERMS OF USE

GENERAL

In these Terms and Conditions (“Terms”), “we” “us” “our” and “UBT” shall mean
Universal Business Team, LLC in the United States of America and Silver Bridge
Funding, Inc. O/A Universal Business Team in Canada, including any other
affiliated businesses that sell products and services under any UBT brand.
Unless otherwise specifically stated, the delivery of products and services
through this Website will be by UBT.

UBT reserves the right to amend or change these Terms at any time, for any
reason. Your use of this website (the "Website") acknowledges and represents
your agreement to be bound by these Terms, including all amendments and changes
hereto. You may terminate your use of the Website if any change to these Terms
is unacceptable to you. Continued use of the Website following the effective
date of any change to these Terms constitutes acceptance of the changes but does
not affect the foregoing termination right.
These Terms were last updated April 1st, 2016.

All information in these Terms and use of the Website are intended for residents
of the United States of America (“USA”) and Canada only.

MEMBERSHIP

Access to the Website and its products and services is open to members. You may
request membership by providing information as set out on our registration page.
Our Privacy Policy is linked on our home page and will show how we collect,
store and use the details you provide.

You agree to ensure that your registration details are true and accurate at all
times and you undertake to update your registration details when they change.

On registration, we will provide you with a password and username. You must
ensure that your username and password remain secure and confidential. You are
entirely responsible for all use, activities and charges associated with or
arising from any use of your username and password (regardless of whether you
authorized such use) including unauthorized use of your or any other credit
card. Each username and password must be used by a single user and they are not
transferable. We may monitor your use of the site using your login, including
concurrent use of the same login and password. You must notify us immediately if
you become aware of any unauthorized use of your username and password.

You agree to pay for services when you confirm your purchase as set out on the
Website.

We reserve the right to terminate your membership if you breach these Terms or
for any other reason in UBT's sole discretion. You agree UBT is not obligated to
inform you of the reason for the termination of your membership.

This Website is intended to be used by members within the USA, Canada and the
Caribbean only.

The Website, and any UBT products and/or services are provided to adults over
the age of 18 years. When you use the Website or purchase products and/or
services through the Website or through any of our other marketing initiatives,
you acknowledge that you are over 18 years of age.

SITE ACCESS

In exchange for your compliance with these Terms and, where applicable, payment
of any applicable fees, UBT grants you a personal, non-transferable, and
non-exclusive right to access and use the Website and products and information
made available on the Website for your personal use.

Your limited right to access and use the products and information on the Website
does not include the right to use any data mining robots or other extraction
tools. Your limited right to use the Website does not permit you to metatag or
mirror the Website without UBT’s prior written consent, which UBT may withhold
for any reason. UBT may withdraw or terminate your right to access the Website
if UBT becomes aware of activities by you in violation of any of these Terms.

Any violation of these Terms immediately terminates your right to access the
Website.

You are permitted to download a copy of the products and information on this
Website to your computer for your personal use provided you do not delete or
change any copyright symbol, trademark, or other proprietary notice on or in the
products or information. Your use of any UBT products, information, or other
content in the Website in any other way infringes UBT’s intellectual property
rights. The Intellectual Property section of these Terms sets out in more detail
the limited rights you have to and with the products and information on the
Website.

LINKS TO OTHER SITES

Links to or from third party internet sites outside the Website are meant for
convenience only and your access to them is at your own risk. These links are
not endorsements, guarantees or recommendations by UBT of the products or
services offered on those sites. UBT cannot guarantee that these links are
functional or secure and cannot be held responsible for damages or prejudice of
any nature resulting from the use or the content of the other sites connected to
the Website through links.

GOVERNING LAW AND JURISDICTION

These Terms and any transactions contemplated by these Terms shall, in all
respects, be construed according to, and the rights and liabilities of the
parties shall in all respects be governed exclusively by, the laws of the State
of Iowa for members located in the USA or the laws of the Province of Manitoba
for members located in Canada, without reference to the rules of conflicts of
law. Any dispute between you and UBT regarding these Terms arising in the USA
shall be brought only in any state or federal court located in the State of
Iowa, county of Polk. Any dispute between you and UBT regarding these Terms
arising in Canada shall be determined by final and binding arbitration in
Manitoba, on a simplified and expedited basis by one arbitrator pursuant to the
current laws and rules relating to commercial arbitration in Manitoba on the
date of the notice of arbitration. For greater certainty, you agree to waive any
right you have may have to commence or participate in any class action against
UBT and, where applicable, you also agree to opt out of any class proceedings
against UBT.

SEVERABILITY AND WAIVER

Each provision of these Terms is intended to be severable and if any provision
is determined by a court of competent jurisdiction to be illegal, invalid or
unenforceable for any reason whatsoever, such provision shall be severed from
these Terms and will not affect the legality or validity or enforceability of
the remainder of these Terms or any other provision and the Terms shall be
construed, as nearly as possible, to reflect the intentions of the severed
provision(s) to the extent possible under applicable law.

No delay on the part of UBT in exercising any right, power or privilege under
these Terms shall operate as a waiver of those rights, nor preclude any other or
further exercise of those rights or the exercise of any other right, power or
privilege under these Terms.

CUSTOMER GRIEVANCES

If for any reason you feel UBT has not served your interests suitably or that
some products do not meet your expectations, or if there is a hardship or other
special consideration involved in your use of the Website or your relationship
with UBT, UBT invites you to contact onesupport@ubteam.com to discuss such
issues and to potentially reach a resolution. If this is not successful, then
you may appeal the matter or forward complaints in writing to UBT by emailing
ombudsman@ubteam.com.

LIMITATION OF LIABILITY AND INDEMNITY

UBT and all of UBT's officers, directors, employees, subcontractors, agents,
successors, or assigns (collectively “UBT”) shall not be liable for any loss,
injury, claim, liability, or damage of any kind resulting in any way from (a)
any errors in or omissions relating to the Website or the products not being
available or not being included in or through the Website, (b) the
unavailability or interruption of the Website or any products provided in or
through the Website, (c) your use of the Website or any of the products offered
in or through the Website, (d) the loss or corruption of any data or equipment
in connection with the Website, (e) the content, accuracy, or completeness of
any information or products offered on or through the Website, regardless of
whether you received assistance in the use of the Website, (f) any delay or
failure in performance beyond the reasonable control of UBT, or (g) any content
retrieved from the Internet even if retrieved or linked to from within the
Website.

To the maximum extent permitted by applicable law, UBT, its agents, assigns,
employees, contractors, consultants, and service providers and their respective
successors and assigns shall not be liable to you or any third party for any
direct, indirect, special, incidental, punitive, or consequential damages
whatsoever incurred through the use of the website, UBT products, and/or
services. UBT is not responsible for any use of the website, UBT products and/or
services by you or any third party, loss of profit, loss of revenue, loss of
reputation, or for any business interruption arising out of or in any way
related to these terms of use, your use of, or inability to use, the UBT
products. UBT is not responsible for any information, website content or
materials made available by or on behalf of third parties whether referenced on
the ubt website or otherwise accessible over the internet.

The aggregate liability of UBT in connection with these terms of use, your use
of the website, any UBT products and/or services or any other circumstance
giving rise to liability shall be limited to direct damages only and such direct
damages shall not exceed the fee paid by you to UBT for UBT products and/or
services giving rise to the dispute. In no event, however, shall such liability
exceed $100.00 us/cad, as applicable.

You agree to defend, indemnify, and hold harmless UBT, its agents, assigns,
employees, contractors, consultants, and service providers and their respective
successors and assigns, from and against any and all claims, demands, actions,
proceedings, liabilities, judgments, penalties whether civil or criminal, taxes,
and all costs, liabilities and expenses (including, without limitation,
reasonable legal fees on a solicitor client basis) arising out of or relating to
your use of the Website, UBT products and/or services, or that may be incurred
by UBT arising out of, or relating to, your violation of these Terms, the misuse
or illegal use of the Website, UBT products and/or services, or any violation by
you of applicable law or rights of any third parties (including intellectual
property rights), the failure of you to comply with applicable laws and
regulations, any errors in any data (including maintenance data) supplied to
UBT, or your gross negligence or willful misconduct.

COPYRIGHT

The copyright to all content on the Website including but not limited to
computer code, applets, graphics, images, layouts, music, audio, and visual
material and text belongs to UBT or UBT has a license to use such materials. All
trademarks, brands, and logos generally identified either with the symbols TM or
® which are used on this Website are either owned by UBT or UBT has a license to
use them. When you visit the Website, UBT gives you a limited, non-exclusive,
royalty-free, revocable right to access and use UBT’s information for your own
personal and business use. If you use UBT’s content in any other way, you will
be infringing UBT’s intellectual property rights.

COMMENTS

Any comment, feedback, idea, or suggestion (called “Comments”) which you provide
to UBT through the Website or any other forum (including face-to-face sessions,
seminars, chat lines, blogs, and the like) become UBT’s property. If in the
future UBT uses your Comments in promoting its Website or products offered on or
thorough the Website, or in any other way, UBT will depersonalize it unless your
consent to use your name is obtained. Furthermore, you agree that UBT is
entitled to use your Comments for any commercial or non-commercial purpose
without compensation to you or to any other person who has transmitted your
Comments. If you provide UBT with Comments, you acknowledge that you are
responsible for the content of such material including its legality,
originality, and copyright.

PROTECTION OF COPYRIGHT

This Website and any of the products may contain Intellectual Property of UBT or
licensors. If UBT finds you have used its copyright material contrary to these
Terms, UBT may bring legal proceedings against you seeking monetary damages and
an injunction to stop you using those materials.


PRIVACY POLICY

By agreeing to these Terms, you are also agreeing to UBT's Privacy Policy as it
appears on the Website. The Privacy Policy should be reviewed prior to
completing any transaction on the Website.

PRODUCTS AND SERVICES
PRODUCTS OFFERED

We offer products via the Website, by email, by hard copy brochures, and by face
to face selling. Our offers are made only for acceptance within the USA and
Canada by persons over the age of 18 years. Every offer is made on the basis
that UBT will consider an order from you pursuant to the offer and will conclude
a sale at UBT’s sole discretion by accepting your order. If UBT elects to accept
your order, UBT will notify you by email within 7 days of your order.

COMMISSIONS

From time to time, UBT may offer products via the Website, by email, by hard
copy brochures, and by face to face selling that are provided by third parties
and which are typically subject to agreements whereby UBT benefits, whether by
cash payment rebate, commissions, or otherwise for introducing you as a
purchaser of those products. In purchasing such products, you hereby expressly
acknowledge and consent to this arrangement. UBT may also receive transactional
information in relation to these agreements for auditing of benefits and
marketing purposes.

PRODUCT DESCRIPTIONS

UBT strives to describe products included on the Website as accurately as
possible. Images and pictures are provided by way of illustration and do not
necessarily show the full designs or options of the products. No products come
with any add on or accessory unless expressly stated.

PRICES AND PAYMENTS

Prices advertised are in US Dollars (www.ubteam.com) and Canadian Dollars
(www.ubteam.ca), as applicable, and exclude all applicable taxes unless
otherwise stated. Any applicable taxes shall be added to each invoice at
check-out.

Fees for UBT products ("Fees") are outlined on the Website and become payable at
the time you agree to purchase such UBT products. Payment may be made through
any method authorized by UBT and UBT reserves the right to change, or to stop
accepting, any permitted payment method at any time. You authorize UBT to charge
you for any UBT products purchased by you at the time such Fees becomes payable
and warrant that you are authorized to use the payment processor selected by
you.

You specifically acknowledge and consent to the collection and use of your
information, including personal information, by third party payment processors
as necessary to process your payments.

In the event you believe that UBT has billed you in error, you must contact UBT
within ninety (90) days of the date of purchase. No refunds or adjustments will
be provided for charges which are more than ninety days old. By agreeing to
these terms, you release UBT from all liability and claims resulting from any
error that you do not report to UBT within ninety days of the date of purchase.

DELIVERY

Depending on the products offered, delivery may be electronically by download,
physically by transport selected by UBT, or by progressive release and delivery
over a specified period. The title to any products sold to you will not pass to
you until UBT has received payment in full. Costs of packaging and delivery to
you will be paid by UBT unless stated otherwise.

CUSTOMER SERVICE CONTACT AND RESPONSE TIME

UBT Customer Service team operates during business hours 7:00 AM – 7:00 PM
central standard time, Monday through Friday, except for on public, governmental
and statutory holidays. UBT will endeavor to respond within one business day to
any customer enquiries sent to onesupport.na@ubteam.com during business hours.
Otherwise contact with UBT can be made by calling 1 866 996 6336 to speak to a
Customer Service representative. For all calls made after business hours, please
leave your contact details so UBT can return your call at its earliest
convenience.

CUSTOMER SATISFACTION GUARANTEE AND RETURNS

If for any reason you are not satisfied with any UBT products, you may return
them for a refund of your purchase price. Products returned for a refund must be
received by UBT in their original saleable condition within 30 days of the sale.
Products will remain at your risk until received by UBT. Your right for a refund
for products for which you are not satisfied applies only to products supplied
directly by UBT and not to products purchased from one of UBT’s suppliers. Other
rights and remedies in relation to the products purchased from UBT include:

 * The benefit of all manufacturers’ warranties in relation to the products;
 * UBT’s warranty against defect in respect of all electronic hardware for the
   period of the manufacturers’ warranties, provided the hardware is used
   according to the manufacturers’ recommendations; and
 * UBT’s warranty that any electronic hardware that is inoperable on arrival or
   that fails within 30 days of shipping will be replaced by UBT as soon as
   possible, provided the faulty hardware is returned to UBT.

To utilize UBT's repair services, or make return requests, please contact
onesupport.na@ubteam.com or call 1 866 996 6336. You will be given a reference
number and instructions regarding how products are to be delivered to UBT.
Always include the reference number provided, your current contact details, a
description of the service you are seeking, and any requested supporting
documentation. Where any returned products contain data, UBT cannot guarantee
the recovery or transfer of that data. You are strongly recommended to back-up
all your data on a regular basis and prior to returning any products for repair
or warranty claims.

REPAIRS

If you purchase UBT products that are defective, UBT may, at its option:

 * Repair or replace the products or any part of them or reimburse you for
   repair or replacing the products;
 * Resupply the services or pay the cost of having the services supplied again;
   or
 * Refund your purchase price.

UBT will always contact you to advise you of valid claims regarding any
defective products, to accept a claim or to notify you that required repairs are
chargeable.

Tampering with, attempting to repair, or damaging any products or devices may
void your warranty, if any. Warranties, if any, do not cover user damage to the
device. Warranties, if any, may not cover abnormal use or consumable parts.

When repairing or replacing equipment and hardware UBT may use refurbished or
like new parts, and where UBT is unable to replace an item, UBT may provide an
alternative that is like or superior to the goods replaced.

Please refer to the procedures in Paragraph 5.2 for making claims and arranging
returns.

LIMITED WARRANTY

UBT represents and warrants that it has the right and authority to make the
Website and the products offered on or through the Website available to you
pursuant to these Terms.

Except as otherwise provided in the foregoing limited warranty, the website and
products are provided on as “as is”, “as available” basis and UBT and each third
party supplier of products expressly disclaim all other warranties, including
the warranties of merchantability and fitness for a particular purpose.

You agree that, the international conventions concerning the sale of goods shall
not apply to these Terms or the provision of any products and services by UBT.

SOFTWARE

All software products sold by UBT are subject to the terms and conditions of the
license agreement and terms and conditions relating to that software. You
acknowledge your obligation to honor such license agreements and terms and
conditions. All rights, title, or interest in respect of the intellectual
property rights in the software remain with UBT or the licensor of the software.

MONTHLY SOFTWARE & LICENSE SYSTEM

All computer hardware sold by UBT has Streamline3 software ("Streamline3")
pre-installed, which you are licensed to use by the Monthly Software and System
License fee. Streamline3 software manages access to the Internet on your behalf
with default settings which you as the responsible business owner are able to
modify for your intended use, subject to the following conditions:

 * Streamline3 software is not transferable to another device or user.
 * As the purchaser of a computer or laptop, you are responsible for the
   administration of the pre-installed Streamline3 software settings and must
   agree to the software licensing terms and conditions.
 * Removal and circumvention of the Streamline3 protection system provided is
   not to be undertaken in any way, form, or fashion and may breach its
   warranty.

ENTIRE AGREEMENT

These Terms, when read with any terms and conditions included with the products
or provided at check-out relating to any purchase, represent the whole of the
terms of the contract between you and UBT and all representations, warranties,
undertakings, prior agreements, or arrangements, whether written or oral, are
expressly excluded. Where there is a conflict between these Terms and terms and
conditions included with the products, the terms and conditions with the
products take precedence. You expressly acknowledge that in entering into a
purchase with UBT you have not relied upon any prior representation made by UBT
concerning the products, their uses, fitness, quality, or specifications.

INTELLECTUAL PROPERTY

UBT owns copyright in the content made available through all UBT products,
including text, images and source code, and trade-mark rights in material used
as trade-marks, including text, logos and icons. Nothing in these Terms vest or
transfer any intellectual property rights in or to you and any use, alteration,
or replication of any of UBT's intellectual property is a violation of these
Terms and applicable USA, Canadian and International intellectual property laws.

You agree to not take any action to jeopardize, limit or interfere with UBT's
intellectual property rights, including making copies of copyright protected
material and using or challenging UBT's trade-marks.

Certain materials or information available to you through the UBT products or
through links to third party websites may be subject to third party intellectual
property rights. All such intellectual property rights are and shall remain the
property of their respective owners or creators (as the case may be). You
acknowledge and agree that UBT is not responsible for the accuracy, completeness
or content provided by or on behalf of third parties.

UBT, www.ubteam.com, and www.ubteam.ca are the trademarks and service marks of
UBT. All other trademarks, service marks and logos used in this site are the
trademarks, service marks, or logos of their respective owners. Nothing on the
Website should be construed as granting any license or right to use any
trademark, service mark, or logo displayed on the Website without the express
written permission of UBT or the third party that may own the trademark, service
mark, or logo.


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